Zillow 3D Home Tour is a free app that allows agents to create walk-through property tours for buyers. Agents can use their smartphone to take tour photos, generate seamless 3D tours with the app, and upload these tours to their Zillow profile, website, or social media profile to generate buyer leads—all for free. If you’re…
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Turnkey Real Estate: The Ultimate Guide to Turnkey Properties
A turnkey property is one that is in livable condition and is move-in ready, meaning that it doesn’t require repairs. Turnkey properties often have tenants already in them and a property manager already managing them. Investors most commonly purchase these properties from turnkey real estate companies, but private individuals can also sell these seasoned units….
What Is Third-party Insurance?
Third-party insurance is liability coverage purchased by you (first party) from an insurance carrier to protect against claims from other people (third party) for damage or injuries you cause. This coverage typically comes packaged in auto, homeowners, renters, and business insurance policies to protect against common risk exposures. How Third-party Insurance Works Third-party liability insurance…
What Is a Shopper Profile: 8 Types of Shoppers
As a retailer, you have many different types of shoppers walking into your store (or browsing your online store). Shopper profiles identify different buying behaviors and what ultimately drives a customer’s decision to purchase. Understanding these types of shoppers will help you increase sales in your retail store. Retailers can cater to every kind of…
SCORE Small Business Mentoring: The Ultimate Guide
SCORE small business mentoring is offered through the national nonprofit, Service Corps of Retired Entrepreneurs (SCORE). The program is free and matches up business owners with volunteer mentors. There are thousands of mentors nationwide, making it possible to find an experienced mentor whose expertise matches your business needs. What SCORE Is SCORE is a nonprofit…
How to Become a Property Manager in 7 Steps
A property manager is the person responsible for day-today operations of an apartment or condo building. Their work entails property promotion, negotiation of contracts, collecting payments, and property upkeep. To become a successful property manager, you need to learn state requirements, take requisite classes, pass the exam, get a job, and consider professional certifications. Aspiring…
Revolving Credit: What It Is and How It Works
Revolving credit lets you borrow money as needed up to an available credit limit or line and only pay interest on the money you use. It lets you access funds to finance purchases or for emergencies. Common types of revolving credit include credit cards, lines of credit (LOC), and home equity lines of credit (HELOC)….
Zillow Alternatives: 6 Best Real Estate Listing Sites 2019
Zillow is the world’s most popular real estate listing site, but some agents want more targeted sites—such as those focused on apartments or foreclosure properties—to increase interest in their listings. We identified six of these options, ranked according to price, listing features, agent profile options, advertising opportunities, usability, and customer service. Top 6 Real Estate…
What an Operating Lease Is & How It Works
An operating lease allows small businesses to acquire equipment while conserving cash flow and allowing for frequent replacement to avoid equipment obsolescence. Payments are generally lower than equipment loan payments, though you will likely pay more overall if you keep the equipment. Any lease that doesn’t meet finance lease criteria is considered an operating lease….
What’s the Minimum Credit Score for Business Loans?
Business owners need a credit score of 620 or higher to have access to a variety of financing options. 550 is the minimum for even basic financing that’s not cost-prohibitive. Business loans may be available for lower scores, but they’ll be short-term and expensive to get. The Minimum Credit Score Needed for Small Business Loans…
What Is a Merchant Account? Definition & Providers
A merchant account is a bank account required for a business to accept credit card payments. It’s one step of the overall payment process. Companies like Square, PayPal, and Stripe integrate the merchant account seamlessly into its payment processing. Merchant account fees are typically 1.5% to 2.9% of every transaction. There are many factors to…
How Fixed-rate Credit Cards Work & Where to Find One
Fixed-rate credit cards charge an annual percentage rate (APR) that remains unchanged throughout the life of the account. They differ from variable-rate cards, which have APRs that change over time. Fixed-rate cards are best for anyone who carries a balance and wants to avoid future rate hikes. These cards are offered primarily through credit unions….