Jaime Suralta

Editorial and Partnership Disclosure The card_name is a premium business credit card that lets you earn travel rewards on business purchases while enjoying attractive perks like travel credits, lounge access, and premium points rewards when you book flights, hotels, and car rentals through Capital One Travel. It’s a great option for frequent travelers who can justify…

Editorial and Partnership Disclosure  U.S. Bank occasionally provides automatic credit limit increases for eligible customers. However, if you don’t receive an automatic increase, you can easily apply online, call U.S. Bank’s customer service, or visit a nearby branch to request one. To improve your chances of approval, it’s helpful to maintain a strong credit score,…

Editorial and Partnership Disclosure The American Express Business Green Rewards Card is ideal for businesses seeking effective solutions for employee expense management. The card rewards spending on travel, particularly flights and hotel stays, making it a great fit for companies with frequent travel needs. Although it requires monthly balance payments, it offers a Pay Over…

A business credit card allows you to make purchases on a credit line, which offers flexibility and the potential to build business credit and requires careful management to avoid debt and fees. On the other hand, a business debit card draws directly from your bank account, giving you spending control with no risk of debt….

Editorial and Partnership Disclosure  The PNC Visa® Business Credit Card is ideal for small business owners who prioritize low rates over earning rewards. It offers a fairly low Annual Percentage Rate (APR) and a 0% introductory period on purchases and balance transfers for the first 13 billing cycles. With a $0 annual fee, this card…

Editorial and Partnership Disclosure A business prepaid card is a payment card that you load with funds before use. Unlike credit or debit cards, which are tied to a credit line or bank account, prepaid cards prevent overspending and debt. By limiting spending to the available balance, you can control employee expenses like travel, meals,…

Editorial and Partnership Disclosure The First Tech Platinum Secured Mastercard® is a secured credit card designed to help individuals build or rebuild credit. To apply, you’ll need to become a member of First Tech Federal Credit Union. The card has $0 fees for annual membership, foreign transactions, cash advances, or balance transfers. A $500 to…

Editorial and Partnership Disclosure In some cases, TD Bank may automatically offer an increase in your credit limit after regularly reviewing your account for on-time payments, low debt levels, and customer loyalty over time. If that doesn’t happen, you can request an increase by applying on TD Bank’s online banking platform or mobile app, calling…

Approval for a business credit card is never guaranteed, as several reasons can contribute to a denial. The following are seven common reasons why your credit card application may be rejected, namely: credit score issues, verification issues from the issuing bank, business is new or unestablished, too many credit card applications, not enough income, no…

Editorial and Partnership Disclosure card_name is an excellent choice for business owners who frequently stay at IHG® Hotels & Resorts. You’ll get elite benefits like early check-in, late check-out, and room upgrades. While there’s a $99 annual fee, it easily offsets that cost with a free night every card anniversary. Think of it as prepaying…

Editorial and Partnership Disclosure OpenSky® Secured Visa® Credit Card from Capital Bank is a secured credit card that is designed to help people build or rebuild their credit. One of its standout features is that it does not require a bank account or a credit check when you apply—you only need to put up a…

Editorial and Partnership Disclosure The PNC Cash Rewards® Visa Signature® Business Credit Card is ideal for business owners who want unlimited 1.5% cash back on all purchases, with no spending categories to track. Besides that, you can earn a $600 welcome offer and enjoy a $0 annual fee. While it features a 0% introductory Annual…