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Bass Pro Shops and Cabela’s CLUB Business Mastercard®, issued by Capital One, is ideal for business owners who run outdoor sports businesses, including fishing, boating, and camping. It offers premium cash back and a special APR on your purchases at Bass Pro Shops and Cabela’s. Additionally, it charges $0 annual fees and lets you earn rewards on other purchases anywhere Mastercard is accepted.
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| Intro APR | N/A |
|---|---|
| Regular APR | 20.49%, 23.49%, or 32.24% variable on other purchases and transfers |
| Annual Fee | None |
| Credit Needed | Excellent |
When grading business rewards business credit cards like the Capital One Bass Pro Shops and Cabela’s CLUB Business Mastercard®, we rate the ongoing and introductory rewards the highest. We also consider the introductory and ongoing APRs, annual fees, other fees, and additional features.
| Grading Criteria | Card Score | Highest Possible Score |
|---|---|---|
| Introductory Rewards | 15 | 20 |
| Ongoing Rewards | 15 | 20 |
| Introductory APR | 0 | 15 |
| Ongoing APR | 12 | 15 |
| Additional Features | 7 | 10 |
| Annual Fee | 10 | 10 |
| Other Fees | 8 | 10 |
| Total Score | 67 | 100 |
- Who the Capital One Bass Pro Shops and Cabela’s CLUB Business Mastercard® Is Best For
- Capital One Bass Pro Shops and Cabela’s CLUB Business Mastercard® Rewards
- Capital One Bass Pro Shops and Cabela’s CLUB Business Mastercard® Features
- Capital One Bass Pro Shops and Cabela’s CLUB Business Mastercard® Fees
- Capital One Bass Pro Shops and Cabela’s CLUB Business Mastercard® Alternatives
- Frequently Asked Questions (FAQs)
- Bottom Line
Who the Capital One Bass Pro Shops and Cabela’s CLUB Business Mastercard® Is Best For
- Owners of outdoor sports businesses: This card is great to be used at Bass Pro Shops and Cabela’s—both of which sell outdoor recreation merchandise.
If this card doesn’t fit the bill, then see our
below.
Capital One Bass Pro Shops and Cabela’s CLUB Business Mastercard® Rewards
- $100 in CLUB points after spending $1,000 on purchases within 60 days of account approval
- 5% back in CLUB points at Bass Pro Shops and Cabela’s
- 2.5% back in CLUB points at participating Cenex® convenience stores
- 1.5% back in CLUB points on all other purchases
Rewards Calculator
Find out how much you can earn from the Capital One Bass Pro Shops and Cabela’s CLUB Business Mastercard® based on your estimated monthly expenses. Our rewards calculator will compute your potential rewards—just enter your expected monthly spending, and our calculator will do the rest.
Capital One Bass Pro Shops and Cabela’s CLUB Business Mastercard® Calculator
Your potential annual reward earnings are:
How to Redeem Rewards
You can redeem your earned rewards to make purchases at Bass Pro Shops and Cabela’s. Note that earned CLUB points don’t expire so long as the account is active.
Capital One Bass Pro Shops and Cabela’s CLUB Business Mastercard® Features
Account Management
- Payment flexibility: Choose your preferred monthly due date.
- Year-end summaries: Get an itemized report of your spending to help simplify budgeting and tax time.
- Purchase records: Secure and download purchase records quickly in multiple formats—including Quicken®, QuickBooks®, and Excel®.
- Employee cards: Track employee spending by setting customized spending limits, monitoring transactions, and assigning account managers to make purchases and payments.
Exclusive Perks
- Price match: If any price currently being offered by a local retailer or on a qualifying website is lower than the price offered by the Bass Pro Shops and Cabela’s, this card will beat the price by 5% for the CLUB members at the time of purchase.Certain exclusions and limitations apply, as stated in the terms and conditions that come with your card.
- Exclusive CLUB perks: Access perks like in-store events, extra point offerings, CLUB Member-only discounts, and giveaways.
Service & Protection
- Fraud alerts: Receive an email or text message if Capital One detects a potential mistake or unexpected charge on your account.
- $0 fraud liability: Get peace of mind because you won’t be held responsible for unauthorized charges if your card’s or employees’ cards are lost or stolen.
- Customer support: Access servicing agents ready to work with you and address any questions.
Capital One Bass Pro Shops and Cabela’s CLUB Business Mastercard® Fees
APRs
- Introductory: None
- Ongoing on purchases made at Bass Pro Shops and Cabela’s: 7.99%
- Ongoing on other purchases and transfers: 20.49%, 23.49%, or 32.24% variable, which adjusts with the prime rate
- Cash advance: 32.24% variable, which adjusts with the prime rate
- Penalty: 34.65% variable, which adjusts with the prime rate; will apply to your account if you make a late payment
Fees
- Annual: $0
- Balance transfer: 3% of the amount of each transferred balance that will be posted to your account
- Foreign transaction: $0
- Cash advance: Either $3 or 3% of the amount of each cash advance, whichever is greater
- Late payment: Up to $40
Your due date is at least 25 days after the close of each billing cycle.
- Capital One Mobile: Use the app to ensure you pay your balances in full each month.
- Phone: Call (800) 227-4825 or the number on the back of your credit card.
- Online: Log into your Capital One account and select “Make a payment.”
- Nearest Capital One bank: Visit the nearest Capital One branch.
- Mail: Send a check by United States mail using this address:
Capital One
Attn: Payment Processing
PO Box 71083
Charlotte, NC 28772-1083
- Overnight: When sending overnight, use this address:
Capital One
Attn: Payment Processing
6125 Lakeview Rd., Ste. 800
Charlotte, NC 28269
Capital One Bass Pro Shops and Cabela’s CLUB Business Mastercard® Alternatives
American Express Blue Business Cash
| Intro APR | 0% on purchases |
|---|---|
| Regular APR | 16.74% - 28.49% Variable |
| Annual Fee | No annual fee |
| Credit Needed | Excellent, Good |
If you intend to spend beyond your credit limit, you will benefit from this card’s Expanded Buying Power feature. It lets you go over your credit limit based on your credit usage, credit score, payment behavior, and other financial factors. On top of that, you’ll earn up to 2% cash back that will be automatically credited to your statement balance. Also, you’ll enjoy $0 annual fees, 0% purchase APR for the first 12 billing cycles, and a generous welcome offer when you meet the spend requirements.
card_name
| Intro APR | intro_apr_rate,intro_apr_duration |
|---|---|
| Regular APR | reg_apr,reg_apr_type |
| Annual Fee | annual_fees |
| Credit Needed | credit_score_needed |
This Capital One alternative charges $0 annual fees and lets you earn up to 5% cash back on your purchases. It also offers a $500 cash bonus if you can spend at least $4,500 within the first three months of opening an account. Note that you need to have an excellent credit score to qualify.
U.S. Bank Business Platinum Card
| Intro APR | 0% intro on purchases for 12 billing cycles |
|---|---|
| Regular APR | 16.24% - 25.24% Variable |
| Annual Fee | $0 |
| Credit Needed | Excellent, Good |
If you are planning to make large purchases, this card is your best bet. With its 12-month-long 0% purchase APR, you can save on credit costs while you pay off your balance. Plus, it has $0 annual fees and features ExtendPay® Plan, which lets you pay off your eligible balance over time with zero interest (just a small monthly fee).
Frequently Asked Questions (FAQs)
The special rate of 7.99% is only applicable on purchases made with Bass Pro Shops and Cabela’s, including in-store, online, over the phone, and with Signature Events.
Bass Pro Shops and Cabela’s will beat the prices offered by any local retailer or qualifying website by 5% for CLUB Members.
Yes, Capital One offers eight business credit cards with different perks and benefits. You can either earn cash back or miles rewards, and they come with $0 to low annual fees, helping your business save on credit costs. What’s more, it only takes around 10 minutes to apply for a Capital One business credit card. To get the most benefits, make sure to choose the card with rewards and features that are valuable to your company.
Bottom Line
Capital One Bass Pro Shops and Cabela’s CLUB Business Mastercard® is a great option if you own or run an outdoor sports business. You can enjoy rewards and perks at the Bass Pro Shops and Cabela’s and their subsidiaries. Remember that you can only use rewards in these shops and not as a statement credit. You may also want to consider other business credit cards that offer a long 0% introductory APR period, have a fixed cash back rewards system, and let you spend over your spending limit.
Fit Small Business has partnered with CardRatings for our coverage of credit card products. Fit Small Business and CardRatings may receive a commission from card issuers.
To see rates & fees for the American Express cardsFit Small Business may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. mentioned in this article, reference the following links below:
American Express Blue Business CashTM Card
