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The card_name is a premium business credit card that lets you earn travel rewards on business purchases while enjoying attractive perks like travel credits, lounge access, and premium points rewards when you book flights, hotels, and car rentals through Capital One Travel. It’s a great option for frequent travelers who can justify the $395 annual fee through its rewards and benefits. However, it’s important to note that this card requires you to pay your balance in full each billing cycle; otherwise, you’ll incur a late payment fee.
If you wish to compare one card over another, select a maximum of three cards on this page and click Add to Compare to view the details in a side-by-side comparison.
card_name
BEST FOR:
Those who frequently travel
Intro APR
intro_apr_rate,intro_apr_duration
Regular APR
reg_apr,reg_apr_type
Annual Fee
annual_fees
Credit Needed
credit_score_needed
- Earn unlimited 2X miles on every purchase, everywhere-with no limits or category restrictions
- This card has no preset spending limit, so you get purchasing power that adapts to your spending needs. The annual fee on this card is $395
- Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Earn unlimited 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Travel, where you'll get the best prices on thousands of options
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Travel
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Receive up to a $120 credit for Global Entry or TSA PreCheck(R). Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and membership to Priority Pass
- This is a pay-in-full card, so your balance is due in full every month
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
Pros
- Generous welcome offer
- $0 foreign transaction fees
- Receive up to $120 in statement credits toward Global Entry or TSA PreCheck®
- Unlimited complimentary access for you and two guests to over 1,300 airport lounges worldwide, including exclusive Capital One Lounges and the Partner Lounge Network
Cons
- Very high annual fee
- No introductory 0% APR period
- If you don’t pay off the balance in full, you will be charged a late fee of 2.99% on your outstanding statement balance
- Virtual Cards: Generate virtual card numbers to make secure payments online, keeping your physical card details private and simplifying expense tracking.
- Security Alerts: Receive real-time alerts via text, email, or phone if Capital One detects any suspicious activity on your account.
- Card Lock & $0 Liability for Unauthorized Charges: Instantly lock your card or an employee’s card if it’s misplaced, lost, or stolen. Plus, enjoy $0 liability protection for any unauthorized charges.
- Cell Phone Protection: Get up to $800 in reimbursement if your phone is damaged or stolen, providing added peace of mind.
- Customer Support with Eno: Capital One’s virtual assistant, Eno, monitors your accounts 24/7, sending alerts for any unusual activity and answering questions instantly to support your financial needs.
Intro APR
intro_apr_rate,intro_apr_duration
Regular APR
reg_apr,reg_apr_type
Annual Fee
annual_fees
Credit Needed
credit_score_needed
- Earn unlimited 2X miles on every purchase, everywhere-with no limits or category restrictions
- This card has no preset spending limit, so you get purchasing power that adapts to your spending needs. The annual fee on this card is $395
- Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Earn unlimited 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Travel, where you'll get the best prices on thousands of options
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Travel
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Receive up to a $120 credit for Global Entry or TSA PreCheck(R). Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and membership to Priority Pass
- This is a pay-in-full card, so your balance is due in full every month
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
Pros
- Generous welcome offer
- $0 foreign transaction fees
- Receive up to $120 in statement credits toward Global Entry or TSA PreCheck®
- Unlimited complimentary access for you and two guests to over 1,300 airport lounges worldwide, including exclusive Capital One Lounges and the Partner Lounge Network
Cons
- Very high annual fee
- No introductory 0% APR period
- If you don’t pay off the balance in full, you will be charged a late fee of 2.99% on your outstanding statement balance
- Virtual Cards: Generate virtual card numbers to make secure payments online, keeping your physical card details private and simplifying expense tracking.
- Security Alerts: Receive real-time alerts via text, email, or phone if Capital One detects any suspicious activity on your account.
- Card Lock & $0 Liability for Unauthorized Charges: Instantly lock your card or an employee’s card if it’s misplaced, lost, or stolen. Plus, enjoy $0 liability protection for any unauthorized charges.
- Cell Phone Protection: Get up to $800 in reimbursement if your phone is damaged or stolen, providing added peace of mind.
- Customer Support with Eno: Capital One’s virtual assistant, Eno, monitors your accounts 24/7, sending alerts for any unusual activity and answering questions instantly to support your financial needs.
When grading pay-in-full business credit cards like card_name, we look at the card’s annual fee, rewards, additional features, penalties, and other fees.
Grading Criteria | Card Score | Highest Possible Score |
|---|---|---|
Annual Fee | 10 | 30 |
Ongoing Rewards | 20 | 20 |
Introductory Rewards | 20 | 20 |
Penalties | 10 | 15 |
Other Fees | 10 | 10 |
Additional Features | 5 | 5 |
Total Score | 75 | 100 |
Who the card_name Is Best For
- Those who travel frequently: The card provides luxury perks, like access to Priority Pass™ and Capital One Lounges, along with premium rewards—10X miles on hotels and rental cars and 5X miles on flights when booked through Capital One Travel.
- Those who can pay their balances in full each month: Capital One requires cardholders to pay in full each month, meaning there are no interest charges to worry about.
- Those who prefer earning top-tier benefits and rewards: This card has no preset spending limit, so you get purchasing power that adapts to your spending needs. Plus, earn unlimited 2X miles on every purchase with no limits or category restrictions.
See our recommended alternatives if this card doesn’t fit your business needs. Alternatively, you may check our roundup of the best Capital One business credit cards for more options from the issuer.
card_name Rewards
Your rewards remain active as long as your account is open—miles will not expire. However, if the account is closed, unredeemed rewards may be forfeited. There is no limit to the rewards you can earn on purchases.
Reward Highlights
- Earn 150,000 bonus miles (valued at $1,500 in travel) after spending $30,000 within the first three months from account opening.
- Receive 10x miles for hotels and rental cars booked through Capital One Travel.
- Earn 5x miles on flights booked through Capital One Travel.
- Earn unlimited 2x miles on all other purchases without limit.
Bonus Anniversary Reward
- Earn an additional 10,000 bonus miles annually, starting on your first card anniversary.
card_name Calculator
In our rewards calculator below, simply enter your estimated monthly spending to compute the potential rewards you can earn from the card_name card. Note that each mile is valued at 1 cent when redeemed toward travel booked with Capital One Travel.
How to Redeem card_name Rewards
You can redeem your miles for flights, hotels, vacation rentals, and more without restrictions or blackout dates. Here are the two main ways to redeem your miles for travel:
- Redeem for Past Travel Purchases
Book your travel through any website, travel agent, or service using your card, then redeem your miles:
- Sign in at www.capitalone.com
- Go to “Rewards”
- Select “Cover Your Travel Purchases”
Alternatively, call Capital One’s Rewards Center to redeem by phone. Keep in mind that redemptions for past travel purchases must be made within 90 days from the date the purchase posts to your account.
- Book New Travel Reservations
To use miles directly for new bookings, visit www.capitalone.com to book flights, car rentals, or hotels, and pay with miles. The miles required will depend on the travel purchase cost at the time of booking.
Beyond travel, you can use your miles in a variety of ways:
- Cash back: Convert miles into cash back, applied as a statement credit or direct deposit.
- Gift cards: Redeem miles for gift cards from a wide selection of popular retailers and restaurants.
- Shop with miles: Use miles at checkout with select online retailers, like Amazon, for instant savings.
Note: Redemption rates for these options may vary and are subject to change at Capital One’s discretion. For the latest redemption offers, enroll in online servicing at capitalone.com.
These flexible redemption options make it easy to find the right fit for your business needs, whether it’s travel, cash back, or online shopping.
card_name Features
Employee Access
- Free employee cards: Issue free cards to employees, enabling you to track spending while earning rewards on their purchases.
- Custom spending limits: Set customized spending limits for each employee card, with real-time transaction updates as soon as they post.
Travel Perks
- Capital One Travel: Access competitive prices on thousands of travel options and flexibility to pay with rewards, your card, or a combination of both.
- Miles transfer: Transfer your miles to any of Capital One’s 15-plus travel loyalty partners.
- Annual $300 travel credit: Receive statement credits for bookings made through Capital One Travel each year.
- Premier collection: Get a $100 experience credit and other premium benefits when booking luxury hotels, resorts, and vacation rentals through the Premier Collection.
- Redeem miles for travel: Use your miles through Capital One Travel or redeem them as reimbursement for travel expenses within 90 days of purchase.
- Global Entry or TSA PreCheck®: Receive up to a $120 statement credit for Global Entry or TSA PreCheck® enrollment.
- Partner lounge network: Complimentary access to over 1,300 airport lounges worldwide.
- Capital One Lounge: Enjoy all-inclusive amenities, including high-speed Wi-Fi, local food, and wellness spaces at Capital One Lounges.
- $0 foreign transaction fees: Make purchases outside the US without incurring foreign transaction fees.
Manage Your Spending
- Vendor payment flexibility: Pay vendors via card or ACH directly from your Capital One Business account, with tracking and selection options.
- Simplified budgeting and tax reporting: Year-end summaries with itemized spending make budgeting and tax prep easier.
- Recurring transactions management: Track and manage recurring expenses, such as subscriptions and bills, in one place.
- AutoPay: Set up AutoPay to ensure you never miss a payment deadline.
- Flexible payment dates: Choose your own monthly due date to align with your business’s cash flow needs.
- Purchase records: Download purchase records in multiple formats like Quicken®, QuickBooks®, or Excel® for easy financial management.
Security
- Virtual cards: Create virtual cards for secure online purchases without exposing your actual card number.
- Fraud alerts: Receive alerts if unusual or potentially fraudulent activity is detected on your account.
- Card lock: Instantly lock your card or an employee’s card if it’s lost or stolen to prevent unauthorized use.
card_name Fees
- Annual: annual_fees
- Cash advance: cash_advance_fee
- Foreign transaction: foreign_transaction_fee
- Late payment: late_payment_fee
All charges on this card must be paid in full each month, with no option to carry a balance. Hence, there’s no APR. However, if you don’t pay in full by the due date, a late fee will apply.
- Capital One Mobile: Use the app to ensure you pay your balances in full each month.
- Phone: Call 800-227-4825 or the number on the back of your credit card.
- Online: Log in to your Capital One account and select “Make a payment.”
- In-person: Visit the nearest Capital One branch.
- Mail: Send a check by United States mail using this address:
Capital One
Attn: Payment Processing
PO Box 71083
Charlotte, NC 28772-1083
- Overnight: When sending overnight, use this address:
Capital One
Attn: Payment Processing
6125 Lakeview Rd., Ste. 800
Charlotte, NC 28269
card_name Alternatives
American Express Business Platinum Card
This card offers exceptional travel perks that go beyond the card_name, with access to The Global Lounge Collection (over 1,300 lounges worldwide), hotel status upgrades, rebates from top brands, and comprehensive travel protections. A generous Welcome Offer lets you earn up to 200,000 Membership Rewards® points after spending $20,000 in the first three months. Plus, you can unlock over $1,000 in annual value for business and travel needs, with a $0 intro annual fee for the first year, then $95.
The Business Platinum Card® from American Express
BEST FOR:
Gaining access to unrivaled travel rewards and luxury travel perks like airport lounge access
Intro APR
N/A
Regular APR
18.74% - 27.74% Variable
Annual Fee
$695
Credit Needed
Excellent, Good
- Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,400 airport lounges worldwide
- $0 foreign transaction fee
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,400 lounges worldwide for you and two guests.
- Airport screening: Either a $120 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 1,000,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
Intro APR
N/A
Regular APR
18.74% - 27.74% Variable
Annual Fee
$695
Credit Needed
Excellent, Good
- Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,400 airport lounges worldwide
- $0 foreign transaction fee
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,400 lounges worldwide for you and two guests.
- Airport screening: Either a $120 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 1,000,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
card_name
For a straightforward rewards option with a lower annual fee, consider the Capital One Spark Miles for Business. It offers unlimited 2X miles on every purchase and 5X miles on hotels and rental cars booked through Capital One Travel. Miles are transferable to more than 15 airline and hotel partners, and you’ll pay just $95 annually, with a $0 intro annual fee for the first year. New cardholders can also earn a 50,000-mile bonus after spending $4,500 in the first three months.
card_name
BEST FOR:
Unlimited 2x miles with every swipe
Intro APR
intro_apr_rate,intro_apr_duration
Regular APR
reg_apr,reg_apr_type
Annual Fee
annual_fees
Credit Needed
credit_score_needed
- Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening
- Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
- Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Transfer your miles to 15+ travel loyalty programs
- Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
- Receive up to a $120 credit for Global Entry or TSA PreCheck(R)
- $0 intro annual fee for the first year; $95 after that
- Free employee cards which also earn unlimited 2X miles from their purchases
Pros
- Provides a welcome offer
- Offers fixed-rate miles rewards on all purchases
- Does not charge foreign transaction fees
Cons
- Does not have a 0% introductory period on purchases
- Charges an annual fee after the first year
- Balance transfers are not available
- Payment flexibility: Capital One lets you choose your monthly due date, enabling your business to control when to pay.
- Capital One Lounge: Cardholders get two free visits per year to the Capital One Lounge, which offers luxurious amenities and fresh, local food and beverage options.
Intro APR
intro_apr_rate,intro_apr_duration
Regular APR
reg_apr,reg_apr_type
Annual Fee
annual_fees
Credit Needed
credit_score_needed
- Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening
- Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
- Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Transfer your miles to 15+ travel loyalty programs
- Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
- Receive up to a $120 credit for Global Entry or TSA PreCheck(R)
- $0 intro annual fee for the first year; $95 after that
- Free employee cards which also earn unlimited 2X miles from their purchases
Pros
- Provides a welcome offer
- Offers fixed-rate miles rewards on all purchases
- Does not charge foreign transaction fees
Cons
- Does not have a 0% introductory period on purchases
- Charges an annual fee after the first year
- Balance transfers are not available
- Payment flexibility: Capital One lets you choose your monthly due date, enabling your business to control when to pay.
- Capital One Lounge: Cardholders get two free visits per year to the Capital One Lounge, which offers luxurious amenities and fresh, local food and beverage options.
U.S. Bank Business Altitude™ Connect World Elite Mastercard®
The card is packed with rewards and travel perks, ideal for frequent travelers. It includes complimentary access to over 1,300 VIP airport lounges worldwide. You’ll earn 5X points on prepaid hotels and car rentals booked through the Rewards Center, 4X points on travel, gas, and EV charging stations (up to $150,000 annually), 2X points on dining and cell service providers, and 1X on all other eligible spend. There’s a $0 annual fee for the first year, then just $95 thereafter. Plus, you can earn a 60,000-point bonus (worth $600) after spending $6,000 within the first 180 days.
U.S. Bank Business Altitude™ Connect World Elite Mastercard®
Intro APR
N/A
Regular APR
19.24% - 26.24% Variable
Annual Fee
$0 intro annual fee for the first year, $95 thereafter.
Credit Needed
Excellent, Good
- Introducing the U.S. Bank Business Altitude Connect™ World Elite Mastercard®, the business travel card that's 5X more rewarding.
- Limited Time Offer: Earn 60,000 bonus points, worth $600 if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
- Earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.
- Earn 4X points on travel, gas and EV charging stations* on the first $150,000 in combined annual spend (*excludes discount stores/supercenters and wholesale clubs).
- Earn 2X points on dining, takeout, restaurant delivery and cell service providers.
- Earn 1X points on all other eligible spend.
- Earn a $25 statement credit for every three consecutive monthly taxi or rideshare trips.
- $0 intro annual fee for the first year, $95 per year thereafter.
- Points transfer between business and consumer U.S. Bank Altitude products (excluding Reserve).
- Airport lounge access - Priority Pass™ Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
- Terms and conditions apply.
Pros
- Large welcome offer
- Priority Pass Digital annual membership with access to more than 1,300 VIP lounges worldwide and four complimentary visits per membership year
- ExtendPay® Plan feature lets you divide your large purchase into fixed monthly installments without interest—only a small monthly fee
Cons
- No 0% APR offers
- Premium rewards on travel and fuel have a maximum cap
- Charges annual fee
- Free employee cards
- ExtendPay® Plan
- Transfer points between your business and personal Altitude cards
Intro APR
N/A
Regular APR
19.24% - 26.24% Variable
Annual Fee
$0 intro annual fee for the first year, $95 thereafter.
Credit Needed
Excellent, Good
- Introducing the U.S. Bank Business Altitude Connect™ World Elite Mastercard®, the business travel card that's 5X more rewarding.
- Limited Time Offer: Earn 60,000 bonus points, worth $600 if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
- Earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.
- Earn 4X points on travel, gas and EV charging stations* on the first $150,000 in combined annual spend (*excludes discount stores/supercenters and wholesale clubs).
- Earn 2X points on dining, takeout, restaurant delivery and cell service providers.
- Earn 1X points on all other eligible spend.
- Earn a $25 statement credit for every three consecutive monthly taxi or rideshare trips.
- $0 intro annual fee for the first year, $95 per year thereafter.
- Points transfer between business and consumer U.S. Bank Altitude products (excluding Reserve).
- Airport lounge access - Priority Pass™ Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
- Terms and conditions apply.
Pros
- Large welcome offer
- Priority Pass Digital annual membership with access to more than 1,300 VIP lounges worldwide and four complimentary visits per membership year
- ExtendPay® Plan feature lets you divide your large purchase into fixed monthly installments without interest—only a small monthly fee
Cons
- No 0% APR offers
- Premium rewards on travel and fuel have a maximum cap
- Charges annual fee
- Free employee cards
- ExtendPay® Plan
- Transfer points between your business and personal Altitude cards
Frequently Asked Questions (FAQs)
To increase your chances of approval for the card_name card, aim for a FICO score of 760 or higher and limit recent credit card applications. Ideally, you should have opened no more than six new credit card accounts in the past 24 months before applying.
A “no preset spending limit” card adapts its purchasing power based on your payment history, spending patterns, and credit profile. While there’s no fixed limit, it doesn’t mean unlimited spending. You can check your spending limit anytime by using the Confirm Purchasing Power feature online or by phone.
To qualify for a Year-End Summary, ensure your card_name account is active, in good standing, and has at least one transaction within the calendar year.
Bottom Line
card_name is a powerful travel rewards card for business owners, offering elevated miles on flights, hotels, and car rentals booked through Capital One Travel. While it comes with a higher annual fee and requires balances to be paid in full each month, it provides substantial value with complimentary access to over 1,300 airport lounges worldwide, including Capital One Lounges and Partner Lounge Networks, plus flexible payment options.
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