Editor’s note: This is a recurring post with regularly updated card details.
Coast Fuel Card is a Visa fleet and fuel card designed for business owners who have frequent gas expenses and don’t want to provide a personal guarantee. It offers a smart platform that allows you to track your expenditures, set spending controls, and generate expense reports. It also lets you earn generous rebates on fuel expenses and a fixed-rate cash back on all other purchases for a monthly fee of only $4 per active user.
If you wish to compare one card over another, select a maximum of three cards on this page and click Add to compare to view the details in a side-by-side comparison.
Coast Fuel Card
BEST FOR:
Businesses with small to large fleets
- 2 to 10 cents off per gallon everywhere Visa is accepted
- 1% back on non-fuel purchases
Pros
- Universally accepted fleet card
- 1% cash back on nonfuel purchases
- Doesn’t require personal guarantee
Cons
- Charges monthly fees to active users
- Balance is due in full each month
- Doesn’t support cash withdrawals
- Customizable controls
- Spend reports
- Exclusive discounts from large partner networks
- Integrations with Quickbooks, Fleetio, Samsara, Geotab, Verizon Connect, Azuga, and more
- 2 to 10 cents off per gallon everywhere Visa is accepted
- 1% back on non-fuel purchases
Pros
- Universally accepted fleet card
- 1% cash back on nonfuel purchases
- Doesn’t require personal guarantee
Cons
- Charges monthly fees to active users
- Balance is due in full each month
- Doesn’t support cash withdrawals
- Customizable controls
- Spend reports
- Exclusive discounts from large partner networks
- Integrations with Quickbooks, Fleetio, Samsara, Geotab, Verizon Connect, Azuga, and more
When grading business fuel credit cards like the Coast Fuel Card, we first take into account the card’s fees, network availability, and reporting tools. Then, we rate the repayment terms, rewards, rebate programs, and other features.
Grading Criteria | Card Score | Highest Possible Score |
|---|---|---|
Fees | 15 | 20 |
Network Availability | 20 | 20 |
Reporting Tools | 20 | 20 |
Repayment Terms | 5 | 10 |
Rewards | 5 | 10 |
Rebate Programs | 10 | 10 |
Other Features | 8 | 10 |
Total Score | 83 | 100 |
Who the Coast Fuel Card Is Best For
- Businesses with fleets: Coast is best for corporations, limited liability companies (LLCs), and partnerships that own at least five-vehicle fleets.
- Business owners who do not want to provide a personal guarantee: Coast Fuel Card does not require a personal guarantee as part of the application process.
It’s important to note that Coast Fuel Card is not available to sole proprietors. If this card is not a good fit for your business, see our recommended alternatives below or read our guide to the best small business credit cards.
Coast Fuel Card Rewards
- Up to 6 cents off per gallon at 5,000 gas stations and 2 cents off per gallon everywhere else
- 1% cash back on every purchase at merchants other than gas stations, with no tiers or caps
Coast Fuel Card Rewards Calculator
One of the best things about Coast Fuel Card is that you can use it for nonfuel purchases and be rewarded on those expenses in the form of cash back. Use our calculator below if you want to know how much you can earn annually on both gas and nonfuel purchases.
How To Redeem Coast Fuel Rewards
The cash back rewards you earn on other purchases at merchants other than gas stations will be applied on the last day of each statement period in the form of a statement credit—there’s no need to redeem. Rebates on gas purchases and other partner merchants are automatically credited to your account.
Coast Fuel Card Features
Account Management
- Easy-to-use spend management dashboard: Coast’s platform allows you to onboard new users and vehicles in just a few clicks, order new cards in seconds, and set controls and restrictions.
- Spend controls: Coast Fuel Card allows you to set spending limits on employee cards to control spending. You can limit the number of transactions or total spending by day, week, or month and set a requirement to provide odometer readings. You can also set spending limits by driver or vehicle.
Security
- Real-time alerts: You can receive real-time alerts for suspicious transactions, allowing you to catch misuse and exceptions faster.
- Intuitive reports and charts: Coast Fuel Card makes it easy to track expense transactions with its expense reports and comparative charts.
- Short message services (SMS) validation: Each time the card is used, the assigned employee will be validated via SMS. This eliminates the need for PINs.
Exclusive Partner Discounts & Perks
- 6 cents off per gallon at Casey’s
- 4 cents off per gallon at RaceWay
- 15% off on oil change services at Take 5
- 15% off on your first-year subscription at Whip Around
- 10% off on maintenance and oil change services at Jiffy Lube
- 8% off on tires and wheels at Discount Tire
- 2% on roadside assistance at Honk’s
- 30% off on Geotab telematics subscriptions
- 30% off on QuickBooks for six months
- Six months free field service management software at Field Complete
- 10% off a three-year contract at Samsara
Coast Fuel Card Fees
- Monthly: $4 per active card per month
- Late payment:
- $35 or 1% of the amount past due if you fail to pay your balance by its due date
- $35 or 5% of the full overdue balance if it remains unpaid 31 days after your initial payment due date
- Return payment: $35
Coast Fuel Card is a charge card, which means your entire balance is due every billing cycle. The monthly fee is only charged to users with at least one completed transaction for that month. If the user did not use the card, then no fee will be charged. The monthly fee includes access to the Coast expense management platform.
It’s worth noting that Coast doesn’t charge per-gallon administration, per-transaction, electronic payment, and check processing fees. Cardholders also don’t need to pay low gas price surcharges, reporting fees, portal access fees, or inflated penalties for higher unpaid balances.
- Connect your business bank account to the platform: To connect a business bank account to your Coast portal, go to the “Account Settings” section under “Payment Methods.” This allows you to make direct debit payments. You can either:
- Automatically debit your credit card bill to your business bank account on your due date.
- Use that bank account to make a one-time payment.
- Manually schedule an automated clearing house (ACH) or wire payment from any business bank account You can find the Coast account number in the “Account Settings” section under “Payment Methods,” then click the “Pay by ACH Credit or Wire” link. .
Coast Fuel Card Alternatives
U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
BEST FOR:
Those wanting to earn up to 3% cash back on selected spending categories
- Introducing the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® the card that gives back on all your eligible business needs.
- Earn $750 in cash back. Just spend $6000 on the Account Owner's card in the first 180 days of opening your account.
- Earn 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants.
- 1% cash back on all other eligible net purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
- No limit on total cash back earned.
- Rewards never expire.
- Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or quickbooks.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022.
- Terms and conditions apply.
Pros
- 0% purchase APR for 12 months
- $0 annual fee
- U.S. Bank ExtendPay® Plan feature
Cons
- No 0% APR on balance transfers
- Charges balance transfer and foreign transaction fees
- MasterRental car rental collision damage waiver: When you rent a car using your U.S. Bank credit card, you’re covered in case of accident or theft on all rentals made worldwide. Coverage is primary, which means you won’t need to use your personal auto insurance or accept the insurance offered by the rental agency. Coverage is capped at $50,000.
- Purchase assurance: U.S. Bank may repair or reimburse for items purchased with your U.S. Bank business credit card that are damaged or stolen within 90 days of purchase. Coverage is limited to $1,000 per loss, up to $25,000 per year, per account. Lost items and items left out of reach that others can see are not covered.
- Extended warranty protection: U.S. Bank will double the manufacturer’s warranty up to an additional one year from the expiration of warranties of five years or less. An item with a six-month warranty would be backed for an additional six months, for example. The issuer will replace the item or reimburse you up to the amount charged on your U.S. Bank card up to $10,000.
- U.S. Bank ExtendPay® Plan: Pay off your eligible balance over time with this feature without interest—just pay a small monthly fee
- Introducing the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® the card that gives back on all your eligible business needs.
- Earn $750 in cash back. Just spend $6000 on the Account Owner's card in the first 180 days of opening your account.
- Earn 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants.
- 1% cash back on all other eligible net purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
- No limit on total cash back earned.
- Rewards never expire.
- Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or quickbooks.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022.
- Terms and conditions apply.
Pros
- 0% purchase APR for 12 months
- $0 annual fee
- U.S. Bank ExtendPay® Plan feature
Cons
- No 0% APR on balance transfers
- Charges balance transfer and foreign transaction fees
- MasterRental car rental collision damage waiver: When you rent a car using your U.S. Bank credit card, you’re covered in case of accident or theft on all rentals made worldwide. Coverage is primary, which means you won’t need to use your personal auto insurance or accept the insurance offered by the rental agency. Coverage is capped at $50,000.
- Purchase assurance: U.S. Bank may repair or reimburse for items purchased with your U.S. Bank business credit card that are damaged or stolen within 90 days of purchase. Coverage is limited to $1,000 per loss, up to $25,000 per year, per account. Lost items and items left out of reach that others can see are not covered.
- Extended warranty protection: U.S. Bank will double the manufacturer’s warranty up to an additional one year from the expiration of warranties of five years or less. An item with a six-month warranty would be backed for an additional six months, for example. The issuer will replace the item or reimburse you up to the amount charged on your U.S. Bank card up to $10,000.
- U.S. Bank ExtendPay® Plan: Pay off your eligible balance over time with this feature without interest—just pay a small monthly fee
When To Consider the U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
- If you need interest-free financing for a long period: The U.S. Bank Business Triple Cash Rewards World Elite Mastercard® lets you pay off your purchases within 12 months at 0% APR.
- If you need to carry a balance from time to time: Aside from its 0% APR for 12 billing cycles, you can also use the U.S. Bank ExtendPay® Plan to divide your eligible balance into equal monthly payments without interest—only a small monthly fee.
Other Benefits
- Charges $0 annual fees
- Lets you earn 5% cash back on prepaid hotels and car rentals directly booked in the Travel Rewards Center, 3% cash back on eligible purchases at gas and electric vehicle (EV) charging stations, office supply stores, cellphone service providers, and restaurants, and 1% cash back on all other eligible purchases
- Offers $750 bonus cash back after spending $6,000 on eligible purchases within the first 180 days of opening your account
- Gives $100 statement credit annually for your recurring software purchases
It is our top fuel business credit card and leading business credit card with no annual fee because of its generous rewards and perks.
U.S. Bank Business Altitude™ Connect World Elite Mastercard®
U.S. Bank Business Altitude™ Connect World Elite Mastercard®
Pros
Cons
Pros
Cons
When To Consider the U.S. Bank Business Altitude™ Connect World Elite Mastercard®
- If you travel frequently: The U.S. Bank Business Altitude™ Connect World Elite Mastercard® offers travel perks like Priority PassTM Digital annual membership, which lets you access more than 1,300 VIP airport lounges worldwide with four complimentary visits, no foreign transaction fees, and high reward points on travel and gas.
- If you can spend at least $6,000 within 180 days of opening an account: You will earn 60,000 bonus points, equivalent to $600, when you meet this spending requirement.
Other Benefits
- Charges a low annual fee of $95, which is waived for the first year
- Lets you earn up to 5x points on your purchases depending on expense categories, which you can redeem toward merchandise, gift cards, cash back, travel, and more
- Features U.S. Bank ExtendPay® Plan so you can pay down your eligible balance in monthly installments without interest, only a small monthly fee
- Offers $25 statement credit after every three consecutive monthly taxi or rideshare transactions
It is also one of our recommended business credit cards with airport lounge access because it comes with Priority PassTM membership and other travel benefits.
GM Business Card™
GM Business™ Mastercard®
BEST FOR:
Those who do business regularly with GM
- 5% back on purchases of GM Genuine and ACDelcro Parts, accessories, and paid Certified Service at authorized GM Dealers
- 3% back on purchases from gas stations, restaurants, and office supply stores.
- 1% back on all other purchases
Pros
- Welcome offer
- Has 0% introductory APR on purchases
- No additional fees
Cons
- Limited rewards redemption options
- No balance transfer offers
- Employee cards: Increase your earned rewards, set individual spending limits, and track employee spending activity by creating cards for your employees at no additional costs.
- Zoho Social discount: Earn 50% off Zoho Social, a social media management tool that helps small businesses grow their social media presence. Note that this is only applicable to new Zoho users and is valid for a customer’s first annual subscription.
- TurboTax discount: Save up to $20 on TurboTax federal products.
- ShopRunner: Get free ShopRunner membership, valued at $79, providing you free two-day shipping and free returns.
- Microsoft Advertising: Get $125 worth of advertising credit after spending $10 with Microsoft Advertising. This is only applicable to new customers.
- 5% back on purchases of GM Genuine and ACDelcro Parts, accessories, and paid Certified Service at authorized GM Dealers
- 3% back on purchases from gas stations, restaurants, and office supply stores.
- 1% back on all other purchases
Pros
- Welcome offer
- Has 0% introductory APR on purchases
- No additional fees
Cons
- Limited rewards redemption options
- No balance transfer offers
- Employee cards: Increase your earned rewards, set individual spending limits, and track employee spending activity by creating cards for your employees at no additional costs.
- Zoho Social discount: Earn 50% off Zoho Social, a social media management tool that helps small businesses grow their social media presence. Note that this is only applicable to new Zoho users and is valid for a customer’s first annual subscription.
- TurboTax discount: Save up to $20 on TurboTax federal products.
- ShopRunner: Get free ShopRunner membership, valued at $79, providing you free two-day shipping and free returns.
- Microsoft Advertising: Get $125 worth of advertising credit after spending $10 with Microsoft Advertising. This is only applicable to new customers.
When To Consider the GM Business Card™
- If you need to buy or lease a vehicle: You can earn up to 5% on the purchase or lease of an eligible, new Chevrolet, Buick, GMC, or Cadillac vehicle.
- If you need to buy parts and services at your local GM dealers: You can earn 5% on purchases of GM Genuine and ACDelco Parts, eligible accessories, and paid Certified Service at any authorized GM dealers
Other Benefits
- Has no annual, balance transfer, foreign transaction, and cash advance fees
- Also lets you earn 3% back on purchases from gas stations, restaurants, and office supply stores, and 1% back on all other purchases
- Offers a $750 sign-up bonus after spending $5,000 on purchases in the first five months after account opening
- Comes with 0% APR on purchases for the first 12 months
It is also selected as one of our best business store credit cards, ideal for those who frequently do business with GM dealers.
Frequently Asked Questions (FAQs)
Coast offers a fast and easy online application process that takes around a few minutes to complete. In some cases, you can get approval within minutes after submission. However, you will typically receive an update about your application within three to five business days. Contact support@coastpay.com if you did not receive any update after five business days.
The length of your statement period is set by Coast when you apply and can be weekly, every two weeks, or monthly. This can be changed from time to time during your card membership. Your payment due date is shown on your Coast portal. Coast will determine if you qualify for longer statement periods based on your credit and payment history.
You can control your employee spending, including the number of transactions or total spend by day, week, or month. You can also set a requirement to provide odometer readings. Note that each card you receive can be used by any team member, and you can assign the card numbers to your specific drivers through the online portal.
No, you cannot withdraw cash from your Coast card. However, it can be used to make purchases at gas stations and anywhere Visa is accepted.
Bottom Line
Coast Fuel Card is best for companies with small to large fleets and frequent fuel expenses. It does not require a personal guarantee and provides a streamlined platform that allows you to monitor your spending and set user limits easily. Plus, it can be used anywhere Visa is accepted, and you can earn rewards on your purchases on top of the rebates you earn from gas and other partner merchants. Note, however, that Coast does not approve businesses structured as sole proprietorships.
