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Coast Fuel Card is a Visa fleet and fuel card designed for business owners who have frequent gas expenses and don’t want to provide a personal guarantee. It offers a smart platform that allows you to track your expenditures, set spending controls, and generate expense reports. It also lets you earn generous rebates on fuel expenses and a fixed-rate cash back on all other purchases for a monthly fee of only $4 per active user.
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| Intro APR | N/A |
|---|---|
| Regular APR | N/A |
| Annual Fee | None, only $4 per active card per month |
| Credit Needed | Good to Excellent |
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When grading business fuel credit cards like the Coast Fuel Card, we first take into account the card’s fees, network availability, and reporting tools. Then, we rate the repayment terms, rewards, rebate programs, and other features.
| Grading Criteria | Card Score | Highest Possible Score |
|---|---|---|
| Fees | 15 | 20 |
| Network Availability | 20 | 20 |
| Reporting Tools | 20 | 20 |
| Repayment Terms | 5 | 10 |
| Rewards | 5 | 10 |
| Rebate Programs | 10 | 10 |
| Other Features | 8 | 10 |
| Total Score | 83 | 100 |
Who the Coast Fuel Card Is Best For
- Businesses with fleets: Coast is best for corporations, limited liability companies (LLCs), and partnerships that own at least five-vehicle fleets.
- Business owners who do not want to provide a personal guarantee: Coast Fuel Card does not require a personal guarantee as part of the application process.
It’s important to note that Coast Fuel Card is not available to sole proprietors. If this card is not a good fit for your business, see our recommended alternatives below.
Coast Fuel Card Rewards
- Up to 10 cents off on every gallon on your statement at any gas station with no tiers or excluded stations
- 1% cash back on every purchase at merchants other than gas stations, with no tiers or caps
Coast Fuel Card Rewards Calculator
One of the best things about Coast Fuel Card is that you can use it for nonfuel purchases and be rewarded on those expenses in the form of cash back. Use our calculator below if you want to know how much you can earn annually on both gas and nonfuel purchases.
Coast Fuel Card Rewards Calculator
Estimated Annual Rewards
How To Redeem Coast Fuel Rewards
The cash back rewards you earn on other purchases at merchants other than gas stations will be applied on the last day of each statement period in the form of a statement credit—there’s no need to redeem. Note that you need your Coast Account to be active and in good standing at the time the statement credit is posted.
Coast Fuel Card Features
Account Management
- Easy-to-use spend management dashboard: Onboard new users and vehicles in just a few clicks, order new cards in seconds, and set controls and restrictions.
- Spend controls: Set spending limits on employee cards to control spending. You can limit the number of transactions or total spending by day, week, or month and set a requirement to provide odometer readings. You can also set spending limits by driver or vehicle.
Security
- Real-time alerts: Receive real-time alerts for suspicious transactions, allowing you to catch misuse and exceptions faster.
- Intuitive reports and charts: Track expense transactions with its expense reports and comparative charts.
Exclusive Partner Discounts & Perks
- 8 to 10 cents off per gallon at partner stations in the Northeast and Texas at ExxonMobil
- 6 to 8 cents off per gallon at partner stations in the Northeast and Texas in the following:
- AllTown Fresh
- BP
- CitGo
- Global
- Shell
- Sunoco
- 76
- 7 cents off on every gallon in the following:
- Speedway
- 7-Eleven
- 6 cents off per gallon at Casey’s
- 4 cents off per gallon in the following:
- RaceWay
- RaceTrace
- ExxonMobil
- 15% off on oil change services at Take 5
- 15% off on your first-year subscription at Whip Around
- 10% off on maintenance and oil change services at Jiffy Lube
- 8% off on tires and wheels at Discount Tire
- 2% on roadside assistance at Honk’s
- 30% off on QuickBooks for six months
- Six months free field service management software at Field Complete
Coast Fuel Card Fees
- Monthly: $4 per active user per month
- Late payment:
- $35 or 1% of the amount past due if you fail to pay your balance by its due date
- $35 or 5% of the full overdue balance if it remains unpaid 31 days after your initial payment due date
- Return payment: $35
Coast Fuel Card is a charge card, which means your entire balance is due every billing cycle. The monthly fee is only charged to users with at least one completed transaction for that month. If the user did not use the card, then no fee will be charged. The monthly fee includes access to the Coast expense management platform.
It’s worth noting that Coast doesn’t charge per-gallon administration, per-transaction, electronic payment, and check processing fees. Cardholders also don’t need to pay low gas price surcharges, reporting fees, portal access fees, or inflated penalties for higher unpaid balances.
- Connect your business bank account to the platform: To connect a business bank account to your Coast portal, go to the “Account Settings” section under “Payment Methods.” This allows you to make direct debit payments. You can either:
- Automatically debit your credit card bill to your business bank account on your due date.
- Use that bank account to make a one-time payment.
- Manually schedule an automated clearing house (ACH) or wire payment from any business bank accountYou can find the Coast account number in the “Account Settings” section under “Payment Methods,” then click the “Pay by ACH Credit or Wire” link. .
Coast Fuel Card Alternatives
U.S. Bank Triple Cash Rewards Visa® Business Card
| Intro APR | 0% intro on purchases for 12 billing cycles |
|---|---|
| Regular APR | 17.24% - 26.24% Variable |
| Annual Fee | $0 |
| Credit Needed | Excellent, Good |
If you are looking for a small business credit card that offers a 0% introductory period on purchases and let you earn rewards besides gas and EV charging stations, then we suggest the U.S. Bank Triple Cash Rewards Visa® Business Card. This card also lets you enjoy $0 annual fees and let you pay eligible purchases over time through a U.S. Bank ExtendPay® Plan.
American Express Blue Business Cash™
| Intro APR | 0% on purchases |
|---|---|
| Regular APR | 16.74% - 28.49% Variable |
| Annual Fee | No annual fee |
| Credit Needed | Excellent, Good |
Consider the American Express Blue Business Cash™ if you want a straightforward way of earning rewards. This card also lets you spend beyond your credit limit through Expanded Buying Power.
Ramp Credit Card
| Intro APR | None |
|---|---|
| Regular APR | None |
| Annual Fee | $0 |
| Credit Needed | Poor to Excellent |
If having a robust expense and management system with useful features is important, you may want to consider Ramp Credit Card, which is a corporate charge card that lets you earn 1.5% cash back on all purchases. This card lets you enjoy $0 annual or monthly fees, and take advantage of more than $350,000 in partner rewards.
Frequently Asked Questions (FAQs)
Coast offers a fast and easy online application process that takes around a few minutes to complete. In some cases, you can get approval within minutes after submission. However, you will typically receive an update about your application within three to five business days. Contact support@coastpay.com if you did not receive any update after five business days.
No, Coast does not require a personal guarantee prior to your application.
You can control your employee spending, including the number of transactions or total spend by day, week, or month. You can also set a requirement to provide odometer readings. Note that each card you receive can be used by any team member, and you can assign the card numbers to your specific drivers through the online portal.
No, you cannot withdraw cash from your Coast card. However, it can be used to make purchases at gas stations and anywhere Visa is accepted.
Bottom Line
Coast Fuel Card is best for companies with small to large fleets and frequent fuel expenses. It does not require a personal guarantee and provides a streamlined platform that allows you to monitor your spending and set user limits easily. Plus, it can be used anywhere Visa is accepted, and you can earn rewards on your purchases on top of the rebates you earn from gas and other partner merchants. Note, however, that Coast does not approve businesses structured as sole proprietorships.
Fit Small Business has partnered with CardRatings for our coverage of credit card products. Fit Small Business and CardRatings may receive a commission from card issuers.
To see rates & fees for the American Express cardsFit Small Business may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. mentioned in this article, reference the following links below:
American Express Blue Business CashTM Card
