Editor’s note: This is a recurring post with regularly updated card details.
The Regions Visa® Business Enhanced Rewards Credit Card offers fixed-rate point-based rewards on all purchases. It comes with a $0 annual fee and a 0% introductory annual percentage rate (APR). What’s more, you’ll have access to Visa SavingsEdge, which provides up to 15% automatic savings on selected merchants. With its Business Rewards Multiplier Program, cardholders with existing business deposit accounts with Regions Bank can earn more points on purchases.
If you wish to compare one card over another, select a maximum of three cards on this page and click Add to compare to view the details in a side-by-side comparison.
Regions Visa® Business Enhanced Rewards Credit Card
BEST FOR:
Those who want a fixed rate points system from Regions Bank
Intro APR
0% APR for the first 6 months after account opening
Regular APR
17.74% to 27.74% variable
Annual Fee
None
Credit Needed
Good to Excellent
- 1 Relationship Point for every dollar spent on qualified purchases.
- Through Visa®®® SavingsEdge, you can earn automatic savings of up to 15% on eligible purchases with designated merchants
Pros
- Doesn’t charge annual fees
- With 0% introductory APR on purchases
Cons
- Doesn’t have 0% introductory APR on balance transfers
- Regions Bank only has branches in 15 out of their listed 16 states
- Need an active Regions Bank checking and savings accounts to maximize points being earned
- Travel and emergency assistance services: These will be made available to you and your spouse and children (dependents 22 years old and younger) in the event of an emergency while traveling away from home.
- Auto rental collision damage waiver: In the event of theft, damage, valid loss-of-use charges imposed and substantiated by the auto rental company, administrative fees, and reasonable and customary towing charges, this will be made available to you as the primary cardholder.
- Purchase security: If damage was incurred in your purchase due to fire, vandalism, accidentally discharged water, or certain weather conditions, you are entitled to a maximum of $500 per claim and $50,000 per cardholder.
Intro APR
0% APR for the first 6 months after account opening
Regular APR
17.74% to 27.74% variable
Annual Fee
None
Credit Needed
Good to Excellent
- 1 Relationship Point for every dollar spent on qualified purchases.
- Through Visa®®® SavingsEdge, you can earn automatic savings of up to 15% on eligible purchases with designated merchants
Pros
- Doesn’t charge annual fees
- With 0% introductory APR on purchases
Cons
- Doesn’t have 0% introductory APR on balance transfers
- Regions Bank only has branches in 15 out of their listed 16 states
- Need an active Regions Bank checking and savings accounts to maximize points being earned
- Travel and emergency assistance services: These will be made available to you and your spouse and children (dependents 22 years old and younger) in the event of an emergency while traveling away from home.
- Auto rental collision damage waiver: In the event of theft, damage, valid loss-of-use charges imposed and substantiated by the auto rental company, administrative fees, and reasonable and customary towing charges, this will be made available to you as the primary cardholder.
- Purchase security: If damage was incurred in your purchase due to fire, vandalism, accidentally discharged water, or certain weather conditions, you are entitled to a maximum of $500 per claim and $50,000 per cardholder.
When grading business credit cards with points-based rewards like the Regions Visa® Business Enhanced Rewards Credit Card, we first consider the ongoing and introductory rewards. We also rate the annual fee, introductory and ongoing annual percentage rates (APRs), and additional features.
Grading Criteria | Card Score | Highest Possible Score |
|---|---|---|
Ongoing Rewards | 20 | 30 |
Introductory Rewards | 0 | 20 |
Annual Fee | 15 | 15 |
Introductory APR | 6 | 10 |
Ongoing APR | 10 | 10 |
Features | 15 | 15 |
Total Score | 66 | 100 |
Who the Regions Visa® Business Enhanced Rewards Credit Card Is Best For
- Business owners with existing Regions Bank business deposit accounts: You will earn more points when you maintain a business deposit account with Regions Bank through its Business Rewards Multiplier Program. If you don’t yet have an account, read our review of Regions Bank’s business checking to learn how it can help your business.
- Business owners located in a state where there is a Regions Bank branch: Online application is unavailable, so you need to visit a Regions Bank branch to apply for this card. Branches are available only in the following states: Alabama, Arkansas, Florida, Georgia, Iowa, Illinois, Indiana, Kentucky, Louisiana, Missouri, Mississippi, North Carolina, South Carolina, Tennessee, and Texas.
- Business owners that want a simple rewards program: With the Regions Visa® Business Enhanced Rewards Credit Card, you’ll earn a fixed-rate 1x point per dollar on all purchases, regardless of spending categories.
If this card doesn’t fit your needs, see our recommended alternatives below. You may also visit our guide to the best small business credit cards to find a more suitable option.
Regions Visa® Business Enhanced Rewards Credit Card Rewards
- 1x Relationship Points for every dollar spent on eligible purchases
- Between 0.25 to 1 extra point per dollar on all eligible purchases when you have a business deposit account with Regions Bank and can qualify for the Business Rewards Multiplier program
- Up to 15% savings on selected merchants through Visa SavingsEdge
How the Regions Business Rewards Multiplier Program Works
With the Regions Business Rewards Multiplier program, your business can earn additional rewards points for maintaining a deposit account with Regions Bank. To be eligible for extra points, you need to maintain a certain balance in your business checking account and register to participate in the program.
Note that the amount of additional points you will earn varies depending on your account balance, as follows:
Tiers | Total Average Business Deposit Balance | |
|---|---|---|
1 | $15,000 up to $30,000 | 0.25 additional point per dollar on eligible purchases |
2 | $30,000 up to $50,000 | 0.50 additional point per dollar on eligible purchases |
3 | $50,000 or more | 1 additional point per dollar on eligible purchases |
This means that if your Regions Bank business checking account has a maintaining balance of more than $50,000, you will earn a total of 2x points per dollar on all qualifying purchases using your Regions Visa® Business Enhanced Rewards Credit Card.
If your average business checking account balance is less than $50,000 but not lower than $30,000, you’ll receive 1.5x points per dollar on your eligible credit card transactions. Meanwhile, if your account balance is less than $30,000 but not lower than $15,000, you’ll earn a total of 1.25x points per dollar on your qualified purchases.
Regions Visa® Business Enhanced Rewards Credit Card Rewards Calculator
Do you want to know how much you can earn with Regions Visa® Business Enhanced Rewards Credit Card? Use our calculator to find out. Simply enter your expected monthly expenses, and your average total business checking account balance if you’re a Regions Bank depositor.
Note that the rewards value ranges from 1 cent to 1.75 cents (or more) per point—this varies depending on how they are redeemed. For the purpose of the sample computation using the calculator below, we value each point as one cent.
How To Redeem Regions Visa® Business Enhanced Rewards Credit Card Rewards
You can redeem your Regions Visa® Business Enhanced Rewards Credit Card points rewards as cash in the form of a statement credit, check by mail, or as a deposit to a Regions Bank account. You also have the option to redeem your points for gift cards from various merchants, airfare, hotel stays, or merchandise, such as electronics, jewelry, sports equipment, and more.
Keep in mind that the value of each point may vary depending on how they are redeemed:
Value of 1 point | Redemption Option |
|---|---|
1 cent | Cash or statement credit |
1 cent | Gift cards from various brands |
1.25 cents | Hotel stays |
1.75 cents | Airfare |
Various Amounts | Merchandise found in the Rewards catalog |
Regions Visa® Business Enhanced Rewards Credit Card Features
Security & Other Services
- Suspicious activity alerts: Receive a text message, an email, or a call for any suspicious activity made on your account so you can verify its authenticity.
- Online account management: Manage your accounts, monitor your balances, and create alerts on account activities through an online website and app.
- 24-hour customer service: Access 24-hour customer service whenever you need help with anything related to your account.
Visa Benefits
- Visa Zero Liability: You will not be held liable for any fraudulent transaction made on your card. However, this protection does not apply if you have been negligent in handling your account.
- Visa purchase security: Eligible items purchased using your card are protected against theft and damage for a maximum of $500 per claim and $50,000 per cardholder.
- Visa travel and emergency assistance: You, your spouse, and eligible dependents 22 years old and younger can access the travel and emergency assistance for free to get referrals for services, such as medical, legal, transportation, and more. Note that this is a concierge service only—you will be responsible for any cost associated with the goods and services provided.
- Auto rental collision damage waiver: This protection provides reimbursement for the cost of damage or theft on your auto rentals, up to the actual cash value of the rented vehicle.
Regions Visa® Business Enhanced Rewards Credit Card Fees
APR
- Introductory: 0% APR on purchases for the first six months after opening an account
- Ongoing on purchases and balance transfers: 17.74% to 27.74% variable, which adjusts with the prime rate (minimum interest charge is $1)
- Cash advance: 29.49% variable, which adjusts with the prime rate
Fees
- Annual: $0
- Balance transfer and cash advance: Either $10 or 4% of the amount of each transfer/cash advance, whichever is greater
- Foreign transaction: 3% of the transaction amount in U.S. dollars
- Late payment: Up to $49
Your due date is at least 21 days after the close of each billing cycle.
How To Make Payments
- Online: Manage your credit card payments via Regions Bank’s online banking portal.
- Automatic payments: Set up AutoPay to avoid the hassle of missing payments.
- Mobile app: Use the iOS or Android mobile app to make payments.
- Phone: Call (800) 253-2265 and follow the prompts to process your payments.
- Branch: Visit a branch to make a payment in person.
- Mail: Send your check payments to the following addresses:
Regular Mail:
Regions Bank
PO Box 2224
Birmingham, AL 35246-3023
Overnight Mail:
Regions Bank
201 Milan Pkwy.
Birmingham, AL 35211
Regions Visa® Business Enhanced Rewards Credit Card Alternatives
American Express Blue Business CashTM
The American Express Blue Business Cash™ Card
BEST FOR:
Those who want better cash back rewards
Intro APR
0% on purchases
Regular APR
18.49% - 26.49% Variable
Annual Fee
No annual fee
Credit Needed
Good, Excellent
- Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
- Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
- No Annual Fee
- Terms Apply
Pros
- 0% intro APR
- Welcome bonus
- Fixed rate rewards
- $0 annual fee
Cons
- Cash advance isn’t allowed
- Charges foreign transaction fees
- 2% cash back is capped at $50,000 in annual spending
- Expanded buying power: Enjoy flexible buying power when your business needs it. Expanded buying power gives you the freedom to spend beyond your credit limit and help get business done. While the amount you can spend above your credit limit isn't unlimited, it adjusts with your use of the card, your payment history, credit record, financial resources known to us, and other factors.
- Car rental loss and damage insurance: As a Card Member, You can be covered for damage to or theft of a rental vehicle in a covered territory when you use your eligible card to reserve and pay for the entire rental and decline the collision damage waiver at the rental company counter.
Intro APR
0% on purchases
Regular APR
18.49% - 26.49% Variable
Annual Fee
No annual fee
Credit Needed
Good, Excellent
- Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
- Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
- No Annual Fee
- Terms Apply
Pros
- 0% intro APR
- Welcome bonus
- Fixed rate rewards
- $0 annual fee
Cons
- Cash advance isn’t allowed
- Charges foreign transaction fees
- 2% cash back is capped at $50,000 in annual spending
- Expanded buying power: Enjoy flexible buying power when your business needs it. Expanded buying power gives you the freedom to spend beyond your credit limit and help get business done. While the amount you can spend above your credit limit isn't unlimited, it adjusts with your use of the card, your payment history, credit record, financial resources known to us, and other factors.
- Car rental loss and damage insurance: As a Card Member, You can be covered for damage to or theft of a rental vehicle in a covered territory when you use your eligible card to reserve and pay for the entire rental and decline the collision damage waiver at the rental company counter.
When To Consider the American Express Blue Business CashTM
- If you spend up to $50,000 annually: You’ll receive 2% cash back on up to $50,000 purchases per calendar year. If you spend more than that, you’ll still earn 1% cash back on purchases in excess of $50,000.
- If you need a flexible credit limit: The card features Expanded Buying Power, which allows you to spend over your credit limit when you need to. The amount you can spend varies based on your card usage, payment behavior, credit history, and other financial factors.
Other Benefits
- Has no annual fees
- Lets you receive $250 statement credit as a welcome offer when you meet the spending requirements
- Provides your cash back as automatic statement credit—no need for manual redemption
- Comes with 0% APR on purchases for the first 12 months of opening an account
The American Express Blue Business CashTM is our leading business cash back credit card because of its straightforward rewards structure and other features. If you want to see other options from the provider, visit our guide to the best American Express business credit cards.
U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
BEST FOR:
0% APR for 15 billing cycles
Intro APR
Regular APR
19.24% - 28.24% (Variable)
Annual Fee
$0
Credit Needed
Excellent/Good
- Introducing the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® the card that gives back on all your eligible business needs.
- Earn $500 in cash back. Just spend $4500 on the Account Owner's card in the first 150 days of opening your account.
- Earn 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants.
- 1% cash back on all other eligible net purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
- No limit on total cash back earned.
- Rewards never expire.
- Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or quickbooks
- 0% Intro APR on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 19.24% - 28.24%.
- No annual fee.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022
- Terms and conditions apply
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
Pros
- 0% APR applies to both purchases and balance transfers
- Unlimited cash back rewards
- No annual fee
Cons
- Balance transfer fee is charged even during the introductory period
- Intro APR doesn’t apply to cash advances
- MasterRental car rental collision damage waiver: When you rent a car using your U.S. Bank credit card, you’re covered in case of accident or theft on all rentals made worldwide. Coverage is primary, which means you won’t need to use your personal auto insurance or accept the insurance offered by the rental agency. Coverage is capped at $50,000.
- Purchase assurance: U.S. Bank may repair or reimburse for items purchased with your U.S. Bank business credit card that are damaged or stolen within 90 days of purchase. Coverage is limited to $1,000 per loss, up to $25,000 per year, per account. Lost items and items left out of reach that others can see are not covered.
- Extended warranty protection: U.S. Bank will double the manufacturer’s warranty up to an additional one year from the expiration of warranties of five years or less. An item with a six-month warranty would be backed for an additional six months, for example. The issuer will replace the item or reimburse you up to the amount charged on your U.S. Bank card up to $10,000.
Intro APR
Regular APR
19.24% - 28.24% (Variable)
Annual Fee
$0
Credit Needed
Excellent/Good
- Introducing the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® the card that gives back on all your eligible business needs.
- Earn $500 in cash back. Just spend $4500 on the Account Owner's card in the first 150 days of opening your account.
- Earn 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants.
- 1% cash back on all other eligible net purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
- No limit on total cash back earned.
- Rewards never expire.
- Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or quickbooks
- 0% Intro APR on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 19.24% - 28.24%.
- No annual fee.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022
- Terms and conditions apply
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
Pros
- 0% APR applies to both purchases and balance transfers
- Unlimited cash back rewards
- No annual fee
Cons
- Balance transfer fee is charged even during the introductory period
- Intro APR doesn’t apply to cash advances
- MasterRental car rental collision damage waiver: When you rent a car using your U.S. Bank credit card, you’re covered in case of accident or theft on all rentals made worldwide. Coverage is primary, which means you won’t need to use your personal auto insurance or accept the insurance offered by the rental agency. Coverage is capped at $50,000.
- Purchase assurance: U.S. Bank may repair or reimburse for items purchased with your U.S. Bank business credit card that are damaged or stolen within 90 days of purchase. Coverage is limited to $1,000 per loss, up to $25,000 per year, per account. Lost items and items left out of reach that others can see are not covered.
- Extended warranty protection: U.S. Bank will double the manufacturer’s warranty up to an additional one year from the expiration of warranties of five years or less. An item with a six-month warranty would be backed for an additional six months, for example. The issuer will replace the item or reimburse you up to the amount charged on your U.S. Bank card up to $10,000.
When To Consider the U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
- If you need a long 0% APR: You can enjoy interest-free financing for 15 billing cycles—this is one of the longest 0% introductory APR offers from business credit cards. What’s more, this offer also applies to balance transfers, so you can consolidate your debt from other cards without having to pay interest for 15 months.
- If you spend on recurring software subscriptions: On top of the ongoing rewards you’ll earn for regular purchases, you will also receive an annual statement credit of $100 for recurring software subscriptions.
Other Benefits
- Has no annual fee
- Lets you earn up to 5% cash back, depending on the expense categories
- Offers $500 sign-up bonus when you meet the spending requirements
- Features ExtendPay® Plan, which allows you to divide your eligible balance into monthly installments without interest—you only need to pay a minimal fixed monthly fee
It is our top business credit card with no annual fee because it offers several ways to save money. To find other alternatives from the same issuer, check out our guide to the leading U.S. Bank business credit cards.
Bank of America Business Advantage Travel Rewards World Mastercard®
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
BEST FOR:
Earning top rewards on travel purchases booked through Bank of America Travel Center
Intro APR
0%
9 billing cycles
9 billing cycles
Regular APR
18.49% - 28.49% Variable APR on purchases
Annual Fee
$0.00
Credit Needed
Excellent
- Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
- Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend.
- No limit to the amount of points you can earn and points don't expire.
- You can earn up to 75% more points on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62 points per $1 spent on all purchases.
- No annual fee and no international transaction fees.
- Choose how to redeem points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America® Travel Center, for cash back or gift cards.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Pros
- No annual fee: By not having to pay an annual fee, you can reduce your overall credit card cost while earning unlimited rewards on your expenses.
- No blackout dates on travel: You can redeem your points for travel or travel credits through the Bank of America® Travel Center anytime, with no blackout dates.
- 3x points on travel: You can earn 3x points for every dollar spent when you book your travel (car, hotel, or airline) through the Bank of America® Travel Center.
- Welcome bonus points: If you can spend $3,000 in net purchases within 90 days of opening an account, you will earn 30,000 bonus points.
Cons
- Low ongoing rewards on nontravel: While you can earn high rewards points on travel, you can only earn 1.5x points on all other purchases.
- Short 0% APR introductory period: This is a disadvantage if you need a longer 0% APR period.
- No 0% APR on balance transfers: The introductory APR only applies to purchases
- Bank of America doesn’t disclose details of its additional card features. To find out more about these additional features, review your guide to benefits when you receive your card in the mail.
Intro APR
0%
9 billing cycles
9 billing cycles
Regular APR
18.49% - 28.49% Variable APR on purchases
Annual Fee
$0.00
Credit Needed
Excellent
- Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
- Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend.
- No limit to the amount of points you can earn and points don't expire.
- You can earn up to 75% more points on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62 points per $1 spent on all purchases.
- No annual fee and no international transaction fees.
- Choose how to redeem points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America® Travel Center, for cash back or gift cards.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Pros
- No annual fee: By not having to pay an annual fee, you can reduce your overall credit card cost while earning unlimited rewards on your expenses.
- No blackout dates on travel: You can redeem your points for travel or travel credits through the Bank of America® Travel Center anytime, with no blackout dates.
- 3x points on travel: You can earn 3x points for every dollar spent when you book your travel (car, hotel, or airline) through the Bank of America® Travel Center.
- Welcome bonus points: If you can spend $3,000 in net purchases within 90 days of opening an account, you will earn 30,000 bonus points.
Cons
- Low ongoing rewards on nontravel: While you can earn high rewards points on travel, you can only earn 1.5x points on all other purchases.
- Short 0% APR introductory period: This is a disadvantage if you need a longer 0% APR period.
- No 0% APR on balance transfers: The introductory APR only applies to purchases
- Bank of America doesn’t disclose details of its additional card features. To find out more about these additional features, review your guide to benefits when you receive your card in the mail.
When To Consider the Bank of America Business Advantage Travel Rewards World Mastercard®
- If you have an existing Bank of America business deposit account: You can earn up to 75% more rewards if you have a business checking account with Bank of America and can qualify for the Preferred Rewards for Business program. Read our Bank of America business checking review for more information.
- If you travel often for business: You will earn rewards that can be redeemed for a statement credit to cover your recent travel and dining purchases, for travel with no blackout dates in the Bank of America Travel Center, as cash back, or for gift cards.
Other Benefits
- Has no annual fee
- Comes with 0% APR on purchases for the first nine billing cycles of opening an account
- Lets you earn up to 3x points, depending on the spending categories
- Offers 30,000 bonus points after meeting the spending requirements
- Features Balance ConnectTM, a service that lets you link your credit card to your business checking account to help prevent declined purchases, returned checks, or other overdrafts
- Charges no foreign transaction fees on international purchases
It is our top business credit card with no foreign transaction fees, making it a great option for those who travel abroad frequently. Read our guide to the best Bank of America business credit cards for other options from this provider.
Frequently Asked Questions (FAQs)
The additional points you receive under the Business Rewards Multiplier Program for an eligible purchase will be credited at the same time that standard points for the same purchase are credited. Note that the extra points you will receive may change for each calendar quarter as the additional rate will be based on your average account balance from certain previous months.
Points that are not redeemed will expire 48 months after they are earned. Any unredeemed points that you earned 48 months ago will expire on the last day of the month you began participating in the program. For example, if you joined the program on May 1, 2019, and you earned 1,000 points in July 2019, any unredeemed portion of these points will expire at the end of May 2024. Note that points will be redeemed on a first-in, first-out basis.
To apply for a Regions Visa® Business Enhanced Rewards Credit Card, you need to visit a branch. Take note that Regions Bank branches are available only in the following states: Alabama, Arkansas, Florida, Georgia, Iowa, Illinois, Indiana, Kentucky, Louisiana, Missouri, Mississippi, North Carolina, South Carolina, Tennessee, and Texas.
Bottom Line
Regions Visa® Business Enhanced Rewards Credit Card is a great business credit card if you want fixed-rate rewards and if you have an existing checking account with Regions Bank. You can earn extra points through the Regions Rewards Multiplier program, depending on the average balance in your business checking account. Note that there is no sign-up bonus—and while it offers a 0% introductory APR, it is shorter than what most other business credit cards offer and only applies on purchases.
