To use Grasshopper as a phone system, all you need to do is pick your package and set up the mobile app. That said, to make it work, you must have an existing phone number to route calls to since Grasshopper is a virtual phone number provider. However, it is otherwise easy to get started….
All Ultimate Guide Articles - Page 3
Retail Insurance: Cost, Coverage & Where to Find It
Retail insurance refers to the various insurance policies retail businesses need to cover the liability they face in their day-to-day operations. Most small business retailers need, at a minimum, general liability and commercial property insurance. They can typically combine these in a business owner’s policy (BOP) for around $1,000 to $2,500 per year. Finding the…
Semitruck Insurance: Providers, Coverage & Costs
Semitruck insurance, also called owner-operator or commercial truck insurance, is a blanket term for a collection of policies for truck drivers. Many of these policies cover truckers’ legal liabilities in different situations, such as hauling cargo or nonbusiness driving. Owner-operators can expect to pay between $8,000 and $12,500 per year for truck insurance. Whatever commercial…
Commercial Auto Insurance: Cost, Coverage & Providers
Commercial auto insurance covers accidents involving vehicles used or owned by your business. Third-party liability coverage for injuries and property damage is required in most states, but policies also can include first-party coverage such as medical payments and collision. For small business owners, annual commercial vehicle insurance costs around $600 to $2,400 per vehicle. Any…
DUNS Number: What It Is & How to Get Yours
The DUNS Number is a numeric company identifier used to create and access your business credit report with Dun & Bradstreet (D&B). D&B is the most widely used business credit reporting agency, so it’s essential to understand how to get a DUNS Number if your business doesn’t already have one. Thankfully, you can request your…
Square POS: The Ultimate Guide
Square is a free point-of-sale (POS) app that uses a credit card reader and your phone or tablet to process payments. A POS system is the tool retailers use at the point of purchase to process and manage sales. Square POS includes features like inventory management, customer directories, and sales reports to help retailers manage…
Restaurant Insurance Coverage, Costs & Providers
Restaurant insurance protects owners from a variety of business-related losses, such as lawsuits, property damage, data breaches, or employee injuries. Different policies cover different types of loss, but one coverage common to most restaurants is general liability. A small, limited-service restaurant can usually get general liability insurance for about $1,000 to $2,000 annually. Finding reasonably…
North Carolina Workers’ Compensation Insurance: Top Providers, Rules & More
North Carolina workers’ compensation laws make coverage mandatory for employers with three or more employees. This includes minors and undocumented workers. On average, business owners pay around 97 cents per $100 of payroll for their workers’ comp insurance, which makes North Carolina tied for 12th for the least expensive for workers’ comp. Even if workers’…
Gym Insurance: Cost, Coverage & Providers
As a gym owner, you have more risk than many other businesses because your operations include engaging people in strenuous exercise. Gym insurance covers the costs associated with injuries and lawsuits. Annual gym insurance costs depend on the specific policy you’re buying. For example, general liability insurance is usually between $500 to $2,000 per year…
International Calling Rates: How Much Does International Calling Cost?
The overall cost of international calling has become cheaper with the rise of internet-based, voice-over-internet-protocol (VoIP) services. Pricing for calls can range anywhere from just one cent per minute to upward of 10 cents per minute. If you need to make frequent calls to overseas numbers, it’s worth looking at what different services charge and…
The Ultimate Guide to Sales Management
Sales management is the process of developing a sales team and training a sales team to maximize sales performance. This includes implementing sales operations that drive your business forward, developing sales techniques, using the right software and tools, and measuring sales performance. However, we understand that managing a high-performing sales team can require extensive time…
Real Estate License Reciprocity & Portability Guide
Real estate license reciprocity gives licensed agents the opportunity to secure a license in a new state without completing all licensing requirements. Real estate portability lets out-of-state agents conduct transactions within specific states, based on local laws. To help agents understand both of these, we compiled license reciprocity and portability rules for all 50 states….