You should have a business bank account for your company’s finances, regardless of your business size. With one, you can keep your personal and business assets separated, which protects both your company and your personal finances. Having a business bank account also allows you to build a relationship with your business bank, which will help…
Ultimate Guide
Security Guard Insurance: Cost, Coverage & Providers
Through a combination of first and third-party policies, security guard insurance helps protect against financial losses for your business. When you combine the different policies needed, like general liability and commercial property, they form what is called security guard insurance, and the estimated total minimum premium for all core policies can start at $7,300 annually….
What Is Business Banking?
Business banking, also known as commercial banking, refers to the products and services financial institutions provide to meet the unique needs of business clients. Examples of business banking products include business checking accounts, savings accounts, loans, and credit cards. Business banking can be used by companies with any organization entity, including sole proprietorships, partnerships, limited…
What is a Pay Card: How They Work, Regulations, & Pros & Cons
A pay card (also known as a payroll card) is a prepaid debit card employers use to pay employees who don’t have bank accounts. Although regulated by federal and state law, they’re similar to direct deposits in that money is sent electronically, and setup is sometimes free. Pay cards are available from dedicated providers, banks,…
Veterinary Practice Insurance: Cost, Coverage & Providers
Insurance for veterinarians covers the risks of caring for animals, dealing with pet owners, and running a medical facility. It also helps a veterinarian if their property is damaged and they need to file a claim. It is a combination of multiple policies, including veterinarian liability insurance, malpractice, commercial property, and animal bailee insurance. The…
Cyber Liability Insurance: Cost & Coverage
If your business is the victim of a cyberattack, you will have to deal with costly expenses, such as paying for data restoration, investigations, customer notifications, regulatory fines, and legal fees. Cyber liability insurance can help mitigate the cost of the incident and provide legal counsel and defense. Cyber insurance premiums can range from $250…
Georgia Business Insurance General Liability & More
Small business owners in Georgia, with its robust business-friendly economy, need to consider business insurance. Insurance is an important part of a healthy business and that spells success for the economy of the state. Georgia business insurance includes important coverages like workers’ compensation, general liability, and commercial auto. Other coverages to consider are professional liability,…
Pennsylvania Business Insurance: General Liability & More
While the Keystone State played an important part in early American history, small businesses are an important part of its economy. Pennsylvania business insurance is crucial to providing financial help when a business has damage or faces a liability claim. Some key Pennsylvania small business insurance policies are workers’ compensation, general liability, professional liability, and…