International calling costs vary based on the country you’re calling and the service provider you use. Voice-over-internet-protocol (VoIP) providers offer the cheapest per-minute international call rates, ranging from 1 cent to $1 per minute. They also have different international call plans for specific needs. In this article, find out how much are international calls, learn…
Ultimate Guide
How Payroll Outsourcing Services Work: Ultimate Guide
Outsourcing payroll can be an easy way to save time and money. Rather than tracking and calculating employee payroll by hand or using spreadsheets, you can hire a bookkeeper, use an accountant, or work with a professional employer organization (PEO). Many small business owners outsource their payroll and HR because of how complicated and time-consuming…
Common Invoice Payment Terms and Tips on Setting Them
Most companies will set payment terms to ensure that they’re paid on time, with the most popular terms being 30 days (or Net 30). Setting payment terms is an essential part of accounts receivable (A/R) management, and making terms transparent to customers by displaying them on every invoice that’s issued is an important bookkeeping task….
How to Lease a Retail Space in 6 Steps
Leasing or renting a retail space requires careful planning, as the space you choose will not only be one of your most significant operating costs but will determine your location, product quantity, storage, and store layout. To effectively rent a retail space, you need to set a budget, look for a few quality options, and…
Swim Instructor Insurance: Best Providers, Cost & Coverage
Swim instructor insurance is a policy providing liability coverage for someone who directly oversees training. The providers of this insurance sometimes lump swim instructors into “sports instructors,” which cover a range of athletic activities, so insurance options vary widely. Also, some insurers offer a policy that carries both general and professional liability insurance, but general…
POS Hardware: Best Options for Small Business
A point-of-sale (POS) system combines hardware like touch-screen displays and credit card terminals with software tailored to accept payments and track sales. The hardware you need is dependent on the POS software you use, so it’s important to choose a POS software system before purchasing hardware. But it’s equally important to know that your preferred…
Handyman Insurance: Cost & Coverage
Handyman insurance is a combination of policies, the most common ones being commercial property and general liability. These coverages provide protection for your business against property loss and legal fees if you’re sued for injuries, have to pay for property damage, or replace your property. General liability and commercial property handyman insurance costs anywhere from…
What Is a Business Credit Score and How It Works
A business credit score is a number calculated by a credit bureau that reflects the credit health of a business. It uses past credit history to show current credit risk and predict future credit risk. The four most common business credit scores are those from Dun & Bradstreet (D&B), Experian, Equifax, and the FICO® Small…