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The Delta SkyMiles® Platinum Business American Express Card is ideal for business owners who prefer to fly with Delta Air Lines and want to enjoy access to priority boarding and a free checked bag. You can earn unlimited miles on purchases, which can be redeemed for flights, seat upgrades, and Delta gift cards. The card’s unique features and benefits justify the slightly high annual fee of $350.
To see how this card stacks up against others we reviewed on our site, simply click Add to Compare on the card below and select up to two additional cards for comparison.
Delta SkyMiles® Platinum Business American Express Card
BEST FOR:
Frequent Delta flyers who want to access premium business Delta features
Intro APR
N/A
Regular APR
20.24% - 29.24% Variable
Annual Fee
$350
Credit Needed
Excellent, Good
- Welcome Offer: Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
- Enjoy a Companion Certificate each year after renewal of your Delta SkyMiles® Platinum Business American Express Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
- Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
- Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
- Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
- Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
- Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
- Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
- Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Terms and limitations apply.
Pros
- $0 foreign transaction fee
- In-flight savings
- Business management tools
Cons
- Charges an annual fee
- No interest-free financing period
- Balance transfers aren’t allowed
- Delta benefits: Receive your first checked bag for free and access priority boarding.
- Travel accident insurance: Provides card owners with travel accident insurance up to $100,000.
- Purchase protection: Provides coverage for purchases that are damaged or stolen up to 120 days from the date of purchase. Coverage is limited to $1,000 for an item and up to $50,000 for all claims for one year.
Intro APR
N/A
Regular APR
20.24% - 29.24% Variable
Annual Fee
$350
Credit Needed
Excellent, Good
- Welcome Offer: Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
- Enjoy a Companion Certificate each year after renewal of your Delta SkyMiles® Platinum Business American Express Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
- Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
- Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
- Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
- Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
- Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
- Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
- Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Terms and limitations apply.
Pros
- $0 foreign transaction fee
- In-flight savings
- Business management tools
Cons
- Charges an annual fee
- No interest-free financing period
- Balance transfers aren’t allowed
- Delta benefits: Receive your first checked bag for free and access priority boarding.
- Travel accident insurance: Provides card owners with travel accident insurance up to $100,000.
- Purchase protection: Provides coverage for purchases that are damaged or stolen up to 120 days from the date of purchase. Coverage is limited to $1,000 for an item and up to $50,000 for all claims for one year.
When rating a travel rewards business credit card like the Delta SkyMiles® Platinum Business American Express Card, we consider the ongoing and introductory rewards, additional card benefits, annual fee, and introductory and ongoing annual percentage rates (APRs).
| Grading Criteria | ||
|---|---|---|
Ongoing Rewards | ||
Introductory Rewards | ||
Additional Features | ||
Annual Fee | ||
Introductory APR | 10 | |
Ongoing APR | 10 | |
Total Score |
Who the Delta SkyMiles® Platinum Business American Express Card Is Best For
- Business owners who are Delta Air Lines frequent flyers: Earn premium miles on Delta flights that can be used toward free flights, and enjoy perks like free checked-in baggage and priority boarding.
- Businesses that spend at least $5,000 on single eligible purchases: You’ll receive 1.5× miles, which is an extra half mile per dollar, on single eligible purchases of $5,000 or more, up to 50,000 additional miles per calendar year.
Is this card not a good fit for your business? Check out our recommended alternatives below.
Delta SkyMiles® Platinum Business American Express Card Rewards
- Welcome Offer: earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership
- 3× miles per dollar spent on eligible purchases made either directly with Delta or with hotels
- 1.5× miles on transit, eligible US shipping, and single-receipt purchases of $5,000 or more on up to $100,000 purchases per calendar year
- 1× miles per dollar on all other purchases
- $1 MQD for each $20 in purchases with your card
Rewards Calculator
Use the following rewards calculator to compute the potential rewards you can earn with the Delta SkyMiles® Platinum Business American Express Card. Just input your projected annual spending based on the categories, and let our calculator do the rest. Miles are worth around 1 cent each, though the value may vary depending on how miles are redeemed.
How to Redeem Rewards
Redeem your miles by booking travel with Delta and Delta Connection carrier-operated flights; visit the Delta rewards portal. You can also redeem your miles to get a seat upgrade, pay for a Delta Sky Club membership, book Delta Vacations®, bid on exclusive events, access SkyMiles Experiences, check bags, or pay for magazine subscriptions. You can even transfer your miles to your friends and family or donate them to Delta’s charitable organization partners.
Your miles redemption must be in increments of 5,000 miles with a minimum of 5,000 miles per redemption. Miles don’t expire, and there are no limits to how many miles you can earn.
Delta SkyMiles® Platinum Business American Express Card Features
- Companion certificate: Receive a companion certificate The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for round trip domestic flights and no more than $250 for round trip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. for Main Cabin domestic, Caribbean, or Central American roundtrip flights each year upon card renewal.
- $120 Resy credit: Earn up to $10 statement credits per month on eligible purchases with US Resy restaurants.
- TakeOff 15: Save 15% Discount not applicable to partner-operated flights or to taxes and fees when you use your miles to book travel with Delta Air Lines through delta.com and the Fly Delta app.
- $120 Rideshare credit: Use your Delta SkyMiles® Platinum Business Card to pay for US rideshare purchases with select providers and earn $10 statement credits per month.
- Complimentary upgrade list: Get added to the complimentary upgrade list even if you are not a SkyMiles Medallion member and receive complimentary upgrades for Delta One® (within the 50 United States), First Class, and Delta Comfort+®.
- Zone 5 Priority Boarding: Board early, secure a spot for your carry-on, and enjoy plenty of time to settle in before takeoff on your next Delta flight with Zone 5 Priority Boarding.
- Free checked bag: Check your first bag for free and save up to $60 on a round-trip Delta flight.
- $200 Delta Stays credit: Receive an annual statement credit of up to $200 when you book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Hertz Five Star® Status: Get complimentary Hertz Five Star® Status and elevate your car rental experience.
- Free credit for Global Entry or TSA PreCheck®: Receive a $100 statement credit for Global Entry every four years or up to an $85 statement credit for TSA PreCheck® in a 4.5-year period.
- Purchase protection: Get covered up to $1,000 per item, with a maximum of $50,000 for all incidents in a year, if your purchased items are damaged or stolen up to 90 days from the date of purchase.
- Extended warranty: Receive one additional year of warranty for items purchased in the US or its territories with warranties of five years or less.
- Trip delay insurance: Get up to $300 per trip, with a maximum of two claims per card within 12 consecutive months, if a round trip is delayed for more than 12 hours because of a covered reason.
- Baggage insurance plan: Get covered for lost, damaged, or stolen baggage for up to $1,250 For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions. for carry-on baggage and up to $500 for checked baggage, in excess of coverage provided by the common carrier.
- Car rental loss and damage insurance: Receive coverage for damage to or theft of a rental vehicle in a covered territory Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage .
- Connect to QuickBooks: Enroll your business credit card to QuickBooks and streamline your expenses for easy account monitoring.
- Year-end summary: Access a complete summary that categorizes your spending by month and purchase type at the end of each year—this will help you track your business expenses down to the last detail.
- Account manager: Assign trusted team members as account managers to handle tasks such as making payments, reviewing transactions, and adding employee cards.
- Free employee cards: Add employee cards at no additional cost and earn miles from your employees’ spending.
- Vendor Pay by BILL: Pay bills with Vendor Pay by BILL and access the Basic Plan for free for the first user and no fee for the second user for six months. You’ll only need to pay $15 per month for the second user after the free trial.
Delta SkyMiles® Platinum Business American Express Card Fees
APR
- Introductory APR: None
- Ongoing APR on purchases and balance transfers: 20.24% to 29.24% variable, which adjusts with the Prime Rate
- Cash advance APR: 29.99% variable, which adjusts with the Prime Rate
- Penalty APR: 29.99% variable, applies to your account if you do the following:
- Make late payments twice in 12 consecutive months.
- Fail to pay at least the minimum by its due date.
- Make a payment that’s returned.
Fees
- Annual: $350
- Balance transfer: Transfers aren’t allowed.
- Foreign transaction: $0
- Cash advance: $5 or 3%, whichever is higher
- Late payment: Up to $39
- Overlimit: $0
- Returned payment: $39
- Phone: Call (800) 472-9297, state your card information when prompted, then follow the prompts.
- Online: Log in to your online account.
- Amex app: Log in to your Android or iOS mobile app, select your card, and then click “Make a Payment”
- AutoPay: Log in to your online account and click “Payments,” located in the blue navigation bar, then choose “Manage AutoPay”
- BillDesk: Follow the prompts that require you to fill out relevant credit card information.
- Mail: Send either a check or money order to American Express, including your credit card details, to the following address:
American Express
PO Box 650448
Dallas, TX 75265-0448
If you send your payment via mail, send it early enough so that it arrives on or before the due date.
Delta SkyMiles® Platinum Business American Express Card Alternatives
Delta SkyMiles® Gold Business American Express Card
Delta SkyMiles® Gold Business American Express Card
BEST FOR:
Delta Air Lines flyers and earning rewards outside of Delta purchases
Intro APR
N/A
Regular APR
20.24% - 29.24% Variable
Annual Fee
$0 introductory annual fee for the first year, then $150
Credit Needed
Excellent, Good
- Welcome Offer: Earn 60,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership.
- $0 introductory annual fee for the first year, then $150
- Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Additionally, you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year.
- Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
- Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
- Earn 1 Mile on every eligible dollar spent on other purchases.
- Check and stow your bag with ease: First Checked Bag Free on Delta Flights + Zone 5 Priority Boarding.
- Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles® Gold Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
- Pay no foreign transaction fees when you travel overseas.
- Terms and limitations apply.
Pros
- $0 introductory annual fee for the first year, then $150
- Enjoy $0 foreign transaction fees
- Earn a $200 Delta Flight Credit
Cons
- Balance transfers aren’t allowed
- No free or discounted Delta Sky Club access
- No 0% introductory APR
- Free checked bag: Check one bag for free for you and up to eight companions
- Savings on inflight purchases: Receive a 20% discount on inflight purchases you make with your American Express Gold Delta SkyMiles® Business Credit Card
- Baggage insurance: If your luggage is lost, damaged, or stolen, you’re eligible for coverage of up to $1,250 for carry-on baggage and $500 for checked bags
- Car rental insurance: Coverage is primary, which means it replaces any coverage your personal insurance might offer when renting for business purposes; it provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the US and abroad
Intro APR
N/A
Regular APR
20.24% - 29.24% Variable
Annual Fee
$0 introductory annual fee for the first year, then $150
Credit Needed
Excellent, Good
- Welcome Offer: Earn 60,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership.
- $0 introductory annual fee for the first year, then $150
- Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Additionally, you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year.
- Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
- Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
- Earn 1 Mile on every eligible dollar spent on other purchases.
- Check and stow your bag with ease: First Checked Bag Free on Delta Flights + Zone 5 Priority Boarding.
- Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles® Gold Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
- Pay no foreign transaction fees when you travel overseas.
- Terms and limitations apply.
Pros
- $0 introductory annual fee for the first year, then $150
- Enjoy $0 foreign transaction fees
- Earn a $200 Delta Flight Credit
Cons
- Balance transfers aren’t allowed
- No free or discounted Delta Sky Club access
- No 0% introductory APR
- Free checked bag: Check one bag for free for you and up to eight companions
- Savings on inflight purchases: Receive a 20% discount on inflight purchases you make with your American Express Gold Delta SkyMiles® Business Credit Card
- Baggage insurance: If your luggage is lost, damaged, or stolen, you’re eligible for coverage of up to $1,250 for carry-on baggage and $500 for checked bags
- Car rental insurance: Coverage is primary, which means it replaces any coverage your personal insurance might offer when renting for business purposes; it provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the US and abroad
If you prefer to fly on Delta Air Lines but don’t want to pay a high annual fee, the Delta SkyMiles® Gold Business American Express Card charges a $0 annual fee for the first year, then you’ll only pay $150 every year after. You’ll earn up to 2× miles on your purchases, which you can redeem for Delta flights. Also, you’ll receive a $200 Delta flight credit when you spend $10,000 in a calendar year.
If you prefer another credit card from the provider, see our list of the best American Express credit cards.
Bank of America Business Advantage Travel Rewards World Mastercard®
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
BEST FOR:
Earning top rewards on travel purchases booked through Bank of America Travel Center
Intro APR
0%
9 billing cycles
9 billing cycles
Regular APR
18.49% - 28.49% Variable APR on purchases
Annual Fee
$0.00
Credit Needed
Excellent
- Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
- Earn unlimited 1.5 points for every $1 spent, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.
- No limit to the amount of points you can earn and points don't expire as long as your account remains open.
- No annual fee and no international transaction fees.
- Choose how to redeem points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America® Travel Center, for cash back or gift cards.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Pros
- Charges $0 annual and foreign transaction fees
- Offers fixed-rate cash back rewards
- Has no blackout dates
Cons
- Does not offer a 0% introductory period on balance transfers
- Requires excellent credit to qualify
- Bank of America doesn’t disclose details of its additional card features. To find out more about these additional features, review your guide to benefits when you receive your card in the mail.
Intro APR
0%
9 billing cycles
9 billing cycles
Regular APR
18.49% - 28.49% Variable APR on purchases
Annual Fee
$0.00
Credit Needed
Excellent
- Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
- Earn unlimited 1.5 points for every $1 spent, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.
- No limit to the amount of points you can earn and points don't expire as long as your account remains open.
- No annual fee and no international transaction fees.
- Choose how to redeem points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America® Travel Center, for cash back or gift cards.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Pros
- Charges $0 annual and foreign transaction fees
- Offers fixed-rate cash back rewards
- Has no blackout dates
Cons
- Does not offer a 0% introductory period on balance transfers
- Requires excellent credit to qualify
- Bank of America doesn’t disclose details of its additional card features. To find out more about these additional features, review your guide to benefits when you receive your card in the mail.
Earn 3× points when you book your travel through the Bank of America® Travel Center and 1.5× points on all other purchases. You can redeem your points for travel with no blackout dates in the Bank of America Travel Center as a statement credit, cash back, or gift card. It has $0 annual and foreign transaction fees, as well as 0$ APR on purchases for the first nine billing cycles. Plus, you’ll receive 30,000 points as a welcome offer when you meet the spending requirements.
If you want another credit card from Bank of America, check out our guide to the best Bank of America business credit cards.
card_name
card_name
BEST FOR:
Maximizing travel rewards at a lower annual fee
Intro APR
intro_apr_rate,intro_apr_duration
Regular APR
reg_apr,reg_apr_type
Annual Fee
annual_fees
Credit Needed
credit_score_needed
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- $0 foreign transaction fees
Cons
- No interest-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the welcome offer
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the United States manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts―and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
Intro APR
intro_apr_rate,intro_apr_duration
Regular APR
reg_apr,reg_apr_type
Annual Fee
annual_fees
Credit Needed
credit_score_needed
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- $0 foreign transaction fees
Cons
- No interest-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the welcome offer
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the United States manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts―and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
With the card_name, your rewards are worth 25% more when you redeem them for travel. It lets you earn up to 5× points per dollar on your purchases, depending on the expense category. Plus, it comes with a high welcome offer and possibly a high credit limit.
See our guide to the best Chase business credit cards for other options from the issuer.
Frequently Asked Questions (FAQs)
Account application is available online or by phone at (877) 673-6758. Prepare the following information:
- Business’s legal name, address, phone number, and email address
- Federal tax identification number (TIN) or Social Security number
- Type of industry your business is engaged in
- Company structure
- Number of years your company has been in business
- Number of employees
- Annual business revenue
- The name you would like to appear on the card
No, it does not offer complimentary access to Delta Sky Club lounges. However, cardholders and up to two guests get to enjoy an exclusive per-visit rate of $50 per person to access Delta Sky Club. To be eligible, you need to use your Delta SkyMiles® Platinum Business American Express Card to pay for the access.
To view your Delta SkyMiles® balance, log in to your online account, and you can find the details at the top right of the page. You can also visit delta.com or call Delta Air Lines toll-free at (800) 323-2323 to find out how many Delta SkyMiles® you have.
MQD is a reward system that helps you get closer to Medallion Status. Four Medallion tiers offer benefits to Medallion members, including complimentary upgrades, waived fees, and other exclusive offers.
There are four Medallion Status tiers, and you need to meet certain MQD requirements to reach each status.
- Silver: $5,000 MQDs
- Gold: $10,000 MQDs
- Diamond: $15,000 MQDs
- Platinum: $28,000 MQDs
Delta SkyMiles® Platinum Business American Express Card helps you reach Medallion Status through the following programs:
- MQD Headstart: You’ll receive $2,500 MQDs each Medallion Qualification Year.
- MQD Boost: For every $20 in purchases, you’ll earn $1 MQD.
Bottom Line
The Delta SkyMiles® Platinum Business American Express Card is a great card for business owners who travel with Delta Air Lines frequently and want to enjoy premium travel rewards and perks. It’s also ideal for those who typically check a bag, as it offers the first checked bag for free when traveling with Delta. Note that it has an annual fee of $350 and doesn’t allow balance transfers and cash advances. Also, it doesn’t come with a 0% APR offer.
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