American Express Platinum Delta SkyMiles® Business Credit Card Review 2019

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Platinum Delta SkyMiles® Business Credit Card from American Express

• Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
• Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
• Check your first bag for free and save up to $50 on a round trip Delta flight.

• Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
• Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit with the American Express Delta Card.
• Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don’t expire.
• Terms and limitations apply

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INTRO APR	REGULAR APR	ANNUAL FEE	CREDIT NEEDED
N/A	17.99% - 26.99% Variable	$195	Good, Excellent

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Cardholders receive their first checked bag free, and you’ll pay an annual percentage rate of between 17.99% and 26.99%. The best small business travel credit cards provide up to 5x points on travel purchases. They also offer up to 80,000 introductory bonus points and an 0% APR period of nine months. This American Express business credit card falls short of some of the best ongoing rewards available. However, it has a substantial introductory offer and unrivaled travel perks. We rate this card 4 stars out of 5 stars.

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How We Evaluated the American Express Platinum Delta SkyMiles® Business Credit Card

The American Express Platinum Delta SkyMiles® Business Credit Card offers two miles for every dollar spent on Delta purchases. It carries an annual fee of $195. However, it comes with additional benefits including priority boarding and free checked baggage. Its additional perks alone could be worth in the thousands per year.

Based on business owners’ wants and needs in a card, we considered the following criteria in our evaluation:

• Ongoing rewards: The ongoing reward miles you can earn by using this American Express business credit card; this card earns two miles for every dollar spent on Delta purchases and one mile for every dollar spent on all other purchases
• Introductory rewards: The bonus miles you can earn after meeting a minimum spending requirement during the first couple months of your card; this American Express business credit card offers 5,000 Medallion Qualification Miles (MQMs) and 35,000 bonus miles when you spend $1,000 in the first three months
• Annual fee: How much the card costs every year; this American Express business credit card has a $195 annual fee
• Additional benefits: Whether the card comes with free perks that may increase its value; this American Express business credit card offers valuable perks like priority boarding, companion passes, free checked baggage, in-flight savings, baggage insurance, travel accident insurance, and extended warranty protection
• Intro APR: Whether the card offers an introductory no-interest period on purchases or balance transfers; this American Express business credit card doesn’t offer a 0% APR period
• Ongoing APR: How much it’ll cost to finance purchases on your card; this American Express business credit card has an APR between 17.99% and 26.99%

While the American Express Platinum Delta SkyMiles® Business Credit Card is lacking substantial ongoing rewards, the additional benefits and perks it offers, such as extended warranty and return protection, are like no other card.

How We Evaluate Travel Rewards Business Credit Cards

When grading a travel rewards business credit card like the American Express Platinum Delta SkyMiles® Business Credit Card, we weight ongoing rewards, introductory rewards, and additional card benefits heaviest. We also consider the card’s annual fee and introductory and ongoing APRs. This Delta business credit card suffered in our evaluation because it doesn’t offer a 0% APR period.

We graded the American Express Platinum Delta SkyMiles® Business Credit Card using the following methodology:

Despite the card’s excellent ongoing rewards and additional features, our grade of 4 stars is appropriate because the American Express Platinum Delta SkyMiles® Business Credit Card’s rewards fall short of some of the best travel credit cards. Conversely, the Capital One® Spark® Miles for Business card offers 50,000 miles after spending $4,500 in the first three months.

Who the American Express Platinum Delta SkyMiles® Business Credit Card Is Right For

The American Express Platinum Delta SkyMiles® Business Credit Card is best for businesses who travel with Delta frequently and want to use card rewards for free Delta Air Lines flights. It’s also a solid card option for people who travel a lot with Delta Air Lines and typically check a bag as it offers your first checked bag for free.

American Express Platinum Delta SkyMiles® Business Credit Card Costs

The American Express Platinum Delta SkyMiles® Business Credit Card offers no introductory interest rate and has an annual fee of $195. It also has an ongoing APR between 17.99% – 26.99%, which fluctuates with the prime rate. With an annual fee of $195 and up to 99 free employee cards, this is an inexpensive card option compared to other premium American Express cards.

The costs and fees on this American Express business credit card are:

• Introductory APR: None
• Ongoing APR: 17.99% – 26.99%, which changes with the prime rate
• Annual fee: $195
• Balance transfer fee: Transfers are not allowed
• Foreign transaction fee: None
• Cash advance fee: $5 or 3%, whichever is greater; cash advance APR 27.49%
• Late payment fee: Up to $38
• Returned payment fee: $38
• Penalty APR: 29.99%, it will last for at least 12 consecutive billing periods, until you have made timely payments that were not returned for nonsufficient funds

This American Express business credit card is an excellent option for overseas travelers because it doesn’t charge a foreign transaction fee on purchases. Its costs, however, are generally more expensive than the Chase Ink Business Preferred^SM, which carries an APR between 18.24% and 23.24% and has an annual fee of $95.

How to Avoid Paying Interest on the American Express Platinum Delta SkyMiles® Business Credit Card

To avoid paying interest on the American Express Platinum Delta SkyMiles® Business Credit Card, you must pay your entire balance by the due date each month. Your due date is at least 25 days after the close of your billing period. This potential due date is longer than other small business credit cards. The Southwest Rapid Rewards® Premier Business Credit Card, for example, is due at least 20 days after the close of your billing cycle.

American Express Platinum Delta SkyMiles® Business Credit Card Rewards

The American Express Platinum Delta SkyMiles® Business Credit Card offers travel rewards in the form of miles for purchases made directly with Delta. For every dollar you spend on Delta purchases, you will earn two miles in rewards. You’ll also earn 5,000 MQMs and 35,000 bonus miles when you spend $1,000 within three months.

Introductory Rewards

You will earn the following introductory rewards when using your card:

• 5,000 MQMs after you spend $1,000 in purchases in the first three months
• 35,000 bonus miles after you spend $1,000 in purchases in the first three months
• $100 statement credit after you make a Delta purchase within your first three months

The introductory rewards on the American Express Platinum Delta SkyMiles® Business Credit Card fall short of other travel rewards credit cards. The Capital One® Spark® Miles for Business card, for example, offers 50,000 miles when you spend $4,500 in the first three months.

MQMs don’t have any monetary value. Instead, they track your Delta membership status and are based on your distance flown. You can earn Delta Medallion Status ― Silver, Gold, Platinum, or Diamond ― with your MQMs. With Medallion Status, you have opportunities to fly more comfortably, move to the front of the line, enjoy waived fees, and other elite benefits that only Delta offers.

Ongoing Rewards

You will earn the following ongoing rewards when using your card:

• 2x miles: Earn two miles on every eligible dollar spent on purchases made directly with Delta
• 1x mile: Earn one mile on every eligible dollar spent on other purchases
• Annual miles boost: Earn 10,000 MQMs and 10,000 bonus miles after spending $25,000 annually, and an additional 10,000 MQMs and 10,000 bonus miles after spending $50,000 annually
• Companion pass: Receive a domestic Main Cabin round-trip companion certificate each year upon renewal of your card

With the Chase Ink Business Preferred^SM, you’ll earn 3x points rewards on airfare purchases. However, those points can’t be transferred to Delta’s frequent flyer program. Typically, Chase customers use their points to purchase a flight through the Chase rewards portal.

Rewards Restrictions

This American Express business credit card won’t reward the following purchases:

• Fees or interest charges
• Balance transfers
• Cash advances
• Purchases of traveler checks
• Purchases of gift cards
• Person-to-person payments
• Purchases or reloading of prepaid cards
• Other cash equivalents

The added benefit of your earned points is that they never expire, as long as your account remains active. Reward restrictions here are common across all small business credit cards.

How You Can Redeem Your Rewards

You can redeem your miles by booking travel on Delta and Delta Connection carrier-operated and ticked flights booked through the Delta rewards portal. Your miles redemption must be in increments of 5,000 miles with a minimum of 5,000 miles per redemption. The redemption value for SkyMiles is $50 for every 5,000 miles. If your miles fall short of your ticket price, you’ll be able to use your American Express Platinum Delta SkyMiles® Business Credit Card to pay the difference.

Conversely, with the Chase Ink Business Preferred^SM you can redeem your rewards for travel, cash back or gift cards. When you redeem your points for cash back or gift cards, they are worth one cent per point. When you redeem your points through the Chase online portal, travel is worth 1.25 cents per point.

American Express Platinum Delta SkyMiles® Business Credit Card Features

American Express Platinum Delta SkyMiles® Business Credit Card offers a variety of travel and purchase protections similar to other travel credit cards, such as extended warranty protection. It also offers a roadside assistance hotline, global assistance hotline, baggage insurance plan, return protection, priority boarding, and access to Delta Sky Clubs.

Roadside Assistance Hotline

The American Express Platinum Delta SkyMiles® Business Credit Card provides a 24-hour dispatch hotline that can send a tow truck or locksmith to help with an emergency. Although the roadside assistance hotline is available at no additional charge, card owners will be charged for any services or goods provided.

What the Roadside Assistance Hotline With American Express Platinum Delta SkyMiles® Business Credit Card Covers

Tow operators or locksmiths can provide the following services:

• Towing
• Winching
• Jump starts
• Flat tire change if there’s a spare in good condition
• Lockout service if the key is in the car
• Delivery of up to two gallons of gas

Some other premium American Express business credit cards offer these services at no additional charge. For example, the American Express Business Platinum Card® includes these services at no cost to cardholders in addition to 10 miles of free towing. In comparison, the Chase Ink Business Preferred^SM doesn’t offer any roadside assistance services.

What Roadside Assistance Hotline With American Express Platinum Delta SkyMiles® Business Credit Card Excludes

The following vehicles are not covered by the roadside assistance:

• Rental vehicles
• Taxis
• Unlicensed vehicles
• Tractors and trucks weighing 10,000-plus pounds.

Roadside assistance hotlines or coverage plans aren’t offered by all small business travel credit cards. Both the Chase Ink Business Preferred^SM and Southwest Rapid Rewards® Premier Business Credit Card don’t offer a roadside assistance service for their cardholders.

Purchase Protection

The American Express Platinum Delta SkyMiles® Business Credit Card provides coverage for purchased items that are damaged or stolen up to 120 days from the date of purchase, which is 90 days for New York residents. The purchase protection plan will pay up to $1,000 for an item and up to $50,000 for all incidents for one year.

What’s Covered with the American Express Platinum Delta SkyMiles® Business Credit Card Purchase Protection

American Express purchase protection covers items that were stolen or damaged and purchased on your American Express Platinum Delta SkyMiles® Business Credit Card. In comparison, the Chase Ink Business Preferred^SM covers any purchases that were either stolen or damaged or that “in which the item’s location is known, but recovery is impractical to complete.”

What the American Express Platinum Delta SkyMiles® Business Credit Card Purchase Protection Excludes

Purchase protection does not cover the following types of purchases:

• Consumable or perishable items with extended or limited lifespans
• Stolen or damaged items consisting of an article in a pair or set
• Travelers’ checks, tickets of any kind, gift cards and certificates, and cash its equivalent
• Living plants or animals
• One-of-a-kind, antique or previously owned and used items
• Motorized vehicles and their parts or accessories or trailers and other items that can be towed
• Items rented, leased, or borrowed for which you will be held responsible
• Permanent household fixture
• Items purchased for inventory
• Losses due to normal wear and year

There are some small business credit cards that offer better purchase protection than this American Express business credit card. The Chase Ink Business Preferred^SM, for example, covers up to $10,000 per claim compared to the $1,000 coverage American Express offers.

Return Protection

The American Express Platinum Delta SkyMiles® Business Credit Card may refund the purchase price of an item if you try to return an eligible item within 90 days from the purchase date and the store won’t accept it. American Express limits the refund amount to $300 per item and $1,000 each year. Items are only eligible if they’re in original condition and can’t be returned to the original store.

What’s Covered With the American Express Platinum Delta SkyMiles® Business Credit Card Return Protection

American Express return protection covers purchases charged entirely on your American Express Platinum Delta SkyMiles® Business Credit Card and those that can’t be returned to the store within 90 days from the purchase date. Other small business credit cards don’t offer this coverage, including the Chase Ink Business Preferred^SM.

What the American Express Platinum Delta SkyMiles® Business Credit Card Return Protection Excludes

American Express doesn’t cover the following items:

• Animals and living plants
• One-of-a-kind items like antiques, artwork, and furs and going-out-of-business sale items
• Limited edition items
• Going-out-of-business items
• Consumable or perishable items with limited lifespans
• Jewelry and watches
• Services and additional costs
• Rare or precious coins
• Motorized vehicles
• Seasonable items
• Maps, books, and magazines
• Personal hygiene items like toothbrushes, razors, or health devices
• Tickets of any kind
• Formal wear like bridal wear, gowns, prom dresses, and tuxedos
• Computer software, firmware, compact discs, digital video discs, and videotapes

Return protection is a premium small business credit card perk that’s offered on different American Express cards. For example, both the American Express Business Platinum Card® and American Express® Business Gold Card offer return protection. Most competitors don’t offer return protection. For those cards that do, exclusions here are common.

Extended Warranty Protection

The American Express Platinum Delta SkyMiles® Business Credit Card provides extended warranty protection if your eligible item as an original warranty of five years or less. American Express will provide two extra years if the warranty is between two and five years long, or they will match the warranty if it’s less than two years. For example, if your purchased item has a five-year warranty, American Express will offer two additional years.

What’s Covered with the American Express Platinum Delta SkyMiles® Business Credit Card Extended Warranty Protection

American Express extended warranty protection covers purchased items on your American Express Platinum Delta SkyMiles® Business Credit Card with an original manufacturer warranty of five years or less. Conversely, the Capital One® Spark® Miles for Business card only doubles the manufacturer’s original warranty up to one additional year on warranties of three years or less.

What the American Express Platinum Delta SkyMiles® Business Credit Card Extended Warranty Protection Excludes

The following purchases are not covered by extended warranty protection:

• Products covered by an unconditional satisfaction guarantee
• Animals or living plants
• Consumable or perishable items with extended or limited life spans
• Motorized devices and vehicles and their parts
• Motorized devices and their parts used for agriculture, landscaping, demolition or construction
• Items with physical damage or damage as a result of a natural disaster
• Software
• More than one article in a pair or set
• Business fixtures, land, or buildings
• Items purchased for use as inventory

Extended warranty is not guaranteed on all small business credit cards. However, for those that do offer it, exclusions here are common.

Travel Accident Insurance

The American Express Platinum Delta SkyMiles® Business Credit Card provides card owners with travel accident insurance up to $100,000. American Express will only cover claims where the entire fare was charged to your American Express card.

What’s Covered With the American Express Platinum Delta SkyMiles® Business Credit Card Travel Accident Insurance

The American Express Platinum Delta SkyMiles® Business Credit Card provides travel accident insurance if you die or lose a limb, sight, speech, or hearing in regard to any travel fares that were paid for entirely on your card. Both the Southwest Rapid Rewards® Premier Business Credit Card and Chase Ink Business Preferred^SM don’t offer travel accident insurance.

What the American Express Platinum Delta SkyMiles® Business Credit Card Travel Accident Insurance Excludes

The following acts aren’t covered by American Express travel accident insurance:

• War or acts of war
• Self-inflicted injury or threat
• Injury received while serving as an operator or crew member
• Injuries that occur while driving, riding as a passenger in, boarding or exiting from a rental or personal vehicle
• Injury received during or as a result of commuting
• Sickness, physical or mental infirmity, or pregnancy
• Stroke or cerebrovascular accident, cardiovascular accident, myocardial infarction or heart attack, coronary thrombosis, aneurysm, or deep vein thrombosis.

American Express offers other small business credit cards with much better coverage. For example, the American Express Business Platinum Card® provides up to $500,000 in coverage for its cardholders. Exclusions here are common across most small business credit cards.

Baggage Insurance Plan

The American Express Platinum Delta SkyMiles® Business Credit Card provides baggage insurance coverage between $250 to $1,250 on any lost bags while in transit, carry-on baggage, checked baggage, or high-risk items. High-risk items generally include jewelry, sporting equipment, or electronic equipment.

What’s Covered With the American Express Platinum Delta SkyMiles® Business Credit Card Baggage Insurance Plan

The following items are covered on the baggage insurance plan:

• Up to $1,250 for baggage lost in direct transit to a common carrier’s terminal
• Up to $1,250 for lost carry-on baggage
• Up to $500 for lost checked baggage
• Up to $250 for lost high-risk items, like jewelry, sporting equipment, and electronic equipment

This type of coverage falls a bit short compared to the Chase Ink Business Preferred^SM lost luggage reimbursement plan. The Chase Ink Business Preferred^SM provides reimbursements up to $3,000 If your checked or carry-on luggage is lost or damaged while on a flight or traveling with another covered carrier.

What the American Express Platinum Delta SkyMiles® Business Credit Card Baggage Insurance Plan Excludes

The following items are not covered by the baggage insurance plan:

• Cash or its equivalent
• Credit cards and other travel documents, like passports or visas
• Securities
• Tickets and documents
• Animals and living plants
• Food, consumables, and perishable items
• Eyeglasses, sunglasses, and contact lenses
• Hearing aids, artificial teeth and limbs, and prescription or nonprescription drugs
• Property shipped as freight

Some other American Express cards offer better baggage insurance coverage. For example, the American Express Business Platinum Card® offers coverage between $1,000 and $3,000. Exclusions here are common across small business credit cards.

Car Rental Loss and Damage Insurance

When you use your American Express Platinum Delta SkyMiles® Business Credit Card for a car rental, you are protected throughout your rental period. This American Express card offers coverage up to $50,000 per car rental agreement for the first 30 consecutive days of a car rental.

What’s Covered With the American Express Platinum Delta SkyMiles® Business Credit Card Car Rental Loss and Damage Insurance

The lesser of the following is covered by this insurance package:

• The actual cost to repair the rental vehicle
• The wholesale book value of the rental vehicle, minus salvage and depreciation costs
• The purchase invoice price of the rental vehicle, minus salvage and depreciation costs

Most small business credit cards, like American Express, set a monetary cap on the car rental loss and damage insurance. In comparison, the Capital One® Spark® Miles for Business card provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles. So, the coverage with Capital One can be a bit higher, depending on the value of the rental vehicle.

What the American Express Platinum Delta SkyMiles® Business Credit Card Car Rental Loss and Damage Insurance Excludes

The following losses are not covered by this insurance package:

• Operation of the rental vehicle in violation of the terms and conditions of the rental agreement
• Intentional damage by an authorized driver of the rental vehicle
• Damage that occurs before the rental period
• Manufacturing defects in the rental vehicle
• Confiscation by authority
• Wear and tear, including gradual deterioration
• Damage which is due to freezing
• Theft or damage to rental vehicles that are unlocked or not secured
• Theft of or damage to tires
• Damage to any vehicle other than the rental vehicle
• Damage to any property other than the rental vehicle

Car rental loss and damage insurance exclusions are common across all small business credit cards. To cover all your bases, review both your credit card policy and the rental agreement.

Global Assist Hotline

When you travel more than 100 miles from home, the American Express Platinum Delta SkyMiles® Business Credit Card provides a global assistance hotline. It provides cardholders with 24 hours a day access to medical, legal, financial or other select emergency and assistance services. However, card owners will be responsible for any fees third-party service providers charge.

Services American Express Platinum Delta SkyMiles® Business Credit Card Provides

This card provides the following travel and emergency assistance:

• Emergency translation and interpretation
• Missing item search
• Lost luggage assistance
• Passport help and card cancellation
• Relays urgent messages to a family member or friend, 24 hours a day

This card provides the following medical and legal assistance:

• List of physicians and dentists in the area
• Prescription transfers from your home pharmacy
• Monitoring of medical care while traveling
• Medical transportation assistance
• Help locate bail bond agencies that accept your card
• Referrals for embassies
• Referrals for English-speaking lawyers

The Capital One® Spark® Miles for Business card also provides a 24-hour a day emergency hotline. Capital One’s travel and emergency services are available at no additional charge. However, you will be responsible for the cost of any actual medical, legal, transportation, cash advance, or other services or goods provided.

Account Management Tools

The American Express Platinum Delta SkyMiles® Business Credit Card provides some of the most robust account management tools across most small business credit cards. These account management tools help account holders pay their bills, check card balances, and view employee card transactions. Plus, you can connect your account to QuickBooks to have your transaction data automatically transferred.

This American Express business credit card’s account management tools are:

• Mobile device app: Gives account holders quick access to their account to pay their bill, check their card balance, and view their American Express benefits
• Desktop account manager: Spend Manager allows account holders to manage employee cards from their desktop; they can view all transactions, set spend restrictions, and flag unusual transactions on their statement; there’s also a mobile app that allows account holders to manage employee expenses on the fly
• Accounting integration: Automatically transfers your American Express transaction to your QuickBooks online account; you can enroll for this QuickBooks tool through your American Express account

American Express provides some of the best account management and expense reporting tools among most small business credit cards. Additionally, you can set custom account alerts, receive year-end summaries, and online credit card statements to view your purchase history and prepare reports.

Delta Sky Club

With this American Express business credit card, you receive a reduced fee for Delta Sky Clubs. Delta Sky Club exclusive per-visit rate of $29 per person is available to American Express Platinum Delta SkyMiles® Business Credit Card Members and up to two guests. It may be used only in conjunction with same-day boarding pass on a Delta Air Lines flight.

If you don’t want to pay for this additional service every time, then the American Express Business Platinum Card® would be a good option. The American Express Business Platinum Card® offers free access to airport Delta Sky Clubs. All you need to enter is your eligible American Express card, government I.D., an airline ticket for that day.

Adding American Express Platinum Delta SkyMiles® Business Credit Card Employee Cards

Although the American Express Platinum Delta SkyMiles® Business Credit Card has an annual fee of $195, you can add up to 99 additional employee cards at no cost. Most small business credit cards don’t charge a fee for additional employee cards, regardless of whether the primary card has an annual fee. However, some premium credit cards may charge an additional fee. The American Express Business Platinum Card®, for example, charges a $300 fee for employee cards.

What the American Express Platinum Delta SkyMiles® Business Credit Card is Missing

The American Express Platinum Delta SkyMiles® Business Credit Card offers lower ongoing rewards on airfare purchases compared to other small business travel cards, like the American Express® Business Gold Card at 4x points. Additionally, this American Express business credit card isn’t a great card to carry a balance on because the APR is high at 17.99% to 26.99%. If you expect you’ll need to carry a balance, consider a no-interest business credit card.

American Express Platinum Delta SkyMiles® Business Credit Card Reviews

We sourced the internet for American Express Platinum Delta SkyMiles® Business Credit Card reviews and found most reviews to be positive. Frequent Delta flyers enjoy the rewards they earn on their Delta purchases. However, a few negative reviews suggest the $195 annual fee is too high if you don’t travel often to receive the additional card benefits.

How to Apply for the American Express Platinum Delta SkyMiles® Business Credit Card

You can apply for the American Express Platinum Delta SkyMiles® Business Credit Card online. You will be required to provide your basic personal and business information. After you complete your application, you will typically receive a decision instantly. Once approved, your card will come in the mail within seven to 10 days. You can check on your application status online.

How to Log Into Your American Express Platinum Delta SkyMiles® Business Credit Card Account

You can log in your American Express Platinum Delta SkyMiles® Business Credit Card account online by providing your user login ID and password. If you run into any difficulties, you can contact business credit card customer service through the American Express website.

Other American Express Business Credit Cards

American Express offers a variety of small business credit cards that fit different business spending needs, like 0% APR credit cards and cash back rewards cards. They carry different introductory and ongoing rewards, interest rates, and annual fees, which are waived during the first year for some cards.

The other American Express business credit cards are:

• American Express Business Platinum Card®: This American Express card is best for businesses that want to earn maximum points rewards to use for travel; it also offers several unrivaled additional travel perks for card owners
• American Express® Business Gold Card: The American Express® Business Gold Card is best for businesses that want to maximize their rewards and earn points rewards for the two spending categories they spend the most in each month
• The Plum Card® from American Express: Best for businesses that want to tap into free financing terms and earn early pay discounts with no cap; this card is great for payment flexibility
• American Express Blue Business^SM Plus Credit Card: Best for businesses that spend want to have access to a 0% APR period on both purchases and balance transfers; this is an excellent low-interest card
• American Express SimplyCash® Plus Business Credit Card: Best for earning cash back on a select category of your choice; cardholders can also take advantage of 0% APR on purchases for an extended period of time
• Hilton Honors American Express Business Credit Card: Best for frequent Hilton customers who want to earn ongoing rewards for Hilton-related purchases; cardholders can also earn introductory rewards
• Marriott Bonvoy Business^TM American Express® Card: Best for existing and frequent Marriott Bonvoy hotel customers; you can earn up to introductory bonus points and ongoing bonus points for every dollar you spend at participating hotels
• American Express Delta Reserve^® for Business Credit Card: Best for frequent Delta flyers who want to earn introductory bonus miles and bonus miles for every dollar spent with Delta. You will also have access to American Express travel perks
• American Express Gold Delta SkyMiles® Business Credit Card: Another business credit card best for frequent Delta travelers; you can earn introductory bonus miles and ongoing rewards for Delta-related purchases
• Amazon Business Prime American Express Card: An excellent choice for Amazon Prime members who are looking to earn cash back; this card offers cash back on all purchases at Amazon Business, Amazon Web Services (AWS), Amazon.com, and Whole Foods Market
• Amazon Business American Express Card: A solid card option for non-Amazon prime members; this card offers cash back on purchased items from Amazon Business, AWS, Amazon.com, and Whole Foods Market; to access better Amazon rewards, consider becoming an Amazon Prime member
• American Express Business Green Rewards Card: Best for frequent travelers with low annual spends; it offers an introductory bonus after your first purchase during the first year of card ownership
• American Express Lowe’s Business Credit Card: Best for businesses seeking rewards for their Lowe’s-related purchases and in-store discounts

Alternatives to the American Express Platinum Delta SkyMiles® Business Credit Card

Some small business travel rewards cards may offer better spending categories or reward redemption opportunities for your business. You may want to consider an alternative if you’re looking for rewards that fit your spending categories better or if you need a low-interest credit card.

3 Alternatives to the American Express Platinum Delta SkyMiles® Business Credit Card

Chase Ink Business PreferredSM	Capital One® Spark® Miles for Business	Southwest Rapid Rewards® Premier Business Credit Card
Best for 3x travel rewards	Best for fixed rewards	Best for earning a companion pass