Andrea Herrera

SumUp and Square allow small businesses to start accepting payments without monthly costs. When it comes to SumUp vs Square, Square is the more versatile choice for omnichannel payment processing and a more affordable full point-of-sale (POS) solution. On the other hand, SumUp is suitable for low-volume transactions and mobile payment processing, such as for…

PayPal is a widely recognized and trusted online payment platform that allows businesses to securely send and receive money worldwide. It is suitable for small businesses looking for a quick and easy way to start receiving payments for occasional sales. Setting up a PayPal Business account is a straightforward process that involves signing up on…

Tap to pay is a wireless method of making payments by tapping or waving a credit or debit card or a payment device (i.e., smartphone/smartwatch) near a contactless-enabled terminal. Contactless payment uses near-field communication (NFC) technology to transfer data between the card or device and the terminal. Square was one of the first payment processors…

Stax (formerly Fattmerchant) is a subscription-based merchant services provider with wholesale interchange-plus pricing rates, advanced invoicing and billing software, and unique add-on tools like SMS text-to-pay and white-label-customer portals. In our review of merchant service providers, Stax earned an overall score of 3.89 out of 5. Because of its monthly subscription fees, we find Stax…

Every small business that processes credit card payments is required to be Payment Card Industry (PCI)-compliant. PCI compliance involves meeting the 12 requirements outlined by the Payment Card Industry Data Security Standard (PCI DSS), which is designed to ensure payment security and protect both merchants and cardholders from fraud. Below is the list of the…

Payment Depot is a merchant services provider that enables U.S. merchants to process credit card payments at wholesale rates. Standout features include rate protection, free access to its virtual terminal and payment gateway services, and free equipment reprogramming. In our review of merchant service providers, Payment Depot earned an overall score of 4.01 out of…

The boom in online shopping, along with the general increase in fraudulent activity, has made ecommerce payment security vital. Ensuring the security of customer payments is the responsibility of every small business owner that accepts payments online. Follow the 10 best practices listed below to keep your site and customers safe. 1. Choose a Trusted…

EVO Payments is an international merchant services provider offering payment processing in 50 countries and 150+ currencies to over 550,000 merchants worldwide. It provides a wide range of solutions—such as credit card processing, omnichannel processing, B2B, mobile, and ecommerce payments. In our ranking of merchant services providers, EVO Payments earned an overall score of 2.74…

Heartland Payment Systems, founded in 1997, is a merchant services provider and direct processor powered by Wells Fargo Bank. The provider features flexible payment processing, automated invoicing and recurring payments, mobile and ecommerce payments, virtual terminal solutions, and business management tools. In our review of the best merchant services, Heartland Payment Services earned an overall…

TSYS, a leading merchant services provider, has expanded its offerings through a merger with Global Payments. Along with its existing card issuing solutions for enterprise-level businesses and independent sales organizations, TSYS now provides a comprehensive platform that includes payment gateway tools, merchant plug-ins, merchant portal platforms, and chargeback management. Smaller businesses can access TSYS merchant…

Dharma Merchant Services is a traditional merchant services provider with interchange-plus pricing that specializes in working with independent businesses. Its features include a free virtual terminal, online reporting, mobile processing, online payment links, a customer database, credit card storage, and next-day funding. In our review of the best merchant services providers, Dharma Merchant Services earned…

QuickBooks Payments enables QuickBooks users to accept payments via credit and debit cards and ACH transfers in person, via mobile, and through the QuickBooks platform. Its other features include recurring payments processing, invoicing, next-day deposits, and analytics reporting. There are no upfront costs with QuickBooks Payments, which charges transparent flat-rate transaction fees; however, monthly QuickBooks…