Andrea Herrera

PayPal and Braintree are two of the most popular online payment processors. PayPal is good for businesses that need a quick and easy way to start accepting payments online, while Braintree is suitable for merchants looking for more robust and customizable payment processing. PayPal is included among the top providers in our list of the…

Chargebacks can have a significant impact on the revenue, profitability, and reputation of small businesses. Knowing how to dispute and ultimately win a chargeback will help keep the impact on your business to a minimum. Prompt response to a chargeback notice, compelling evidence, and a well-drafted rebuttal letter are some of the things that will…

A chargeback is a reversal of a payment card transaction initiated by a card issuer because of a dispute filed by the payer or customer. Chargebacks can have a significant impact on a small business’ revenue and sustainability but are necessary to ensure consumer protection. Some of the usual reasons for chargebacks include unauthorized transactions,…

Stripe and Authorize.net are two well-known payment processors and payment gateways. When it comes to Stripe vs Authorize.net, we like Stripe as an all-in-one payment processor with maximum flexibility and customizability. On the other hand, Authorize.net is good for businesses that only need a payment gateway. In our evaluation of the best payment processors, Stripe…

Buy now, pay later (BNPL) is a type of short-term financing that lets your customers pay for purchases over time, often with zero or low-interest rates. BNPL payments first gained traction with online shoppers looking to finance apparel and beauty purchases. While BNPL surged in popularity during the pandemic to finance large purchases, today, people…

PayPal is a widely recognized and trusted online payment platform that allows businesses to securely send and receive money worldwide. It is suitable for small businesses looking for a quick and easy way to start receiving payments for occasional sales. Setting up a PayPal Business account is a straightforward process that involves signing up on…

Tap to pay is a wireless method of making payments by tapping or waving a credit or debit card or a payment device (i.e., smartphone/smartwatch) near a contactless-enabled terminal. Contactless payment uses near-field communication (NFC) technology to transfer data between the card or device and the terminal. Square was one of the first payment processors…

Stax (formerly Fattmerchant) is a subscription-based merchant services provider with wholesale interchange-plus pricing rates, advanced invoicing and billing software, and unique add-on tools like SMS text-to-pay and white-label-customer portals. In our review of merchant service providers, Stax earned an overall score of 3.89 out of 5. Because of its monthly subscription fees, we find Stax…

Every small business that processes credit card payments is required to be Payment Card Industry (PCI)-compliant. PCI compliance involves meeting the 12 requirements outlined by the Payment Card Industry Data Security Standard (PCI DSS), which is designed to ensure payment security and protect both merchants and cardholders from fraud. Below is the list of the…

Payment Depot is a merchant services provider that enables U.S. merchants to process credit card payments at wholesale rates. Standout features include rate protection, free access to its virtual terminal and payment gateway services, and free equipment reprogramming. In our review of merchant service providers, Payment Depot earned an overall score of 4.01 out of…

The boom in online shopping, along with the general increase in fraudulent activity, has made ecommerce payment security vital. Ensuring the security of customer payments is the responsibility of every small business owner that accepts payments online. Follow the 10 best practices listed below to keep your site and customers safe. 1. Choose a Trusted…

EVO Payments is an international merchant services provider offering payment processing in 50 countries and 150+ currencies to over 550,000 merchants worldwide. It provides a wide range of solutions—such as credit card processing, omnichannel processing, B2B, mobile, and ecommerce payments. In our ranking of merchant services providers, EVO Payments earned an overall score of 2.74…