Andrea Herrera

The boom in online shopping, along with the general increase in fraudulent activity, has made ecommerce payment security vital. Ensuring the security of customer payments is the responsibility of every small business owner that accepts payments online. Follow the 10 best practices listed below to keep your site and customers safe. 1. Choose a Trusted…

EVO Payments is an international merchant services provider offering payment processing in 50 countries and 150+ currencies to over 550,000 merchants worldwide. It provides a wide range of solutions—such as credit card processing, omnichannel processing, B2B, mobile, and ecommerce payments. In our ranking of merchant services providers, EVO Payments earned an overall score of 2.74…

Heartland Payment Systems, founded in 1997, is a merchant services provider and direct processor powered by Wells Fargo Bank. The provider features flexible payment processing, automated invoicing and recurring payments, mobile and ecommerce payments, virtual terminal solutions, and business management tools. In our review of the best merchant services, Heartland Payment Services earned an overall…

TSYS, a leading merchant services provider, has expanded its offerings through a merger with Global Payments. Along with its existing card issuing solutions for enterprise-level businesses and independent sales organizations, TSYS now provides a comprehensive platform that includes payment gateway tools, merchant plug-ins, merchant portal platforms, and chargeback management. Smaller businesses can access TSYS merchant…

Dharma Merchant Services is a traditional merchant services provider with interchange-plus pricing that specializes in working with independent businesses. Its features include a free virtual terminal, online reporting, mobile processing, online payment links, a customer database, credit card storage, and next-day funding. In our review of the best merchant services providers, Dharma Merchant Services earned…

Payline Data is a merchant services provider with in-person, online, and mobile payment solutions for businesses. Features include a point-of-sale (POS) system, automated clearing house (ACH) payments, invoicing, and hundreds of integration options for ecommerce stores. It has an upfront, transparent pricing model that charges users a monthly subscription, without cancellation and early termination fees,…

QuickBooks Payments enables QuickBooks users to accept payments via credit and debit cards and ACH transfers in person, via mobile, and through the QuickBooks platform. Its other features include recurring payments processing, invoicing, next-day deposits, and analytics reporting. There are no upfront costs with QuickBooks Payments, which charges transparent flat-rate transaction fees; however, monthly QuickBooks…

PayPal Point of Sale (POS) System is PayPal’s free mobile point-of-sale app that replaced PayPal Zettle. It provides a complete POS system for tablets or mobile devices with built-in PayPal payment processing. In our evaluation of the best POS systems, PayPal POS earned an overall score of 3.24 out of 5 and did not make…

PayPal Business offers a simple in-person and online payment processing solution. Its features include invoicing, mobile payments, recurring payments, more than 20 currencies, chargeback and seller protection, and an embeddable “buy now” button. In our review of the best merchant services providers, PayPal earned an overall score of 3.86 out of 5 and came out…

PaymentCloud is a merchant account provider specializing in medium- and high-risk vendors and industries. The platform offers both traditional and ecommerce terminals, and users report excellent customer service. Pricing isn’t available online, which is to be expected for high-risk processors. While low-risk retail and ecommerce merchants can pay as low as $10 per month, high-risk…

Fiserv is a global provider of financial and merchant services technology for businesses. It merged with First Data in July 2019 to combine Fiserv’s payment solutions with First Data’s international reach. It owns the Clover POS system and works with over 3,000 resellers, offering in-person and online payment processing services, omnichannel features, and risk management…