Andrea Herrera

A secure payment system allows customers to make payments safely and protects businesses from fraud and data breaches. It collectively refers to payment processing solutions, information technology tools, and practices that allow businesses to accept payments while ensuring information and payment security. Some of the key features of a secure payment system are authentication protocols,…

Helcim and Stripe are both powerful merchant service providers that offer zero monthly fees and accept a wide number of payment types. When it comes to Helcim vs Stripe, Helcim is the cheaper option with its low interchange-plus pricing and automatic volume discounts, while Stripe is an excellent online payment processor with numerous integrations. In…

Stripe and Braintree are popular and highly customizable payment processors typically used for online payments. They both have excellent developer tools, standard flat-rate transaction fees for smaller businesses, and custom interchange-plus pricing available for larger companies. In our evaluation of the best online payment processors, Stripe came out as the best overall with a score…

Chase Payment Solutions® (formerly Chase Merchant Services) stands out as one of the few global financial institutions that offers both banking and merchant service solutions directly to small businesses. This results in affordable rates, seamless transactions, better customer service, and faster access to funds. Chase has also spent the past year improving its small business…

Business-to-business (B2B) payments are transactions between two companies, usually for the exchange of goods or services. They are often made through invoices and purchase orders and processed via check, ACH, or credit card. In this guide, we take a look at common terms, payment methods, challenges, and trends in B2B payment processing. Common B2B Payment…

A PCI non-compliance fee may be charged by merchant services providers or payment processors when a business does not meet minimum security standards when processing card payments. Fees range from $20 every month up to $5,000 or more, depending on the details of non-compliance and security breach, if any. These security standards—known collectively as the…

PayPal and Braintree are two of the most popular online payment processors. PayPal is good for businesses that need a quick and easy way to start accepting payments online, while Braintree is suitable for merchants looking for more robust and customizable payment processing. PayPal is included among the top providers in our list of the…

Chargebacks can have a significant impact on the revenue, profitability, and reputation of small businesses. Knowing how to dispute and ultimately win a chargeback will help keep the impact on your business to a minimum. Prompt response to a chargeback notice, compelling evidence, and a well-drafted rebuttal letter are some of the things that will…

A chargeback is a reversal of a payment card transaction initiated by a card issuer because of a dispute filed by the payer or customer. Chargebacks can have a significant impact on a small business’ revenue and sustainability but are necessary to ensure consumer protection. Some of the usual reasons for chargebacks include unauthorized transactions,…

Stripe and Authorize.net are two well-known payment processors and payment gateways. When it comes to Stripe vs Authorize.net, we like Stripe as an all-in-one payment processor with maximum flexibility and customizability. On the other hand, Authorize.net is good for businesses that only need a payment gateway. In our evaluation of the best payment processors, Stripe…

Buy now, pay later (BNPL) is a type of short-term financing that lets your customers pay for purchases over time, often with zero or low-interest rates. BNPL payments first gained traction with online shoppers looking to finance apparel and beauty purchases. While BNPL surged in popularity during the pandemic to finance large purchases, today, people…

SumUp and Square allow small businesses to start accepting payments without monthly costs. When it comes to SumUp vs Square, Square is the more versatile choice for omnichannel payment processing and a more affordable full point-of-sale (POS) solution. On the other hand, SumUp is suitable for low-volume transactions and mobile payment processing, such as for…