Business owners wanting to keep workers’ compensation costs down need to reduce compensable injuries among their employees. One of the best ways to do that is to address risk exposures. To help you reduce injuries, we’ve compiled the six most common workplace injuries with tips on how to avoid them. This list is compiled from…
The best cyber insurance companies offer a 24/7 hotline for cyber response and risk management services. We’ve reviewed 19 carriers using our proprietary rubric evaluating financial stability, customer satisfaction, convenience, and policies offered. Here are the six best providers: : Best overall provider for cyber insurance : Best for restaurants and retail businesses : Best…
Electrical contractors will need an insurance company that is responsive and affordable and can provide enough liability and property coverage for their job. Using our proprietary rubric focusing on financial stability, customer satisfaction, convenience, and the policies offered, we surveyed 15 carriers to find the six best electrician insurance companies: : Best overall provider for…
If your business is the victim of a cyberattack, you have to deal with costly expenses from data restoration, investigations, customer notifications, regulatory fines, and legal fees, among others. Cyber liability insurance can help mitigate the cost of the incident and provide legal counsel and defense. The estimated premiums for a cyber liability policy range…
Church insurance is several policies that, when combined, help protect churches from financial loss as the result of a first or third-party claim. Common insurance for churches are general liability, commercial property, and workers’ compensation. General liability for a church can range from $650 to more than $2,800 annually. When it comes to religious institutions,…
The difference between bonded and insured is that a bond serves the third party, whereas insurance can protect both the policyholder and claimants. Saying you’re bonded means you purchased a surety bond that offers a limited guarantee to an obligee (customer). Meanwhile, having insurance means you purchased an insurance policy, which usually will have a…
Your food truck is your restaurant on wheels and needs special insurance to keep your business moving. Combining a business owner’s (BOP) and commercial auto policies, it can be hard to find quality food truck insurance. We’ve researched 20 different providers to find the six best insurance for food trucks. These are the highest scoring…
The best cleaning insurance companies offer convenience for quoting and policy management, 24/7 services when you need it, and a strong liability policy. After surveying nearly a dozen leading providers by using our proprietary rubric focusing on financial stability, customer satisfaction, convenience, and policies offered, we’ve determined that these are the six best cleaning business…
