Medical malpractice insurance is a type of professional liability policy designed specifically for physicians and other medical professionals. Policies cover the costs associated with accusations that a physician’s negligence caused a patient’s injury or death. Medical malpractice insurance costs vary by state and specialty, and premiums vary significantly depending on geography and practitioner but can…
Insurance
What is Inland Marine Insurance?
Inland marine insurance is a first-party small business coverage that offers protection for products, equipment, and valuable goods while they are being transported over land or stored at an off-site location. Policies for inland marine insurance differ from standard commercial property policies by covering your property while it is not at the primary listed location…
5 Best Ecommerce Insurance Companies 2024
Every ecommerce business—be it an online retailer, an individual selling homemade items on Etsy or Amazon, or a larger brick-and-mortar operation with a warehouse—needs insurance to protect its operations. We evaluated 21 insurers, focusing on financial stability, policies offered, customer satisfaction, and convenience, and found the six best ecommerce insurance companies: : Best overall provider…
What Is DJ Insurance and How Much Does It Cost?
Disc jockey (DJ) insurance refers to any policy that protects professional DJs from business losses related to claims. Depending on the carrier, DJ liability insurance typically costs $180 to $740 annually for general liability. How DJ Insurance Works DJs, video jockeys (VJs), and karaoke jockeys (KJs) need insurance because the nature of their work and…
What Is Business Personal Property (BPP) Insurance?
Business personal property (BPP) insurance is an important type of small business insurance for any business that owns equipment, inventory, office furniture, or tools. It is a type of commercial property insurance, meaning it is first-party coverage. It can be purchased from some carriers as a standalone policy and is often available as an endorsement…
The Hartford Insurance Review 2024
The Hartford offers personal auto, homeowners, and business insurance for any size of business in a wide range of industries. In our review of small business insurance companies, it scored the highest with a 4.5 out of 5, making it the best small business insurer. The Hartford has been in operation for more than 200…
Who Needs Professional Liability Insurance?
Business owners who make a living by providing advice or service to others need to consider purchasing professional liability insurance. Due to the specialized knowledge often associated with the service industry, small businesses in this space are exposed to accusations that their advice or mistakes led to a financial loss. Professional liability can protect you…
The 5 Best Cyber Insurance Companies
The best cyber insurance companies offer a 24/7 hotline for cyber response and risk management services. We reviewed 19 carriers using our proprietary rubric, evaluating financial stability, customer satisfaction, convenience, and policies offered. Here are the top cybersecurity insurance companies: Top Cyber Insurance Companies Compared The Hartford: Best Overall Provider for Cyber Insurance The Hartford…