When shopping for builders risk insurance it is important to consider what type of work your company does. The best builders risk insurance companies can cover residential, commercial, and renovation projects, provide a certificate of insurance (COI), and offer risk control services. Using our proprietary rubric focusing on financial stability, customer satisfaction, convenience, and policies…
Insurance
Pennsylvania Business Insurance: General Liability & More
While the Keystone State played an important part in early American history, small businesses are an important part of its economy. Pennsylvania business insurance is crucial to providing financial help when a business has damage or faces a liability claim. Some key Pennsylvania small business insurance policies are workers’ compensation, general liability, professional liability, and…
Commercial Auto Insurance: Cost & Coverage
Commercial auto insurance is a policy that can come with multiple coverages for both first and third-party damages and injuries: First-party refers to your vehicle’s damages, downtime (rental), and any injuries in your vehicle with medical payments. Insurers also offer first-party coverage for your vehicle like collision or comprehensive. Third-party refers to other vehicle or…
6 Best Photography Insurance Companies 2024
Photographers can capture a moment forever, and the best photography insurance lets you focus on your craft without worrying about liability claims or what happens if your equipment gets damaged. The best insurance for photographers is also affordable, can be purchased quickly, gives you access to your documents when needed, makes it easy to provide…
6 Best Landscaping Insurance Companies for 2024
Business owners needing insurance for a landscaping business typically look for a provider with high limits, responsive claim services, and fast turnarounds on certificates of insurance (COIs). Using our proprietary rubric focusing on financial stability, customer service, convenience, and the policies offered, we evaluated 18 providers to determine the six best landscaping insurance companies: :…
6 Best Food Truck Insurance Companies in 2024
Your food truck is your pride and joy and just happens to also be your restaurant on wheels, so it needs special insurance to keep your business moving. Since this means combining a business owner’s policy (BOP) with a commercial auto policy, it can be hard to find quality food truck insurance. We’ve researched more…
How Is a General Liability Premium Calculated?
Insurers calculate general liability insurance premiums using several key factors, including industry codes, gross revenue, claims history, and geographic location. Each factor is important, and even within the same industry, one difference, such as gross sales, can greatly impact the cost. Given, it’s not an unreasonable question why the business next door pays significantly less…
Dance Studio Insurance: Cost, Coverage & Providers 2024
Dance studio insurance can either be a policy, or combination of policies, that protects your business against liability claims and first-party losses. The best policy for dance studios is a business owner’s policy (BOP), which combines liability and property. Dance instructor insurance policies for private dance instructors or independent contractors are general liability and professional…