The best companies for contractor insurance include Next Insurance and Simply Business. The leading insurers offer customized policies that reflect the specific risks of the industry, risk management, 24/7 emergency lines and, most importantly, the ability to change, update, and create a certificate of insurance (COI) as quickly as possible. Using our proprietary rubric, we…
Insurance
6 Best Commercial Property Insurance Companies 2023
Businesses that own property, tools, equipment, furniture, and even buildings need commercial property insurance. The top commercial property insurance carriers will have high total insurable value, provide the option for actual cash value and replacement cost value, and include business loss income into their policy. We researched 16 providers to find the six best commercial…
Certificate of Liability Insurance: What It Is & How To Request One
A certificate of insurance (COI), sometimes called a certificate of liability insurance, is a one-page document that summarizes your coverage and can be shared as proof of insurance. It includes policy details like your specific coverage, limits, and effective dates, but it isn’t an insurance contract. Companies often require businesses they partner with to carry…
5 Best Landscaping Insurance Companies for 2023
Business owners that need insurance for a landscaping business typically look for a provider with high limits, responsive claim services, and fast turnarounds on certificates of insurance (COIs). Using our proprietary rubric focusing on financial stability, customer service, convenience, and the policies offered, we evaluated 18 providers to determine the five best landscaping insurance companies:…
Bonded vs Insured: Who Needs Both?
The difference between bonded and insured is that a bond serves the third party, whereas insurance can protect both the policyholder and claimants. Saying you’re bonded means you purchased a surety bond that offers a limited guarantee to an obligee (customer). Meanwhile, having insurance means you purchased an insurance policy, which usually will have a…
5 Best Commercial Truck Insurance Companies 2023
Whether you are an owner-operator or work for a trucking fleet, it is important to have the right coverage for your truck, trailer, and cargo. The best commercial truck insurance companies provide a positive experience when filing insurance with the United States Department of Transportation (DOT), support services when there is a claim, and quick,…
New York Business Insurance 2023: General Liability & More
Every small business owner in New York, the third-largest state economy in the United States, needs business insurance to protect their financial assets. The Empire State requires workers’ compensation for all employees, whether they are part time or full time, and a commercial auto policy for businesses with a dedicated vehicle. Important policies to get…
6 Best General Liability Insurance Companies 2023
The best general liability insurance companies offer a general liability policy with robust limits and endorsements that tailor the policy to a business’s specific industry. They also provide great customer service, convenience, quotes, and additional services, such as an instant certificate of insurance (COI). Using our proprietary rubric that considers financial stability, customer satisfaction, convenience,…