Food Liability Insurance Program (FLIP) is a simple, easy, and affordable option for small businesses that operate in the food vendor space. Some of the industries FLIP covers include food trucks, food vendors, bartenders, food manufacturers, and caterers. Coverage is streamlined and presented straightforwardly, so choosing coverage and purchasing insurance online from FLIP is very…
Insurance
Certificate of Liability Insurance: What It Is & How to Request One
A certificate of insurance (COI) is a document that provides proof of insurance. It includes policy details like your specific coverage, limits, and effective dates but it is not an insurance contract. Companies often require businesses that they partner with to carry liability insurance because they don’t want to risk being held solely responsible. In…
Progressive Business Insurance Review: Costs, Alternatives & More
Progressive Insurance got its start in personal auto insurance and, over time, expanded into homeowners, commercial auto, and small business insurance. It is a great option for businesses primarily in transportation or construction because of its robust commercial auto insurance package. Progressive Commercial, a division of Progressive Insurance, works as a broker for customers for…
Business Owner’s Policy: BOP Insurance Cost, Coverage & Providers
A business owner’s policy (BOP) is advantageous for small business owners because it brings together general liability, commercial, and business interruption coverage—often for a lower price than if you were to purchase the policies separately. Learn what a BOP policy is, how much it costs, and what coverages it typically includes, as well as top…
How To Compare Small Business Insurance Quotes
Year over year, commercial insurance premiums continue to rise. Whether you are looking to save money on business insurance or just want to learn how to compare small business insurance quotes, we’ve put together a step-by-step guide to make the process—which involves understanding what coverage you need, thinking about limits, and researching the insurer’s reputation—easier…
6 Best Personal Trainer Insurance Companies in 2024
When searching for insurance coverage, personal trainers need to weigh several factors, from the affordability of necessary coverages to how easy it is to reach the company if you need to file a claim. It is important to choose an insurer that is responsive to your needs—even late at night or over the weekend—and that…
What Is Personal Trainer Insurance Coverage?
Personal trainer insurance coverage refers to a policy or group of policies designed to protect a personal trainer’s business assets. One policy almost all trainers need is general liability, which covers the costs of common lawsuits business owners face. Additionally, personal trainers should consider professional liability coverage, which covers legal defense costs plus settlements or…
What Is LLC Insurance Coverage & How Much Does It Cost?
Limited liability company (LLC) insurance is a set of policies that LLC owners buy to protect their financial assets. Each policy covers a different type of risk, but the most common ones include general liability and commercial property. The combined policies that make up LLC insurance can cost anywhere from $450 to $1,200 annually, depending…