Semi truck insurance, also called owner-operator or commercial truck insurance, is a blanket term for a collection of policies for truck drivers. Many of these policies cover truckers’ legal liabilities in different situations like hauling cargo or nonbusiness driving. Owner-operators can expect to pay between $8,000 to $12,500 per year for truck insurance. Whatever commercial…
Business owners who want to keep their workers’ compensation insurance costs down need to reduce compensable injuries among their employees. By minimizing injuries, employers can improve their claims histories, which can lower their rates and, sometimes, earn discounts from their insurers. We’ve compiled this list of the most common workplace injuries and added tips to…
As a gym owner, you have more risk than many other businesses because your operations involve people who are engaged in strenuous exercise. Gym insurance covers the costs associated with injuries and lawsuits. Annual gym insurance costs depend on the specific policy you’re buying. For example, general liability insurance usually costs between $500 to $1,700…
Choosing the best semi-truck insurance first requires identifying the kinds of goods being transported and their corresponding risks, and whether long or short hauling is involved. Then, semi-truck owners need to choose among the many insurance companies and brokers that offer coverage for their line of work. To help semi-truck owners narrow their choices, we’ve…
Deciding on the best electrician insurance first requires identifying the kinds of electrical services being offered, the corresponding risks, and whether work vehicles are being used. Then electricians need to choose among the many insurance providers and brokers that offer business coverage. To help electricians narrow their choices, we’ve chosen the top five electrician insurance…
Electrician insurance refers to policies that protect against financial loss resulting from property damage, workplace injuries, income loss, and vehicle accidents in work trucks. Electricians may need multiple policies to provide full coverage but can save by using a business owner’s policy (BOP). Electrical contractors usually pay an annual average of $500 to $1,006 for…
General liability insurance, also known as business liability insurance, covers businesses for financial losses due to third-party claims of bodily injury, reputational injury, or property damage to others. It’s an essential liability coverage for all businesses, given that all businesses are exposed to these types of risks. If you’re looking for general liability insurance for…
Finding DJ insurance can be a complicated process because the type of insurance you need can vary based on the types of events you book, the frequency of your bookings, and the kind of equipment you use. DJs must choose between the many insurance providers and brokers that specialize in DJ insurance to find a…
