Landlord insurance protects your investment from harm and your business from liability exposure. The best landlord insurance companies make it easy to get insurance and manage your policy and offer insurance in every state. Using our proprietary rubric, we evaluated over a dozen insurance companies to find the five best providers for rental property insurance:…
Insurance
Cannabis Insurance: Cost & Coverage
Cannabis insurance is a policy or a combination of policies that protects marijuana businesses against their associated risks from liability or damage to their property. Dispensaries, cultivators, and testing labs need different levels of coverage—but all need at least a general liability policy and depending on the state, workers’ compensation. Cannabis insurance costs are higher…
Can I File a Workers’ Compensation Lawsuit?
Typically, you cannot file a lawsuit against your employer when you have a work-related injury covered by workers’ compensation. Workers’ comp laws in every state include an exclusive remedy provision that protects employers from employee lawsuits as long as their business has a valid policy in place. However, there are situations that override this protection…
6 Best Business Insurance Brokers 2023
The best business insurance brokers allow you to compare quotes from carriers and manage your policy online, and they provide expert advice when you need it. We evaluated 16 brokers—focusing on financial stability, customer satisfaction, convenience, the ability to compare quotes, and the policies offered—to find the leading small business insurance brokers: : Best overall…
6 Best Photography Insurance Companies 2023
Photographers can capture a moment forever, and the best photography insurance lets you focus on your craft without worrying about liability claims or what happens if your equipment gets damaged. The best insurance for photographers is also affordable, can be purchased quickly, gives you access to your documents when needed, makes it easy to provide…
Contractors Insurance Cost & Coverage 2023
Contractors insurance is a policy, or combination of policies, that protect your business from financial harm. This can come from damage or theft of your property or claims by others that during the course of your business, they were harmed or had property damaged. General liability and workers’ compensation are the most common policies. Contractor…
5 Best Short-term Rental Insurance Companies 2023
Whether you’re a snowbird who rents your home out periodically or for an extended period, you need vacation rental insurance. We reviewed over a dozen insurers using our evaluation of financial stability, convenience, customer satisfaction, and products offered and determined the five best short-term rental insurance companies: : Best overall : Best for getting coverage…
6 General Liability Limits Every Business Owner Should Know
Commercial general liability limits refer to the maximum amount of money an insurance company will pay out on a policy per policy period. The limits are defined in the policy and are listed on the declarations page. Understanding these limits is important for ensuring that you have enough coverage in any given area and are…