Business insurance brokers act as a “middleman” to connect businesses with commercial insurance providers while offering the benefit of quick comparisons between carriers. Brokers can pair you up with the right coverage packages and limits to best serve your unique business needs. The best business insurance brokers are partnered with the biggest carriers, offer various…
A business owner’s policy (BOP) packages general liability and commercial property into a single policy that covers businesses’ most common risks. It’s often more convenient and more affordable to buy a BOP than to purchase these policies separately. On average, BOP insurance ranges from $500 to $4,900, depending on the chosen coverage and the business’s…
Janitorial and cleaning businesses typically need to purchase a group of insurance policies to cover their risks and protect their assets. Every cleaning business, from residential maid services to commercial janitorial companies, needs business insurance. Which policies they buy and how much their coverage costs depends on their business operations. General liability for a small…
Hair salon insurance refers to the business policies salon, barbershop, and spa owners typically purchase. The most common hair salon policy is general liability, which covers claims that your business caused injury, property damage, or reputational harm. Salon insurance costs range from $300 to $5,800 per year, depending on how many policies you need. Cost…
Certified public accountant (CPA) and accounting insurance generally refers to the common types of policies bookkeepers, tax preparers, and accounting professionals need. The primary coverage accountants need is professional liability insurance to pay for their legal fees if clients accuse them of negligence. Professional liability insurance for CPAs and accounting professionals costs between $900 to…
Heating, ventilation, and air conditioning (HVAC) insurance refers to a group of policies business owners in the HVAC industry are often required to buy. While most states only require bonds, HVAC companies may also need general liability, workers’ compensation, and commercial auto. The combination of those three insurance policies may start at $8,500 but can…
Choosing insurance coverage for your limited liability company (LLC) depends on the type of risks faced by the business. For example, most LLCs need general liability, but those that offer professional services also need professional liability coverage. We’ve chosen the seven best companies for providing LLC insurance depending on your needs: : Best for providing…
Limited liability company (LLC) insurance refers to policies LLC owners buy to protect their business assets. Different policies protect against different risks, but LLC insurance typically includes coverage for a business’s liability and its property. Most LLCs can combine these coverages in a business owner’s policy (BOP) that costs between $350 to $900 per year,…
