Marriott Bonvoy Business™ American Express® Card Review 2019

The Marriott Bonvoy Business^TM American Express® Card is best for business owners who frequently stay at Marriott Bonvoy hotels, which include all of the previous Starwood Preferred Guest and Ritz-Carlton properties. You can earn 6x points at participating hotels and complimentary Marriott Bonvoy Silver Elite status. The ongoing APR is between 17.99% and 26.99%.

Most often, the best travel rewards business credit cards will provide business owners with up to 5x points and a possible welcome offer of 80,000 bonus points. The Marriott Bonvoy Business^TM American Express® Card stacks up well, as it offers up to 6x points on eligible purchases, Silver Elite status, and the ability to transfer your points to other frequent flyer programs. Plus, this American Express business credit card offers robust additional benefits such as extended warranty protection and more. We rate this card 4.5 stars out of 5 stars possible.

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How We Evaluated the Marriott Bonvoy Business^TM American Express® Card

The Marriott Bonvoy Business^TM American Express® Card carries an annual fee of $125, which may seem steep at first. However, the amount of unbeatable additional card features you receive quickly offset the annual fee, such as extended warranty protection and travel accident insurance. It doesn’t offer an introductory 0% APR period, so it’s not a good card if you need to carry a balance or finance a large purchase.

Based on what business owners want and need from a card, we considered the following criteria in our evaluation:

• Ongoing rewards: The points rewards you’ll earn by using your credit card. This American Express business credit card offers up to 6x points rewards on eligible purchases.
• Introductory rewards: The bonus points you can earn by reaching a minimum spending requirement over the first few months of your account. This American Express business card gives you 75,000 bonus points after spending $3,000 within the first three months.
• Annual fee: How much it costs to own the card. This American Express business credit card carries a $125 annual fee.
• Additional benefits: Whether the card has additional perks that increase its value. This American Express business credit card offers extended warranty protection, roadside assistance hotline, purchase and return protection, and more.
• Intro APR: Whether the card offers an introductory no-interest period. This American Express business credit card doesn’t offer a no-interest period.
• Ongoing APR: How much it costs to finance purchases of the credit card. This American Express business credit card has an ongoing APR between 17.99% and 26.99%.

This American Express business credit card’s ongoing rewards of up to 6x points outrank most other small business credit cards, which offer up to 5x points for travel-related purchases. Plus, it has stellar additional card features, which helped in our evaluation since it’s lacking a bonus offer.

How We Evaluate Travel Rewards Business Credit Cards

When grading travel rewards business credit cards like the Marriott Bonvoy Business^TM American Express® Card, we place the greatest weight on ongoing rewards, introductory rewards, and additional features. We also consider the annual fee, introductory no-interest period, and ongoing APRs. This American Express business credit card falls short of perfect because it doesn’t offer an introductory 0% APR period.

We graded the Marriott Bonvoy Business^TM American Express® Card using the following methodology:

Grading Criteria	Card Score	Highest Possible Score
Ongoing Rewards	25	25
Introductory Rewards	25	25
Additional Features	25	25
Annual Fee	15	15
Introductory APR	0	5
Ongoing APR	3	5
Total Score	93	100

Based on our 5-star rating system, where 20 points equals one star, the Marriott Bonvoy Business^TM American Express® Card would need to provide an introductory 0% APR period to earn 5 stars. In cases where cards receive perfect scores in most categories, we may award bonus points to boost the card’s rating.

Despite the strong overall rewards, our grade of 4.5 stars is appropriate because the Marriott Bonvoy Business^TM American Express® Card doesn’t offer any introductory no-interest period. However, its welcome offer worth $675 outranks other hotel travel rewards cards. For example, the Hilton Honors American Express Business Card’s introductory welcome offer is worth $625 at best.

Who the Marriott Bonvoy Business^TM American Express® Card Is Right For

Previously known at the Starwood Preferred Guest® Business Credit Card, the Marriott Bonvoy Business^TM American Express® Card is best for business owners who want to earn Marriott Bonvoy rewards. You can earn 6x points at participating hotels and 4x points at other select merchants. Participating Marriott Bonvoy hotels include all of the previous Starwood Preferred Guest and Ritz-Carlton properties.

Marriott Bonvoy Business^TM American Express® Card Costs

The Marriott Bonvoy Business^TM American Express® Card carries an annual fee of $125 and has ongoing APRs between 17.99% and 26.99%. This American Express business credit card’s APR is only average at best. However, the annual fee is relatively inexpensive considering the amount of additional features the card offers.

Financing costs and fees on this American Express business credit card include:

• Introductory APR: None
• Ongoing APR: 17.99% to 26.99%, which changes with the prime rate
• Annual fee: $125
• Balance transfer fee: Transfers are not allowed
• Foreign transaction fee: None
• Cash advance fee: $5 or 3%, whichever is greater (cash advance APR is 27.49%)
• Late payment fee: Up to $38
• Returned payment fee: $38
• Penalty APR: 29.99% for a minimum of 12 billing periods in a row, and will continue to apply until after you have made timely payments, with no returned payments for 12 billing periods in a row

When compared to competitor credit cards, this American Express business credit card is more expensive. For example, the Chase Ink Business Preferred^SM carries an annual fee of $95, and the Chase Ink Business Preferred^SM has a variable ongoing APR that ranges between 18.24% and 23.24%.

How to Avoid Paying Interest on the Marriott Bonvoy Business^TM American Express® Card

To avoid interest on the Marriott Bonvoy Business^TM American Express® Card, you must pay your entire credit card balance by your due date each month. Your credit card due date is at least 25 days after the close of each billing period. This window of time is better when compared to some other business credit cards. For example, the Chase Ink Business Preferred^SM has a due date at least 20 days after the close of each billing period.

Marriott Bonvoy Business^TM American Express® Card Rewards

The Marriott Bonvoy Business^TM American Express® Card offers 75,000 bonus points after spending $3,000 in the first three months. You can also earn 6x points at participating hotels, 4x points at select merchants, and 2x points on all other purchases. Plus, you will receive one free night every year after your account anniversary. These rewards outrank most other travel cards.

The rewards you can earn with the Marriott Bonvoy Business^TM American Express® Card are:

Introductory Rewards

The Marriott Bonvoy Business^TM American Express® Card offers the following introductory rewards:

• 75,000 bonus points after you make $3,000 in purchases within the first three months

Marriott Bonvoy points are worth 0.9 cents each, making the Marriott Bonvoy Business^TM American Express® Card introductory offer worth $675. In comparison, the Hilton Honors American Express Business Card offers 125,000 bonus points after spending $3,000 within the first three months. However, its welcome bonus is only worth $625 at best (0.5 cents per point).

Compared to competitor cards, such as the Chase Ink Business Preferred^SM, these introductory rewards just fall short. The Chase Ink Business Preferred^SM offers 80,000 bonus points when you spend $5,000 in the first three months, which is worth $1,000.

Ongoing Rewards

The Marriott Bonvoy Business^TM American Express® Card offers the following ongoing rewards:

• 6x points at participating Marriott Bonvoy hotels
• 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping
• 2x points on all other purchases
• One free night award every year after your card anniversary

Compared to other small business credit cards, this American Express business credit card offers some of the strongest ongoing rewards. For example, the Chase Ink Business Preferred^SM offers 3x points per dollar on the first $150,000 spent on travel, shipping purchases, internet service, cable television service, phone service, and advertising purchases.

The Hilton Honors American Express Business Card also offers strong point rewards for Hilton-related purchases. You can earn 12x points on purchases made directly with hotels and resorts in the Hilton portfolio and up to 6x points on other select merchants. Although these may seem like better rewards, remember that the Hilton points redemption value (0.5 cents per points) is nearly half of Marriott Bonvoy points (0.9 cents per point).

Rewards Restrictions

The Marriott Bonvoy Business^TM American Express® Card won’t give rewards for the following purchases:

• Fees or interest charges
• Cash advance
• Traveler’s checks
• Person-to-person payments
• Purchasing or reloading of prepaid cards
• Other cash equivalents

The Marriott Bonvoy Business^TM American Express® Card won’t reward you for purchases in regard to fees related to your card. Reward restrictions here are common across business credit cards.

How You Can Redeem Your Rewards

There are four primary ways to redeem your Marriott Bonvoy Business^TM American Express® Card rewards:

• Free hotel night stays: Earn free nights at over 6,700 participating Marriott Bonvoy hotels. Some hotels and resorts may have mandatory service charges.
• Flights or rental cars: You can redeem your Marriott Bonvoy points for flights or car rentals by transferring your points across hundreds of travel partners. You can transfer your points to other frequent flyer programs for three points to one mile.
• Hotel and air packages: Redeem your points for a week of hotel accommodations with airline miles included. Packages start at a minimum of 255,000 points required.
• Gift cards: Redeem your Marriott Bonvoy points for gift cards from a selection of several different retailers, such as Amazon, Best Buy, Lowe’s, Staples, and more.

Additionally, you can share your points with any other Marriot Bonvoy member. You can transfer 1,000 points or more, up to a maximum of 100,000 points per year. These redemption options are very similar when compared to the Hilton Honors American Express Business Card. However, the Hilton Honors American Express Business Card allows you to pay for purchases on Amazon.com.

Marriott Bonvoy Business^TM American Express® Card Additional Features

The Marriott Bonvoy Business^TM American Express® Card offers several additional card features that separate it from other competitors. The additional card features include a roadside assistance hotline, purchase and return protection, extended warranty plan, baggage insurance, car rental coverage, and account management tools. These card perks are better than other small business credit cards.

The additional card perks the Marriott Bonvoy Business^TM American Express® Card offers are:

Roadside Assistance

The Marriott Bonvoy Business^TM American Express® Card provides cardholders with a 24 -hour roadside assistance hotline. The roadside assistance hotline can send out a tow truck operator or locksmith in the event of an emergency. However, you are responsible for the cost of any goods or services provided.

What’s Covered With the Marriott Bonvoy Business^TM American Express® Card Roadside Assistance Hotline

The following services can be provided for an additional fee:

• Towing
• Winching
• Jump starts
• Flat tire change
• Lockout services
• Delivery of gas up to two gallons

Compared to competitors, American Express outranks them in the roadside assistance category. For example, the Capital One® Spark® Miles for Business credit card doesn’t provide a roadside assistance hotline or any roadside assistance services. If you want a card that includes goods and services at no additional cost, a good card option is the American Express Business Platinum Card®.

What the Marriott Bonvoy Business^TM American Express® Card Roadside Assistance Hotline Excludes

The following vehicles are not covered by roadside assistance:

• Rental vehicles
• Motorcycles
• Taxis
• Unlicensed vehicles
• Tractors and trucks weighing 10,000 or more pounds

American Express outranks most other competitors in this category, as this service is unique to American Express business credit cards. With all things considered, roadside assistance excludes identical items on all American Express business credit cards.

Purchase Protection

The Marriott Bonvoy Business^TM American Express® Card offers purchase protection on items that were purchased and either damaged or stolen within 120 days from the purchase date. New York residents, however, are only covered or 90 days. Purchase protection is limited to $1,000 for any one incident and up to $50,000 per year.

What’s Covered With the Marriott Bonvoy Business^TM American Express® Card Purchase Protection

The Marriott Bonvoy Business^TM American Express® Card covers purchased items that were either damaged or stolen within 120 days of the purchase date (90 days for New York residents). In comparison, the Capital One® Spark® Miles for Business credit card only offers purchase protection within 90 days from the purchase date.

What the Marriott Bonvoy Business^TM American Express® Card Purchase Protection Excludes

Purchase protection does not cover the following types of purchases:

• Consumable or perishable items
• Items in a pair
• Tickets of any kind, traveler’s checks, gift cards, and certificates
• Animals or living plants
• Antique items
• Previously owned items
• Motorized vehicles and their parts or accessories
• Cash or its equivalent
• Items rented
• Permanent household and business fixtures
• Items used as inventory

It’s most common for business credit cards that have purchase protection to offer a window between 90 and 120 days. The Capital One® Spark® Miles for Business, for example, offers a 90-day purchase protection window. However, in comparison to American Express, the Capital One® Spark® Miles for Business card covers up to $10,000 per incident and $50,000 per year. However, purchase protection exclusions are most often similar.

Extended Warranty Protection

The Marriott Bonvoy Business^TM American Express® Card offers extended warranty protection for purchased items with warranties of up to five years. You will receive up to two additional years of warranty if the item was charged entirely on your American Express business credit card. This protection outranks other competitors.

What’s Covered With the Marriott Bonvoy Business^TM American Express® Card Extended Warranty Protection

The Marriott Bonvoy Business^TM American Express® Card provides extended warranty for items with original manufacturer’s warranties of up to five years. The extended warranty protection is identical across American Express business credit cards. In comparison, the Capital One® Spark® Miles for Business card only offers extended warranties for items with original manufacturer’s warranties of up to three years.

What the Marriott Bonvoy Business^TM American Express® Card Extended Warranty Protection Excludes

The following purchases are not covered by extended warranty protection:

• Purchased items with unconditional satisfaction guarantees
• Damaged items
• Animals or living plants
• Consumable or perishable items
• Motorized vehicles and devices and their parts
• Business fixtures, land, or buildings
• More than one item in a set or pair
• Additional service contract or extended warranty coverage for a computer
• Items for inventory

In comparison, the Capital One® Spark® Miles for Business also excludes items that disappeared without evidence of a wrongful act by a person. Other than that, extended warranty protection exclusions items are mostly similar when comparing all small business credit cards that offer this feature.

Travel Accident Insurance

The Marriott Bonvoy Business^TM American Express® Card provides travel accident insurance up to $100,000 when you pay for the entire trip fare on your card. The losses must have occurred within 100 days after the date of the injury. This travel accident insurance is better than the coverage offered by competitor business credit cards.

What’s Covered With the Marriott Bonvoy Business^TM American Express® Card Travel Accident Insurance

The Marriott Bonvoy Business^TM American Express® Card provides travel accident insurance if you die or lose a limb, sight, speech, or hearing. However, if you need coverage of more than $100,000, a good card option would be the American Express Business Platinum Card®. The American Express Business Platinum Card® offers travel accident insurance up to $500,000.

What the Marriott Bonvoy Business^TM American Express® Card Travel Accident Insurance Excludes

The following aren’t included in American Express travel accident insurance:

• War or acts of war
• Suicide or self-destruction
• Participating in a felony, riot, protest, or civil disturbance
• Injuries from driving, riding as a passenger in, entering, or exiting from a rental vehicle
• Injuries caused by commuting
• Injuries received while operating as a crew member
• Stroke, cardiovascular accident, heart attack, blood clot, aneurysm, or deep vein thrombosis
• Sickness, physical weakness, or pregnancy

When compared to competitors, this American Express business credit card’s travel accident insurance outranks other business credit cards. For example, the Chase Ink Business Preferred^SM excludes this insurance. However, for business credit cards that offer travel accident insurance, exclusion items are usually the same.

Baggage Insurance Plan

The Marriott Bonvoy Business^TM American Express® Card provides cardholders covers the loss of any baggage in direct transit from a common carrier or terminal. American Express baggage insurance specifically covers carry-on bags, checked bags, and high-risk items. This baggage plan falls short of competitor business credit cards.

What’s Covered With the Marriott Bonvoy Business^TM American Express® Card Baggage Insurance Plan

The baggage insurance plan provides the following coverage:

• Up to $1,250 for baggage lost in direct transit
• Up to $1,250 for missing carry-on baggage
• Up to $500 for missing checked baggage
• Up to $250 for missing high-risk items

There are other business credit cards that offer better coverage when compared to this American Express business credit card. For example, the Capital One® Spark® Miles for Business card provides coverage up to $3,000 for checked and carry-on baggage ($2,000 for New York residents).

What the Marriott Bonvoy Business^TM American Express® Card Baggage Insurance Plan Excludes

The following items are not covered through baggage insurance:

• Cash, cash equivalents, notes, accounts, bills, food stamps, or evidences of debt
• Credit cards, travel passports, and visas
• Securities
• Tickets and documents
• Animals and living plants
• Food items
• Eyeglasses and sunglasses
• Contact lenses
• Hearing aids, artificial teeth, and artificial limbs
• Prescription and non-prescription drugs
• Property shipped as freight

To be eligible for a small business credit card’s baggage insurance plan, you must charge your entire trip fare to an eligible card. Baggage insurance exclusions items are typically the same on all small business credit cards that offer a baggage insurance plan, such as American Express and Capital One.

Car Rental Loss & Damage Insurance

The Marriott Bonvoy Business^TM American Express® Card offers car rental coverage up to $50,000 per car rental agreement. To be eligible, the car rental fee must have been entirely charged on your American Express business credit card. This insurance only covers rental vehicles for the first 30 days of an agreement.

What’s Covered With the Marriott Bonvoy Business^TM American Express® Card Car Rental Loss & Damage Insurance

The lesser of the following is covered by the car rental loss and damage insurance:

• The actual cost to repair the rental car
• The wholesale book value of the rental vehicle, minus salvage and depreciation costs
• The purchase invoice price of the rental vehicle, minus salvage and depreciation costs

In comparison to competitors, American Express car rental loss and damage insurance falls short because of the $50,000 monetary cap that is placed on the coverage. There are other small business credit cards that don’t place a monetary cap on their car rental insurance. The Chase Ink Business Preferred^SM, for example, provides insurance coverage up to the cash value of the rental car determined by factors known to Chase.

What the Marriott Bonvoy Business^TM American Express® Card Car Rental Loss & Damage Insurance Excludes

The following losses are not covered by the car rental loss and damage insurance:

• Intentional damage by the authorized driver
• Violation of the rental agreement
• Damage that happened prior to the rental period
• Manufacturing defects to the rental vehicle
• Confiscation by the police
• Wear and tear, including gradual deterioration
• Damage from freezing
• Theft or damage to unlock cars
• Theft of or damage to tires
• Damage to any other vehicle or property other than the rental car

You’re only eligible for this insurance if you pay for the entire car rental fee on your eligible American Express business credit card. Exclusion items in this category are similar for small business credit cards that offer this additional feature.

Global Assist Hotline

The Marriott Bonvoy Business^TM American Express® Card provides a 24-hour global assistance hotline when traveling more than 100 miles away from home. This hotline is free and gives access to medical, legal, financial, and emergency services. However, you’re responsible for any additional charges by third-party service providers.

Services Marriott Bonvoy Business^TM American Express® Card Provides

This business credit card provides the following travel and emergency assistance:

• Emergency translation
• Lost item search
• Missing luggage assistance
• Passport assistance
• Card cancellation
• Urgent message relay

This business credit card provides the following medical and legal assistance:

• Emergency medical transportation assistance
• Medical monitoring
• Medical prescription replacement assistance
• Dental and physician referral
• Bail bond assistance
• Embassy and consulate referral
• English-speaking lawyer referral

There are other competitor business credit cards that offer a similar service. For example, the Chase Ink Business Preferred^SM also offers a 24-hour emergency hotline. However, this American Express business card provides more services. For instance, the Chase Ink Business Preferred^SM doesn’t offer emergency medical transportation or translation assistance.

Account Management Tools

The Marriott Bonvoy Business^TM American Express® Card gives account holders an array of account management tools. Account holders can manage their accounts and pay their bills directly from a desktop program or through a mobile device app. Employees can also upload photos of their receipts to the mobile app for expense reporting. Plus, account holders can connect their account to a QuickBooks Online account to have data transferred automatically.

This American Express business credit card account management tools are:

• Desktop manager: Account holders can manage their accounts directly from their computers. They can pay their bills, view their balances, and manage and track individual employee cards.
• Mobile device app: Account holders can pay their bills, manage employee cards, and view account activity directly from their mobile devices. Employees can also take and upload photos of their receipts to the mobile app for expense reporting.
• QuickBooks connection: Accounts holders with a QuickBooks Online account can connect it to their American Express accounts to have transaction data transferred automatically.

This American Express business card allows account holders to set customizable account alerts, receive year-end reporting, and analyze transaction history to help set a budget. These account management tools are found on all American Express business credit cards and outrank most small business credit cards, such as the Capital One® Spark® Miles for Business credit card.

Complimentary Silver Elite Status

When you open a Marriott Bonvoy Business^TM American Express® Card, you will receive a complimentary Marriott Bonvoy Silver Elite status. If you spend $35,000 on eligible purchases in a calendar year, you can earn an upgrade to Marriott Bonvoy Gold Elite status through the end of the next year. Plus, each calendar year, you will receive credit for 15 nights toward the next level of Marriott Bonvoy Elite status.

Marriott Bonvoy Silver Elite status members receive exclusive hotel benefits, such as 25% bonus points on purchases at participating hotels, priority late checkout, and access to a dedicated elite reservation line. Marriott Bonvoy also gives several other benefits for when you’re booking your stay and when you arrive. You can view a full list of Marriott Bonvoy’s benefits on its website.

Adding Marriott Bonvoy Business^TM American Express® Card Employee Cards

The Marriott Bonvoy Business^TM American Express® Card offers up to 99 employee cards at no additional fee. Most small business credit cards offer free employee cards even when the primary card has an annual fee (with the exception of a few premium American Express business credit cards). Employee cards are an excellent way to get company funds in the hands of your employees for business-related expenses.

If you need 100 or more employee credit cards, a good card option would be the Chase Ink Business Preferred^SM or a corporate credit card. Corporate credit cards are best for businesses that have $4 million or more in annual revenue and $250,000 in annual card expenses. They offer similar features when compared to small business credit cards, including the ability to control employee spending.

What the Marriott Bonvoy Business^TM American Express® Card Is Missing

The Marriott Bonvoy Business^TM American Express® Card is missing an introductory 0% APR period. With that being said, this card is not a good card option if you know you’ll need to carry a balance, as its ongoing APR is average at best. If you know you’ll need to carry a balance, consider a 0% APR business credit card.

Marriott Bonvoy Business^TM American Express® Card Reviews

The Marriott Bonvoy Business^TM American Express® Card was rebranded in the beginning of February 2019, and there have already been positive reviews posted online. Most cardholders love the substantial ongoing rewards, reward redemption options, and card benefits. There are no negative reviews online at the moment.

How to Apply for the Marriott Bonvoy Business^TM American Express® Card

You can apply for the Marriott Bonvoy Business^TM American Express® Card online. You will be required to provide basic business and personal information. Usually, you will receive a decision within minutes. If you’re approved, you will get your card within seven to 10 days. If you’re not approved immediately, you can check your application status on the American Express website.

How to Log In to Your Marriott Bonvoy Business^TM American Express® Card Account

You can log in to your Marriott Bonvoy Business^TM American Express® Card account online by providing your user ID and password. If you need additional assistance, you can contact customer service through the American Express website or by calling 800-492-3344.

Other American Express Business Credit Cards

American Express offers several other business credit cards. This card is good if you travel frequently and stay at Marriott properties. Even so, if you spend more of your travel funds on flights, then you might want to consider the American Express® Business Gold Card, even if you also stay at Marriott properties. You may also want another card if you’re looking to earn cash back or points other than Marriott points.

The other American Express business credit cards are:

• American Express Business Platinum Card®: Best for business owners who travel a great deal, but also stay at Marriott properties. Cardholders can earn maximum travel points rewards and premium American Express travel perks.
• American Express® Business Gold Card: A strong card for business owners who want to earn rewards in the spending categories where they spend the most each month. Cardholders will also have access to several additional card features.
• The Plum Card^® from American Express: An excellent card option for businesses that want a charge card that gives them payment flexibility. Cardholders can earn pay early discounts or opt in to pay later free financing terms.
• American Express Blue Business^SM Plus Credit Card: Best for business owners who want to earn rewards on their everyday business-related expenses. Cardholders will also have an introductory 0% APR period on purchases and balance transfers.
• American Express SimplyCash® Plus Business Credit Card: A good card option for businesses that want to earn cash back in a spending category of their choice, such as hotel rooms purchased directly from hotels (e.g., Marriott properties). Cardholders will also have an introductory no-interest period on purchases.
• Hilton Honors American Express Business Credit Card: Best for business owners who are loyal Hilton hotel customers. Cardholders will earn Hilton Honors points on Hilton-related purchases and can earn an introductory bonus offer.
• American Express Delta Reserve^® for Business Credit Card: A strong credit card for business owners who primarily fly with Delta Air Lines. Cardholders can earn a substantial introductory offer and access American Express premium card benefits.
• American Express Platinum Delta SkyMiles® Business Credit Card: Another good card option for business owners who do most of their flying with Delta Air Lines. Cardholders can earn an introductory bonus and ongoing rewards for Delta-related purchases.
• American Express Gold Delta SkyMiles® Business Credit Card: Another American good card option for loyal Delta Air Lines flyers. Business owners will pay a small annual fee in comparison to the other Delta cards and earn ongoing rewards for Delta-related purchases.
• Amazon Business Prime American Express Card: Best for business owners with Amazon Prime memberships. Business owners can earn rewards or choose free financing terms on eligible purchases at Amazon-owned businesses, such as Amazon Web Services and Whole Foods Market
• Amazon Business American Express Card: A solid card option for business owners without an Amazon Prime membership. Cardholders can earn rewards or choose free financing terms on eligible purchases at Amazon-owned businesses.
• American Express Business Green Rewards Card: A great card choice for business owners who want a charge card that offers ongoing travel rewards. Cardholders can also earn a small introductory bonus offer.
• American Express Lowe’s Business Rewards Card: Best for business owners who want to earn Lowe’s rewards points at Lowe’s and other merchants. Plus, you can receive discounts in-store and online.

Alternatives to the Marriott Bonvoy Business^TM American Express® Card

You may want to consider an alternative to the Marriott Bonvoy Business^TM American Express® Card if you’re looking for travel rewards other than Marriott Bonvoy points. Some good alternatives offer premium travel rewards, Hilton Honors points, or fixed travel rewards.

3 Alternatives to the Marriott Bonvoy Business^TM American Express® Card

Chase Ink Business PreferredSM	Hilton Honors American Express Card	Capital One® Spark® Miles for Business
Best for premium travel rewards	Best for Hilton Honors rewards	Best for fixed travel rewards