A 401(k) vesting schedule is used by employers to control when ownership of retirement contributions transfer to employees. While many 401(k)s vest contributions immediately and no schedule is needed, there are two other types of schedules, cliff and graded, that employers can use to vest retirement contributions over time or all at once. How a…
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Salary vs. Hourly — Which is Right for Your Small Business
A salaried employee is one that is paid a fixed rate at set intervals for a job whereas an hourly employee is paid by the hour for work performed. There are pros and cons to paying salary vs. hourly. We’ll discuss the benefits of each type of employee pay, such as ease of administration and…
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Wix vs. WordPress: How the Website Platforms Compare
When comparing Wix vs. WordPress, the key differences between the two website-building platforms are price, features and ease of use. WordPress is a free open-source platform that can be sculpted into any kind of website. is a subscription website builder, starting at $11 per month for businesses. Wix does not have nearly the same functionality…
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TurboCASH vs. GnuCash: Price, Features, & What’s Best in 2018
TurboCASH and GnuCash are free open-source accounting software products for businesses that want to build a software to meet specific needs. GnuCash is the better choice for most businesses, but TurboCASH is best if you need more than one user license. Small businesses looking for free accounting software should go with a much simpler product….
Joomla vs. WordPress: What Are the Key Differences?
Joomla and WordPress are open source content management systems (CMS) that are popular for creating websites. WordPress tends to be more user-friendly, suitable for small businesses and publications. Joomla is for experienced developers, suitable for more intricate social websites with login portals. When to Use Joomla works great for community/social websites where users register accounts…
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LLP vs. LLC: Differences, Advantages & Which is Best for You 2018
LLCs and LLPs are both legal entities that allow companies to engage in business activity. LLCs are typically better for most small business owners because they offer more tax flexibility, are easier to set up and have fewer restrictions on members. An LLP is better for forming partnerships to practice accounting, architecture or law. If…
ZipBooks vs Wave: Price, Features & What’s Best in 2018
Deciding between small business accounting software like ZipBooks and Wave can be tough. Wave is free and is great for sole proprietors and smaller businesses, while ZipBooks is an affordable, tiered program that caters to businesses of all sizes. For example, ZipBooks has plans that range from free to over $100 per month. Overall, Wave…
403(b) vs 401(k): Rules, Limits, Costs & Which Is Best 2018
403(b)s and 401(k)s have similar structures but are applied in very different circumstances. 403(b)s can only be used by nonprofits, while 401(k)s can only be used by small businesses. Not-for-profits like churches, public schools, and government agencies use a 403(b) vs 401(k) plans, which are used by for-profit companies and the self-employed. If you’re a…
ZipBooks vs QuickBooks: Price, Features & What’s Best in 2018
ZipBooks and QuickBooks are two leading small business accounting software programs with different pricing, features, and customer support. QuickBooks is the most widely used, has the largest network of advisors, has more robust features, and is good for businesses of all sizes. By contrast, ZipBooks is ideal for startups and micro businesses with fewer transactions….
Wave vs QuickBooks Online: What’s Best in 2018
Small business accounting software helps you track income and expenses. Wave beats when it comes to price since it’s free. While QuickBooks isn’t free, it includes several features that Wave does not—1099 reporting and inventory tracking, to name a few. If you want a free option, then Wave is great; otherwise, QuickBooks is the clear…
SlickPie vs. Wave: Price, Features & What’s Best in 2018
SlickPie and Wave offer something that most small business accounting software does not—a feature-packed product for free that has the ability to handle all of the bookkeeping basics. Both of these options are great for freelancers, sole proprietors, and businesses with a few employees. Wave is more widely used, but SlickPie might be better if…
HRA vs. HSA: Differences, How They Work & Which is Best for You
Health reimbursement accounts (HRA) and health savings accounts (HSA) are both used to reimburse employees for healthcare expenses using pretax dollars. The primary difference between them is that an HRA is funded by the employer whereas an HSA can be funded by either the employer or the employee if the employee is enrolled in a…
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