All Financing Articles - Page 11

3 Best Options for No Credit Check Equipment Financing

By Robert Newcomer-Dyer on December 13, 2019 | Business Loans, Buyer's Guide, Financing | Comments (0)

For some borrowers with bad credit, equipment financing without a credit check may be a potential solution. In reality, most lenders will require a credit check to extend financing. While financing that does not require it may be difficult to find, we have compiled a list of three options for no credit check equipment financing….

Restaurant Equipment Leasing: The Ultimate Guide

By Robert Newcomer-Dyer on December 13, 2019 | Business Loans, Financing, Ultimate Guide | Comments (0)

Leasing restaurant equipment allows businesses to gain access to necessary tools to run a restaurant without buying, often with lower payments than a loan. Leasing also allows for frequent upgrades while offering many of the same benefits of ownership. Leased restaurant equipment may require as little as 0% down and repayment between 12 – 72…

BlueVine Loans & Top Alternatives 2020

By Dennis Shirshikov on December 13, 2019 | Business Loans, Buyer's Guide, Financing | Comments (0)

BlueVine is an online alternative lender that provides capital to small business owners. It offers a short-term loan, small business line of credit, and an invoice factoring facility. While the line of credit and invoice factoring facilities are great financing options, its short-term loan stands out for its same-day funding and low starting rates. BlueVine…

Rapid Finance Business Loans & Top Alternatives 2020

By Dennis Shirshikov on December 13, 2019 | Business Loans, Buyer's Guide, Financing | Comments (0)

Rapid Finance offers a small business loan and merchant cash advance to borrowers with poor credit. While it has many merchant cash advance solutions, its most popular product is the short-term loan, which offers up to $500,000 in funding to small business owners. Rapid Finance is part of Quicken Loans and offers loan brokering for…

Quick Ratio: Formula, What It Is, and How to Calculate It

By Robert Newcomer-Dyer on December 13, 2019 | Financing, What is | Comments (4)

The quick ratio, also known as acid test ratio, measures whether a company’s current assets are sufficient to cover its current liabilities. A quick ratio of one-to-one or higher indicates that a company can meet its current obligations without selling fixed assets or inventory, indicating positive short-term financial health. How the Quick Ratio Works The…

FSA Loans: The Ultimate Guide

By Tricia Tetreault on December 13, 2019 | Business Loans, Buyer's Guide, Financing | Comments (0)

The Farm Service Agency (FSA) provides loans to farmers for working capital and acquisition-related farm expenses. Many FSA loans are funded directly by the government, with the exception of the Guaranteed Farm Loan program, which is originated by lenders and backed by the FSA. There are six primary types of FSA farm loans. How FSA…

5 Best Merchant Cash Advance Companies 2020

By Dennis Shirshikov on December 13, 2019 | Business Loans, Buyer's Guide, Financing | Comments (7)

A merchant cash advance (MCA) provides a lump sum cash advance for a percentage of daily credit card receipts. An MCA provider buys future credit card sales from a business to make the advance. We ranked the top five MCA providers by comparing over 50 lenders across 15 features and speaking to 15 business owners….

Kabbage vs OnDeck: Which Offers the Best Business Loans?

By Dennis Shirshikov on December 13, 2019 | Business Loans, Buyer's Guide, Financing, Versus | Comments (86)

Deciding between Kabbage vs OnDeck depends on the needs of a business. OnDeck offers short-term loans up to $500,000 with a 10% starting APR and repayment terms up to three years, which are ideal for large projects. Kabbage’s lines of credit up to $250,000 with prepayment discounts are better for revolving credit needs. OnDeck Summary…

25 Ways to Improve Cash Flow Management

By Dennis Shirshikov on December 12, 2019 | Financing, Tip List | Comments (0)

Managing cash flow allows a business to have the right amount of cash at any given time. Too much cash is a lost opportunity, because the money isn’t being invested, but insufficient cash can cause major issues for a business. We consulted the top experts in cash flow management to get their tips for small…

SBA Loan Calculator: Payments & Amortization

By Tricia Tetreault on December 12, 2019 | Business Loans, Calculators, Financing |

A loan backed by the U.S. Small Business Administration (SBA) can be the least expensive way to get capital for many small businesses. They typically offer small businesses lower interest rates and longer terms than other financing options. Our SBA loan calculator will help you see just how affordable your SBA loan can be. How…

SBA Line of Credit: CAPLine Rates, Terms & Qualifications

By Tricia Tetreault on December 12, 2019 | Business Loans, Financing, Ultimate Guide | Comments (1)

Small Business Administration (SBA) CAPLines provide businesses up to $5 million for recurring cash flow needs. With an SBA CAPLine, or SBA line of credit, interest rates are typically 5% to 10%. An SBA line of credit allows you to use the funds repeatedly as they are repaid. Funding generally takes 45 to 90 days….