All Financing Articles - Page 15

What Is the Prime Rate: How it Works, Definition & Formula

By Robert Newcomer-Dyer on October 23, 2019 | Financing, What is | Comments (0)

The prime rate is an interest rate set by banks representing the lowest interest rate at which a bank will lend money to its most creditworthy borrowers. It is highly correlated to the Federal Funds Target Rate set by the Federal Reserve. The current prime rate, published by the Wall Street Journal, is 3.25%. Current…

Types of Government Small Business Loans, Requirements & How To Apply

By Tricia Tetreault on October 22, 2019 | Business Loans, Financing, Ultimate Guide | Comments (0)

Government small business loans are offered through two agencies, the Small Business Administration and USDA Rural Development. Between these two agencies there are 12 different government funding programs available for small businesses. If you are a small business owner seeking affordable financing, a government-backed loan may be the financing for you. How Government Small Business…

How to Raise Venture Capital Funding: The Ultimate Guide

By Tricia Tetreault on October 21, 2019 | Financing, How To, Startup Financing | Comments (0)

Venture capital is a form of equity investment that involves newer, high-growth companies raising money from private individuals and firms. In exchange for their investment, venture capital investors receive a partial ownership stake in your company, some control over the company, and significant returns if the company is successful. What Is Venture Capital Funding? Venture…

Small Business Debt Consolidation Calculator

By Tricia Tetreault on October 21, 2019 | Business Loans, Calculators, Financing | Comments (0)

Small businesses struggling with short-term debt and high-interest rates can reduce their monthly payments significantly by consolidating. Our small business debt consolidation calculator helps businesses estimate how much they could potentially save with a consolidation loan. The calculator will show your potential savings based on the interest rate and loan term you enter. A Small…

How to Lease Restaurant Equipment With Bad Credit

By Robert Newcomer-Dyer on October 21, 2019 | Business Loans, Financing, How To | Comments (0)

If you want to lease restaurant equipment with bad credit, you should expect to pay higher rates than with better credit. Bad credit leases also may not be available on new or premium equipment. However, there are still steps you can take with bad credit to get the equipment you need for your small business….

Convertible Debt: The Ultimate Guide

By Dennis Shirshikov on October 21, 2019 | Financing, Startup Financing, What is | Comments (0)

Convertible debt is a financing option that gives investors the right, but not the obligation, to exchange the value of their debt for equity on a set date or when certain events occur. Convertible debt offers investors and companies a high degree of flexibility, low ongoing costs, and a large source of funding. What Is…

18 Dave Ramsey Quotes on Money, Debt & Success

By Benilyn Formoso - Suralta on October 18, 2019 | Financing, Listicle, Personal Finance | Comments (0)

Dave Ramsey is a well-known personal finance guru, businessman, author, philanthropist, and the host of the syndicated radio program “The Dave Ramsey Show.” He has published books that aim to help people attain financial freedom. Dave Ramsey quotes are a great source of motivation to achieve a debt-free lifestyle. The following are the top 18…

PayPal Working Capital Declined? Here’s What to Do Next

By Tricia Tetreault on October 18, 2019 | Business Loans, Financing, How To | Comments (0)

Was your application for PayPal Working Capital declined, but your business still needs additional funding? If so, you may be wondering what to do next. Don’t panic—there are several alternative financing sources that you may qualify for, and also steps you can take to determine which one will best suit your financing needs. is a…

Self-storage Loans: The Ultimate Guide to Self-storage Financing

By Tricia Tetreault on October 18, 2019 | Business Loans, Financing, Ultimate Guide | Comments (0)

Self-storage financing is used to finance the purchase, renovation, or construction of self-storage units and commercial real estate buildings. The most popular self-storage loans are conventional bank loans, SBA 7(a) loans for commercial real estate, and SBA 504 loans. Other alternative loan options exist but typically are meant for short-term financing. is one of the…

Borrowing Base: What it is & How to Calculate

By Tricia Tetreault on October 17, 2019 | Financing, What is | Comments (0)

Borrowing base is a metric determined by the value of assets you have available to pledge as collateral for a loan. It is equivalent to the maximum loan amount a lender will offer based on a given set of assets. The total asset value is multiplied by the lender’s discount rate to determine the borrowing…

Small Business Loans: Find Your Best Financing Options

By Dennis Shirshikov on October 16, 2019 | Business Loans, Financing, Ultimate Guide | Comments (2)

Selecting the best small business loans can be a difficult process for business owners. They should evaluate all of their options, determine their criteria, and get ready to apply. Business owners should expect to pay rates between 7% and 150% with repayment terms up to 25 years for these financing options. Best Small Business Loan…

Startup Business Loans 2020: The 12 Best Ways to Fund Your Startup

By Tricia Tetreault on October 14, 2019 | Financing, Startup Financing, Ultimate Guide | Comments (179)

Qualifying for a business loan as a startup can be difficult. Entrepreneurs often need to utilize multiple financing sources to get their new startup off the ground. Startup business loans can take many forms, including SBA loans, angel investment, or Rollovers for Business Startups (ROBS), and each is unique in what they offer to startups….