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To embark on a successful real estate career in New York (NY), you must navigate through a series of steps set by the New York State Department of State (DOS). These include completing a 75-hour prelicensing course, passing the state licensing exam, choosing a sponsoring

Chase Ink Business Unlimited® is an excellent cash back credit card that has no annual fee and offers unlimited fixed-rate cash back rewards on all purchases. It also has other features like purchase protection, travel assistance services, and extended warranty protection. Plus, you can request

Form 943, the Employer’s Annual Federal Tax Return for Agricultural Employees, is a federal tax form used to report the amount of taxes withheld from an employee’s pay. Agricultural employers that have paid wages subject to FICA taxes or federal income tax withholding to one

Personal selling involves direct communication via phone, email, or video conference, or in person between a sales rep and a prospect or potential customer. Salespeople must have an in-depth understanding of the personal selling process to handle objections quickly, build strong relationships, and reduce churn—which

A payment gateway allows merchants to securely accept credit card payments online or in person. In fact, the most popular payment gateways are actually payment processors, and many modern providers offer free or affordable payment gateway solutions with merchant accounts. The best payment gateway offers easy

Editor’s note: This is a recurring post with regularly updated card details. Huntington Voice Business Credit Card is a great option for those who want to choose the expense category where they could earn premium cash back. It offers 4% cash back on one of the

Editorial and Partnership Disclosure Capital One Spark Cash Select for Good Credit is an excellent cash back credit card. It is designed for those with good credit standing who want to earn unlimited 1.5% cash back on all business-related purchases and be charged $0 annual

Employers must fill out IRS Form W-2 and supply them to employees, the IRS, and some state tax agencies no later than January 31st of the year following the previous tax year. Employees use it to report payroll taxes paid, and the IRS uses it

To accept payments on your iPhone, you will need an internet or cellular connection, a compatible mobile card reader, and a corresponding payment app downloaded to your phone. The best credit card readers for iPhone can process swipe, chip, and contactless payments for a small transaction

Credit card readers for Android phones and tablets make it easy for merchants to process sales and accept credit cards anywhere, from food trucks to trade shows. With point-of-sale (POS) technology and smartphone apps, you can even use Android card readers in your brick-and-mortar store. With

Your unique selling proposition (USP) explains why customers should choose your company, service, product, or brand over its competitors. Specifically, it’s a value, product, feature, or benefit of doing business with you that others don’t offer or can’t provide nearly as well as you. In

An employment offer letter formally documents any verbal job offers and clarifies details discussed during the interview process. It typically includes basic information, like the job description and compensation—but the true goal is to ensure both parties are on the same page about the offered