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Net working capital (NWC) is the difference between a company’s current assets and current liabilities and is one indicator of the solvency of a business. A positive NWC indicates that a company has sufficient funds to meet its current financial obligations and invest in other

A gross rent multiplier (GRM) is a financial metric that evaluates and compares various investment properties to determine a property's potential profitability. It is used by investors, both beginner and experienced, to decide whether a property is worth investing in. The GRM formula is one

Creating a business budget is an important step in planning. A small business budget starts with creating the budgeting process, the operating budgets, such as sales, inventory and purchases, cost of goods sold (COGS), and sales and administrative, and ends with the financial budgets, such

Having a meeting agenda provides structure and clarity to meetings, ensuring that time is used effectively and goals are achieved. It helps set clear objectives, outlines discussion topics, allocates time for each item, and identifies responsible parties, ensuring everyone is prepared and on the same

Explore what documents to keep in an employee personnel file—and which to keep out. Watch our instructional video and download checklists to stay compliant.

Employee theft is stealing an employer's property or assets for personal use. It includes the more traditional ideas of theft, such as stealing merchandise or money, as well as stealing confidential data and “time” (i.e., not working as many hours as recorded or performing personal

Agents should know what questions to ask a real estate broker when interviewing, like company structure, day-to-day operations, and the resources and tools provided. They also should review written company policies and gather information on compensation and commission splits. It’s practical for agents to interview

Ramp Credit Card is a corporate charge card ideal for those who are using Ramp as their primary expense management system. It offers 1.5% cash back on all purchases, regardless of spending category. On top of this, it does not charge user, annual, late payments,

Creating and sticking to a retail budget is imperative to the success of your business—it will help you predict sales, optimize purchasing, understand costs, and prevent overspending. Here, we will go over how to budget a retail business in six steps, which includes gathering and

Point-of-sale (POS) security protects the computer systems that process debit and credit card transactions. Because point-of-sale systems can contain sensitive data like account numbers, emails, and addresses, hackers target these systems, and a data breach can be costly both financially and reputationally. POS system security

Wave Payroll is a user-friendly payroll software add-on to Wave’s free accounting system. Best suited for small businesses, it lets you pay employees and contractors, offers workers’ compensation insurance, and has an employee portal. While it’s quick to set up and easy to use, it

Find out how mobile-first payment processor SumUp scored 3.43 out of 5 in our review of best merchant services.