A business owner’s policy (BOP) is advantageous for small business owners because it brings together general liability, commercial, and business interruption coverage—often for a lower price than if you were to purchase the policies separately. Learn what a BOP policy is, how much it costs, and what coverages it typically includes, as well as top…
Insurance
How To Compare Small Business Insurance Quotes
Year over year, commercial insurance premiums continue to rise. Whether you are looking to save money on business insurance or just want to learn how to compare small business insurance quotes, we’ve put together a step-by-step guide to make the process—which involves understanding what coverage you need, thinking about limits, and researching the insurer’s reputation—easier…
6 Best Personal Trainer Insurance Companies in 2024
When searching for insurance coverage, personal trainers need to weigh several factors, from the affordability of necessary coverages to how easy it is to reach the company if you need to file a claim. It is important to choose an insurer that is responsive to your needs—even late at night or over the weekend—and that…
What Is Personal Trainer Insurance Coverage?
Personal trainer insurance coverage refers to a policy or group of policies designed to protect a personal trainer’s business assets. One policy almost all trainers need is general liability, which covers the costs of common lawsuits business owners face. Additionally, personal trainers should consider professional liability coverage, which covers legal defense costs plus settlements or…
What Is LLC Insurance Coverage & How Much Does It Cost?
Limited liability company (LLC) insurance is a set of policies that LLC owners buy to protect their financial assets. Each policy covers a different type of risk, but the most common ones include general liability and commercial property. The combined policies that make up LLC insurance can cost anywhere from $450 to $1,200 annually, depending…
Medical Malpractice Insurance: Cost, Coverage & Providers
Medical malpractice insurance is a type of professional liability policy designed specifically for physicians and other medical professionals. Policies cover the costs associated with accusations that a physician’s negligence caused a patient’s injury or death. Medical malpractice insurance costs vary by state and specialty, and premiums vary significantly depending on geography and practitioner but can…
What is Inland Marine Insurance?
Inland marine insurance is a first-party small business coverage that offers protection for products, equipment, and valuable goods while they are being transported over land or stored at an off-site location. Policies for inland marine insurance differ from standard commercial property policies by covering your property while it is not at the primary listed location…
What Is DJ Insurance and How Much Does It Cost?
Disc jockey (DJ) insurance refers to any policy that protects professional DJs from business losses related to claims. Depending on the carrier, DJ liability insurance typically costs $180 to $740 annually for general liability. How DJ Insurance Works DJs, video jockeys (VJs), and karaoke jockeys (KJs) need insurance because the nature of their work and…