Business owners needing insurance for a landscaping business typically look for a provider with high limits, responsive claim services, and fast turnarounds on certificates of insurance (COIs). Using our proprietary rubric focusing on financial stability, customer service, convenience, and the policies offered, we evaluated 18 providers to determine the six best landscaping insurance companies: :…
Insurance
6 Best Food Truck Insurance Companies in 2024
Your food truck is your pride and joy and just happens to also be your restaurant on wheels, so it needs special insurance to keep your business moving. Since this means combining a business owner’s policy (BOP) with a commercial auto policy, it can be hard to find quality food truck insurance. We’ve researched more…
How Is a General Liability Premium Calculated?
Insurers calculate general liability insurance premiums using several key factors, including industry codes, gross revenue, claims history, and geographic location. Each factor is important, and even within the same industry, one difference, such as gross sales, can greatly impact the cost. Given, it’s not an unreasonable question why the business next door pays significantly less…
Dance Studio Insurance: Cost, Coverage & Providers 2024
Dance studio insurance can either be a policy, or combination of policies, that protects your business against liability claims and first-party losses. The best policy for dance studios is a business owner’s policy (BOP), which combines liability and property. Dance instructor insurance policies for private dance instructors or independent contractors are general liability and professional…
Life Coach Insurance: Cost, Coverage & Providers 2024
Life coach insurance is professional liability coverage, or additional coverages, that protects your business from losses by helping provide defense and settlement of the claim. As a professional who offers advice as a service, professional liability insurance is the most important—but not the only—coverage to consider. A business owner’s policy (BOP) offers additional protection for…
46 Key Insurance Statistics In The Industry: Premiums, Claims & More
Insurance is a global business that significantly impacts economies, businesses, and individual lives. And, of the 33.2 million small businesses in the United States, 7 million currently depend on commercial insurance to continue operations. Inflation and natural disasters contributed to significant losses for the insurance industry and fraud continues to siphon off hundreds of billions…
Florida Business Insurance: General Liability & More
Florida, with the fourth-largest economy in the United States, is a business-friendly environment made up largely of small businesses. Every Florida-based small business needs to consider business insurance coverages like general liability and a business owner’s policy (BOP). The Sunshine State also requires certain policies, like workers’ compensation (for businesses with at least four employees)…
California Business Insurance: General Liability & More
In California, every small business needs to consider business insurance. While there are important coverages like general liability and a business owner’s policy (BOP) for California small business insurance, there are other policies to consider. Additionally, the Golden State requires certain policies, such as workers’ compensation for all businesses with one employee and commercial auto…