Florida, with the fourth-largest economy in the United States, is a business-friendly environment made up largely of small businesses. Every Florida-based small business needs to consider business insurance coverages like general liability and a business owner’s policy (BOP). The Sunshine State also requires certain policies, like workers’ compensation (for businesses with at least four employees)…
Insurance
California Business Insurance: General Liability & More
In California, every small business needs to consider business insurance. While there are important coverages like general liability and a business owner’s policy (BOP) for California small business insurance, there are other policies to consider. Additionally, the Golden State requires certain policies, such as workers’ compensation for all businesses with one employee and commercial auto…
Texas Business Insurance: General Liability & More
While the majority of insurance coverages in Texas are not required, small business owners should still consider purchasing commercial insurance for their businesses to provide financial protection against claims of negligence while helping your business during periods of downtime or with first-party property damage. We will cover what is required and what is not, the…
Cleaning Business Insurance: Cost & Coverage
Cleaning business insurance are policies that cover the risks associated with your business and protect your assets and equipment. The price depends on your business, but cleaning business insurance costs vary from $500 to $4,500 per year for general liability. Purchasing insurance doesn’t have to be difficult or confusing. The Hartford has a simplified process…
Small Business Insurance Coverage, Costs & Industries
Small business insurance coverage are policies that protect a business and its assets against claims—such as fire, theft, customer slip and fall, workers’ compensation, professional errors, and data breaches. It can be a single policy, such as general liability, or a combination of policies, such a business owner’s policy (BOP), commercial auto, and workers’ compensation….
16 Common General Liability Insurance Exclusions
Exclusions are provisions in the insurance policy for events, acts, types of damage, property, or locations that are not covered. While general liability insurance covers accidents and mishaps that can happen during business operations, there are general liability exclusions in policies that you should be aware of so that you can try to avoid instances…
Best Cleaning Business Insurance Companies
The best cleaning business insurance companies offer convenience for quoting and policy management and 24/7 services when you need them. They also have a strong liability policy that can be customized to fit your job requirements. After surveying over a dozen leading insurers by using our proprietary rubric focusing on financial stability (AM Best); customer…
What Is Products-completed Operations Coverage?
Products-completed operations coverage pays for injuries or property damage caused by a business’ products or operations. As a subset of general liability, businesses can either get this coverage through their general liability policy, a business owner’s policy (BOP), or a standalone policy. It is essential for contractors, service providers, and businesses manufacturing, distributing, or selling…