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JetBlue Business Card is a cobranded small business credit card from Barclays designed for business owners who frequently fly with JetBlue Airways. For an annual fee of $99, you’ll enjoy premium travel rewards on JetBlue purchases, which can be redeemed for free flights and travel perks, such as a 50% discount on eligible in-flight purchases and a free first checked bag.
If you want to compare one card over another, choose a maximum of three cards on this page and then click Add to Compare to view their details in a side-by-side comparison.
JetBlue Business Card
BEST FOR:
JetBlue frequent flyers who want excellent rewards
Intro APR
N/A
Regular APR
21.24% to 29.99% variable
Annual Fee
$99
Credit Needed
Good - Excellent
- 50,000 TrueBlue bonus points after spending $4,000 on purchases within the first 90 days of card ownership and a maximum of 10,000 TrueBlue bonus points after at least one employee is added to the account
- 6x points per dollar spent on eligible JetBlue purchases
- 2x points per dollar spent at restaurants and office supply stores
- 1x points per dollar spent on all other purchases
Pros
- Welcome offer
- Premium travel rewards
- Does not charge foreign transaction fees
Cons
- Does not offer a 0% introductory period for purchases and balance transfers
- Premium rewards are only limited to JetBlue purchases
- Charges annual fee of $99
- Zero fraud liability protection: This card offers $0 fraud liability protection, making you not responsible for charges you did not authorize.
- In-flight savings on food and drink purchases: You can save 50% on in-flight purchases of food and drinks, including cocktails, beer, and wine, on JetBlue-operated flights. These savings don’t apply to other in-flight purchases like pillows, earphones, or upgraded seats and cabins.
- Free first checked bag: Get a free first checked bag for you and up to three companions on the same reservation after using your JetBlue Business Card to book JetBlue-operated flights.
Intro APR
N/A
Regular APR
21.24% to 29.99% variable
Annual Fee
$99
Credit Needed
Good - Excellent
- 50,000 TrueBlue bonus points after spending $4,000 on purchases within the first 90 days of card ownership and a maximum of 10,000 TrueBlue bonus points after at least one employee is added to the account
- 6x points per dollar spent on eligible JetBlue purchases
- 2x points per dollar spent at restaurants and office supply stores
- 1x points per dollar spent on all other purchases
Pros
- Welcome offer
- Premium travel rewards
- Does not charge foreign transaction fees
Cons
- Does not offer a 0% introductory period for purchases and balance transfers
- Premium rewards are only limited to JetBlue purchases
- Charges annual fee of $99
- Zero fraud liability protection: This card offers $0 fraud liability protection, making you not responsible for charges you did not authorize.
- In-flight savings on food and drink purchases: You can save 50% on in-flight purchases of food and drinks, including cocktails, beer, and wine, on JetBlue-operated flights. These savings don’t apply to other in-flight purchases like pillows, earphones, or upgraded seats and cabins.
- Free first checked bag: Get a free first checked bag for you and up to three companions on the same reservation after using your JetBlue Business Card to book JetBlue-operated flights.
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When evaluating a travel business credit card like the JetBlue Business Card, we consider the following criteria:
| Grading Criteria | Card Score | |
|---|---|---|
Ongoing Rewards | 18 | |
Introductory Rewards | 23 | |
Additional Features | 18 | |
Annual Fee | 7 | |
Introductory APR | 0 | |
Ongoing APR | 2 | |
| Total Score | 68 |
Who the JetBlue Business Card Is Best For
- Those who fly with JetBlue Airways frequently: You receive premium points on JetBlue purchases—and they can be used for free flights.
Jump to our recommended alternatives below if this card isn’t what your small business needs.
JetBlue Business Card Rewards
- Up to 60,000 TrueBlue bonus points Allow 4-6 weeks for TrueBlue points to be deposited into your Membership Account : 50,000 TrueBlue bonus points after spending $4,000 on purchases within the first 90 days of card ownership and a maximum of 10,000 TrueBlue bonus points after at least one employee is added to the account
- 6x TrueBlue points per dollar spent on eligible JetBlue purchases
- 2x TrueBlue points per dollar spent at restaurants and office supply stores
- 1x TrueBlue points per dollar spent on all other purchases
- 5,000 TrueBlue bonus points every year after your account anniversary
- $100 statement credit after purchasing a JetBlue Vacations package of $100 or more Limited to one statement credit per calendar year. Terms and conditions apply.
TrueBlue Mosaic®
TrueBlue Mosaic® is designed to meet the needs of its customers. You can achieve Mosaic status through travel spending or JetBlue credit card spending—or a combination of both. TrueBlue Mosaic® lets you earn an additional 3x points on top of the points that you can earn on JetBlue flights, as well as the flight portion of a JetBlue Vacations package.
JetBlue Business Card Calculator
Find out how much you can earn from the JetBlue Business Card based on your estimated monthly expenses. Use our rewards calculator to compute your potential rewards—just enter your expected monthly spending, and our calculator will do the rest.
Note that each TrueBlue point is valued at 1.5 cents.
How to Redeem TrueBlue Points
Points will not expire and will be ready whenever you’re ready to use them. You can redeem your earned TrueBlue points in a number of ways:
- Book for JetBlue flights and choose any seat at any time, with no blackout dates. Note that booking a JetBlue flight with your points does not include Blue Basic fares.
- Book for JetBlue flights using cash and TrueBlue points, starting as low as 500 points. You can still earn TrueBlue points on the cash portion of your booking.
- Book a JetBlue Vacations package with your points. If you’re short on points, you can also use Cash + Points to pay for the flight, hotel, and car portion of a flight. Note that you won’t be able to earn TrueBlue points on the cash portion.
- Redeem for a statement credit towards purchases, starting at $25 up to a maximum of $1,000 per year.
- Book a flight on airline partners, including Etihad Airways, Hawaiian Airlines, and Qatar Airways.
JetBlue Business Card Features
- Free first checked bag: Get a free first checked bag for you and up to three companions on the same reservation after using your JetBlue Business Card to book JetBlue-operated flights.
- In-flight savings on food and drink purchases: Save 50% on in-flight purchases of food and drinks—including cocktails, beer, and wine—on JetBlue-operated flights.
- $0 fraud liability protection: Protect your account from unauthorized charges.
- Group A boarding: Receive Group A boarding on JetBlue-operated flights. Note that codeshare flights and flights operated by a partner airline are ineligible for this feature. Terms and conditions apply.
- Points pooling: Earn and share points with family and friends. Note that terms and exceptions apply.
- Points back: Get 10% of your points back after redeeming Award Flight. Terms and limitations apply.
JetBlue Business Card Fees
APR
- Introductory: None
- Ongoing and balance transfer: 21.24% to 29.99% variable—adjusts with the prime rate (with a minimum finance charge of $1)
- Cash advance: 29.99% variable—adjusts with the prime rate
Fees
- Annual: $99
- Balance transfer: Either $5 or 3% of the amount of each transfer, whichever is greater
- Foreign transaction: None
- Cash advance: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Late payment:
- $19 for account balances less than $250
- $39 for account balances equal to or greater than $250
- Returned payment: $39
- Over-the-credit-line: $0
- Electronic payment: $15
- Administrative:
- $3 for statement copy
- $5 for other documents
- $15 per hour for research
Your due date is at least 20 days from your statement closing date (provided you pay your previous balance in full by the due date).
- Online and mobile app: Log in to your online account and then click “Payments.”
- Via phone: Call (877) 523-0478, then follow the prompts.
- Mail: Send a check or money order (but not cash) to:
JetBlue Card Services
P.O. Box 13337
Philadelphia, PA 19191
JetBlue Business Card Alternatives
U.S. Bank Business Altitude™ Connect World Elite Mastercard®
U.S. Bank Business Altitude™ Connect World Elite Mastercard®
Intro APR
N/A
Regular APR
19.24% - 26.24% Variable
Annual Fee
$0 intro annual fee for the first year, $95 thereafter.
Credit Needed
Excellent, Good
- Introducing the U.S. Bank Business Altitude Connect™ World Elite Mastercard®, the business travel card that's 5X more rewarding.
- Limited Time Offer: Earn 60,000 bonus points, worth $600 if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
- Earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.
- Earn 4X points on travel, gas and EV charging stations* on the first $150,000 in combined annual spend (*excludes discount stores/supercenters and wholesale clubs).
- Earn 2X points on dining, takeout, restaurant delivery and cell service providers.
- Earn 1X points on all other eligible spend.
- Earn a $25 statement credit for every three consecutive monthly taxi or rideshare trips.
- $0 intro annual fee for the first year, $95 per year thereafter.
- Points transfer between business and consumer U.S. Bank Altitude products (excluding Reserve).
- Airport lounge access - Priority Pass™ Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
- Terms and conditions apply.
Pros
- Large welcome offer
- Priority Pass Digital annual membership with access to more than 1,300 VIP lounges worldwide and four complimentary visits per membership year
- ExtendPay® Plan feature lets you divide your large purchase into fixed monthly installments without interest—only a small monthly fee
Cons
- No 0% APR offers
- Premium rewards on travel and fuel have a maximum cap
- Charges annual fee
- Free employee cards
- ExtendPay® Plan
- Transfer points between your business and personal Altitude cards
Intro APR
N/A
Regular APR
19.24% - 26.24% Variable
Annual Fee
$0 intro annual fee for the first year, $95 thereafter.
Credit Needed
Excellent, Good
- Introducing the U.S. Bank Business Altitude Connect™ World Elite Mastercard®, the business travel card that's 5X more rewarding.
- Limited Time Offer: Earn 60,000 bonus points, worth $600 if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
- Earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.
- Earn 4X points on travel, gas and EV charging stations* on the first $150,000 in combined annual spend (*excludes discount stores/supercenters and wholesale clubs).
- Earn 2X points on dining, takeout, restaurant delivery and cell service providers.
- Earn 1X points on all other eligible spend.
- Earn a $25 statement credit for every three consecutive monthly taxi or rideshare trips.
- $0 intro annual fee for the first year, $95 per year thereafter.
- Points transfer between business and consumer U.S. Bank Altitude products (excluding Reserve).
- Airport lounge access - Priority Pass™ Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
- Terms and conditions apply.
Pros
- Large welcome offer
- Priority Pass Digital annual membership with access to more than 1,300 VIP lounges worldwide and four complimentary visits per membership year
- ExtendPay® Plan feature lets you divide your large purchase into fixed monthly installments without interest—only a small monthly fee
Cons
- No 0% APR offers
- Premium rewards on travel and fuel have a maximum cap
- Charges annual fee
- Free employee cards
- ExtendPay® Plan
- Transfer points between your business and personal Altitude cards
If you want to enjoy premium travel experience and earn lucrative travel rewards at the same time, then look into this card. Aside from earning up to 5x points on selected spending categories, you only need to pay an annual fee of $95 (waived for the first year) to gain access to more than 1,300 VIP lounges worldwide, with four complimentary visits per membership year.
Bank of America Business Advantage Travel Rewards World Mastercard®
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
BEST FOR:
Earning top rewards on travel purchases booked through Bank of America Travel Center
Intro APR
0%
9 billing cycles
9 billing cycles
Regular APR
18.49% - 28.49% Variable APR on purchases
Annual Fee
$0.00
Credit Needed
Excellent
- Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
- Earn unlimited 1.5 points for every $1 spent, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.
- No limit to the amount of points you can earn and points don't expire as long as your account remains open.
- No annual fee and no international transaction fees.
- Choose how to redeem points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America® Travel Center, for cash back or gift cards.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Pros
- Charges $0 annual and foreign transaction fees
- Offers fixed-rate cash back rewards
- Has no blackout dates
Cons
- Does not offer a 0% introductory period on balance transfers
- Requires excellent credit to qualify
- Bank of America doesn’t disclose details of its additional card features. To find out more about these additional features, review your guide to benefits when you receive your card in the mail.
Intro APR
0%
9 billing cycles
9 billing cycles
Regular APR
18.49% - 28.49% Variable APR on purchases
Annual Fee
$0.00
Credit Needed
Excellent
- Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
- Earn unlimited 1.5 points for every $1 spent, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.
- No limit to the amount of points you can earn and points don't expire as long as your account remains open.
- No annual fee and no international transaction fees.
- Choose how to redeem points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America® Travel Center, for cash back or gift cards.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Pros
- Charges $0 annual and foreign transaction fees
- Offers fixed-rate cash back rewards
- Has no blackout dates
Cons
- Does not offer a 0% introductory period on balance transfers
- Requires excellent credit to qualify
- Bank of America doesn’t disclose details of its additional card features. To find out more about these additional features, review your guide to benefits when you receive your card in the mail.
Consider this card if you have an active Bank of America checking account (read our Bank of America business checking review) and want to take advantage of the $0 annual fee. On top of earning up to 3x points on selected spending categories, you can take advantage of the 0% introductory period on purchases for the first nine billing cycles.
The Business Platinum Card® from American Express
The Business Platinum Card® from American Express
BEST FOR:
Gaining access to unrivaled travel rewards and luxury travel perks like airport lounge access
Intro APR
N/A
Regular APR
18.74% - 27.74% Variable
Annual Fee
$695
Credit Needed
Excellent, Good
- Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,400 airport lounges worldwide
- $0 foreign transaction fee
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,400 lounges worldwide for you and two guests.
- Airport screening: Either a $120 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 1,000,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
Intro APR
N/A
Regular APR
18.74% - 27.74% Variable
Annual Fee
$695
Credit Needed
Excellent, Good
- Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,400 airport lounges worldwide
- $0 foreign transaction fee
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,400 lounges worldwide for you and two guests.
- Airport screening: Either a $120 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 1,000,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
The Business Platinum Card® from American Express is a great alternative travel business credit card if you don’t mind the $695 annual fee and prefer receiving luxury travel perks, generous rewards, and exclusive benefits. You can earn up to 5x Membership Rewards® points on selected spending categories and get access to over 1,400 airport lounges through The Global Lounge Collection.
Frequently Asked Questions (FAQs)
Yes, JetBlue Business Card reports your account activity to both Experian and Equifax.
The easiest and fastest way to apply for the JetBlue Business Card is online. However, you can also call (866) 483-9644. Note that you need a credit score of at least 700 to qualify for the card.
Yes. You can call the number at the back of your card or make the request online.
If you opt to make the request online, follow these instructions:
- Log in to your account, then click the “Services” tab.
- Click “Request credit limit increase” and then click it again on the next page.
- Input the amount of additional credit you like, alongside relevant information.
- Review and submit the request.
Bottom Line
JetBlue Business Card is an excellent travel card for business owners who fly with JetBlue Airways. It offers premium rewards on JetBlue purchases and other everyday expenses that can be redeemed for free flights. Note that other travel credit cards have lower annual fees, better rewards that include other spending categories, and complimentary access to premium lounges.
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