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The best Barclays business credit cards provide a powerful combination of travel rewards, loyalty points, $0 foreign transaction fees, low annual fees, competitive APRs, and attractive welcome offers. With co-branded partnerships enhancing their value, these three cards cater to a variety of business needs. If you prefer a more versatile option, we’ve also included alternatives that aren’t tied to specific partners.
Here are the three best Barclays business credit cards:
- Hawaiian Airlines® World Elite Business Mastercard®: Best for frequent Hawaiian Airlines travelers, with miles on gas, dining, and office supplies
- JetBlue Business Card: Best for JetBlue loyalists, offering 50% off in-flight food and beverages
- Wyndham Rewards Earner® Business Card: Best for Wyndham stays, earning free nights at Wyndham properties
- Overview of the Best Barclays Business Credit Cards
- Hawaiian Airlines® World Elite Business Mastercard®: Best for Frequent Hawaiian Airlines Travelers, With Miles on Gas, Dining, and Office Supplies
- JetBlue Business Card: Best for JetBlue Loyalists, Offering 50% Off In-flight Food and Beverages
- Wyndham Rewards Earner®Business Card: Best for Wyndham Stays, Earning Free Nights at Wyndham Properties
- Alternatives to Barclays Business Credit Cards
- Frequently Asked Questions (FAQs)
- Bottom Line
Overview of the Best Barclays Business Credit Cards
| Best For | Annual Fee | Welcome Offer | Ongoing Rewards | ||
|---|---|---|---|---|---|
 Hawaiian Airlines® World Elite Business Mastercard® | Frequent Hawaiian Airlines travelers, with miles on gas, dining, and office supplies | $99 | 50,000 Bonus HawaiianMiles | Up to 3× miles per dollar | Apply now |
 JetBlue Business Card | JetBlue loyalists, offering 50% off in-flight food and beverages | $99 | Up to 60,000 bonus points | Up to 6× points per dollar | Apply now |
 Wyndham Rewards Earner® Business Card | Wyndham stays, earning free nights at Wyndham properties | $95 | Up to 80,000 bonus points | Up to 8× points per dollar | Apply Now |
To see how these credit cards stack up against others we reviewed on our site, click
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Barclays’ business credit cards are all co-branded, making them ideal for loyal customers of specific airlines or hotels. To find the best fit for your business, consider three key factors: preferred rewards, airline preference, and the value of points or miles.
1. Preferred Rewards
- For hotel rewards: Choose the Wyndham Rewards Earner® Business Card to earn free stays.
- For flight rewards: Opt for the JetBlue Business Card or Hawaiian Airlines® World Elite Business Mastercard® to earn free flights.
2. Airline Preference
- If you prefer JetBlue, the JetBlue Business Card offers 6× points on JetBlue purchases.
- If you fly Hawaiian Airlines, the Hawaiian Airlines® World Elite Business Mastercard® provides 3× miles on Hawaiian Airlines purchases. Keep in mind that Hawaiian Airlines has more limited travel destinations.
- Both cards feature low annual fees, $0 foreign transaction fees, and attractive welcome offers.
2. Value of Points and Miles
- JetBlue Business Card: TrueBlue points are worth 1.3–1.6 cents each.
- Hawaiian Airlines® World Elite Business Mastercard®: HawaiianMiles are worth about 1 cent each.
- Wyndham Rewards Earner® Business Card: Wyndham points average 1.1 cents but can be worth more in certain cases.
Hawaiian Airlines® World Elite Business Mastercard®: Best for Frequent Hawaiian Airlines Travelers, With Miles on Gas, Dining, and Office Supplies
| Intro APR | N/A |
|---|---|
| Regular APR | 20.49% to 29.49% variable |
| Annual Fee | $99 |
| Credit Needed | Good to Excellent |
This card is ideal for businesses that frequently travel with Hawaiian Airlines. You can earn up to 3× miles on select purchases, offering valuable rewards for travel and business expenses. It also includes perks like a companion discount and has $0 foreign transaction fees, making it a practical choice for international travel.
Ongoing Rewards
- 50,000 bonus HawaiianMiles after spending $4,000 on purchases in the first 90 days
- 20,000 bonus HawaiianMiles with $50,000-$99,999 spent in Net Purchases every year.
- 40,000 bonus HawaiianMiles with $100,000 or greater spent in Net Purchases every year.
- 3× miles on eligible Hawaiian Airlines purchases
- 2× miles on gas, dining, and office supply expenses
- 1× mile on all other purchases
Other Benefits
- No limit on miles: Earn unlimited HawaiianMiles with no cap on the total miles you can accumulate.
- Share miles feature: Easily share miles with friends and family at no additional cost.
- Miles never expire: Your HawaiianMiles won’t expire, giving you flexibility in redeeming rewards.
- Complimentary employee cards: Issue employee cards for free to streamline expenses and maximize rewards.
- Easier expense tracking: Simplify business expense management with detailed spending reports.
Who Should Consider It
- Business owners who frequently travel with Hawaiian Airlines.
- Those looking to earn rewards on business expenses like gas and dining.
- Companies that value $0 foreign transaction fees and companion travel discounts.
JetBlue Business Card: Best for JetBlue Loyalists, Offering 50% Off In-flight Food and Beverages
| Intro APR | N/A |
|---|---|
| Regular APR | 20.49% to 29.49% variable |
| Annual Fee | $99 |
| Credit Needed | Good - Excellent |
This card is perfect for JetBlue flyers, offering up to 60,000 bonus points as a welcome offer. It provides valuable travel perks, including a 50% discount on in-flight food and beverages, and features $0 foreign transaction fees, making it ideal for frequent business trips. Plus, you can get 10% of your points back when redeemed for and travel on a JetBlue-operated award flight.
Ongoing Rewards
- 50,000 TrueBlue bonus points after spending $4,000 on purchases within the first 90 days
- 10,000 TrueBlue bonus points after at least one employee is added to the account within the first 90 days
- 5,000 bonus points each year after your JetBlue Business card anniversary
- 6× points on eligible JetBlue purchases
- 2× points at restaurants and office supply stores
- 1× point on all other purchases
Other Benefits
- Free First Checked Bag: Enjoy a free checked bag for you and up to three companions on the same reservation.
- Group A Boarding: Board earlier and secure overhead space with Group A boarding.
- Faster Mosaic Status: Earn Mosaic status quickly through your spending, unlocking premium perks like complimentary upgrades and additional bonuses.
- Points Never Expire: Your TrueBlue points won’t expire, giving you flexibility in redeeming rewards.
- No Blackout Dates: Redeem your points for any available JetBlue flight with no restrictions on travel dates.
- Cash + Points: Combine cash and points to book flights, giving you more flexibility with your rewards.
- Points Pooling: Pool points with family, friends, or coworkers to redeem rewards faster.
- $0 Fraud Liability Protection: Stay secure with zero liability for unauthorized purchases.
Who Should Consider It
- Business owners who regularly fly with JetBlue.
- Those who want in-flight discounts and simple travel rewards.
- Companies that frequently travel internationally and prefer $0 foreign transaction fees.
Wyndham Rewards Earner®Business Card: Best for Wyndham Stays, Earning Free Nights at Wyndham Properties
| Intro APR | 0% APR for six billing cycles on all Wyndham Timeshare purchases |
|---|---|
| Regular APR | 20.74% to 29.74% variable |
| Annual Fee | $95 |
| Credit Needed | Good to Excellent |
This card is a great option for businesses that frequently book Wyndham properties. You can earn up to 8× points on qualifying purchases, helping you save on hotel stays and other expenses. With $0 foreign transaction fees, it’s a cost-effective choice for both domestic and international business travel. What’s more, you’ll receive an automatic Wyndham Rewards Diamond member level and enjoy perks like suite upgrades and a welcome amenity at check-in.
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening
Ongoing Rewards
- 40,000 bonus points after spending $4,000 on purchases in the first 90 days
- 40,000 bonus points after spending $15,000 on purchases within the first 12 months
- 15,000 bonus points each anniversary year
- 8× points per dollar spent on eligible purchases made at Wyndham hotels
- 5×points per dollar spent on eligible marketing, advertising, and utility purchases
- 1× point per dollar spent on all other purchases (excluding Wyndham Timeshare resort down payments)
Other Benefits
- Wyndham Rewards DIAMOND Status: Enjoy perks like suite upgrades, a welcome amenity at check-in, and more.
- Redeem Nights Faster: Use 10% fewer points for Free Night awards, starting at 6,750 points.
- Flexible Redemption Tiers: Redeem points in tiers of 7,500, 15,000, or 30,000 per bedroom.
- Points + Cash: Book discounted nights starting at 1,500 points plus cash.
- Points Never Expire: Keep your rewards active with no expiration.
- $0 Fraud Liability: Protect your account from unauthorized charges.
Who Should Consider It
- Business owners who frequently stay at Wyndham Hotels.
- Those who want to earn rewards for free hotel stays.
- Companies that spend heavily on gas, utilities, and marketing expenses.
Alternatives to Barclays Business Credit Cards
Ramp Credit Card
| Intro APR | None |
|---|---|
| Regular APR | None |
| Annual Fee | $0 |
| Credit Needed | Poor to Excellent |
This card has $0 annual and foreign transaction fees and built-in expense management tools. Businesses can also take advantage of partner discounts for additional savings, making it ideal for companies focused on efficiency and cost control. It is one of our leading business cards with no foreign transaction fees.
Ongoing Rewards
- Up to 1.5% cash back on purchases, regardless of spending categories
- More than $350,000 in partner rewards—including discounts from Gusto, QuickBooks, Accelerate Tax, UPS, Amazon Web Services (AWS), and Rippling, among others.
Other Benefits
- Automated expense tracking and reporting tools
- Custom spending limits for employees
- $0 fees for employees’ cards
- Integration with accounting software like QuickBooks and Xero.
- Real-time alerts for unusual transactions.
- Vendor discount programs for savings on business tools and services.
Who Should Consider It
- Startups and businesses prioritizing expense management over rewards.
- Companies seeking cost-saving tools and fee-free card options.
- Entrepreneurs looking for modern financial tools to streamline operations.
American Express Business Platinum Card®
| Intro APR | N/A |
|---|---|
| Regular APR | 17.74% - 28.49% Variable |
| Annual Fee | $895 |
| Credit Needed | Excellent, Good |
This card is a top choice for business owners who value premium travel perks and exclusive benefits. With access to over 1,550 airport lounges worldwide, it’s tailored for frequent travelers seeking comfort and convenience. While the card has a $895 annual fee, it offers over $3,500 in business and travel value annually after meeting qualifying spend thresholds. Because of its generous perks, it is one of our best business cards with airport lounge access.
Ongoing Rewards
- 200,000 Membership Rewards® points after spending $20,000 in the first three months.
- 5× Points: On flights and prepaid hotels booked through amextravel.com.
- 2× Points: On eligible purchases in key business spending categories or on purchases of $5,000 or more.
- 1×Points: On all other eligible purchases.
Other Benefits
- CLEAR® Plus credit: Get up to $209 annually in statement credits for your CLEAR Plus membership.
- Wireless credit: Get up to $120 per year for US wireless telephone services.
Who Should Consider It
- Business owners who travel frequently.
- Business owners who need luxury travel perks.
- Business owners who can pay their monthly balances in full.
Hilton Honors American Express Business Card
| Intro APR | N/A |
|---|---|
| Regular APR | 19.49% - 28.49% Variable |
| Annual Fee | $0 introductory annual fee for the first year, then $195 |
| Credit Needed | Excellent, Good |
This card is ideal for Hilton loyalists, offering automatic Gold Status with perks like bonus points and room upgrades. It features a generous welcome offer, $0 foreign transaction fees, and up to $240 in Hilton credits annually. You can also upgrade to Diamond Status with sufficient spending. Additional benefits like complimentary car rental status, employee cards, and QuickBooks integration make it a valuable tool for managing business expenses while maximizing travel rewards. Moreover, it made our list of the top business cards for miles.
Ongoing Rewards
- Earn 175,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $8,000 in purchases in the first six months. Offer ends 4/15/2026.
- 12× Hilton Honors Bonus Points on purchases made directly with Hilton Hotels & Resorts.
- 5× Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, then 3× points thereafter.
Other Benefits
- Hilton Honors Gold status: Enjoy perks like 80% bonus points on stays and room upgrades when available.
- Diamond Status upgrade: Earn Diamond status by spending $40,000 annually.
- National car rental status: Complimentary Emerald Club Executive® Status for easier car rentals.
- $240 Hilton credit: Receive up to $60 in quarterly credits on Hilton purchases.
- Protection coverage: Includes extended warranty and purchase protection.
- Employee cards: Issue cards to employees, set limits, and earn points on their spending.
- Year-end summary: Review annual expenses with a detailed summary.
- QuickBooks integration: Automatically categorize expenses for easier financial management
Who Should Consider It
- Business owners who frequently stay at Hilton properties and want to earn rewards.
- Companies that want employee cards to earn points on team spending.
- Business owners seeking travel perks like car rental status and hotel credits.
Frequently Asked Questions (FAQs)
You can call (800) 308-6008 or apply online through Barclays’ official website. Select the business credit card you’re interested in and complete the application. Note that it will take up to 14 business days for Barclays to let you know the status of your application. Once approved, you’ll receive your card within 7-10 business days.
To qualify, you’ll typically need the following:
- A good to excellent credit score (usually 670 or higher).
- Personal and business details, including income and revenue information.
- An Employer Identification Number (EIN) or Social Security Number (SSN) if you’re a sole proprietor.
- Proof of business operations or plans (in some cases).
Yes, Barclays business credit cards can be integrated with popular expense management tools like QuickBooks and other accounting software. This compatibility helps businesses easily track and categorize expenses, simplifying financial management.
Bottom Line
Barclays business credit cards are ideal for business owners who travel frequently, offering rewards for free flights or hotel stays. These cards come with loyalty points, $0 foreign transaction fees, low annual fees, competitive APRs, and attractive welcome offers. When deciding on the best option, consider your preferred airline, the type of rewards you value most, and the worth of the points or miles you’ll earn. However, keep in mind that none of these cards include zero-interest financing options, so they’re better suited for earning rewards than carrying balances.
Fit Small Business has partnered with CardRatings for our coverage of credit card products. Fit Small Business and CardRatings may receive a commission from card issuers.
To see rates & fees for the American Express cardsFit Small Business may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. mentioned in this article, reference the following links below:
American Express The Business Platinum Card®
Hilton Honors American Express Business Card
