Best Barclays Business Credit Cards for 2023

• 2x AAdvantage® miles for every dollar spent on eligible American Airlines purchases
• 2x AAdvantage® miles for every dollar spent at eligible office supply, telecom, and car rental purchases
• 1x AAdvantage® miles for every dollar spent on all other purchases
• Earn 5% AAdvantage® mileage bonus every year after your account anniversary date based on the total number of miles earned

• First free checked bag: Get one free checked bag for you and up to four companions.
• Companion certificate: Receive one discounted companion ticket on each card anniversary after meeting spending requirements.
• Preferred boarding: You and up to four companions can board before economy boarding.
• In-flight discounts: You’ll receive a 25% discount on inflight food and beverage purchases.

• Earn 50,000 bonus miles after spending $2,000 on purchases within the first 90 days, and earn an additional 10,000 miles after a purchase is made on an employee card in the first 90 days
• Earn a one-time 50% discount on one companion pass
• Earn 20,000 bonus miles with $50,000-$99,999 in annual purchases, OR 40,000 bonus miles with $100,000 or more in annual purchases
• Earn 3x miles on Hawaiian Airlines purchases

• HawaiianMiles Share Miles: Allows cardholders to share earned miles with family and friends faster. You can send and receive HawaiianMiles transferred from friends and family up to a maximum of 10 times per calendar year.
• Complimentary employee cards: You can create employee cards that can help you earn rewards faster and control business spending at no cost.
• Companion ticket: Receive a one-time 50% off companion discount for round-trip coach travel between Hawaii and North America on Hawaiian Airlines

• Earn 80,000 bonus points and a $99 statement credit after spending $2,000 on purchases in the first 90 days.
• 6x points per dollar spent on eligible JetBlue purchases
• 2x points per dollar spent at restaurants and office supply stores
• 1x points per dollar spent on all other purchases

Barclays doesn’t provide specific coverage information on their business credit cards. Review your guide to benefits for detailed benefit information: 

• Free first checked bag: Receive one free checked bag for you and up to three companions.
• Inflight discounts: You’ll get 50% off inflight food and beverage purchases.
• Annual statement credit: Get $100 statement each year you purchase a JetBlue Vacations package.
• Vehicle rental insurance: Receive collision and damage waiver insurance for eligible car rentals, up to 30 days.
• Purchase assurance: You’ll receive coverage for items that are damaged or stolen within 90 days of purchase.
• Extended warranty protection: Get an additional warranty protection period with the manufacturer’s warranty. 
• Travel assistance: Have access to free travel and emergency assistance. 

• Earn 75,000 bonus points after spending $3,000 on purchases in the first 90 days
• 8 points per dollar on eligible purchases made at Hotels by Wyndham and qualifying gas stations
• 5 points per dollar on eligible marketing, advertising, and utility purchases
• 15,000 annual bonus points each anniversary year

• Automatic Diamond level: Receive an automatic Wyndham Rewards Diamond level status with your Wyndham Rewards program membership, allowing you to enjoy perks like suite upgrades, welcome amenities at check-in, late checkout, and free Wi-Fi.
• go free® Faster: Use 10% less Wyndham Rewards points when you redeem for go free® awards.
• Cardmember booking discounts: Take advantage of exclusive cardmember discounts for stays at participating Hotels by Wyndham. For more information, visit www.WyndhamRewards.com/terms/cardmemberrate.
• Cellphone protection: This is supplemental coverage for damage to or theft of your cellphone. To be eligible, you must charge your monthly cellphone bill to this card. Note that restrictions, limitations, and exclusions will apply.

• Introductory reward worth $200 in travel after you spend $3,000 within the first three months
• 1.5x miles per $1 spent
• 5x miles on hotel and rental car bookings through the issuer
• Issue employee cards for free

• Purchase assurance: Most purchases made entirely with your card are covered if damaged or stolen within 90 days from the date of purchase. Coverage is limited to $10,000 per claim and $50,000 per cardholder account per 12-month period.
• Extended warranty coverage: Doubles the original warranty time period and duplicates the coverage of the original manufacturer’s warranty up to a maximum of 12 months on most items you purchase. 
• Travel medical emergency assistance: Provide referrals to medical services if you have a medical emergency while traveling. You’re covered if you’re 100 or more miles away from home and from the day you leave until midnight of the 60th day of your trip, or the day you return to your city of residence, whichever is sooner.

• Introducing the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® the card that gives back on all your eligible business needs.
• Earn $500 in cash back. Just spend $4500 on the Account Owner's card in the first 150 days of opening your account.
• Earn 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants.
• 1% cash back on all other eligible net purchases.
• Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
• No limit on total cash back earned.
• Rewards never expire.
• Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or quickbooks
• 0% Intro APR on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 19.24% - 28.24%.
• No annual fee.
• Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022
• Terms and conditions apply
• Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.

• MasterRental car rental collision damage waiver: When you rent a car using your U.S. Bank credit card, you’re covered in case of accident or theft on all rentals made worldwide. Coverage is primary, which means you won’t need to use your personal auto insurance or accept the insurance offered by the rental agency. Coverage is capped at $50,000.
• Purchase assurance: U.S. Bank may repair or reimburse for items purchased with your U.S. Bank business credit card that are damaged or stolen within 90 days of purchase. Coverage is limited to $1,000 per loss, up to $25,000 per year, per account. Lost items and items left out of reach that others can see are not covered.
• Extended warranty protection: U.S. Bank will double the manufacturer’s warranty up to an additional one year from the expiration of warranties of five years or less. An item with a six-month warranty would be backed for an additional six months, for example. The issuer will replace the item or reimburse you up to the amount charged on your U.S. Bank card up to $10,000.

• Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
• 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
• Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
• Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
• $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
• $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card®.
• The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
• $695 Annual Fee.
• Terms Apply.

• American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
• Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,300 lounges worldwide for you and two guests.
• Airport screening: Either a $100 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
• Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
• Rental status: Elite status at a number of car rental agencies.
• Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
• Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
• Dell statement credit: Up to $400 in statement credits annually for Dell purchases.