Business professionals like certified public accountants (CPAs) and consultants bill their clients hourly or by project. While waiting for payment, working capital can be scarce. Professional loans offer financing for short-term expenses and long-term projects. The best professional business loans offer quick funding, long repayment terms, and easy to meet qualifications. Top 5 Professional Business…
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Home Care Loans: Costs, Terms & Requirements
A home healthcare loan can help small businesses fund a territory expansion, new business acquisition, or finance immediate working capital needs. Because of the speed of growth in the home healthcare industry, the best home healthcare business funding options are quick and inexpensive. These loans can help you get quick access to growth capital. Best…
Retail Business Loans: Costs, Terms & Requirements
Retailers often get financing to grow their business or to purchase inventory and ramp up for busy times of the year. Retail business loans come in various forms, such as a short-term business loan that can be used to cover expenses in preparation for the busy season, or a Small Business Administration (SBA) loan to…
9 Great Tips for Training a High-Performing Sales Team
Sales managers and CEOs are ultimately responsible for the success of their sales teams. Getting quality talent in place is one thing, but making sure your sales training methods give your team the tools, resources, and knowledge to effectively prospect leads and close sales is critical to building a successful sales business. 1. Create a…
Landscaping Insurance: Definition, Cost & Providers
Landscaping insurance, or lawn care insurance, is a group of policies that protect your business’s assets. The most common lawn care business insurance policy is general liability, which pays for nonemployees’ injuries and property damage. Landscapers’ general liability insurance starts around $500 per year. However, most landscapers need additional policies, and that increases the overall…
CRM Integration: The Ultimate Guide
CRM software comes with built-in features like contact management and reporting. However, many companies still prefer to use additional specialized tools for managing processes like accounting and marketing automation. CRM integrations connect your database with these third-party applications, making it more powerful and effective by streamlining tasks and eliminating the need to toggle back and…
Business Credit Cards Without a Personal Guarantee
Most credit cards hold you personally responsible for any debt. However, business credit cards with no personal guarantee reduce or eliminate that liability. It’s no wonder these cards are sought after by owners looking to fund expenses and protect personal assets. But it’s not easy to qualify for these cards, which typically require at least…
Cyber Liability Insurance: Cost, Coverage & Who Needs It
Cyber liability insurance protects businesses from losses or damage caused by cyberattacks and data breaches. These expenses can include data restoration, extortion, legal fees, and regulatory fines. Costs vary depending on your risk factors and the coverage you choose, but small businesses with moderate risk can usually pay around $1,500 per year for cyber insurance….
Where to Open Business Checking Account Online With No ChexSystems
There are multiple credit screening systems for potential consumer banking customers, but the most common is ChexSystems. If you’re looking to avoid this screening system, look for an online business checking account that doesn’t use ChexSystems. These accounts allow you to open a new checking account, despite any previous negative banking activity. What Is ChexSystems?…
Daycare Insurance: Coverage, Top Providers & Costs
Daycare insurance is coverage for businesses in the childcare industry. Policies can cover business-owned property and liability risks that come with caring for children. Depending on the coverage, annual costs of daycare insurance range from $400 to $1,350 for in-home childcare businesses and from $1,000 to $3,500 for commercial daycare centers. To get your daycare…
Business Credit Scores Ultimate Guide
Business credit scores are numerical ratings that use past financial performance to predict future company behavior. Created by Dun & Bradstreet (D&B), Experian, Equifax, and FICO Small Business Scoring System (SBSS), these scores highlight your company’s ability to responsibly manage business debt to lenders, creditors, and potential partners. Although business scores vary across credit reporting…
How to Hire Employees in 7 Steps [+ Free Checklist]
Hiring great employees is the key to growing your business. A thoughtful hiring process includes well-written job descriptions, recruitment ads, interview processes, and strong compensation packages. All of these steps will help you find the right talent for your work requirements. A sound hiring process also prevents potential labor law violations and turnovers. Download our…