Janitorial insurance is a group of policies cleaning businesses purchase to cover their risks and protect their assets. Every cleaning business from residential maid services to commercial janitorial companies needs business insurance, but which policies they get depends on their business operations. Janitorial insurance costs range from $350 to $4,200 per year, depending on the…
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27 Restaurant Software Tools: A Definitive Guide
The restaurant industry is changing at a more rapid pace than at any time in hospitality history. There are hundreds of tools available to wrangle tasks from voice ordering to employee productivity, with new tools emerging every day. Tools work together or separately to create a full-spectrum solution for your restaurant. The tricky part is…
Square for Restaurants: The Ultimate Guide
Square for Restaurants is a cloud-based restaurant point-of-sale (POS) system that runs on iPads with built-in tools for full-service, delivery, and counter service restaurants. Square for Restaurants entry-level POS has no monthly subscription fee and higher-level subscriptions are competitively priced. This POS includes payment processing, making it a good choice for many small-medium sized food…
What Is Payroll?
Payroll is a process where the employer pays its workers, applicable tax agencies (including the IRS), and vendors that are under contract to provide employee benefits. In some cases, such as a court garnishment order, it even includes withholding money to pay an employee’s creditors. Handling payroll the right way is important. Employers must perform…
Your Ultimate Guide to Employment Laws When Interviewing and Hiring
When interviewing and eventually hiring candidates, it is important to know what employment laws govern the process. Knowing what not to do and ask during interviews can save you time and money. With thoughtful foresight, hiring managers can make the most of employment interviews and obtain the information they need without asking illegal questions. Although…
Dental Practice Loans: Costs, Terms & Requirements
Dentists use dental practice loans for working capital like payroll or major projects like purchasing a facility. Small Business Administration (SBA) loans for dentists have the best rates and longest terms but take 30 to 90 days to fund. Alternative loans have higher rates but are quick to fund and easy to qualify for. Types…
A Beginners Guide to Real Estate Farming 2020
Real estate farming is the process of selecting and marketing within a specific geographic area. When agents “farm” an area, they focus their lead generation efforts, advertising, and marketing in one place. The term may seem old-fashioned, but farming helps agents grow and nurture future business much like planting seeds on a farm. How Real…
Is Invoice Factoring Right for Your Small Business?
To determine if any financing solution, including invoice factoring, is right for your business, it must meet three criteria. It must be accessible, affordable, and beneficial to the business. To evaluate an invoice factoring company you should consider the costs, terms, qualifications, application process, and some benefits and drawbacks of this financing solution. Invoice Factoring…
Food Vendor Insurance: Coverage, Providers & Cost
Food vendor insurance refers to the types of coverage food vendors need to protect their businesses against financial loss from liability claims. The most common policies for food vendors are general liability and commercial property. Food vendor insurance costs start around $300 to $1,300 annually and can start as low as at $60 for single-day…
How to Use a POS System to Run Your Business
From the grocery stores to your favorite café, nearly every mom-and-pop, brick and mortar, and mobile business uses a point-of-sale (POS) system to manage transactions. POS hardware includes touchscreens, cash drawers, bar code scanners, and other tools powered by software that manages sales and payments, inventory, and customer service. A well-instituted POS system can perform…
9 UX Web Design Principles to Improve Your Site & Delight Your Visitors
Designing a website with the user experience in mind (known as UX web design) is where form meets function, serving both site visitors and business’ goals simultaneously. It puts visitors, and how they interact with your site, at the core of the design process to create a positive and engaging experience. The principles of UX…
The Ins and Outs of Carrying a Credit Card Balance
Carrying a credit card balance allows you to pay off purchases over time by rolling balances from one billing cycle to another. Card issuers typically charge interest, or annual percentage rates (APRs), on unpaid balances that range from 11% to 30%. However, maintaining cards with high balances can hurt your credit score if you’re not…