Wyoming workers’ compensation is governed by the Department of Workforce Services, Division of Workers’ Compensation. The state requires almost every employer to provide coverage for their employees, with only a few occupations specifically excluded from coverage. Employers can only purchase workers’ comp insurance from the state, and they pay approximately $1.70 per $100 of payroll….
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RingCentral: Pricing, Plans, Features & Benefits
RingCentral is a cloud-based VoIP phone system provider with tiered pricing plans between $19.99 and $49.99. Prices vary depending on the number of users and billing schedule. Specific features are provided with each of its four tiers, but all include unlimited calling, faxing, texting, and access to the mobile app. Thanks to the volume discounts…
How Much Does a POS System Cost?
A point-of-sale (POS) system has two components: hardware and software. Most businesses purchase POS hardware outright, meaning the upfront cost can range from $50 for a simple card reader to over $10,000 for a large restaurant that needs multiple registers and tableside solutions. POS software typically follows a software-as-a-service (SaaS) model and is billed monthly…
Email Marketing for Bloggers: The Ultimate Guide
It isn’t complicated to learn how to conquer email marketing as a blogger. In fact, the process of growing your email list, nurturing it, and sending emails packed full of value is pretty enjoyable if you hone your email marketing skills. You will need to perform actions such as split testing and routine maintenance on…
The Definitive Guide to Restaurant Staff
The specific types of employees a restaurant needs will depend on the style of the restaurant and the variety of services it offers. Staff in limited-service restaurants like pizzerias perform both customer service and cooking tasks. Full-service restaurant employees work specifically in either the bar, kitchen, or dining room. Basic Definitions You can’t discuss restaurant…
Photography Insurance: Cost, Coverage & Providers
Professional photographers and videographers need photography insurance to protect their assets from the cost of lawsuits and property damage. Typically, that means having general liability, professional liability, and equipment coverage. Insurance for photographers may cost $250 to $1,800 per year depending largely on the coverage you choose, but also your clientele, venues, and equipment. Getting…
Church Insurance: Cost, Coverage & Top Companies
Like a business, churches need to protect their assets, but getting coverage isn’t as simple as asking an agent for church insurance. Instead, you need several policies, each designed for a specific risk. For instance, most churches need general liability in case a congregant suffers an injury. This policy typically costs between $500 to $1,500…
Private Money Lenders: How to Get Private Money Loans
Private money loans are good for both short- and long-term investors in need of quick financing to compete with all-cash buyers. Investors sometimes use a private money loan, also known as a hard money loan, to purchase a property before refinancing to a long-term conventional mortgage. Investors who don’t qualify for conventional mortgages also may…
Microsoft Outlook for Business Guide 2020
Outlook, a part of Microsoft 365, is a professional email hosting service that has been one of the most popular email services for decades. With Microsoft 365 plans, businesses can get a professional email address that uses their own domain name, along with cloud storage and the Microsoft Office Suite, for as little as $5…
Portfolio Loans: Rates, Terms, Qualifications & Where to Find
A portfolio loan is a mortgage designed for real estate investors who don’t qualify for a traditional mortgage or who are financing multiple properties on a single loan. Because portfolio lenders carry the risk—the loans don’t meet guidelines that allow them to be bought by Fannie Mae or Freddie Mac—they create their own underwriting guidelines…
How to Make Money Blogging: The True Ultimate Guide
If you search the internet for “how to make money blogging,” you’ll no doubt find a lot of advice. Sadly, much of what you’ll learn from well-intentioned gurus is incomplete—or inaccurate—and will at best guide you down the path to mediocrity. At worst, that advice could lead to dismal results. To create a profitable blog,…
Workers’ Compensation Insurance: Requirements, Cost & Providers
Workers’ compensation insurance is required in most states to cover medical bills, rehabilitation costs, and lost wages for employees who get injured or experience a work-related illness. Costs vary depending on factors such as your business’ location, industry, and payroll. Typically, small business owners pay $450 per employee in annual workers’ compensation premium. Getting affordable…