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All What is Articles - Page 26

Turnkey Real Estate: The Ultimate Guide to Turnkey Properties

By Melanie Patterson on September 26, 2019 | Real Estate Investing, Rental Property, What is

Invest in turnkey real estate and a turnkey property

A turnkey property is one that is in livable condition and is move-in ready, meaning that it doesn’t require repairs. Turnkey properties often have tenants already in them and a property manager already managing them. Investors most commonly purchase these properties from turnkey real estate companies, but private individuals can also sell these seasoned units….

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What Is Third-party Insurance?

By Jaclyn Moriarty on September 26, 2019 | Business Insurance, Insurance, What is

Third-party insurance is liability coverage purchased by you (first party) from an insurance carrier to protect against claims from other people (third party) for damage or injuries you cause. This coverage typically comes packaged in auto, homeowners, renters, and business insurance policies to protect against common risk exposures. How Third-party Insurance Works Third-party liability insurance…

What Is a Shopper Profile: 8 Types of Shoppers

By Meaghan Brophy on September 26, 2019 | Brick and Mortar, Retail, What is

As a retailer, you have many different types of shoppers walking into your store (or browsing your online store). Shopper profiles identify different buying behaviors and what ultimately drives a customer’s decision to purchase. Understanding these types of shoppers will help you increase sales in your retail store. Retailers can cater to every kind of…

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SCORE Small Business Mentoring: The Ultimate Guide

By Tricia Tetreault on September 25, 2019 | Financing, Startup Financing, What is

SCORE small business mentoring is offered through the national nonprofit, Service Corps of Retired Entrepreneurs (SCORE). The program is free and matches up business owners with volunteer mentors. There are thousands of mentors nationwide, making it possible to find an experienced mentor whose expertise matches your business needs. What SCORE Is SCORE is a nonprofit…

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How to Become a Property Manager in 7 Steps

By Diana Bourgeois on September 25, 2019 | Real Estate, What is

A property manager is the person responsible for day-today operations of an apartment or condo building. Their work entails property promotion, negotiation of contracts, collecting payments, and property upkeep. To become a successful property manager, you need to learn state requirements, take requisite classes, pass the exam, get a job, and consider professional certifications. Aspiring…

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Revolving Credit: What It Is and How It Works

By Jordan Tarver on September 23, 2019 | Credit Cards, Financing, What is

Revolving credit lets you borrow money as needed up to an available credit limit or line and only pay interest on the money you use. It lets you access funds to finance purchases or for emergencies. Common types of revolving credit include credit cards, lines of credit (LOC), and home equity lines of credit (HELOC)….

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Zillow Alternatives: 6 Best Real Estate Listing Sites

By Diana Bourgeois on September 23, 2019 | Real Estate, Real Estate Sales, What is

Zillow is the world’s most popular real estate listing site, but some agents want more targeted sites—such as those focused on apartments or foreclosure properties—to increase interest in their listings. We identified six of these options, ranked according to price, listing features, agent profile options, advertising opportunities, usability, and customer service. Top 6 Real Estate…

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What an Operating Lease Is & How It Works

By Robert Newcomer-Dyer on September 23, 2019 | Business Loans, Financing, What is

An operating lease allows small businesses to acquire equipment while conserving cash flow and allowing for frequent replacement to avoid equipment obsolescence. Payments are generally lower than equipment loan payments, though you will likely pay more overall if you keep the equipment. Any lease that doesn’t meet finance lease criteria is considered an operating lease….

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What’s the Minimum Credit Score for Business Loans?

By Dennis Shirshikov on September 17, 2019 | Business Loans, Financing, What is

Business owners need a credit score of 620 or higher to have access to a variety of financing options. 550 is the minimum for even basic financing that’s not cost-prohibitive. Business loans may be available for lower scores, but they’ll be short-term and expensive to get. The Minimum Credit Score Needed for Small Business Loans…

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How Fixed-rate Credit Cards Work & Where to Find One

By Yvette Glover on September 16, 2019 | Credit Cards, Personal Credit Cards, What is

Fixed-rate credit cards charge an annual percentage rate (APR) that remains unchanged throughout the life of the account. They differ from variable-rate cards, which have APRs that change over time. Fixed-rate cards are best for anyone who carries a balance and wants to avoid future rate hikes. These cards are offered primarily through credit unions….

What a Capital Lease Is & How It Works

By Robert Newcomer-Dyer on September 16, 2019 | Business Loans, Financing, What is

A capital lease is a type of equipment lease that resembles ownership, allowing business owners to preserve cash and take advantage of depreciation on the equipment. The interest paid on a capital lease may also be written off as an interest expense. To be considered a capital lease the lease must meet specific criteria. If…

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What Is Cross Merchandising?

By Meaghan Brophy on September 16, 2019 | Brick and Mortar, Retail, What is

Cross merchandising, also known as secondary product placement, is the practice of displaying items from different product categories together. Cross merchandising provides value to customers by reminding them that they need the second item, or by saving them time from having to search the rest of the store. Effective cross merchandising results in increased sales….

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