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Delta SkyMiles® Gold Business American Express Card is designed for business owners who fly with Delta Air Lines frequently and want to access in-flight savings and a free checked bag. This travel rewards business credit card comes with a $0 annual fee for the first year and offers rewards in several categories, including advertising and shipping. However, it lacks a 0% introductory Annual Percentage Rate (APR) and doesn’t allow balance transfers.
Delta SkyMiles® Gold Business American Express Card
BEST FOR:
Delta Air Lines flyers and earning rewards outside of Delta purchases
- Welcome Offer: Earn 60,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership.
- $0 introductory annual fee for the first year, then $150
- Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Additionally, you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year.
- Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
- Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
- Earn 1 Mile on every eligible dollar spent on other purchases.
- Check and stow your bag with ease: First Checked Bag Free on Delta Flights + Zone 5 Priority Boarding.
- Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles® Gold Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
- Pay no foreign transaction fees when you travel overseas.
- Terms and limitations apply.
Pros
- $0 introductory annual fee for the first year, then $150
- Enjoy $0 foreign transaction fees
- Earn a $200 Delta Flight Credit
Cons
- Balance transfers aren’t allowed
- No free or discounted Delta Sky Club access
- No 0% introductory APR
- Free checked bag: Check one bag for free for you and up to eight companions
- Savings on inflight purchases: Receive a 20% discount on inflight purchases you make with your American Express Gold Delta SkyMiles® Business Credit Card
- Baggage insurance: If your luggage is lost, damaged, or stolen, you’re eligible for coverage of up to $1,250 for carry-on baggage and $500 for checked bags
- Car rental insurance: Coverage is primary, which means it replaces any coverage your personal insurance might offer when renting for business purposes; it provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the US and abroad
- Welcome Offer: Earn 60,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership.
- $0 introductory annual fee for the first year, then $150
- Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Additionally, you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year.
- Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
- Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
- Earn 1 Mile on every eligible dollar spent on other purchases.
- Check and stow your bag with ease: First Checked Bag Free on Delta Flights + Zone 5 Priority Boarding.
- Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles® Gold Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
- Pay no foreign transaction fees when you travel overseas.
- Terms and limitations apply.
Pros
- $0 introductory annual fee for the first year, then $150
- Enjoy $0 foreign transaction fees
- Earn a $200 Delta Flight Credit
Cons
- Balance transfers aren’t allowed
- No free or discounted Delta Sky Club access
- No 0% introductory APR
- Free checked bag: Check one bag for free for you and up to eight companions
- Savings on inflight purchases: Receive a 20% discount on inflight purchases you make with your American Express Gold Delta SkyMiles® Business Credit Card
- Baggage insurance: If your luggage is lost, damaged, or stolen, you’re eligible for coverage of up to $1,250 for carry-on baggage and $500 for checked bags
- Car rental insurance: Coverage is primary, which means it replaces any coverage your personal insurance might offer when renting for business purposes; it provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the US and abroad
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When grading a travel rewards business credit card like the Delta SkyMiles® Gold Business American Express Card, we first consider ongoing rewards, introductory rewards, and additional card features. We also take into account the card’s annual fee and APRs.
Grading Criteria | Card Score | Highest Possible Score |
---|---|---|
Ongoing Rewards | 18 | 25 |
Introductory Rewards | 20 | 25 |
Additional Features | 20 | 20 |
Annual Fee | 7 | 10 |
Introductory APR | 0 | 10 |
Ongoing APR | 5 | 10 |
Total Score | 70 | 100 |
Who the Delta SkyMiles® Gold Business American Express Card Is Best For
- Those who fly with Delta Air Lines frequently: You can use the card to capitalize on Delta-related rewards and enjoy travel perks like in-flight savings, priority boarding, and a free checked bag.
- Those with advertising and shipping expenses: This card offers unlimited 2x miles when you use it to pay for advertising in select media and shipping purchases.
Delta SkyMiles® Gold Business American Express Card Rewards
- Welcome Offer: Earn 60,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership.
- 2x miles on every dollar spent on the following:
- Purchases made directly with Delta and at restaurants
- US purchases for advertising in selected media
- US shipping purchases
- 1x miles per dollar spent on all other purchases
Delta SkyMiles® Gold Business American Express Card Calculator
Use our calculator to compute the potential rewards you can earn with the Delta SkyMiles® Gold Business American Express Card—just input your projected monthly spending based on the categories. Miles are worth around 1.2 cents each, which may vary depending on how they are redeemed.
How to Redeem Delta SkyMiles® Gold Business American Express Card Rewards
You can redeem your miles through the Delta rewards portal and use them toward flights, seat upgrades, car rentals, or other Delta products or services. Redemption should be in increments of 5,000 miles, with a minimum of 5,000 miles per redemption. The redemption value of your Delta miles may vary depending on what you’re purchasing.
Delta SkyMiles® Gold Business American Express Card Features
Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
Travel perks and protection
- First checked bag free: Check your first bag in for free and save up to $60 on a roundtrip Delta flight.
- Zone 5 Priority Boarding: Board early whenever Zone 5 priority boarding is called when flying with Delta.
- 20% in-flight savings: Enjoy 20% savings in the form of a statement credit on select in-flight purchases aboard a Delta flight when you use your card.
- TakeOff 15: Save 15% on Award Travel by visiting delta.com or your Fly Delta account and logging in to your Delta SkyMiles account. Choose “Shop with Miles” when searching for Delta flights so that the 15% discount will be reflected.
- Baggage insurance plan Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage, in excess of coverage provided by the common carrier. For New York state residents, there is a $10,000 aggregate maximum limit for all covered persons per covered trip. Please read important exclusions and restrictions. : Travel more comfortably knowing you can be covered for lost, damaged, or stolen baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g., plane, train, ship, or bus) on an Eligible Card.
- Car rental loss and damage insurance Note that coverage is not available for vehicles rented in Australia, Italy, and New Zealand. : When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.
- Global Assist® Hotline: Get access to the Global Assist® Hotline for emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance.
- Annual statement credit: Receive an annual statement credit of up to $150 for eligible prepaid Delta Stays bookings on delta.com.
- Delta flight credits: Get a $200 Delta Flight Credit, which you can use on future travel after spending $10,000 in purchases in a year.
Expense management tools
- QuickBooks integration: Enroll your card in QuickBooks; this saves you time as you do not need to auto-categorize your expenses, as transactions are automatically tagged with your QuickBooks categories.
- Year-end summary: Receive a complete summary of all of your spending after the end of the year; it is categorized by the month and purchase type, which will help you track your business expenses down to the last detail.
- Free employee cards: Issue cards for your employees at no additional cost to ensure you’re on top of how much they are spending.
Purchase protection
- Extended warranty: Get up to one extra year added to your purchase’s Original Manufacturer’s Warranty; this applies to warranties of 5 years or less.
- Purchase protection: Secure coverage for up to 90 days from the date of purchase if they’re stolen or damaged; this coverage has a maximum limit of $1,000 per occurrence, up to $50,000 per person, per calendar year.
- Dispute resolution: Be assured that American Express will work with you to address any fraudulent or incorrect charge made with your card.
- Relationship Care® Service: Contact a customer care professional 24/7 to answer any questions on your card.
Delta SkyMiles® Gold Business American Express Card Fees
APR
- Introductory: None
- Ongoing: 20.24% to 29.24% variable, which changes with the Prime rate
- Penalty: 29.99% variable, which adjusts with the Prime rate; will be applied to your account if you do one of the following:
- Make two or more late payments within the 12-month period
- Fail to pay the minimum payment due by the closing date of the billing period
- Make a payment that’s returned
Fees
- Annual: $0 introductory annual fee for the first year, then $150
- Balance transfer: Transfers aren’t allowed
- Foreign transaction: None
- Cash advance: Either $5 or 3% of the amount of each cash advance, whichever is greater
- Late payment: Up to $39
- Overlimit: None
- Returned payment: $39
Your due date is at least 25 days after the close of each billing period.
- Online or mobile banking: You can pay via the Amex website or mobile app.
- Phone: Call 800-472-9297, state your card information when prompted, and then follow the prompts.
- AutoPay: Log in to your online account and click “Payments” in the blue navigation bar, then choose “Manage AutoPay.”
- Wire transfer
If you wish to make your payment via wire transfer, it is necessary to include your American Express account number where the payment will be posted.Note that while American Express does not charge additional fees, your bank may charge a fee to process the transaction.
:
Include your card member name, your American Express account number, and the following information when paying via this option:
- Bank name: Chase Manhattan Bank
- Account name: American Express Card Member Wire Depository
- Address: 1 Chase Plaza, New York, NY 10081
- ABA number (routing number): 0210-0002-1
- Account number: 910-2-753036
- Mail: You can send your credit card bills via courier or express delivery mail to either address below. Ensure to include your account number on the front of your payment for easy reference.
First Class Mail
American Express
PO Box 96001
Los Angeles, CA 90096-8000
Delta SkyMiles® Gold Business American Express Card Alternatives
Delta SkyMiles® Reserve Business American Express Card
Delta SkyMiles® Reserve Business American Express Card
BEST FOR:
Delta SkyMiles® Reserve Business American Express Card
- Welcome Offer: Earn 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
- Enter Delta Sky Club® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
- Earn 3 miles per dollar on eligible Delta purchases.
- Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
- Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
- With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
- Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
- Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
- Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
- As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
- When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
- Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
- Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
- Terms and limitations apply.
Pros
- Premium travel perks
- $0 foreign transaction fee
- Lucrative welcome bonus
Cons
- High annual fee
- No opportunity for introductory financing
- Balance transfers aren’t available
- Annual boost: Get $1 Medallion® Qualification Dollar for each $10 in purchases on your Delta SkyMiles® Reserve Business Card in a calendar year, making earning Medallion Status for next Medallion Year that much quicker.
- Companion certificate: Receive a companion certificate valid for one round-trip First Class, Delta Comfort+®, or Main Cabin Companion ticket each year upon renewal of your card.
- Free checked baggage: Receive free checked baggage for you and eight guests.
- Priority boarding: You can board your flight early with Zone 5 Priority Boarding.
- In-flight savings: Enjoy 20% savings in the form of a statement credit on select in-flight purchases.
- Baggage insurance: Covers up to $1,250 for carry-on baggage and $500 for checked baggage.
- Welcome Offer: Earn 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
- Enter Delta Sky Club® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
- Earn 3 miles per dollar on eligible Delta purchases.
- Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
- Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
- With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
- Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
- Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
- Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
- As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
- When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
- Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
- Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
- Terms and limitations apply.
Pros
- Premium travel perks
- $0 foreign transaction fee
- Lucrative welcome bonus
Cons
- High annual fee
- No opportunity for introductory financing
- Balance transfers aren’t available
- Annual boost: Get $1 Medallion® Qualification Dollar for each $10 in purchases on your Delta SkyMiles® Reserve Business Card in a calendar year, making earning Medallion Status for next Medallion Year that much quicker.
- Companion certificate: Receive a companion certificate valid for one round-trip First Class, Delta Comfort+®, or Main Cabin Companion ticket each year upon renewal of your card.
- Free checked baggage: Receive free checked baggage for you and eight guests.
- Priority boarding: You can board your flight early with Zone 5 Priority Boarding.
- In-flight savings: Enjoy 20% savings in the form of a statement credit on select in-flight purchases.
- Baggage insurance: Covers up to $1,250 for carry-on baggage and $500 for checked baggage.
The Delta SkyMiles® Reserve Business American Express Card is an excellent alternative for those who are loyal Delta Air Lines flyers and want premium Delta perks such as complimentary access to the The Centurion® Lounge, Escape Lounge, and the Delta Sky Club®. While it charges a high annual fee of $650, it makes up for the statement credits you can get from notable brands needed for businesses and $0 foreign transaction fees.
card_name
card_name
BEST FOR:
Unlimited 2x miles with every swipe
- Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening
- Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
- Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Transfer your miles to 15+ travel loyalty programs
- Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
- Receive up to a $120 credit for Global Entry or TSA PreCheck(R)
- $0 intro annual fee for the first year; $95 after that
- Free employee cards which also earn unlimited 2X miles from their purchases
Pros
- Provides a welcome offer
- Offers fixed-rate miles rewards on all purchases
- Does not charge foreign transaction fees
Cons
- Does not have a 0% introductory period on purchases
- Charges an annual fee after the first year
- Balance transfers are not available
- Payment flexibility: Capital One lets you choose your monthly due date, enabling your business to control when to pay.
- Capital One Lounge: Cardholders get two free visits per year to the Capital One Lounge, which offers luxurious amenities and fresh, local food and beverage options.
- Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening
- Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
- Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Transfer your miles to 15+ travel loyalty programs
- Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
- Receive up to a $120 credit for Global Entry or TSA PreCheck(R)
- $0 intro annual fee for the first year; $95 after that
- Free employee cards which also earn unlimited 2X miles from their purchases
Pros
- Provides a welcome offer
- Offers fixed-rate miles rewards on all purchases
- Does not charge foreign transaction fees
Cons
- Does not have a 0% introductory period on purchases
- Charges an annual fee after the first year
- Balance transfers are not available
- Payment flexibility: Capital One lets you choose your monthly due date, enabling your business to control when to pay.
- Capital One Lounge: Cardholders get two free visits per year to the Capital One Lounge, which offers luxurious amenities and fresh, local food and beverage options.
If you prefer to earn fixed-rate miles rewards, then we suggest the card_name. With a low annual fee of $95 (waived for the first year), you can take advantage of the unlimited 2x miles on all purchases, which can be redeemed for travel purchases, gift cards, cash back, event tickets, and PayPal or Amazon shopping.
card_name
card_name
BEST FOR:
Maximizing travel rewards at a lower annual fee
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- $0 foreign transaction fees
Cons
- No interest-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the welcome offer
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the United States manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts―and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- $0 foreign transaction fees
Cons
- No interest-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the welcome offer
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the United States manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts―and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
Consider including the card_name in your list of alternative cards if you are looking for a card that lets you earn 3x points rewards on the first $150,000 spent in combined purchases, including travel. You can also take advantage of its low annual fee and enjoy $0 foreign transaction fees.
Frequently Asked Questions (FAQs)
You can apply online or by calling 877-673-6758. Note that you will need to provide the following information:
- Business’s legal name, address, phone number, and email address
- Federal tax identification number (TIN) or Social Security number (SSN)
- Type of industry your business is engaged in
- Company structure
- Number of years your company has been in business
- Number of employees
- Annual business revenue
- The name you would like to appear on the card
Yes, you can request a credit limit increase in three ways: by going online, using the American Express mobile app, or calling customer service at 800-492-3344.
Your credit limit will vary depending on your annual income, credit history, and other factors. Some cardholders received a starting credit limit of $1,000, while others were granted a $20,000 limit or more.
Bottom Line
Delta SkyMiles® Gold Business American Express Card is a great choice for business owners who frequently travel with Delta Air Lines and want to enjoy travel rewards and perks. It’s a good option if you don’t need to access the Delta Sky Club because it charges a lower annual fee than the Delta SkyMiles® Platinum Business and Delta SkyMiles® Reserve Business.
For more information on those cards, read our Delta SkyMiles® Platinum Business review and Delta SkyMiles® Reserve Business review.