Hawaiian Airlines® World Elite Business Mastercard® Review
Tricia has nearly two decades of experience in commercial and federal government lending. Her expertise is highlighted throughout small business loan content on Fit Small Business.
Nancy Fernandez is a Credit Card and Insurance Expert at Fit Small Business, specializing in business credit cards and business insurance.
This article is part of a larger series on Best Small Business Credit Cards.
The Hawaiian Airlines® World Elite Business Mastercard® is designed for business owners who travel primarily with Hawaiian Airlines and its partners—namely China Airlines, Japan Airlines, JetBlue, Korean Air, Virgin Atlantic, and Virgin Australia. This small business credit card lets you earn travel rewards that can be redeemed for free flights and share miles with family and friends for free. It also charges a low annual fee of $99 and comes with zero foreign transaction fees.
If you wish to compare one card over another, choose a maximum of three cards on this page and click Add to compare to view the details in a side-by-side comparison.
Hawaiian Airlines® World Elite Business Mastercard®
Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.
BEST FOR:
Hawaiian Airlines loyalists
Intro APR
N/A
Regular APR
15.99% to 24.99% Variable
Annual Fee
$99
Credit Needed
Good - Excellent
- Earn 60,000 bonus miles after spending $1,000 on purchases within the first 90 days, and earn an additional 10,000 miles after a purchase is made on an employee card in the first 90 days
- Earn a one-time 50% discount on one companion pass
- Earn 20,000 bonus miles with $50,000-$99,999 in annual purchases, OR 40,000 bonus miles with $100,000 or more in annual purchases
- Earn 3x miles on Hawaiian Airlines purchases
Pros
- Potential 20,000-mile bonus each anniversary
- Receive a one-time discounted companion fare for one guest
- No foreign transaction fee
- HawaiianMiles don’t expire
Cons
- No free annual fee period
- No 0% introductory rate
- Only services flights to Hawaii
- Only has six partner airlines
- Companion ticket: Receive a one-time 50% off companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines
- Share miles: Allows you to send and receive miles from family and friends through HawaiianAirlines.com, without a fee
- Complimentary employee cards: Employee cards help you earn rewards faster and control business spending
Intro APR
N/A
Regular APR
15.99% to 24.99% Variable
Annual Fee
$99
Credit Needed
Good - Excellent
- Earn 60,000 bonus miles after spending $1,000 on purchases within the first 90 days, and earn an additional 10,000 miles after a purchase is made on an employee card in the first 90 days
- Earn a one-time 50% discount on one companion pass
- Earn 20,000 bonus miles with $50,000-$99,999 in annual purchases, OR 40,000 bonus miles with $100,000 or more in annual purchases
- Earn 3x miles on Hawaiian Airlines purchases
Pros
- Potential 20,000-mile bonus each anniversary
- Receive a one-time discounted companion fare for one guest
- No foreign transaction fee
- HawaiianMiles don’t expire
Cons
- No free annual fee period
- No 0% introductory rate
- Only services flights to Hawaii
- Only has six partner airlines
- Companion ticket: Receive a one-time 50% off companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines
- Share miles: Allows you to send and receive miles from family and friends through HawaiianAirlines.com, without a fee
- Complimentary employee cards: Employee cards help you earn rewards faster and control business spending
How We Evaluate Travel Rewards Business Credit Cards
When grading small business travel credit cards like Hawaiian Airlines® World Elite Business Mastercard®, we first consider the introductory rewards, ongoing rewards, and additional card features. We also take into account the annual fee, ongoing annual percentage rate (APR), and introductory APR.
Grading Criteria | Card Score | Highest Possible Score |
|---|---|---|
Ongoing Rewards | 20 | 25 |
Introductory Rewards | 25 | 25 |
Annual Fee | 15 | 25 |
Additional Features | 15 | 15 |
Introductory APR | 0 | 5 |
Ongoing APR | 3 | 5 |
Total Score | 78 | 100 |
Who the Hawaiian Airlines® World Elite Business Mastercard® Is Best For
- Business owners who are frequent Hawaiian Airlines flyers: The Hawaiian Airlines® World Elite Business Mastercard® offers premium rewards on purchases from Hawaiian Airlines that can be redeemed for free airline tickets.
- Business owners who want rewards on gas, dining, and office supplies spending: You can earn two miles per dollar spent on gas, dining, and office supplies net purchases.
- Business owners transacting in Hawaii: This business credit card offers nonstop service to Hawaii and every major Hawaiian island—regardless of if you come from areas like North America, Asia, and the South Pacific.
Hawaiian Airlines® World Elite Business Mastercard® Fees
APR
- Introductory APR: None
- Ongoing APR for purchases and balance transfers: 16.74% or 25.74% variable—adjusts with the prime rate
- Cash Advance APR: 25.99% variable—adjusts with the prime rate
- Variable rate information: Varies depending on the prime rate and is subjected to a minimum APR as of May 31, 2022, with a prime rate of 4.0%:
- 12.74% or 21.74% for purchases and this rate will not be lower than 12.74% or 21.74% respectively
- 12.74% or 21.74% for balance transfers and this rate will not be lower than 12.74% or 21.74% respectively
- 21.99% for cash advances and convenience checks and this rate will not be lower than 21.99%
Fees
- Annual fee: $99
- Minimum finance charge: $1
- Balance transfer fee: Either $5 or 3% of the amount of each transfer, whichever is greater
- Cash advance fee: Either $10 or 3% of the amount of each transaction, whichever is greater
- Foreign transaction fee: None
- Returned payment: $39
- Over the credit line: $0
- Electronic payment: $15
- Administrative: $3 for Statement copy; $5 for other documents; $15 per hour for research
Hawaiian Airlines® World Elite Business Mastercard® Rewards
- 80,000 bonus miles and a $99 statement credit after spending $2,000 on purchases within the first 90 days after account opening
- One-time 50,000 HawaiianMiles bonus after spending $1,000 on Net Purchases―not later returned or rescinded―within the first 90 days from opening your account
- Additional one-time 10,000 HawaiianMiles bonus after at least one employee is added to the account at the time of the application or within the first 30 days of opening the account
- One-time 50% off companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines
- 3x miles on eligible Hawaiian Airlines® purchases
- 2x miles on gas, dining, and office supply store purchases
- 1x miles on all other purchases
- Up to 40,000 bonus miles every year on your account anniversary—earn 20,000 bonus miles with $50,000 to $99,999 in annual purchases or 40,000 bonus miles with $100,000 or more in annual purchases
You can redeem your miles through the Hawaiian Airlines website. Miles can be redeemed anytime for free flights, with no expiry. You can also send and receive miles from family and friends through HawaiianAirlines.com, without a fee.
How to Make Payments on the Hawaiian Airlines® World Elite Business Mastercard®
- Online: Log in to your Barclays credit card account online and select “Payments” from the main navigation menu, then select “Make a Payment.” For first-time users, you’ll need to link your Barclays credit card account with an eligible checking or savings account to make payments by selecting “Add a bank account” and inputting your account details.
You have the liberty to either pay the minimum amount due, the full statement balance, or the current statement balance, or you can enter another amount of your choosing. Note that the cutoff time for same-day payments is 11:59 p.m. Eastern time or 7 p.m. ET if this was made on your statement cycle date.
- Barclays App: Similar to its online banking counterpart, cardholders can set up their credit card payments through the Barclays App, which is available on both App Store and Google Play. You can also set up repeat payments by inputting the payment date, amount, and payment account to be used for each automatic payment.
- Call: Contact (877) 523-0478 and ensure to follow the prompts to get a successful payment.
- Mail: Send your payments through the following addresses:
Card Services
PO Box 60517
City of Industry, CA 91716-0517
Card Services
PO Box 13337
Philadelphia, PA 19101-3337
- Overnight credit card payments: Use specific labels and envelopes through UPS or mailboxes―FedEx, US Mail―then send them to
Remitco
Card Services
Lock Box 60517
2525 Corporate Place, Suite 250
Monterey Park, CA 91754
Card Services
400 White Clay Center Drive
Newark, DE 19711
Hawaiian Airlines® World Elite Business Mastercard® Additional Features
HawaiianMiles Share Miles
The Hawaiian Airlines® World Elite Business Mastercard® allows cardholders to share earned miles with family and friends faster. A service fee of $25 plus a 1 cent per mile fee (nontaxable) will be needed for cardholders to Share Miles with members without a Hawaiian Airlines credit or debit card. A minimum of 2,000 HawaiianMiles must be shared at one time.
HawaiianMiles Marketplace
The HawaiianMiles Marketplace lets you earn bonus points at thousands of locations nationwide. A cardholder can earn a certain number of miles depending on the partner a HawaiianMiles marketplace has—with reward points ranging from 2 miles per dollar spent to 10 miles per dollar spent. Note that the HawaiianMiles earned on qualifying purchases will be posted to your HawaiianMiles account automatically within four to six weeks.
HawaiianMiles Select Partners
Another option for cardholders to earn bonus HawaiianMiles is through its Select Partners. Check out the HawaiianMiles Marketplace for a list of participating stores based on your current location. Payments for these purchases must be made with the Hawaiian Airlines® World Elite Business Mastercard®. If any part of the payment is made with cash, check, or by any means other than the card, cardholders will earn extra HawaiianMiles only on the amount paid.
Zero Liability Protection
With the Hawaiian Airlines® World Elite Business Mastercard®, cardholders aren’t responsible for any fraudulent activity. Mastercard offers this protection to ensure your bank won’t hold you liable for unauthorized transactions. To ensure that fraudulent activity is covered, business owners are obligated to report any loss or theft to their provider promptly.
Price Protection
The Hawaiian Airlines® World Elite Business Mastercard® offers coverage for price differences on purchased items. If you see a printed or online advertisement at a lower price for an item you purchased, you can be reimbursed for the difference, up to $250 per claim. All claims must be submitted within 60 days of purchase. Items that aren’t covered under price protection include jewelry, art, used or antique items, collectibles of any kind, special order items, layaway items, and items for commercial use.
Travel Assistance Services
You’ll have access to select travel assistance services, which typically include detailed information on immunizations, currency exchange rates, and travel requirements. Refer to your Barclays guide to benefits for more specific coverage information.
Pros & Cons of the Hawaiian Airlines® World Elite Business Mastercard®
| PROS | CONS |
|---|---|
| Anniversary bonus: You can receive up to 40,000 bonus miles on your account anniversary after you meet certain spending thresholds. | No free annual fee period: You will be charged a $99 annual fee right away. |
| No foreign transaction fee: You can use your card to make purchases outside the United States without having to pay foreign transaction fees. | No 0% introductory rate: You can’t take advantage of interest-free financing if you plan to use this card to make a large purchase. |
| One-time 50% companion discount: You can enjoy a one-time 50% discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines. | Only service flights to Hawaii: Hawaiian Airlines only offers nonstop service flights to Hawaii from destinations in North America, Asia, and the South Pacific, plus service to every major Hawaiian Island. |
| HawaiianMiles do not expire: You can redeem HawaiianMiles points at any time as it never expires. | Only has six partner airlines: Hawaiian Airlines is limited to six airlines where cardholders can earn Hawaiian Miles: China Airlines, Japan Airlines, JetBlue, Korean Air, Virgin Atlantic, and Virgin Australia. |
Hawaiian Airlines® World Elite Business Mastercard® Alternatives
Capital One® Spark® Miles for Business
The Capital One® Spark® Miles for Business is a great option if you want a low annual fee credit card that offers unlimited 2x miles on every business-related purchase alongside 5x on hotels and rental cars that are booked through Capital One Travel. You can earn 50,000 one-time bonus miles after spending $4,500 on purchases within the first three months after opening an account. It also does not charge additional fees, such as balance transfer and foreign transaction fees, making it our best business credit card for miles and part of our list of the top business credit card for travel.
Capital One® Spark® Miles for Business
Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.
BEST FOR:
Unlimited 2x miles with every swipe
Intro APR
N/A
Regular APR
25.24% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Credit Needed
Excellent, Good
- Introductory reward worth $500 in travel after you spend $4,500 within the first three months
- 2x miles per $1 spent
- Issue employee cards for free
Pros
- No foreign transaction fees
- TSA PreCheck® or Global Entry application fee credit
Cons
- You’ll pay an annual fee after the first year
- Doesn’t offer interest-free financing
- Airport security screening reimbursement: Either a $100 statement credit for Global Entry or an $85 statement credit for TSA PreCheck® once every four years.
- Purchase assurance: Most purchases made entirely with your card are covered if damaged or stolen within 90 days from the date of purchase. Coverage is limited to $10,000 per claim and $50,000 per cardholder account per 12-month period.
- Extended warranty coverage: Doubles the original warranty time period and duplicates the coverage of the original manufacturer’s warranty up to a maximum of 12 months on most items you purchase.
- Travel medical emergency assistance: Provide referrals to medical services if you have a medical emergency while traveling. You’re covered if you’re 100 or more miles away from home and from the day you leave until midnight of the 60th day of your trip, or the day you return to your city of residence, whichever is sooner.
Intro APR
N/A
Regular APR
25.24% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Credit Needed
Excellent, Good
- Introductory reward worth $500 in travel after you spend $4,500 within the first three months
- 2x miles per $1 spent
- Issue employee cards for free
Pros
- No foreign transaction fees
- TSA PreCheck® or Global Entry application fee credit
Cons
- You’ll pay an annual fee after the first year
- Doesn’t offer interest-free financing
- Airport security screening reimbursement: Either a $100 statement credit for Global Entry or an $85 statement credit for TSA PreCheck® once every four years.
- Purchase assurance: Most purchases made entirely with your card are covered if damaged or stolen within 90 days from the date of purchase. Coverage is limited to $10,000 per claim and $50,000 per cardholder account per 12-month period.
- Extended warranty coverage: Doubles the original warranty time period and duplicates the coverage of the original manufacturer’s warranty up to a maximum of 12 months on most items you purchase.
- Travel medical emergency assistance: Provide referrals to medical services if you have a medical emergency while traveling. You’re covered if you’re 100 or more miles away from home and from the day you leave until midnight of the 60th day of your trip, or the day you return to your city of residence, whichever is sooner.
Delta SkyMiles® Reserve Business American Express Card
The Delta SkyMiles® Reserve Business American Express Card is an excellent alternative if you prefer to fly with Delta Airlines. This travel business credit card offers premium Delta travel perks like complimentary access to The Centurion® Lounge and Delta Sky Club®. You can earn unlimited miles that don’t expire and redeem them toward flights, seat upgrades, merchandise, and gift cards. These features are why it made our lists of the leading business credit cards with airport lounge access and best business credit cards for miles.
Delta SkyMiles® Reserve Business American Express Card
Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.
BEST FOR:
Unlocking the ultimate Delta travel experience
Intro APR
N/A
Regular APR
20.24% - 29.24% Variable
Annual Fee
$550
Credit Needed
Good, Excellent
- Limited Time Offer: Earn 100,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 3 months. Offer ends 3/29/23.
- NEW: Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.
- With complimentary access into Delta Sky Club®, you can relax before your Delta flight, or find downtime between connections. You’ll also receive two Delta Sky Club One-Time Guest Passes each year so you can share the experience with others when you’re traveling together.
- When you purchase a Delta flight with your Delta SkyMiles Reserve Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
- After you spend $150,000 on your Card in a calendar year, you earn 1.5 miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta instead of 1.5X).
- Plus enjoy 3X miles per dollar on all eligible Delta purchases.
- With Status Boost®, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card in a calendar year, up to 4x per year getting you closer to Medallion Status.
- Terms and limitations apply.
Pros
- Premium travel perks
- No foreign transaction fees
- Lucrative welcome bonus
Cons
- High annual fee
- No opportunity for introductory financing
- Balance transfers aren’t available
- Annual miles boost: Earn 15,000 MQMs and 15,000 bonus miles after spending $30,000 each year.
- Companion certificate: Receive a companion certificate valid for one round-trip First Class, Delta Comfort+®, or Main Cabin Companion ticket each year upon renewal of your card.
- Free checked baggage: Receive free checked baggage for you and eight guests.
- Priority boarding: You can board your flight when Main Cabin 1 priority boarding is called.
- In-flight savings: Enjoy 20% savings in the form of a statement credit on select in-flight purchases.
- Baggage insurance: Covers up to $1,250 for carry-on baggage and $500 for checked baggage.
Intro APR
N/A
Regular APR
20.24% - 29.24% Variable
Annual Fee
$550
Credit Needed
Good, Excellent
- Limited Time Offer: Earn 100,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 3 months. Offer ends 3/29/23.
- NEW: Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.
- With complimentary access into Delta Sky Club®, you can relax before your Delta flight, or find downtime between connections. You’ll also receive two Delta Sky Club One-Time Guest Passes each year so you can share the experience with others when you’re traveling together.
- When you purchase a Delta flight with your Delta SkyMiles Reserve Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
- After you spend $150,000 on your Card in a calendar year, you earn 1.5 miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta instead of 1.5X).
- Plus enjoy 3X miles per dollar on all eligible Delta purchases.
- With Status Boost®, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card in a calendar year, up to 4x per year getting you closer to Medallion Status.
- Terms and limitations apply.
Pros
- Premium travel perks
- No foreign transaction fees
- Lucrative welcome bonus
Cons
- High annual fee
- No opportunity for introductory financing
- Balance transfers aren’t available
- Annual miles boost: Earn 15,000 MQMs and 15,000 bonus miles after spending $30,000 each year.
- Companion certificate: Receive a companion certificate valid for one round-trip First Class, Delta Comfort+®, or Main Cabin Companion ticket each year upon renewal of your card.
- Free checked baggage: Receive free checked baggage for you and eight guests.
- Priority boarding: You can board your flight when Main Cabin 1 priority boarding is called.
- In-flight savings: Enjoy 20% savings in the form of a statement credit on select in-flight purchases.
- Baggage insurance: Covers up to $1,250 for carry-on baggage and $500 for checked baggage.
American Express Business Platinum Card®
Another alternative for business owners who travel frequently and prefer to use American Airlines would be the American Express Business Platinum Card®. You can enjoy luxury travel perks, including access to more than 1,300 airport lounges worldwide. In addition, it offers interest-free financing of 0% on purchases eligible for Pay Over Time for 12 months after opening an account. It should be noted, though, that this charges a high annual fee of $695 and that balance transfers are not allowed. Nevertheless, the perks that come with this card make it our top pick for the best business credit cards with airport lounge access, and one of our leading small business credit cards.
The Business Platinum Card® from American Express
Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.
BEST FOR:
Gaining access to unrivaled travel rewards and luxury travel perks like airport lounge access
Intro APR
N/A
Regular APR
18.74% - 26.74% Variable
Annual Fee
$695
Credit Needed
Good, Excellent
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in value per year for statement credits on select purchases, including tech, recruiting and wireless with the Business Platinum Card.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.
- $189 CLEAR® Credit: CLEAR® uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $189 in statement credits per calendar year after you pay for CLEAR with your Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,300 airport lounges worldwide
- No foreign transaction fees
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,300 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
Intro APR
N/A
Regular APR
18.74% - 26.74% Variable
Annual Fee
$695
Credit Needed
Good, Excellent
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in value per year for statement credits on select purchases, including tech, recruiting and wireless with the Business Platinum Card.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.
- $189 CLEAR® Credit: CLEAR® uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $189 in statement credits per calendar year after you pay for CLEAR with your Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,300 airport lounges worldwide
- No foreign transaction fees
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,300 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
Bottom Line
Hawaiian Airlines® World Elite Business Mastercard® is suitable for business owners who fly regularly with Hawaiian Airlines and want to share miles with family and friends. This card offers rewards that can be used for free flights on Hawaiian Airlines and its partner airlines. If this isn’t what you’re looking for, visit our Credit Card Marketplace to find a better option.
