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Hawaiian Airlines® World Elite Business Mastercard®, issued by Barclays, is designed for business owners who travel primarily with Hawaiian Airlines and those who want to earn rewards on gas, dining, and office supplies. You can redeem your rewards for free flights and share miles with family and friends for free. It comes with a low annual fee of $99 and $0 foreign transaction fees.
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| Intro APR | N/A |
|---|---|
| Regular APR | 20.49% to 29.49% variable |
| Annual Fee | $99 |
| Credit Needed | Good to Excellent |
When grading small business travel credit cards like Hawaiian Airlines® World Elite Business Mastercard®, we first consider the ongoing rewards and introductory rewards. We also rate the travel perks that come with the card, as well as its annual fee, other fees, and introductory and ongoing APRs.
| Grading Criteria | Card Score | Highest Possible Score |
|---|---|---|
| Ongoing Rewards | 20 | 25 |
| Introductory Rewards | 25 | 25 |
| Features | 8 | 10 |
| Annual Fee | 7 | 10 |
| Other Fees | 10 | 10 |
| Introductory APR | 0 | 10 |
| Ongoing APR | 8 | 10 |
| Total Score | 78 | 100 |
- Who the Hawaiian Airlines® World Elite Business Mastercard® Is Best For
- Hawaiian Airlines® World Elite Business Mastercard® Rewards
- Hawaiian Airlines® World Elite Business Mastercard® Features
- Hawaiian Airlines® World Elite Business Mastercard® Fees
- Hawaiian Airlines® World Elite Business Mastercard® Alternatives
- Frequently Asked Questions (FAQs)
- Bottom Line
Who the Hawaiian Airlines® World Elite Business Mastercard® Is Best For
- Business owners who fly frequently with Hawaiian Airlines: You can redeem your miles for free airline tickets at Hawaiian Airlines and enjoy exclusive travel perks.
- Business owners who have significant expenses on gas, dining, and office supplies: It also offers premium rewards on purchases under these spending categories.
If this doesn’t fit your business needs, see our
below.
Hawaiian Airlines® World Elite Business Mastercard® Rewards
- 50,000 bonus miles as a welcome offer when you spend $4,000 or more on purchases in the first 90 days
- 3x miles per dollar spent on eligible purchases at Hawaiian Airlines
- 2x miles per dollar spent on gas, dining, and office supplies
- 1x miles per dollar on all other purchases
- Up to 40,000 anniversary bonus miles every year:
- 20,000 bonus miles if you spend $50,000 to $99,999 in annual purchases, or
- 40,000 bonus miles if your annual expenses reach $100,000 or more
Rewards Calculator
Know how much you can earn with Hawaiian Airlines® World Elite Business Mastercard® using our calculator below. Simply input your expected monthly expenses based on the given expense categories, and let our calculator compute your potential annual rewards for you.
Note that the value of each Hawaiian mile may vary depending on how they are redeemed but each mile typically is worth around 1.2 cents. We will use this value for this calculator.
Hawaiian Airlines® World Elite Business Mastercard® Rewards Calculator
Your potential annual reward earnings are:
How to Redeem Rewards
You can redeem your miles for any seat in the Main Cabin or use them to upgrade to First or Business Class through the Hawaiian Airlines website. You’ll need as low as 7,500 miles to redeem for a one-way flight within Hawaii, or 20,000 miles between Hawaii and the West Coast. The good news is that your miles don’t expire, and you can redeem them anytime with no blackout dates. For more information, call 877-426-4537 or visit HawaiianAirlines.com.
Hawaiian Airlines® World Elite Business Mastercard® Features
Exclusive Perks
- Companion travel discount: Receive a one-time 50% discount for your companion for a round-trip coach travel between Hawaii and North America.
- Bonus miles at participating partners: Shop at select HawaiianMiles Marketplace partners and earn bonus miles for every dollar spent. The number of bonus miles varies depending on the partner.
- HawaiianMiles Share Miles: Share earned miles with family and friends—send and receive HawaiianMiles transferred from friends and family up to 10 times per calendar year.
Other Benefits
- Expense tracking: Receive a consolidated statement regularly so you can easily monitor all expenses.
- Zero liability protection: Get protected in case your card is used for any fraudulent activity, and you won’t be held liable for unauthorized transactions. To ensure that fraudulent activity is covered, you are obligated to report any loss or theft to their provider promptly.
- Travel assistance services: Access selected travel assistance services, which typically include detailed information on immunizations, currency exchange rates, and travel requirements. Refer to your Barclays guide to benefits for more specific coverage information.
Hawaiian Airlines® World Elite Business Mastercard® Fees
APR
- Introductory: None
- Ongoing and balance transfers: 21.24% to 29.99% variable—adjusts with the prime rate (minimum finance charge is $1)
- Cash advance: 29.99% variable—adjusts with the prime rate
- Variable rate information: Determined monthly after adding the prime rate and:
- 12.74% or 21.74% for purchases and balance transfers
- 21.99% for cash advances and convenience checks
Fees
- Annual: $99
- Balance transfer: $5 or 3% of the amount of each transfer, whichever is greater
- Cash advance: $10 or 3% of the amount of each advance, whichever is greater
- Foreign transaction: None
- Late payment:
- $19 for account balances less than $250
- $39 for account balances greater than or equal to $250
- Returned payment: $39
- Over-the-credit-limit: $0
- Electronic payment: $15
- Administrative:
- $3 for statement copy
- $5 for other documents
- $15 per hour for research
Your due date is at least 20 days after the close of each billing cycle.
- Barclays App: Set up credit card payments through the Barclays App—this is available for iOS and Android devices.
- Automatic payment: Set up repeat payments—just input the payment date, amount, and account for each automatic payment.
- Call: Contact 877-523-0478 and follow the prompts to get a successful payment.
- Mail: Send your payments through either of the following addresses:
Card Services
PO Box 60517
City of Industry, CA 91716-0517
Card Services
PO Box 13337
Philadelphia, PA 19101-3337
- Overnight credit card payments: Use specific labels and envelopes through UPS or mailboxes (FedEx or United States mail), then send them to either of the following addresses:
Remitco
Card Services
Lock Box 60517
2525 Corporate Pl., Ste. 250
Monterey Park, CA 91754
Card Services
400 White Clay Center Dr.
Newark, DE 19711
Hawaiian Airlines® World Elite Business Mastercard® Alternatives
U.S. Bank Business Altitude® Connect Visa Signature® Card
| Intro APR | N/A |
|---|---|
| Regular APR | 18.24% - 25.24% Variable |
| Annual Fee | $0 intro annual fee for the first year, $95 thereafter. |
| Credit Needed | Excellent, Good |
This card comes with a Priority PassTM Digital annual membership, providing access to over 1,700 VIP airport lounges worldwide with four complimentary visits annually. It also offers rich rewards on your purchases and 60,000 bonus points (equivalent to $600) when you meet the spending requirements. Plus, it features the ExtendPay® Plan, which lets you divide your eligible balance into equal monthly installments without interest (only a small monthly fee).
Bank of America Business Advantage Travel Rewards World Mastercard®
| Intro APR | 0% 9 billing cycles |
|---|---|
| Regular APR | 18.49% - 28.49% Variable APR on purchases |
| Annual Fee | $0.00 |
| Credit Needed | Excellent |
It is an excellent option if you plan to make a large purchase because it comes with a 0% APR period on purchases for the first nine billing cycles, and the regular APR will apply after that. It charges $0 annual and foreign transaction fees and lets you earn up to 3x points on purchases.
What’s more, you will receive 75% more rewards if you have a business checking account with Bank of America and qualify for Preferred Rewards for Banking. Read our Bank of America business checking review for more information.
card_name
| Intro APR | intro_apr_rate,intro_apr_duration |
|---|---|
| Regular APR | reg_apr,reg_apr_type |
| Annual Fee | annual_fees |
| Credit Needed | credit_score_needed |
You can earn up to 5x miles on your purchases that can be redeemed for flights, hotels, vacation packages, and more on various airlines—you can even transfer your miles to Capital One’s 15-plus partners. It charges a $0 annual fee for the first year; then, you’ll only pay $95 every year thereafter.
Frequently Asked Questions (FAQs)
No, the miles you earn will not expire as long as your account remains open and in good standing. “Good standing” means your account is not in default. Check your card agreement for more information.
Yes, you may still apply for the Hawaiian Airlines® World Elite Business Mastercard® even if you already have an active HawaiianMiles membership. Just indicate your HawaiianMiles Account number on your application, and that membership number will be added to your credit card account automatically when you’re approved. You will get a new HawaiianMiles Account number if the number indicated in the application does not match your information or is no longer existing.
Yes, you may request additional employee cards under your credit card account at no additional cost. You will earn miles from their purchases—plus, you can set limits, control spending, and monitor the expenses of your employees.
Bottom Line
Hawaiian Airlines® World Elite Business Mastercard® is suitable for business owners who regularly fly with Hawaiian Airlines, want to share miles with family and friends, and want premium rewards on gas, dining, and office supplies. You can use your miles for free flights on Hawaiian Airlines and its partner airlines. Note, however, that it doesn’t come with 0% APR, and your redemption options are limited.
Fit Small Business has partnered with CardRatings for our coverage of credit card products. Fit Small Business and CardRatings may receive a commission from card issuers.
