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card_name is an excellent choice for business owners who frequently stay at IHG® Hotels & Resorts. You’ll get elite benefits like early check-in, late check-out, and room upgrades. While there’s a $99 annual fee, it easily offsets that cost with a free night every card anniversary. Think of it as prepaying $99 for a hotel stay each year, with plenty of added perks to enhance your travel experience.
If you wish to compare one card over another, select a maximum of three cards on this page and click Add to Compare to view the details in a side-by-side comparison.
card_name
BEST FOR:
Those who frequently stay at IHG® Hotels & Resorts
Intro APR
intro_apr_rate,intro_apr_duration
Regular APR
reg_apr,reg_apr_type
Annual Fee
annual_fees
Credit Needed
credit_score_needed
- Earn up to 200,000 Bonus Points: Get 140,000 points after spending $4,000 in the first 3 months, and an additional 60,000 points after reaching $9,000 in total spending within the first 6 months from account opening.
- Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for a consecutive 4-night IHG® hotel stay.
- Earn up to 26× total points: Stay at IHG® Hotels & Resorts and get 10× points with the IHG One Rewards Premier Business Credit Card, up to 10×points from IHG® for being an IHG® Rewards member and up to 6× points from IHG® with Platinum Elite Status, which you get as a cardmember automatically
- Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases.
- Automatic Platinum Elite status as long as you remain a Premier Business cardmember
- $120 Global Entry, TSA PreCheck® or NEXUS Statement Credit every 4 years as reimbursement for the application fee charged to your card.
- IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
- Member FDIC
Pros
- Offers premium rewards
- With lucrative welcome offer and anniversary bonuses
- Charges $0 foreign transaction fees
Cons
- Has no 0% introductory APR
- Charges an annual fee
- Purchase protection: Ensures coverage for your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Trip cancellation/trip interruption insurance: Receive reimbursement of up to $1,500 per person and $6,000 per trip for your prepaid, nonrefundable travel expenses, including passenger fares, tours, and hotels, in the event your trip is canceled or cut short because of sickness, severe weather, and other covered situations.
- Fraud protection: Offers Zero Liability Protection, which ensures that you won’t be held responsible for unauthorized transactions.
Intro APR
intro_apr_rate,intro_apr_duration
Regular APR
reg_apr,reg_apr_type
Annual Fee
annual_fees
Credit Needed
credit_score_needed
- Earn up to 200,000 Bonus Points: Get 140,000 points after spending $4,000 in the first 3 months, and an additional 60,000 points after reaching $9,000 in total spending within the first 6 months from account opening.
- Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for a consecutive 4-night IHG® hotel stay.
- Earn up to 26× total points: Stay at IHG® Hotels & Resorts and get 10× points with the IHG One Rewards Premier Business Credit Card, up to 10×points from IHG® for being an IHG® Rewards member and up to 6× points from IHG® with Platinum Elite Status, which you get as a cardmember automatically
- Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases.
- Automatic Platinum Elite status as long as you remain a Premier Business cardmember
- $120 Global Entry, TSA PreCheck® or NEXUS Statement Credit every 4 years as reimbursement for the application fee charged to your card.
- IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
- Member FDIC
Pros
- Offers premium rewards
- With lucrative welcome offer and anniversary bonuses
- Charges $0 foreign transaction fees
Cons
- Has no 0% introductory APR
- Charges an annual fee
- Purchase protection: Ensures coverage for your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Trip cancellation/trip interruption insurance: Receive reimbursement of up to $1,500 per person and $6,000 per trip for your prepaid, nonrefundable travel expenses, including passenger fares, tours, and hotels, in the event your trip is canceled or cut short because of sickness, severe weather, and other covered situations.
- Fraud protection: Offers Zero Liability Protection, which ensures that you won’t be held responsible for unauthorized transactions.
When evaluating travel rewards business credit cards like the card_name, we first consider the ongoing rewards, introductory rewards, and additional card benefits. We also take into account the card’s annual fee, as well as the introductory and ongoing APRs.
Grading Criteria | Card Score | Highest Possible Score |
|---|---|---|
Ongoing Rewards | 20 | 25 |
Introductory Rewards | 25 | 25 |
Additional Features | 20 | 25 |
Annual Fee | 12 | 15 |
Introductory APR | 0 | 5 |
Ongoing APR | 3 | 5 |
Total Score | 80 | 100 |
Who the card_name Is Best For
- Those who value travel perks: Benefits like Global Entry, TSA PreCheck® or NEXUS credit, and trip cancellation/interruption insurance are useful for frequent travelers. Plus, you can redeem points for miles with IHG’s partner airlines.
- Those who frequently stay at IHG® Hotels & Resorts: Ideal for earning and redeeming rewards at IHG properties, this card offers up to 26× points on IHG stays. It also provides complimentary Platinum Elite status, which includes early check-in, room upgrades, and late checkout, for a more premium experience.
- Those with significant business expenses: With higher spending, you gain access to perks like Diamond Elite status and additional free nights.
- Those looking for flexible reward redemption: This card offers free nights, room upgrades, and the ability to use points across a variety of travel and business expenses.
Check out our recommended alternatives below if this card isn’t what you’re looking for.
card_name Rewards
- Earn a Total of 200,000 Bonus Points:
- 140,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening
- Additional 60,000 bonus points after spending $9,000 on purchases in the first 6 months from account opening
- Earn Up to 26× Pointsat IHG® Hotels & Resorts:
- 10× points with the card_name
- Up to 10× points from IHG® for being an IHG® Rewards member
- Up to 6× points from IHG® with Platinum Elite Status, which you get as a cardmember automatically
- 5× Points on Business Categories: Earn 5 points per $1 spent on travel, gas, dining, social media, search engine advertising, and office supplies.
- 3× Points per dollar spent on all other purchases
- Statement Credit and Bonus Points on Card Anniversary: Earn a $100 statement credit and 10,000 bonus points if you spend $20,000 on purchases and make one additional purchase each calendar year.
- Anniversary Free Night: Receive one free night each year after your card anniversary, redeemable at eligible properties.
- Fourth Night Free: Get the fourth night free when booking a rewards stay of four or more consecutive nights.
card_name Calculator
Find out how much you can earn from the card_name based on your estimated monthly expenses. Our rewards calculator will compute your potential rewards—just enter your expected monthly spending, and our calculator will do the rest.
Note that each IHG point is valued at 0.8 cents and that the calculator will assume that each cardholder gets the full 26× points on transactions made at IHG® Hotels & Resorts.
How to Redeem card_name Rewards
Here are the main ways to redeem rewards from the card_name:
- Free Nights: Redeem points for free stays at IHG hotels, including InterContinental, Crowne Plaza, Holiday Inn, and any of its 6,000-plus destinations worldwide.
- Points & Cash: Use a combination of points and cash to book hotel stays.
- Room Upgrades: Redeem points for room upgrades during your stay at IHG hotels.
- Gift Cards: Exchange points for gift cards from partner retailers.
- Travel Experiences: Use points to book unique travel experiences and activities.
- Shopping: Redeem points for products through the IHG Rewards Club catalog.
- Transfer Points: Transfer points to airline miles with participating partners.
card_name Features
- Global Entry, TSA PreCheck® or NEXUS Statement Credit: Receive a statement credit of $120 (starting 10/1/24) every four years to cover the cost of application.
- Automatic IHG Platinum Elite Status: Enjoy Platinum Elite status, which includes perks like early check-in, room upgrades, and late checkout.
- No Foreign Transaction Fees: Use the card internationally without worrying about foreign transaction fees.
- $50 United® TravelBank Cash: Get up to $50 in TravelBank Cash each year after registering your card with MileagePlus®.
- Diamond Elite Status: Earn Diamond Elite status after spending $40,000 in a calendar year.
- Additional Free Night: Earn an additional free night (up to 40,000 points) after spending $60,000 annually. You can top up with points to redeem at higher-tier hotels.
- 20% Off Point Purchases: Save 20% when purchasing points with your card.
- Early Access to Reward Night Sales: Get early access to IHG Reward Night sales.
- Purchase Protection: Covers new purchases for 120 days against damage or theft, up to $10,000 per claim.
- Trip Cancellation/Interruption Insurance: Reimbursement up to $1,500 per person and $6,000 per trip for eligible cancellations or interruptions.
card_name Fees
APRs
- Introductory: None
- Purchase: 20.99% to 27.99% variable
- Balance transfer: 20.99% to 27.99% variable
- My Chase LoanSM: 20.99% to 27.99% variable
- Cash advance: 29.74% variable
- Penalty: Up to 29.99% variable; will be applied indefinitely if you fail to make a minimum payment by the due date or if your payment is returned
Fees
- Annual: $99
- Chase Pay Over TimeSM (formerly My Chase Plan® Fee; a fixed finance charge): Monthly fee of 1.72% of either the amount of each eligible transaction or the amount selected to create a My Chase Plan
- Balance transfer: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash advance: Either $15 or 5% of the amount of each transaction, whichever is greater
- Foreign transaction: None
- Late and returned payments: $40
- Return check: None
Your due date is at least 20 days after the close of each billing cycle.
- Online or Chase Mobile® app: Go to chase.com/paycard to make a payment online. You can also enroll in automatic payments through the website or mobile app. When you enroll, specify the deposit account from which your payment will be deducted and how much you’d like to pay, such as your statement balance, minimum payment due, or any fixed amount.
- Phone: Call the automated phone service at (800) 436-7958.
- Mail or money order: Include your name and full account number on your check or money order—don’t send cash. Mail your payment to the following address:
Cardmember Services
PO Box 6294
Carol Stream, IL 60197-6294
PO Box 6294
Carol Stream, IL 60197-6294
Alternatively, you can send your payment via overnight mail to the following address:
Chase Card Services
201 N. Walnut St.
Del-0153
Wilmington, DE 19801
201 N. Walnut St.
Del-0153
Wilmington, DE 19801
- Western Union: Use the Code City WALNUT when paying via Western Union. It may take up to seven days for the payment to be reflected in your account.
- In-person: Go to the nearest Chase ATM or branch
card_name Alternatives
Chase Ink Business Preferred®
card_name
BEST FOR:
Maximizing travel rewards at a lower annual fee
Intro APR
intro_apr_rate,intro_apr_duration
Regular APR
reg_apr,reg_apr_type
Annual Fee
annual_fees
Credit Needed
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- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- $0 foreign transaction fees
Cons
- No interest-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the welcome offer
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the United States manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts―and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
Intro APR
intro_apr_rate,intro_apr_duration
Regular APR
reg_apr,reg_apr_type
Annual Fee
annual_fees
Credit Needed
credit_score_needed
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- $0 foreign transaction fees
Cons
- No interest-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the welcome offer
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the United States manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts―and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
This card is better for overall business spending. It offers 3× points on travel, shipping, advertising, and telecommunications (up to $150,000 per year), making it more versatile for business expenses beyond hotel stays. It also has flexible point transfers to various travel partners, not just IHG.
For more options on Chase cards, you can check our list of the best Chase business credit cards.
American Express® Business Gold Card
American Express® Business Gold Card
BEST FOR:
Maximizing rewards in the two categories where you spend the most
Intro APR
0% on purchases
Regular APR
18.49% - 27.49% Variable
Annual Fee
$375
Credit Needed
Excellent, Good
- Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 27.49% variable APR.*
- Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
- Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
- The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.
- *Terms Apply
Pros
- Earn 4x points in two categories every month
- Pay eligible charges over time with interest, or pay your balance in full monthly
Cons
- You’ll pay a high annual fee
- No interest-free financing opportunities
- Premium roadside assistance: Free of charge up to four times a year. You can receive towing up to 10 miles, winching, jump-starts, flat tire changes, lockout service when the key is in the vehicle, and delivery of up to two gallons of gas
- Return protection: American Express will refund you for eligible purchases when the store doesn’t accept returns of undamaged items. Coverage is limited to 90 days from purchase, up to $300 per item, and up to a maximum of $1,000 per year.
- Baggage insurance: If your baggage is lost, damaged, or stolen, you’re eligible for coverage of up to $1,250 for carry-on luggage and $500 for checked bags
- Extended warranty: Receive one additional year of coverage on purchases with eligible warranties of five years or less
- Purchase protection: Covers new purchases against damage or theft within 90 days of purchase. Coverage is limited to $1,000 per incident.
Intro APR
0% on purchases
Regular APR
18.49% - 27.49% Variable
Annual Fee
$375
Credit Needed
Excellent, Good
- Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 27.49% variable APR.*
- Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
- Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
- The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.
- *Terms Apply
Pros
- Earn 4x points in two categories every month
- Pay eligible charges over time with interest, or pay your balance in full monthly
Cons
- You’ll pay a high annual fee
- No interest-free financing opportunities
- Premium roadside assistance: Free of charge up to four times a year. You can receive towing up to 10 miles, winching, jump-starts, flat tire changes, lockout service when the key is in the vehicle, and delivery of up to two gallons of gas
- Return protection: American Express will refund you for eligible purchases when the store doesn’t accept returns of undamaged items. Coverage is limited to 90 days from purchase, up to $300 per item, and up to a maximum of $1,000 per year.
- Baggage insurance: If your baggage is lost, damaged, or stolen, you’re eligible for coverage of up to $1,250 for carry-on luggage and $500 for checked bags
- Extended warranty: Receive one additional year of coverage on purchases with eligible warranties of five years or less
- Purchase protection: Covers new purchases against damage or theft within 90 days of purchase. Coverage is limited to $1,000 per incident.
This is ideal for businesses with varying expenses. It automatically gives 4× points on the top two spending categories each month (up to $150,000 per year), including travel, advertising, and more. The flexibility makes it more adaptable than the IHG card, which is focused primarily on hotel stays.
Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card
BEST FOR:
Maximizing rewards on Hilton-related purchases
Intro APR
N/A
Regular APR
19.99% - 28.99% Variable
Annual Fee
$195
Credit Needed
Excellent, Good
- Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 1/8/2025.
- Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.
- Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
- Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
- Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay getting you to free nights faster.
- You may receive an upgrade to Hilton Honors Diamond status through the end of the calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
- As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
- Terms apply.
Pros
- Charges a low annual fee
- Doesn’t have foreign transaction fees
- Has a generous welcome offer
Cons
- Has poor redemption options outside of hotel stays
- Lacks an interest-free financing option
- Upgrade to Diamond status: Earn an upgrade to Hilton Honors Diamond Status through the end of the next calendar year after spending $40,000 on eligible purchases.
- Baggage insurance plan: Coverage is provided for cardholders for up to $1,250 for carry-on baggage and up to $500 for checked baggage, in excess of coverage provided by the covered carrier. For New York state residents, a $10,000 aggregate maximum limit is provided for all covered persons per covered trip.
- Extended warranty: Terms of the original manufacturer’s warranty can be extended up to one additional year. Applies to warranties of five years or less on covered purchases.
Intro APR
N/A
Regular APR
19.99% - 28.99% Variable
Annual Fee
$195
Credit Needed
Excellent, Good
- Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 1/8/2025.
- Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.
- Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
- Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
- Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay getting you to free nights faster.
- You may receive an upgrade to Hilton Honors Diamond status through the end of the calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
- As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
- Terms apply.
Pros
- Charges a low annual fee
- Doesn’t have foreign transaction fees
- Has a generous welcome offer
Cons
- Has poor redemption options outside of hotel stays
- Lacks an interest-free financing option
- Upgrade to Diamond status: Earn an upgrade to Hilton Honors Diamond Status through the end of the next calendar year after spending $40,000 on eligible purchases.
- Baggage insurance plan: Coverage is provided for cardholders for up to $1,250 for carry-on baggage and up to $500 for checked baggage, in excess of coverage provided by the covered carrier. For New York state residents, a $10,000 aggregate maximum limit is provided for all covered persons per covered trip.
- Extended warranty: Terms of the original manufacturer’s warranty can be extended up to one additional year. Applies to warranties of five years or less on covered purchases.
This card is better for Hilton hotel loyalists. It offers up to 12× points on Hilton purchases and provides Gold Status automatically, with the option to earn Diamond Status through spending. Hilton’s broader global presence may appeal to those who prefer a wider hotel network.
You may check our roundup of the best American Express business credit cards for more options from the issuing bank.
Frequently Asked Questions (FAQs)
As members of this Program, you may be eligible for specific services and benefits offered by IHG® Hotels & Resorts. These benefits and services will change from time to time and can vary by hotel, country, and geographical region. The following are the benefits that each elite status can receive, depending on the points, exclusive access, and hotel perks:
- Contact Chase: Call the number on the back of your card or claim online.
- Provide details: Provide the receipt, date, description of the item, and the circumstances of the damage or theft.
- Submit documentation: You may need to submit additional documents like a repair estimate, police report (if applicable), and proof of ownership.
- Wait for processing: Once all required documents are submitted, Chase will review your claim and notify you of the outcome.
Yes, you can transfer IHG points to participating airline programs, though the transfer rates may vary. This offers additional flexibility in how you redeem your rewards for travel.
Bottom Line
The card_name is great for business owners who frequently stay at IHG hotels, offering strong rewards and travel perks. However, if your spending is more diversified or you prefer flexible reward options beyond hotels, other business cards may offer better overall value.
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