JetBlue Business Card Review for 2022
Tricia has nearly two decades of experience in commercial and federal government lending. Her expertise is highlighted throughout small business loan content on Fit Small Business.
Nancy Fernandez is a Credit Card and Insurance Expert at Fit Small Business, specializing in business credit cards and business insurance.
This article is part of a larger series on Best Small Business Credit Cards.
The JetBlue Business Card from Barclays is a small business credit card designed for business owners who fly with JetBlue Airways frequently. For an annual fee of $99, you’ll enjoy premium travel rewards on JetBlue purchases, which can be redeemed for free flights and travel perks, such as a 50% discount on eligible in-flight purchases and free first checked bag.
If you wish to compare one card over another, choose a maximum of three cards on this page and click Add to compare to view the details in a side-by-side comparison.
JetBlue Business Card
Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.
BEST FOR:
JetBlue frequent flyers who want excellent rewards
Intro APR
N/A
Regular APR
16.74% or 25.74% Variable
Annual Fee
$99
Credit Needed
Good - Excellent
- Earn up to 50,000 bonus points Earn 40,000 points after spending $1,000 in the first 90 days and earn 10,000 points when a purchase is made on an employee card in the first 90 days.
- 6X points on JetBlue purchases plus 2X points at restaurants and office supply stores and 1X points on all other purchases.
- Free first checked bag for you and up to three companions on the same reservation when you use your card to book JetBlue-operated flights
- Earn 5,000 bonus points every year after your account anniversary.
Pros
- Sign-up bonus
- Premium travel rewards
- No foreign transaction fee
Cons
- No 0% introductory APR
- Charges an annual fee
- Limited redemption option
Barclays doesn’t provide specific coverage information on their business credit cards. Review your guide to benefits for detailed benefit information.
- Free first checked bag: Receive one free checked bag for you and up to three companions.
- Inflight discounts: You’ll get 50% off inflight food and beverage purchases.
- Annual statement credit: Get $100 statement each year you purchase a JetBlue Vacations package.
- Vehicle rental insurance: Receive collision and damage waiver insurance for eligible car rentals, up to 30 days.
- Purchase assurance: You’ll receive coverage for items that are damaged or stolen within 90 days of purchase.
- Extended warranty protection: Get an additional warranty protection period with the manufacturer’s warranty.
- Travel assistance: Have access to free travel and emergency assistance.
Intro APR
N/A
Regular APR
16.74% or 25.74% Variable
Annual Fee
$99
Credit Needed
Good - Excellent
- Earn up to 50,000 bonus points Earn 40,000 points after spending $1,000 in the first 90 days and earn 10,000 points when a purchase is made on an employee card in the first 90 days.
- 6X points on JetBlue purchases plus 2X points at restaurants and office supply stores and 1X points on all other purchases.
- Free first checked bag for you and up to three companions on the same reservation when you use your card to book JetBlue-operated flights
- Earn 5,000 bonus points every year after your account anniversary.
Pros
- Sign-up bonus
- Premium travel rewards
- No foreign transaction fee
Cons
- No 0% introductory APR
- Charges an annual fee
- Limited redemption option
Barclays doesn’t provide specific coverage information on their business credit cards. Review your guide to benefits for detailed benefit information.
- Free first checked bag: Receive one free checked bag for you and up to three companions.
- Inflight discounts: You’ll get 50% off inflight food and beverage purchases.
- Annual statement credit: Get $100 statement each year you purchase a JetBlue Vacations package.
- Vehicle rental insurance: Receive collision and damage waiver insurance for eligible car rentals, up to 30 days.
- Purchase assurance: You’ll receive coverage for items that are damaged or stolen within 90 days of purchase.
- Extended warranty protection: Get an additional warranty protection period with the manufacturer’s warranty.
- Travel assistance: Have access to free travel and emergency assistance.
How We Evaluate Travel Business Credit Cards
When evaluating a travel business credit card like the JetBlue Business Card, we take into consideration the ongoing rewards, introductory rewards, and additional card benefits. We also rate the card’s annual fee and introductory and ongoing annual percentage rates (APRs).
| Grading Criteria | Card Score | |
|---|---|---|
Ongoing Rewards | 25 | |
Introductory Rewards | 25 | |
Additional Features | 20 | |
Annual Fee | 14 | |
Introductory APR | 0 | |
Ongoing APR | 2 | |
| Total Score | 86 |
Who the JetBlue Business Card Is Best For
- Business owners who fly with JetBlue Airways frequently: You receive premium points on JetBlue purchases—and they can be used for free flights.
- Business owners who check a bag: The card offers you and up to three companions on the same reservation a free checked bag each.
JetBlue Business Card Fees
APR
- Introductory APR: None
- Ongoing APR: 16.74% or 25.74% variable—adjusts with the prime rate
- Balance transfer APR: 16.74% or 25.74% variable—adjusts with the prime rate
- Cash advance APR: 25.99% variable—adjusts with the prime rate
Fees
- Grace period: At least 20 days for purchases in the Statement Closing Date on your periodic statement, provided that you pay your previous balance in full by the due date
- Minimum finance charge: $1
- Annual fee: $99
- Balance transfer fee: $5 or 3% of the amount of each transfer, whichever is greater
- Foreign transaction fee: None
- Cash advance fee: $10 or 3% of the amount of each cash advance, whichever is greater
- Late payment fee: $19 for account balances less than $250; and $39 for account balances equal to or greater than $250
- Returned payment: $39
- Over-the-credit-line: $0
- Electronic payment: $15
- Administrative: $3 for Statement Copy; $5 for Other Documents; and $15 per hour for Research
JetBlue Business Card Rewards
- Up to 80,000 bonus TrueBlue points and a $99 statement credit after spending $2,000 on purchases within the first 90 days after opening an account
- 6x points per dollar spent on eligible JetBlue purchases
- 2x points per dollar spent at restaurants and office supply stores
- 1x points per dollar spent on all other purchases
- 5,000 bonus points every year after your account anniversary
- $100 statement credit after purchasing a Vacations package with the JetBlue Business Card
Mosaic, JetBlue’s highest loyalty tier, offers additional TrueBlue Points, benefits, and perks. To qualify, you’ll need to spend $50,000 in Net Purchases made from January 1 to December 31 every calendar year. For 2022, all Mosaics will enjoy special perks for Even More® Space, FoundersCard, and Heathrow Express. On top of this, cardholders will
- Earn 15,000 bonus TrueBlue points upon qualification for Mosaic and an extra 3x points on JetBlue flights (up to 9 points per dollar) on jetblue.com or the JetBlue app
- Get free same-day switches on all fares, including Blue Basic, for you and eligible companies with the same itinerary
- Get free first two checked bags for you and your eligible travel companions, plus an additional free carry-on bag and personal item
- Receive free wine, beer, and liquor
- Earn points that let you exclusively redeem for Mint Studio®
- Get early boarding, access to overhead bins, and a dedicated boarding lane at most airports
How To Make Payments on the JetBlue Business Card
- Call: Contact 1-877-523-0478 and ensure to follow the prompts to get a successful payment.
- Mail: Send your payments through the following addresses:
JetBlue Credit Card Services
PO Box 60517
City of Industry, CA 91716-0617
or
JetBlue Credit Card Services
PO Box 13337
Philadelphia, PA 19101-3337
- Overnight credit card payments: Use specific labels and envelopes through UPS or mailboxes (FedEx, U.S. Mail), then send them to
JetBlue Credit Card Services
Lock Box 60157
2525 Corporate Place, Suite 250
Monterey Park, CA 91754
or
JetBlue Credit Card Services
400 White Clay Center Drive
Newark, DE 19711
JetBlue Business Card Additional Features
Free Checked Bag
When using both your JetBlue Business Card and the primary cardholder’s TrueBlue account number to purchase tickets, you and up to three travel companions on the same reservation receive a first checked bag free. You can take advantage of this benefit by ensuring that seven days prior to your travel, you have opened a card account and indicated the primary cardmember’s TrueBlue account number in your reservation.
In-flight Savings on Food & Drink Purchases
You’ll save 50% on in-flight purchases of food and drinks, including cocktails, beer, and wine, on JetBlue-operated flights. These savings don’t apply to any other in-flight purchases like pillows, earphones, or upgraded seats and cabins. Your savings will appear as a statement credit four to six weeks after your transaction posts to your account.
JetBlue Vacations Package $100 Statement Credit
You’ll receive a $100 statement credit if you purchase a Vacations package of $100 or more using your JetBlue Business Card on JetBlue’s website. To be eligible, your account must remain open, active, and in good standing. Your savings will appear as a statement credit six to eight weeks after your transaction posts to your account.
TrueBlue Points After Taking Award Flights
With JetBlue’s award flight redemption bonus, you’ll receive 10% of your points back as a bonus after you redeem for and travel on a JetBlue award flight. For example, if you redeem 20,000 points for a JetBlue flight, you’ll receive 2,000 of those points back after a flight. There’s no maximum number of bonus points you can receive annually with this benefit.
Pros & Cons of the JetBlue Business Card
| PROS | CONS |
|---|---|
| Sign-up bonus: You can earn a large sign-up bonus after you meet the spending requirements and get additional bonus points for meeting an additional spending threshold. | No 0% introductory APR: You can’t take advantage of interest-free financing. |
| Premium travel rewards: You can earn premium travel rewards of 6x points on eligible JetBlue purchases, which you can redeem for free JetBlue flights. | Annual fee: You will be charged an annual fee of $99 right away. |
| No foreign transaction fee: Make purchases outside the United States without having to pay foreign transaction fees. | Limited redemption option: The only way to redeem points is to pay for JetBlue vacation packages and flights on JetBlue Airways and Hawaiian Airlines. |
| Mosaic status and perks: JetBlue’s highest loyalty tier has additional perks. To qualify, spend $50,000 in net purchases during the calendar year. | |
JetBlue Business Card Alternatives
Chase Ink Business Preferred®
Chase Ink Business Preferred® is an excellent alternative for business owners who 1) travel frequently but don’t have a preferred airline, and 2) have no credit history and want to build their business credit. It lets you earn points that are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. It also doesn’t charge any annual fees and has interest-free financing on purchases made within the first 12 months after account opening.
These features are what made it our top pick for both best credit card for new businesses with no credit history and best high-limit business credit cards. It’s also one of our top-ranking business credit cards for travel and leading business credit card for miles.
Ink Business Preferred® Credit Card
Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.
BEST FOR:
Maximizing travel rewards at a lower annual fee
Intro APR
N/A
Regular APR
18.24% - 23.24% Variable
Annual Fee
$95
Credit Needed
- Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- No foreign transaction fees
Cons
- No interst-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the sign-up bonus
- Cell Phone Protection: Get up to $1,000 per claim in cell phone protection against covered theft or damage for you and your employees listed on your monthly cell phone bill
- Purchase Protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended Warranty Protection: You can extend the period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud Monitoring: Chase will help keep your accounts safe with account alerts – and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits – helping you earn rewards even faster
Intro APR
N/A
Regular APR
18.24% - 23.24% Variable
Annual Fee
$95
Credit Needed
Good, Excellent
- Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- No foreign transaction fees
Cons
- No interst-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the sign-up bonus
- Cell Phone Protection: Get up to $1,000 per claim in cell phone protection against covered theft or damage for you and your employees listed on your monthly cell phone bill
- Purchase Protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended Warranty Protection: You can extend the period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud Monitoring: Chase will help keep your accounts safe with account alerts – and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits – helping you earn rewards even faster
American Express Business Platinum Card®
If you want to earn premium rewards points on travel and hotel bookings and prefer to fly with American Airlines, consider the American Express Business Platinum Card®. It offers travel perks like access to more than 1,300 airport lounges worldwide and airline fee credit. You can redeem 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
It’s no surprise that it made it on our lists of the best business credit cards with airport lounges, leading business credit card for miles, and best high-limit business credit cards.
The Business Platinum Card® from American Express
Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.
BEST FOR:
Gaining access to unrivaled travel rewards and luxury travel perks like airport lounge access
Intro APR
N/A
Regular APR
17.24% - 25.24% Variable
Annual Fee
$695
Credit Needed
Good, Excellent
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for checked baggage fees, lounge day passes, and more at one selected airline.
- $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at more than 50 U.S. airports and stadiums.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,300 airport lounges worldwide
- No foreign transaction fees
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,300 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
Intro APR
N/A
Regular APR
17.24% - 25.24% Variable
Annual Fee
$695
Credit Needed
Good, Excellent
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for checked baggage fees, lounge day passes, and more at one selected airline.
- $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at more than 50 U.S. airports and stadiums.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,300 airport lounges worldwide
- No foreign transaction fees
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,300 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
Southwest Rapid Rewards® Premier Business Credit Card
The Southwest Rapid Rewards® Premier Business Credit Card is a great option if you prefer to travel with Southwest Airlines but won’t need premium travel perks—such as upgraded boardings and inflight Wi-Fi. This business credit card offers 3x points for every dollar spent on purchases made directly with Southwest Airlines®, 2x points per dollar spent on Rapid Rewards® hotel and car rental purchases, 2x points per dollar spent on local transit and commuting (including rideshare services), and 1x for every dollar of the first $15,000 of balance transfers made within the first three months after account opening.
Southwest® Rapid Rewards® Premier Business Credit Card
Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.
BEST FOR:
Receiving rewards on Southwest purchases
Intro APR
N/A
Regular APR
18.24% - 25.24% Variable
Annual Fee
$99
Credit Needed
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- 6,000 bonus points after your Cardmember anniversary.
- Earn 3X points on Southwest Airlines® purchases.
- Earn 2X points on Rapid Rewards® hotel and car partners.
- Earn 2X points on rideshare.
- 1 point per $1 spent on all other purchases.
- 2 EarlyBird Check-In® each year.
- Earn unlimited tier qualifying points towards A-List status.
Pros
- No blackout dates and unlimited reward seats
- Low annual fee
- No foreign transaction fees
Cons
- No introductory 0% APR
- Lacks premium Southwest Airlines perks
- Limited rewards
- Lost luggage reimbursement: Receive coverage up to $3,000 if you or your immediate family members’ checked or carry-on bags are damaged or lost.
- Baggage delay insurance: Reimburses you for essential purchases like toiletries and clothing for baggage delays over six hours; up to $100 a day for 3 days.
- Purchase protection: Covers purchases for 120 days against damage or theft. Coverage is capped at $10,000 per claim and $50,000 per account.
Intro APR
N/A
Regular APR
18.24% - 25.24% Variable
Annual Fee
$99
Credit Needed
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- 6,000 bonus points after your Cardmember anniversary.
- Earn 3X points on Southwest Airlines® purchases.
- Earn 2X points on Rapid Rewards® hotel and car partners.
- Earn 2X points on rideshare.
- 1 point per $1 spent on all other purchases.
- 2 EarlyBird Check-In® each year.
- Earn unlimited tier qualifying points towards A-List status.
Pros
- No blackout dates and unlimited reward seats
- Low annual fee
- No foreign transaction fees
Cons
- No introductory 0% APR
- Lacks premium Southwest Airlines perks
- Limited rewards
- Lost luggage reimbursement: Receive coverage up to $3,000 if you or your immediate family members’ checked or carry-on bags are damaged or lost.
- Baggage delay insurance: Reimburses you for essential purchases like toiletries and clothing for baggage delays over six hours; up to $100 a day for 3 days.
- Purchase protection: Covers purchases for 120 days against damage or theft. Coverage is capped at $10,000 per claim and $50,000 per account.
Bottom Line
The JetBlue Business Card is an excellent travel card for business owners who fly with JetBlue Airways primarily. It offers rewards on JetBlue purchases and other everyday expenses that can be redeemed for free flights. If it doesn’t quite fit your business needs, then head over to our credit card marketplace to find options.
