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JetBlue Business Card is a cobranded small business credit card from Barclays designed for business owners who frequently fly with JetBlue Airways. For an annual fee of $99, you’ll enjoy premium travel rewards on JetBlue purchases, which can be redeemed for free flights and travel perks, such as a 50% discount on eligible in-flight purchases and a free first checked bag.
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| Intro APR | N/A |
|---|---|
| Regular APR | 20.49% to 29.49% variable |
| Annual Fee | $99 |
| Credit Needed | Good - Excellent |
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When evaluating a travel business credit card like the JetBlue Business Card, we consider the following criteria:
| Grading Criteria | Card Score | Highest Possible Score |
|---|---|---|
| Ongoing Rewards | 18 | 25 |
| Introductory Rewards | 23 | 25 |
| Additional Features | 18 | 25 |
| Annual Fee | 7 | 15 |
| Introductory APR | 0 | 5 |
| Ongoing APR | 2 | 5 |
| Total Score | 68 | 100 |
Who the JetBlue Business Card Is Best For
- Those who fly with JetBlue Airways frequently: You receive premium points on JetBlue purchases—and they can be used for free flights.
Jump to
below if this card isn’t what your small business needs.
JetBlue Business Card Rewards
- Up to 60,000 TrueBlue bonus pointsAllow 4-6 weeks for TrueBlue points to be deposited into your Membership Account : 50,000 TrueBlue bonus points after spending $4,000 on purchases within the first 90 days of card ownership and a maximum of 10,000 TrueBlue bonus points after at least one employee is added to the account
- 6x TrueBlue points per dollar spent on eligible JetBlue purchases
- 2x TrueBlue points per dollar spent at restaurants and office supply stores
- 1x TrueBlue points per dollar spent on all other purchases
- 5,000 TrueBlue bonus points every year after your account anniversary
- $100 statement credit after purchasing a JetBlue Vacations package of $100 or moreLimited to one statement credit per calendar year. Terms and conditions apply.
TrueBlue Mosaic®
TrueBlue Mosaic® is designed to meet the needs of its customers. You can achieve Mosaic status through travel spending or JetBlue credit card spending—or a combination of both. TrueBlue Mosaic® lets you earn an additional 3x points on top of the points that you can earn on JetBlue flights, as well as the flight portion of a JetBlue Vacations package.
You can earn 1 Mosaic tile for every $100 spent on JetBlue flights (including many extras and fees), a JetBlue Vacations package, and Paisly by JetBlue (cars, stays, and more). For those with an existing JetBlue Business Card, you can earn 1 tile for every $1,000 spend.
These are the number of tiles you need to reach for each Mosaic level:
- 50 tiles: Mosaic 1
- 100 tiles: Mosaic 2
- 150 tiles: Mosaic 3
- 250 tiles: Mosaic 4
As soon as you reach Mosaic 1 status, you’ll unlock Mosaic Signature perks automatically, where you don’t need to select which perks to choose from. In addition, you’ll get to select an additional perk from the Mosaic Perks You Pick menu. Note that you get to enjoy the perks behind each Mosaic status for the remainder of that year and through the end of the following calendar year.
JetBlue Business Card Calculator
Find out how much you can earn from the JetBlue Business Card based on your estimated monthly expenses. Use our rewards calculator to compute your potential rewards—just enter your expected monthly spending, and our calculator will do the rest.
Note that each TrueBlue point is valued at 1.5 cents.
JetBlue Business Card Calculator
Your potential annual reward earnings are:
How to Redeem TrueBlue Points
Points will not expire and will be ready whenever you’re ready to use them. You can redeem your earned TrueBlue points in a number of ways:
- Book for JetBlue flights and choose any seat at any time, with no blackout dates. Note that booking a JetBlue flight with your points does not include Blue Basic fares.
- Book for JetBlue flights using cash and TrueBlue points, starting as low as 500 points. You can still earn TrueBlue points on the cash portion of your booking.
- Book a JetBlue Vacations package with your points. If you’re short on points, you can also use Cash + Points to pay for the flight, hotel, and car portion of a flight. Note that you won’t be able to earn TrueBlue points on the cash portion.
- Redeem for a statement credit towards purchases, starting at $25 up to a maximum of $1,000 per year.
- Book a flight on airline partners, including Etihad Airways, Hawaiian Airlines, and Qatar Airways.
JetBlue Business Card Features
- Free first checked bag: Get a free first checked bag for you and up to three companions on the same reservation after using your JetBlue Business Card to book JetBlue-operated flights.
- In-flight savings on food and drink purchases: Save 50% on in-flight purchases of food and drinks—including cocktails, beer, and wine—on JetBlue-operated flights.
- $0 fraud liability protection: Protect your account from unauthorized charges.
- Group A boarding: Receive Group A boarding on JetBlue-operated flights. Note that codeshare flights and flights operated by a partner airline are ineligible for this feature. Terms and conditions apply.
- Points pooling: Earn and share points with family and friends. Note that terms and exceptions apply.
- Points back: Get 10% of your points back after redeeming Award Flight. Terms and limitations apply.
JetBlue Business Card Fees
APR
- Introductory: None
- Ongoing and balance transfer: 21.24% to 29.99% variable—adjusts with the prime rate (with a minimum finance charge of $1)
- Cash advance: 29.99% variable—adjusts with the prime rate
Fees
- Annual: $99
- Balance transfer: Either $5 or 3% of the amount of each transfer, whichever is greater
- Foreign transaction: None
- Cash advance: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Late payment:
- $19 for account balances less than $250
- $39 for account balances equal to or greater than $250
- Returned payment: $39
- Over-the-credit-line: $0
- Electronic payment: $15
- Administrative:
- $3 for statement copy
- $5 for other documents
- $15 per hour for research
Your due date is at least 20 days from your statement closing date (provided you pay your previous balance in full by the due date).
- Online and mobile app: Log in to your online account and then click “Payments.”
- Via phone: Call (877) 523-0478, then follow the prompts.
- Mail: Send a check or money order (but not cash) to:
JetBlue Card Services
P.O. Box 13337
Philadelphia, PA 19191
JetBlue Business Card Alternatives
U.S. Bank Business Altitude® Connect Visa Signature® Card
| Intro APR | N/A |
|---|---|
| Regular APR | 18.24% - 25.24% Variable |
| Annual Fee | $0 intro annual fee for the first year, $95 thereafter. |
| Credit Needed | Excellent, Good |
If you want to enjoy premium travel experience and earn lucrative travel rewards at the same time, then look into this card. Aside from earning up to 5x points on selected spending categories, you only need to pay an annual fee of $95 (waived for the first year) to gain access to more than 1,700 VIP lounges worldwide, with four complimentary visits per membership year.
Bank of America Business Advantage Travel Rewards World Mastercard®
| Intro APR | 0% 9 billing cycles |
|---|---|
| Regular APR | 18.49% - 28.49% Variable APR on purchases |
| Annual Fee | $0.00 |
| Credit Needed | Excellent |
Consider this card if you have an active Bank of America checking account (read our Bank of America business checking review) and want to take advantage of the $0 annual fee. On top of earning up to 3x points on selected spending categories, you can take advantage of the 0% introductory period on purchases for the first nine billing cycles.
The Business Platinum Card® from American Express
| Intro APR | N/A |
|---|---|
| Regular APR | 17.74% - 28.49% Variable |
| Annual Fee | $895 |
| Credit Needed | Excellent, Good |
The Business Platinum Card® from American Express is a great alternative travel business credit card if you don’t mind the $895 annual fee and prefer receiving luxury travel perks, generous rewards, and exclusive benefits. You can earn up to 5x Membership Rewards® points on selected spending categories and get access to over 1,550 airport lounges through The Global Lounge Collection.
Frequently Asked Questions (FAQs)
Yes, JetBlue Business Card reports your account activity to both Experian and Equifax.
The easiest and fastest way to apply for the JetBlue Business Card is online. However, you can also call (866) 483-9644. Note that you need a credit score of at least 700 to qualify for the card.
Yes. You can call the number at the back of your card or make the request online.
If you opt to make the request online, follow these instructions:
- Log in to your account, then click the “Services” tab.
- Click “Request credit limit increase” and then click it again on the next page.
- Input the amount of additional credit you like, alongside relevant information.
- Review and submit the request.
Bottom Line
JetBlue Business Card is an excellent travel card for business owners who fly with JetBlue Airways. It offers premium rewards on JetBlue purchases and other everyday expenses that can be redeemed for free flights. Note that other travel credit cards have lower annual fees, better rewards that include other spending categories, and complimentary access to premium lounges.
Fit Small Business has partnered with CardRatings for our coverage of credit card products. Fit Small Business and CardRatings may receive a commission from card issuers.
To see rates & fees for the American Express cardsFit Small Business may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. mentioned in this article, reference the following links below:
American Express Business Platinum Card®
