JetBlue Business Card Review For 2022
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This article is part of a larger series on Best Small Business Credit Cards.
The JetBlue Business Card from Barclays is designed for business owners who frequently fly on JetBlue Airways. For an annual fee of $99, you’ll enjoy premium travel rewards on JetBlue purchases that can be redeemed for free flights as well as travel perks, such as a 50% discount on eligible in-flight purchases and free first checked bag.
JetBlue Business Card
Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.
BEST FOR:
JetBlue frequent flyers who want excellent rewards
Intro APR
N/A
Regular APR
17.99% or 26.99% Variable
Annual Fee
$99
Credit Needed
Good - Excellent
- Earn up to 50,000 bonus points Earn 40,000 points after spending $1,000 in the first 90 days and earn 10,000 points when a purchase is made on an employee card in the first 90 days.
- 6X points on JetBlue purchases plus 2X points at restaurants and office supply stores and 1X points on all other purchases.
- Free first checked bag for you and up to three companions on the same reservation when you use your card to book JetBlue-operated flights
- Earn 5,000 bonus points every year after your account anniversary.
Pros
- Sign-up bonus
- Premium travel rewards
- No foreign transaction fee
Cons
- No 0% introductory APR
- No zero annual fee period
- Limited redemption option
Barclays doesn’t provide specific coverage information on their business credit cards. Review your guide to benefits for detailed benefit information.
- Free first checked bag: Receive one free checked bag for you and up to three companions.
- Inflight discounts: You’ll get 50% off inflight food and beverage purchases.
- Annual statement credit: Get $100 statement each year you purchase a JetBlue Vacations package.
- Vehicle rental insurance: Receive collision and damage waiver insurance for eligible car rentals, up to 30 days.
- Purchase assurance: You’ll receive coverage for items that are damaged or stolen within 90 days of purchase.
- Extended warranty protection: Get an additional warranty protection period with the manufacturer’s warranty.
- Travel assistance: Have access to free travel and emergency assistance.
Intro APR
N/A
Regular APR
17.99% or 26.99% Variable
Annual Fee
$99
Credit Needed
Good - Excellent
- Earn up to 50,000 bonus points Earn 40,000 points after spending $1,000 in the first 90 days and earn 10,000 points when a purchase is made on an employee card in the first 90 days.
- 6X points on JetBlue purchases plus 2X points at restaurants and office supply stores and 1X points on all other purchases.
- Free first checked bag for you and up to three companions on the same reservation when you use your card to book JetBlue-operated flights
- Earn 5,000 bonus points every year after your account anniversary.
Pros
- Sign-up bonus
- Premium travel rewards
- No foreign transaction fee
Cons
- No 0% introductory APR
- No zero annual fee period
- Limited redemption option
Barclays doesn’t provide specific coverage information on their business credit cards. Review your guide to benefits for detailed benefit information.
- Free first checked bag: Receive one free checked bag for you and up to three companions.
- Inflight discounts: You’ll get 50% off inflight food and beverage purchases.
- Annual statement credit: Get $100 statement each year you purchase a JetBlue Vacations package.
- Vehicle rental insurance: Receive collision and damage waiver insurance for eligible car rentals, up to 30 days.
- Purchase assurance: You’ll receive coverage for items that are damaged or stolen within 90 days of purchase.
- Extended warranty protection: Get an additional warranty protection period with the manufacturer’s warranty.
- Travel assistance: Have access to free travel and emergency assistance.
You can compare the features of one card to another by checking off this card and up to two more alternatives (see JetBlue Business Card Alternatives). This allows you to view the details of each card in a side-by-side comparison.
How We Evaluate Travel Business Credit Cards
When evaluating a travel business credit card like the JetBlue Business Card, we first take into consideration the ongoing rewards, introductory rewards, and additional card benefits. We also rate the card’s annual fee, as well as its introductory and ongoing annual percentage rates (APRs).
| Grading Criteria | Card Score | |
|---|---|---|
Ongoing Rewards | 25 | |
Introductory Rewards | 25 | |
Additional Features | 20 | |
Annual Fee | 14 | |
Introductory APR | 0 | |
Ongoing APR | 2 | |
| Total Score | 86 |
Who the JetBlue Business Card Is Best For
- Business owners who frequently fly on JetBlue Airways: The JetBlue Business Card offers premium points on JetBlue purchases that can be used for free flights.
- Business owners who check a bag when traveling: This card offers a free checked bag for you and up to three companions on the same reservation.
JetBlue Business Card Fees
- Introductory APR: None
- Ongoing APR: 15.99% or 24.99% variable—adjusts with the prime rate
- Annual fee: $99
- Balance transfer fee: $5 or 3% of the amount of each transfer, whichever is greater
- Foreign transaction fee: None
- Cash advance fee: $10 or 3% of the amount of each cash advance, whichever is greater—APR is 25.24%
JetBlue Business Card Rewards
- Earn up to 70,000 points—50,000 bonus points after spending $1,000 within the 90 days of opening an account, and another 20,000 bonus points after spending $6,000 within the first 12 months
- 6x points on JetBlue purchases
- 2x points at restaurants and office supply stores
- 1x points on all other purchases
You can redeem your JetBlue points for free airfare with no blackout dates on JetBlue-operated flights. The number of points you need for a JetBlue flight depends on the fare and will vary based on the time of booking, the flight you choose, and peak travel periods. Taxes and fees that apply to a flight will be applied to the cardholder’s account.
JetBlue Business Card Additional Features
Free First Checked Bag
You and three companions traveling on the same reservation (made using your JetBlue Business Card) can check one bag for free each way. JetBlue typically charges $30 for the first checked bag, so this perk is worth up to $240 per round-trip flight.
In-flight Savings on Food and Drink Purchases
You’ll save 50% on in-flight purchases of food and drinks, including cocktails, beer, wine, and meals. These savings don’t apply to any other in-flight purchases like pillows, earphones, or upgraded seats and cabins. Your savings will appear as a statement credit four to six weeks after your transaction posts to your account.
JetBlue Vacations Package $100 Statement Credit
You’ll receive a $100 statement credit if you purchase a JetBlue Vacations package of $100 or more using your JetBlue Business Card on JetBlue’s website. To be eligible, your account must remain open, active, and in good standing. Your savings will appear as a statement credit six to eight weeks after your transaction posts to your account.
Points Back After Taking Award Flights
With JetBlue’s award flight redemption bonus, you’ll receive 10% of your points back as a bonus after you redeem for and travel on a JetBlue award flight. For example, if you redeem 20,000 points for a JetBlue flight, you’ll receive 2,000 of those points back after you take the flight. There’s no maximum number of bonus points you can receive annually with this benefit.
Anniversary Bonus Points
You’ll earn 5,000 bonus points every year after your account anniversary. To be eligible, your account must remain open and in good standing. A maximum of 5,000 anniversary points bonus can be earned per year regardless of the number of net purchases made. Your points bonus typically posts four to six weeks after your account anniversary.
Vehicle Rental Insurance
When you rent a car using your JetBlue Business Card, you’ll receive primary collision and damage waiver insurance for eligible car rentals for up to 30 days. Primary coverage replaces any insurance the rental company may offer and your own personal insurance. You’ll need to refer to the benefits guide to learn about coverage levels and exclusions.
Purchase Assurance
Items purchased using your JetBlue Business Card are protected from theft and damage for the first 90 days from the date of purchase. Refer to the benefits guide to learn about coverage levels and exclusions.
Extended Warranty Protection
When you use your JetBlue Business Card, the issuer doubles the warranty on most new purchases for up to one year. You’ll need to refer to the benefits guide to learn about coverage levels and which purchases apply.
Travel Assistance
This JetBlue Business Card provides complimentary travel assistant services. Before any trip, you can request detailed travel requirements, including passport and visa restrictions, required and recommended immunization information, and currency exchange rates. If you have a travel emergency and need cash, you can arrange to transfer up to $5,000 from a family member, friend, or business account. Refer to the benefits guide to learn more about the services this benefit offers.
Pros & Cons of the JetBlue Business Card
| PROS | CONS |
|---|---|
| Sign-up bonus: You can earn a large sign-up bonus after you meet the spending requirements and get additional bonus points for meeting an additional spending threshold. | No 0% introductory APR: You can’t take advantage of interest-free financing because this card doesn’t offer a 0% APR period. |
| Premium travel rewards: You can earn premium travel rewards of 6x points on eligible JetBlue purchases, which you can redeem for free JetBlue flights. | No zero annual fee period: You will be charged an annual fee of $99 right away. |
| No foreign transaction fee: You can use your card to make purchases outside the United States without having to pay foreign transaction fees. | Limited redemption option: The only way to redeem points is to pay for JetBlue vacation packages and flights on JetBlue Airways and Hawaiian Airlines. |
JetBlue Business Card Alternatives
Chase Ink Business Preferred® Credit Card
The Chase Ink Business Preferred® is an excellent alternative for business owners who travel frequently but don’t have a specific airline of preference. With this card, you can earn points that are worth 25% more when you redeem for travel through Chase Ultimate Rewards®.
Ink Business Preferred® Credit Card
Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.
BEST FOR:
Maximizing travel rewards at a lower annual fee
Intro APR
N/A
Regular APR
16.24% - 21.24% Variable
Annual Fee
$95
Credit Needed
- Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Pros
- Opportunity to boost the value of reward points
- Offers cellphone protection and trip cancellation insurance
Cons
- Doesn’t offer an interest-free financing period
- Charges an annual fee
- Auto rental collision damage waiver: Coverage is primary—meaning it replaces any coverage your personal insurance might offer—when renting for business purposes. It provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.
- Cellphone protection: You and the employees named on the phone bill you pay for with your card are covered for up to $600 in theft or damages per claim. You are limited to three claims per 12-month period, with a $100 deductible per claim.
- Trip cancellation and delay insurance: If your trip is canceled, you can be compensated up to $15,000 for prepaid expenses such as airfare or hotels. If your trip is delayed for 12 hours or more, you can be reimbursed up to $500 for your hotel room, meals, and transportation.
Intro APR
N/A
Regular APR
16.24% - 21.24% Variable
Annual Fee
$95
Credit Needed
Good, Excellent
- Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Pros
- Opportunity to boost the value of reward points
- Offers cellphone protection and trip cancellation insurance
Cons
- Doesn’t offer an interest-free financing period
- Charges an annual fee
- Auto rental collision damage waiver: Coverage is primary—meaning it replaces any coverage your personal insurance might offer—when renting for business purposes. It provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.
- Cellphone protection: You and the employees named on the phone bill you pay for with your card are covered for up to $600 in theft or damages per claim. You are limited to three claims per 12-month period, with a $100 deductible per claim.
- Trip cancellation and delay insurance: If your trip is canceled, you can be compensated up to $15,000 for prepaid expenses such as airfare or hotels. If your trip is delayed for 12 hours or more, you can be reimbursed up to $500 for your hotel room, meals, and transportation.
American Express Business Platinum Card®
If you want to earn premium rewards points on travel and hotel bookings, consider the American Express Business Platinum Card®. This small business credit card offers travel perks like access to more than 1,300 airport lounges worldwide and airline fee credit. You can redeem your points to book travel on American Express Travel and receive 35% of your points back.
The Business Platinum Card® from American Express
Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.
BEST FOR:
Gaining access to unrivaled travel rewards and luxury travel perks like airport lounge access
Intro APR
See Pay Over Time APR
Regular APR
14.99% - 22.99% Variable
Annual Fee
$695
Credit Needed
Good, Excellent
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Plus, 0% Intro APR for 12 months from the date of the account opening on purchases eligible for Pay Over Time. After that, your APR will be 14.99% to 22.99% based on your credit worthiness and other factors as determined at the time of account opening.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in value per year for statement credits on select purchases with your Card, including up to $400 with Dell Technologies, up to $360 with Indeed, up to $150 with Adobe and up to $120 on wireless telephone purchases. Enrollment required.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year toward baggage fees and more at one qualifying airline.
- $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,300 airport lounges worldwide
- No foreign transaction fees
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,300 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or $85 statement credit for TSA Pre✓® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
Intro APR
See Pay Over Time APR
Regular APR
14.99% - 22.99% Variable
Annual Fee
$695
Credit Needed
Good, Excellent
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Plus, 0% Intro APR for 12 months from the date of the account opening on purchases eligible for Pay Over Time. After that, your APR will be 14.99% to 22.99% based on your credit worthiness and other factors as determined at the time of account opening.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in value per year for statement credits on select purchases with your Card, including up to $400 with Dell Technologies, up to $360 with Indeed, up to $150 with Adobe and up to $120 on wireless telephone purchases. Enrollment required.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year toward baggage fees and more at one qualifying airline.
- $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,300 airport lounges worldwide
- No foreign transaction fees
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,300 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or $85 statement credit for TSA Pre✓® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
Southwest Rapid Rewards® Premier Business Credit Card
The Southwest Rapid Rewards® Premier Business Credit Card is a great option if you prefer to travel with Southwest Airlines but won’t need premium travel perks such as upgraded boardings and inflight Wi-Fi. This business credit card offers 3 points for every dollar spent on purchases made directly with Southwest Airlines®.
BEST FOR:
Receiving rewards on Southwest purchases
Southwest® Rapid Rewards® Premier Business Credit Card
Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.
Intro APR
N/A
Regular APR
16.24% - 23.24% Variable
Annual Fee
$99
Credit Needed
Pros
Cons
Intro APR
N/A
Regular APR
16.24% - 23.24% Variable
Annual Fee
$99
Credit Needed
Pros
Cons
For other credit card alternatives, check out our guide to the best small business credit cards.
Bottom Line
The JetBlue Business Card is an excellent travel card for business owners who primarily fly with JetBlue Airways. This card offers rewards on JetBlue purchases and other everyday expenses that can be redeemed for free flights. To find a card that may be a better fit for you, visit our Credit Card Marketplace.
