JetBlue Business Card Review for 2023
Tricia has nearly two decades of experience in commercial and federal government lending. Her expertise is highlighted throughout small business loan content on Fit Small Business.
Nancy Fernandez is a Credit Card and Insurance Expert at Fit Small Business, specializing in business credit cards and business insurance.
This article is part of a larger series on Best Small Business Credit Cards.
JetBlue Business Card is a cobranded small business credit card from Barclays designed for business owners who fly with JetBlue Airways frequently. For an annual fee of $99, you’ll enjoy premium travel rewards on JetBlue purchases, which can be redeemed for free flights and travel perks, such as a 50% discount on eligible in-flight purchases and free first checked bag.
If you want to compare one card over another, choose a maximum of three cards on this page and click Add to compare to view their details in a side-by-side comparison.
JetBlue Business Card
Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.
BEST FOR:
JetBlue frequent flyers who want excellent rewards
Intro APR
N/A
Regular APR
Either 20.24% or 29.24% variable
Annual Fee
$99
Credit Needed
Good - Excellent
- Earn 80,000 bonus points and a $99 statement credit after spending $2,000 on purchases in the first 90 days.
- 6x points per dollar spent on eligible JetBlue purchases
- 2x points per dollar spent at restaurants and office supply stores
- 1x points per dollar spent on all other purchases
Pros
- Sign-up bonus
- Premium travel rewards
- No foreign transaction fee
Cons
- No 0% introductory APR
- Charges an annual fee
- Limited redemption option
Barclays doesn’t provide specific coverage information on their business credit cards. Review your guide to benefits for detailed benefit information:
- Free first checked bag: Receive one free checked bag for you and up to three companions.
- Inflight discounts: You’ll get 50% off inflight food and beverage purchases.
- Annual statement credit: Get $100 statement each year you purchase a JetBlue Vacations package.
- Vehicle rental insurance: Receive collision and damage waiver insurance for eligible car rentals, up to 30 days.
- Purchase assurance: You’ll receive coverage for items that are damaged or stolen within 90 days of purchase.
- Extended warranty protection: Get an additional warranty protection period with the manufacturer’s warranty.
- Travel assistance: Have access to free travel and emergency assistance.
Intro APR
N/A
Regular APR
Either 20.24% or 29.24% variable
Annual Fee
$99
Credit Needed
Good - Excellent
- Earn 80,000 bonus points and a $99 statement credit after spending $2,000 on purchases in the first 90 days.
- 6x points per dollar spent on eligible JetBlue purchases
- 2x points per dollar spent at restaurants and office supply stores
- 1x points per dollar spent on all other purchases
Pros
- Sign-up bonus
- Premium travel rewards
- No foreign transaction fee
Cons
- No 0% introductory APR
- Charges an annual fee
- Limited redemption option
Barclays doesn’t provide specific coverage information on their business credit cards. Review your guide to benefits for detailed benefit information:
- Free first checked bag: Receive one free checked bag for you and up to three companions.
- Inflight discounts: You’ll get 50% off inflight food and beverage purchases.
- Annual statement credit: Get $100 statement each year you purchase a JetBlue Vacations package.
- Vehicle rental insurance: Receive collision and damage waiver insurance for eligible car rentals, up to 30 days.
- Purchase assurance: You’ll receive coverage for items that are damaged or stolen within 90 days of purchase.
- Extended warranty protection: Get an additional warranty protection period with the manufacturer’s warranty.
- Travel assistance: Have access to free travel and emergency assistance.
How We Evaluate Travel Business Credit Cards
When evaluating a travel business credit card like the JetBlue Business Card, we consider ongoing rewards, introductory rewards, and additional card benefits. We also rate the card’s annual fee and introductory and ongoing annual percentage rates (APRs).
| Grading Criteria | Card Score | |
|---|---|---|
Ongoing Rewards | 18 | |
Introductory Rewards | 25 | |
Additional Features | 18 | |
Annual Fee | 7 | |
Introductory APR | 0 | |
Ongoing APR | 2 | |
| Total Score | 70 |
Who the JetBlue Business Card Is Best For
- Those who fly with JetBlue Airways frequently: You receive premium points on JetBlue purchases—and they can be used for free flights.
If this card isn’t what your small business needs, see our recommended alternatives below.
JetBlue Business Card Fees
APR
- Introductory: None
- Ongoing and Balance transfer: 20.24% or 29.24% variable—adjusts with the prime rate
- Cash advance: 29.49% variable—adjusts with the prime rate
Fees
- Minimum finance charge: $1
- Annual: $99
- Balance transfer: $5 or 3% of the amount of each transfer, whichever is greater
- Foreign transaction: None
- Cash advance: $10 or 3% of the amount of each cash advance, whichever is greater
- Late payment: $19 for account balances less than $250; $39 for account balances equal to or greater than $250
- Returned payment: $39
- Over-the-credit-line: $0
- Electronic payment: $15
- Administrative: $3 for Statement Copy; $5 for Other Documents; and $15 per hour for Research
Your due date is at least 20 days from your Statement Closing Date (provided you pay your previous balance in full by the due date).
JetBlue Business Card Rewards
- Up to 80,000 bonus TrueBlue points and a $99 statement credit after spending $2,000 on purchases within the first 90 days after opening an account
- 6x points per dollar spent on eligible JetBlue purchases
- 2x points per dollar spent at restaurants and office supply stores
- 1x points per dollar spent on all other purchases
- 5,000 bonus points every year after your account anniversary
- $100 statement credit after purchasing a Vacations package with the JetBlue Business Card
TrueBlue Mosaic®
TrueBlue Mosaic®, JetBlue’s newest program that’s set to be rolled out in spring 2023, is designed to meet the needs of its customers. What makes it different from its previous one is its new tracking system that lets you go up in Mosaic status and earn rewards.
You can enjoy perks with just 10 tiles and reach Mosaic status at 50 tiles. Each time you level up your status, you automatically unlock Mosaic Signature Perks and have the chance to customize and complement your experience further with Perks You Pick.
Upon qualifying for Mosaic, you’ll earn 15,000 bonus TrueBlue points and an extra 3x points on JetBlue flights (making it 9x points per dollar spent on jetblue.com and the JetBlue app). You can also obtain additional perks:
- Free same-day switches on all fares (including Blue Basic) for you and eligible companions within the same itinerary.
- First two checked bags are free for you and your eligible travel companions; plus, get one free carry-on bag and one personal item.
- Complimentary inflight alcoholic beverages.
- Early boarding and access to overhead bins and a dedicated boarding lane at most airports.
You can earn one tile for every $100 spent on qualifying purchases made on JetBlue, JetBlue Vacations, Paisley by JetBlue, many JetBlue extras and fees, American Airlines-operated flights, and JetBlue credit cards.
How To Make Payments on the JetBlue Business Card
- Barclays App: Similar to its online banking counterpart, cardholders can set up their credit card payments through the Barclays App, which is available for iOS and Android devices. You can also set up repeat payments by inputting the payment date, amount, and account for each automatic payment.
- Call: Contact (877) 523-0478 and follow the prompts to get a successful payment.
- Mail: Send your payments through either of the following addresses:
Card Services
PO Box 60517
City of Industry, CA 91716-0517
Card Services
PO Box 13337
Philadelphia, PA 19101-3337
- Overnight credit card payments: Use specific labels and envelopes through UPS or mailboxes (FedEx or United States mail), then send them to either of the following addresses:
Remitco
Card Services
Lock Box 60517
2525 Corporate Pl., Ste. 250
Monterey Park, CA 91754
Card Services
400 White Clay Center Dr.
Newark, DE 19711
JetBlue Business Card Features
- Free employee cards: Create free employee cards, and set controls on them for credit lines, single purchase limits, or cash access.
- Free first checked bag: Get a free first checked bag for you and up to three companions on the same reservation after using your JetBlue Business Card to book JetBlue-operated flights.
- Zero fraud liability protection: This protects you from charges you didn’t authorize.
- In-flight savings on food and drink purchases: You can save 50% on in-flight purchases of food and drinks—including cocktails, beer, and wine—on JetBlue-operated flights.
- TrueBlue points after Taking award flights: With JetBlue’s award flight redemption bonus, you’ll receive 10% of your points back as a bonus after you redeem them for and travel on a JetBlue award flight. For example, if you redeem 20,000 points for a JetBlue flight, you’ll receive 2,000 of those points back after the flight. There’s no limit on the bonus points you can receive annually with this benefit.
JetBlue Business Card Alternatives
American Express Business Platinum Card®
The Business Platinum Card® from American Express
Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.
BEST FOR:
Gaining access to unrivaled travel rewards and luxury travel perks like airport lounge access
Intro APR
N/A
Regular APR
18.74% - 26.74% Variable
Annual Fee
$695
Credit Needed
Good, Excellent
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in value per year for statement credits on select purchases, including tech, recruiting and wireless with the Business Platinum Card.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.
- $189 CLEAR® Credit: CLEAR® uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $189 in statement credits per calendar year after you pay for CLEAR with your Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,300 airport lounges worldwide
- No foreign transaction fees
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,300 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
Intro APR
N/A
Regular APR
18.74% - 26.74% Variable
Annual Fee
$695
Credit Needed
Good, Excellent
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in value per year for statement credits on select purchases, including tech, recruiting and wireless with the Business Platinum Card.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.
- $189 CLEAR® Credit: CLEAR® uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $189 in statement credits per calendar year after you pay for CLEAR with your Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,300 airport lounges worldwide
- No foreign transaction fees
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,300 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
- American Express Business Platinum Card® is a viable option if you want access to airport lounges
- Lets you enjoy complimentary access to The Centurion Lounge—1,300 airport lounges in 140 countries around the world
- Offers 5x points on flights and prepaid hotels on amextravel.com, 1.5x points on eligible purchases in key business categories and on every purchase of $5,000 or more everywhere else, and 1x points on all other purchases
- Charges $695 in annual fees
- Is our leading business credit card with airport lounges and one of our best business credit cards for travel
Capital One® Spark® Miles for Business
Capital One® Spark® Miles for Business
Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.
BEST FOR:
Unlimited 2x miles with every swipe
Intro APR
N/A
Regular APR
25.24% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Credit Needed
Excellent, Good
- Introductory reward worth $500 in travel after you spend $4,500 within the first three months
- 2x miles per $1 spent
- Issue employee cards for free
Pros
- No foreign transaction fees
- TSA PreCheck® or Global Entry application fee credit
Cons
- You’ll pay an annual fee after the first year
- Doesn’t offer interest-free financing
- Airport security screening reimbursement: Either a $100 statement credit for Global Entry or an $85 statement credit for TSA PreCheck® once every four years.
- Purchase assurance: Most purchases made entirely with your card are covered if damaged or stolen within 90 days from the date of purchase. Coverage is limited to $10,000 per claim and $50,000 per cardholder account per 12-month period.
- Extended warranty coverage: Doubles the original warranty time period and duplicates the coverage of the original manufacturer’s warranty up to a maximum of 12 months on most items you purchase.
- Travel medical emergency assistance: Provide referrals to medical services if you have a medical emergency while traveling. You’re covered if you’re 100 or more miles away from home and from the day you leave until midnight of the 60th day of your trip, or the day you return to your city of residence, whichever is sooner.
Intro APR
N/A
Regular APR
25.24% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Credit Needed
Excellent, Good
- Introductory reward worth $500 in travel after you spend $4,500 within the first three months
- 2x miles per $1 spent
- Issue employee cards for free
Pros
- No foreign transaction fees
- TSA PreCheck® or Global Entry application fee credit
Cons
- You’ll pay an annual fee after the first year
- Doesn’t offer interest-free financing
- Airport security screening reimbursement: Either a $100 statement credit for Global Entry or an $85 statement credit for TSA PreCheck® once every four years.
- Purchase assurance: Most purchases made entirely with your card are covered if damaged or stolen within 90 days from the date of purchase. Coverage is limited to $10,000 per claim and $50,000 per cardholder account per 12-month period.
- Extended warranty coverage: Doubles the original warranty time period and duplicates the coverage of the original manufacturer’s warranty up to a maximum of 12 months on most items you purchase.
- Travel medical emergency assistance: Provide referrals to medical services if you have a medical emergency while traveling. You’re covered if you’re 100 or more miles away from home and from the day you leave until midnight of the 60th day of your trip, or the day you return to your city of residence, whichever is sooner.
- Capital One® Spark® Miles for Business is a great alternative if you want a universal fixed-rate miles rewards system
- Lets you earn unlimited 2x miles on every purchase, with no blackouts or seat restrictions and no minimum miles to redeem
- Has an introductory annual fee of $0 for the first year, then $95 after that
- Doesn’t charge balance transfer and foreign transaction fees
- Is our top business credit card for miles and one of our leading business credit cards for travel
Chase Ink Business Preferred®
Ink Business Preferred® Credit Card
Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance.
BEST FOR:
Maximizing travel rewards at a lower annual fee
Intro APR
N/A
Regular APR
20.24% - 25.24% Variable
Annual Fee
$95
Credit Needed
- Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- No foreign transaction fees
Cons
- No interst-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the sign-up bonus
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the US manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts – and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
Intro APR
N/A
Regular APR
20.24% - 25.24% Variable
Annual Fee
$95
Credit Needed
Good, Excellent
- Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- No foreign transaction fees
Cons
- No interst-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the sign-up bonus
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the US manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts – and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
- Chase Ink Business Preferred® is an excellent card if you want rewards on both travel and other expenses
- Offers 3 points per dollar spent on the first $150,000 spent in combined purchases in four categories for each account anniversary year: travel, shipping purchases, internet/cable/phone services, and advertising purchases with social media sites and search engines; also offers 1 point per dollar spent on all other purchases
- Lets you transfer earned Chase Ultimate Rewards points to participating airline travel partners at full 1:1 value—meaning one Chase Ultimate Rewards point equals one partner mile/point
- Charges an annual fee of $95
- Is one of our top-recommended business credit cards for travel
See our guides on the best Barclays business credit cards and leading small business credit cards for additional options. You can also head over to our Credit Card Marketplace.
Bottom Line
JetBlue Business Card is an excellent travel card for business owners who fly with JetBlue Airways. It offers premium rewards on JetBlue purchases and other everyday expenses that can be redeemed for free flights. Note that other travel credit cards have lower annual fees, better rewards that include other spending categories, and complimentary access to premium lounges.
