JetBlue Business Card is a cobranded small business credit card from Barclays designed for business owners who frequently fly with JetBlue Airways. For an annual fee of $99, you’ll enjoy premium travel rewards on JetBlue purchases, which can be redeemed for free flights and travel perks, such as a 50% discount on eligible in-flight purchases and a free first checked bag.
JetBlue Business Card
BEST FOR:
JetBlue frequent flyers who want excellent rewards
- Earn up to 75,000 TrueBlue bonus points — 60,000 TrueBlue bonus points after spending $5,000 on purchasing within the first 90 days of card ownership, and an additional 15,000 TrueBlue bonus points can be obtained after spending a total of $15,000 within your first year as a cardmember
- 6x points per dollar spent on eligible JetBlue purchases
- 2x points per dollar spent at restaurants and office supply stores
- 1x points per dollar spent on all other purchases
Pros
- Welcome offer
- Premium travel rewards
- Does not charge foreign transaction fees
Cons
- Does not offer a 0% introductory period for purchases and balance transfers
- Premium rewards are only limited to JetBlue purchases
- Charges annual fee of $99
- Zero fraud liability protection: This card offers $0 fraud liability protection, making you not responsible for charges you did not authorize.
- In-flight savings on food and drink purchases: You can save 50% on in-flight purchases of food and drinks, including cocktails, beer, and wine, on JetBlue-operated flights. These savings don’t apply to other in-flight purchases like pillows, earphones, or upgraded seats and cabins.
- Free first checked bag: Get a free first checked bag for you and up to three companions on the same reservation after using your JetBlue Business Card to book JetBlue-operated flights.
- Earn up to 75,000 TrueBlue bonus points — 60,000 TrueBlue bonus points after spending $5,000 on purchasing within the first 90 days of card ownership, and an additional 15,000 TrueBlue bonus points can be obtained after spending a total of $15,000 within your first year as a cardmember
- 6x points per dollar spent on eligible JetBlue purchases
- 2x points per dollar spent at restaurants and office supply stores
- 1x points per dollar spent on all other purchases
Pros
- Welcome offer
- Premium travel rewards
- Does not charge foreign transaction fees
Cons
- Does not offer a 0% introductory period for purchases and balance transfers
- Premium rewards are only limited to JetBlue purchases
- Charges annual fee of $99
- Zero fraud liability protection: This card offers $0 fraud liability protection, making you not responsible for charges you did not authorize.
- In-flight savings on food and drink purchases: You can save 50% on in-flight purchases of food and drinks, including cocktails, beer, and wine, on JetBlue-operated flights. These savings don’t apply to other in-flight purchases like pillows, earphones, or upgraded seats and cabins.
- Free first checked bag: Get a free first checked bag for you and up to three companions on the same reservation after using your JetBlue Business Card to book JetBlue-operated flights.
When evaluating a travel business credit card like the JetBlue Business Card, we consider ongoing rewards, introductory rewards, and additional card benefits. We also rate the card’s annual fee and introductory and ongoing annual percentage rates (APRs).
Grading Criteria | Card Score | |
---|---|---|
Ongoing Rewards | 18 | |
Introductory Rewards | 25 | |
Additional Features | 18 | |
Annual Fee | 7 | |
Introductory APR | 0 | |
Ongoing APR | 2 | |
Total Score | 70 |
Who the JetBlue Business Card Is Best For
- Those who fly with JetBlue Airways frequently: You receive premium points on JetBlue purchases—and they can be used for free flights.
If this card isn’t what your small business needs, see our recommended alternatives below. Alternatively, you can check our roundup of the best Barclays business credit cards for more options from the issuing bank.
JetBlue Business Card Rewards
- Up to 75,000 TrueBlue bonus points: 60,000 TrueBlue bonus points after spending $5,000 on purchasing within the first 90 days of card ownership and an additional 15,000 TrueBlue bonus points after spending a total of $15,000 within your first year as a cardmember
- 6x TrueBlue points per dollar spent on eligible JetBlue purchases
- 2x TrueBlue points per dollar spent at restaurants and office supply stores
- 1x TrueBlue points per dollar spent on all other purchases
- 5,000 TrueBlue bonus points every year after your account anniversary
- $100 statement credit after purchasing a Vacations package with the JetBlue Business Card
TrueBlue Mosaic®
TrueBlue Mosaic® is designed to meet the needs of its customers. You can achieve Mosaic status through travel spending or JetBlue credit card spending—or a combination of both. TrueBlue Mosaic® lets you earn an additional 3x points on top of the points that you can earn on JetBlue flights, as well as the flight portion of a JetBlue Vacations package.
JetBlue Business Card Calculator
Find out how much you can earn from the JetBlue Business Card based on your estimated monthly expenses. Use our rewards calculator to compute your potential rewards—just enter your expected monthly spending, and our calculator will do the rest.
Note that each TrueBlue point is valued at 1.5 cents.
How To Redeem TrueBlue Points
Points will not expire and will be ready whenever you’re ready to use them. You can redeem your earned TrueBlue points in a number of ways:
- Book for JetBlue flights and choose any seat at any time, with no blackout dates. Note that booking a JetBlue flight with your points does not include Blue Basic fares.
- Book for JetBlue flights using cash and TrueBlue points, starting as low as 500 points. You can still earn TrueBlue points on the cash portion of your booking.
- Book a JetBlue Vacations package with your points. If you’re short on points, you can also use Cash + Points to pay for the flight, hotel, and car portion of a flight. Note that you won’t be able to earn TrueBlue points on the cash portion.
- Redeem for a statement credit towards purchases, starting at $25 up to a maximum of $1,000 per year.
- Book a flight on Hawaiian Airlines.
JetBlue Business Card Features
- Free first checked bag: Get a free first checked bag for you and up to three companions on the same reservation after using your JetBlue Business Card to book JetBlue-operated flights.
- In-flight savings on food and drink purchases: You can save 50% on in-flight purchases of food and drinks—including cocktails, beer, and wine—on JetBlue-operated flights.
- Zero fraud liability protection: Helps protect you from charges you didn’t authorize.
- Group A boarding: Receive Group A boarding on JetBlue-operated flights. Note that codeshare flights and flights operated by a partner airline are ineligible for this feature. Terms and conditions apply.
- Points pooling: You can earn and share points with family and friends. Note that terms and exceptions apply.
JetBlue Business Card Fees
APR
- Introductory: None
- Ongoing and balance transfer: 21.24% to 30.24% variable—adjusts with the prime rate (with a minimum finance charge of $1)
- Cash advance: 30.49% variable—adjusts with the prime rate
Fees
- Annual: $99
- Balance transfer: Either $5 or 3% of the amount of each transfer, whichever is greater
- Foreign transaction: None
- Cash advance: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Late payment:
- $19 for account balances less than $250
- $39 for account balances equal to or greater than $250
- Returned payment: $39
- Over-the-credit-line: $0
- Electronic payment: $15
- Administrative:
- $3 for statement copy
- $5 for other documents
- $15 per hour for research
Your due date is at least 20 days from your statement closing date (provided you pay your previous balance in full by the due date).
How To Make Payments
- Barclays App: Similar to its online banking counterpart, cardholders can set up their credit card payments through the Barclays App. You can also set up repeat payments by inputting the payment date, amount, and account for each automatic payment.
- Phone: Contact (877) 523-0478 and follow the prompts to get a successful payment.
- Mail: Send your payments through either of the following addresses:
Card Services
PO Box 60517
City of Industry, CA 91716-0517
Card Services
PO Box 13337
Philadelphia, PA 19101-3337
- Overnight credit card payments: Use specific labels and envelopes through UPS or mailboxes (FedEx or United States mail), then send them to either of the following addresses:
Remitco
Card Services
Lock Box 60517
2525 Corporate Pl., Ste. 250
Monterey Park, CA 91754
Card Services
400 White Clay Center Dr.
Newark, DE 19711
JetBlue Business Card Alternatives
Chase Ink Business Preferred®
Ink Business Preferred® Credit Card
BEST FOR:
Maximizing travel rewards at a lower annual fee
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- No foreign transaction fees
Cons
- No interest-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the welcome offer
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the United States manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts―and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- No foreign transaction fees
Cons
- No interest-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the welcome offer
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the United States manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts―and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
When To Consider Chase Ink Business Preferred®
- You want a business credit card with a lucrative introductory bonus: It offers 100,000 bonus points after spending $8,000 on purchases within the first three months from account opening—that’s worth $1,000 cash back or $1,250 toward travel when you redeem it through the Chase Ultimate Rewards®
- You seek an alternative travel business credit card from the same issuing bank: It lets you earn 3 points per $1 on the first $150,000 spent in combined purchases in four categories for each account anniversary year; categories include travel, shipping purchases, advertising on search engines and social media sites, and expenses on internet, cable, and phone services
Other Benefits
- Provides reimbursement of up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses (includes passenger fares, tours, and hotels) in the event your trip is canceled or cut short by sickness, severe weather, and other covered conditions
- Does not charge foreign transaction fees
- Lets you request employee cards at no additional cost
Its lucrative introductory bonus and high credit limit are why it is one of our top business credit cards for travel and leading high-limit business credit cards. For more options from the issuer, you can check our roundup of the best Chase business credit cards.
Bank of America Business Advantage Travel Rewards World Mastercard®
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
BEST FOR:
Earning top rewards on travel purchases booked through Bank of America Travel Center
9 billing cycles
- Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
- Earn unlimited 1.5 points for every $1 spent, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.
- No limit to the amount of points you can earn and points don't expire as long as your account remains open.
- No annual fee and no international transaction fees.
- Choose how to redeem points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America® Travel Center, for cash back or gift cards.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Pros
- No annual fee: By not having to pay an annual fee, you can reduce your overall credit card cost while earning unlimited rewards on your expenses.
- No blackout dates on travel: You can redeem your points for travel or travel credits through the Bank of America® Travel Center anytime, with no blackout dates.
- 3x points on travel: You can earn 3x points for every dollar spent when you book your travel (car, hotel, or airline) through the Bank of America® Travel Center.
- Welcome bonus points: If you can spend $3,000 in net purchases within 90 days of opening an account, you will earn 30,000 bonus points.
Cons
- Low ongoing rewards on nontravel: While you can earn high rewards points on travel, you can only earn 1.5x points on all other purchases.
- Short 0% APR introductory period: This is a disadvantage if you need a longer 0% APR period.
- No 0% APR on balance transfers: The introductory APR only applies to purchases
- Bank of America doesn’t disclose details of its additional card features. To find out more about these additional features, review your guide to benefits when you receive your card in the mail.
9 billing cycles
- Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
- Earn unlimited 1.5 points for every $1 spent, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.
- No limit to the amount of points you can earn and points don't expire as long as your account remains open.
- No annual fee and no international transaction fees.
- Choose how to redeem points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America® Travel Center, for cash back or gift cards.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Pros
- No annual fee: By not having to pay an annual fee, you can reduce your overall credit card cost while earning unlimited rewards on your expenses.
- No blackout dates on travel: You can redeem your points for travel or travel credits through the Bank of America® Travel Center anytime, with no blackout dates.
- 3x points on travel: You can earn 3x points for every dollar spent when you book your travel (car, hotel, or airline) through the Bank of America® Travel Center.
- Welcome bonus points: If you can spend $3,000 in net purchases within 90 days of opening an account, you will earn 30,000 bonus points.
Cons
- Low ongoing rewards on nontravel: While you can earn high rewards points on travel, you can only earn 1.5x points on all other purchases.
- Short 0% APR introductory period: This is a disadvantage if you need a longer 0% APR period.
- No 0% APR on balance transfers: The introductory APR only applies to purchases
- Bank of America doesn’t disclose details of its additional card features. To find out more about these additional features, review your guide to benefits when you receive your card in the mail.
When To Consider Bank of America Business Advantage Travel Rewards World Mastercard®
- You are a current member of Preferred Rewards for Business: It lets you earn unlimited 1.5 points for every $1 spent, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.
- You intend to make large purchases: It offers a 0% introductory period on purchases for the first nine billing cycles.
- You want a travel business credit card that does not report to personal credit bureaus: This is one of the few business credit cards that doesn’t report to personal credit bureaus, ensuring your personal credit score won’t be affected by your business transactions.
Other Benefits
- Lets you earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit toward travel or dining purchases
- Offers unlimited 1.5x points for every dollar spent on all purchases, with no limit on the amount of points you can earn
- Charges $0 annual and foreign transaction fees
This card is included on our list of the best business credit cards for travel and best small business credit cards. Check our list of the best Bank of America business credit cards for more options from the issuing bank.
American Express Business Platinum Card®
The Business Platinum Card® from American Express
BEST FOR:
Gaining access to unrivaled travel rewards and luxury travel perks like airport lounge access
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
- $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,300 airport lounges worldwide
- No foreign transaction fees
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,300 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
- $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,300 airport lounges worldwide
- No foreign transaction fees
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,300 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
When To Consider American Express Business Platinum Card®
- You want access to luxury travel perks: It lets you enjoy travel perks such as airport lounge access, airline fee credits, and upgraded status for Marriott BonvoyTM and Hilton Honors.
- You can pay your monthly balances in full: If you’re ineligible for the Pay Over Time feature, you are required to pay your balances in full each billing cycle.
Other Benefits
- Receive 120,000 Membership Rewards® points after spending $15,000 on eligible purchases within the first three months after opening an account
- Earn up to 5x Membership Rewards® points on selected spending categories
- Gain access to more than 1,400 airport lounges across 140 countries through The Global Lounge Collection
- Pay your CLEAR Plus membership using the card and receive up to $189 in statement credits per year.
Despite it charging a high annual fee of $695, its high introductory rewards and luxury travel perks are why it is our top business credit card with airport lounge access and one of our preferred business credit cards for travel. See our roundup of the best American Express business credit cards for more options from the issuer.
Frequently Asked Questions (FAQs)
Yes, JetBlue Business Card reports your account activity to both Experian and Equifax.
The easiest and fastest way to apply for the JetBlue Business Card is online. However, you can also call (866) 483-9644. Note that you need a credit score of at least 700 to qualify for the card.
Bottom Line
JetBlue Business Card is an excellent travel card for business owners who fly with JetBlue Airways. It offers premium rewards on JetBlue purchases and other everyday expenses that can be redeemed for free flights. Note that other travel credit cards have lower annual fees, better rewards that include other spending categories, and complimentary access to premium lounges.