4 Ways to Print Payroll Checks Online for Free

The first step is to visit the website and enter your company information, name, and email address. You’ll receive two emails that detail the features included with the free service, available add-ons, and steps to start the payroll process.

One of the emails you receive will include a link you can use to download the app. You’ll need to respond to a couple of prompts, like giving your computer permission to run the program, so just follow the installation steps on the screen.

Once you log in to the app, you’ll enter information to finish setting up your company, payroll, employees, taxes, and accounting. The system will need information like your bank’s routing and account numbers, pay frequency (i.e., biweekly, weekly, etc.), and employee W-4 details. After entering all of the required information, you can submit and wait to be notified via email that your account setup is complete.

Payroll4Free signup page

Once you receive the email verifying your account setup, you can process payroll. On the left-hand side of the screen, you’ll click the “Payroll” menu option. It’ll bring up a dashboard that shows processing, reports, and maintenance. Click to enter the PR Explorer process.

Payroll4Free’s dashboard

Before you can start printing payroll checks, you’ll need to start a new batch and enter your employees’ hours or salary. You’ll also need to enter and verify the check date, payroll period, and payment types (checks and/or direct deposits). The system will automatically calculate deductions, employer taxes, wages, and salaries payable based on information entered during setup and the hours you submit.

Employee work hours and payroll details should be entered here.

Once all of your employees’ information is entered, you can view your preposting reports before printing the paychecks. This will help ensure your checks are accurate, so you won’t have to void in the system and reprint later.

Payroll reports from Payroll4Free

Preposting reports contain all of the information about your current payroll. You’ll see earnings, taxes, general ledger accounts, etc. The first official report that will show is the earnings report. After you review the earnings report, you will see a detailed tax report, summary tax report, journal entries, and check register. To toggle through these, click the left or right ticker (arrow) at the top, under your company name.

The check register is the last report you will see. There won’t be a check number because you will not have printed the checks yet. As you move your mouse over the employees’ records, you will see a blue bar. This means you can drill down. Hover your mouse over the check you’d like to preview and double-click.

Payroll report to review before amounts post to your account

To exit the drill-down, click on the white X in the upper right-hand corner. The system will take you back to the check register. Once you have reviewed and approved the applicable reports, click “Post” (with a green checkmark in front) on the upper right-hand side. The post function will update the payroll and send you to the check printing screen.

You can print the preposting report by selecting the Print button at the top center of the page.

You will see a note at the top that reminds you to load payroll check stock into the printer. Once you’ve loaded the printer, verify that the printer listed is where your checks should be printed. If not, open the drop-down box and select the correct printer. Also, confirm that the checks listed below are the payments you’re expecting.

The payroll batch information for payments you’re about to process

When you’re ready, click “Print All” on the right (third from the top). Your checks will print, and the system will ask you to confirm that the checks were printed correctly. There will be a prompt asking if you want to see the posting reports. Click “Yes,” and you will see reports that look similar to the preposting reports but with check numbers. You can export the file as a pdf, CSV, or txt file. To exit, click the white X in the upper right-hand corner.

The system will take you to a list of posted batches. If your batch has a black font, it means checks were printed. If it’s in red, you’ve updated but haven’t physically printed the checks. If the batch is shaded in gray, there’s a void check in the batch. To close out of the PR Explorer, click the “Close” button on the far right-hand side (last button in the list).

A list of posted payment batches

If you ever need to reprint checks, just click “Other Reports” under Reports to see a drop-down list. You will need to select “Payroll Check Register Report.” Enter a time frame, i.e., 06/07/2021 to 06/21/2021, and then “Generate.” The system will then show you a check register report (similar to the one that displays when you print an original batch).

Follow the same process as described above by hovering over the transaction you want to see, double-click, and the check will display. Since it’s already been posted, you can select “Print,” and the check will reprint.

Access the payroll check register report to see check copies.

This step is actually optional. If you only have a single check you need to print in a pinch, you can go to the free paycheck calculator and put in the information. However, if you want to save paychecks, compute taxes, and manage payroll, then register first.

eSmart registration is simple and free. (Source: eSmart)

eSmart will mail you a verification code, and once you enter it, you can set up your company, payroll, employees, taxes, and accounting. The system will need information like your bank’s routing and account numbers, and pay frequency (i.e., biweekly, weekly, etc.). You are also invited to add company-specific policies like vacation and sick pay.

You’ll want to check the Earnings tab, where it lists the most common earning types, from commissions to overtime. You can make changes or add new types of earnings to be used in payroll calculations. You can do the same for deductions.

You can click Add New Earning to create a custom wage type. (Source: eSmart)

Adding employee information is optional in the registration process, but you will need it for running payroll. This is also true for adding paydays. After entering all of the required information, you can submit and wait to be notified via email that your account setup is complete.

When you are ready to run payroll, click on Create Payday in the top left-hand menu. Then you will then enter basic information, like paycheck date, check starting period, pay period, and pay cycle (monthly, weekly, etc.)

After that, you have two choices: You can create paychecks one at a time or you can run the Payday Wizard, which is the blue button at the bottom of the list of employees.

Clicking Payday Wizard lets you create multiple checks at once. (Source: eSmart)

From Payday Wizard, you can click off employees you don’t want to create a check for, add other payments like commissions or sick pay, and adjust hours if needed. Then you click calculate to see how much the checks will be and Create Paycheck to create the checks.

Employee work hours and payroll details should be entered here. (Source: eSmart)

Before creating the checks, it will show you the details so that you can make any corrections as needed. After that, click on Submit Payday to get a summary report with wages and taxes. Click Save to save the payroll.

You have a chance to verify details before printing checks. (Source: eSmart)

Once you save payday, you can either view the summary report or select Print All Paychecks. This will download the paychecks as a PDF. eSmart Paychecks prints on standard 3-part blank check stock. This stock is available commercially or from eSmart for a service fee.

Paychecks are saved as PDF and work on standard 3-part check blank stock. (Source: eSmart)

Search for and install the app. After you open the app, you’ll be prompted to agree or disagree with the privacy policy and terms of use.

Check Writer app on Google Play

Fill the check out by entering your name and address at the top, the payee’s name beside “Pay to the order of,” and the amount in numeric form. Write out a memo and include your signature (which is just your name in print).

When you’re ready to add your routing and account numbers at the bottom, click in the area they should be entered and a prompt to add a bank account will display. You’ll see the image of a check at the top of the page with arrows showing you where to find your routing and bank account numbers on checks issued to you by your bank. Scroll down and enter the following:

• Your full name
• Address
• Bank name
• Routing number
• Account number
• Starting check number

The check details you enter will populate on this electronic copy of the check.

After you enter all of the information, click “Save Bank Account.” The app will display a message reminding you to verify that the data you entered is correct and it’s not responsible for any errors. Click “OK,” and you’ll be sent back to the page displaying your check.

Now, you can add the bank account you just created in the system. Click in the bottom area where your routing and accounting number will show, and a prompt will display with the accounts you entered. Select the bank account from which you want to pay, and the routing account and check numbers will automatically populate on the check.

In the top right-hand corner, you’ll see a series of white dots aligned vertically. Click on them, and a drop-down will appear. Select the last option, “Print or Save PDF.” A box with information about print settings will appear. Be sure to read that, because you may need to change your check alignment, border, or size when you’re finished reviewing the check preview.

This is a check preview.

Now, you’re ready to select a printer. Select “All Printers” in the top left-hand corner (you’ll see the alternative option to save as a PDF), and your device will begin searching for printers. You can add a wireless printer from your phone settings; the exact steps can vary depending on the type of phone you have.

You’ll see this message until your device connects to your local printer.

Be sure your printer and your phone are connected to the same Wi-Fi network. This will make it easy for your phone to find and connect to the printer. If you don’t find the option to add a printer in your phone settings, check your manual or Google.

Add check stock to your printer. Check Writer 3.0 can only print using personal-sized check stock but plans to offer business-sized checks in the future. The app recommends you use Office Depot’s personal check stock for printing.

Check Writer doesn’t have specific printer settings to follow, but if you find that fields are overlapping on the check when you print, go to “Settings” -> “Customize checks.” Then, try to decrease the font size or change its type. If you have alignment issues, go to “Settings” -> “Print Settings” and adjust until you find a fit.

If your printer doesn’t support wireless printing, just save the check as a PDF file. Send it to yourself via an online email account, and print from a computer or laptop. Also note, if you’d prefer to print blank checks and hand-write them later, the app supports that. Follow all the steps above but leave the check information blank.

First, you’ll need to create an account. Click “Create Free Account” at the top middle of the page, following “Home.” It will take you to a page that requires you to enter a login ID, password, and email address to finalize your account setup. Be mindful of the password rules when setting (no % or space). Once you’re done, you should receive a confirmation email sent to the address you entered within 15 minutes. Follow the link in the email to verify your email address.

Print Check Online login page

Once your email is verified successfully, you will have the option to sign in. Once you’re signed in to your account, click “Check Printing” at the top of the page (after “Home”). Then, you’ll see all of the information you need to enter:

• Your name and physical address
• Your bank name and address
• Your mailing address
• Check number, amount and date
• Payee’s name
• Memo
• Routing and account numbers
• Layout order: Defaults to Check number -> Routing number -> Account Number (with a free account)

Print Check Online’s check printing dashboard

Print Check Online requires your resolution settings to be at 96 DPI. To change on Windows 10, you will need to close all the programs currently running on your computer. (If you’re using a different operating system, like Mac, you should consult your manual or look up how to change DPI and page set up on Google.) Windows 10 users should do the following:

Right click the desktop -> Click on “Properties” -> Click on “Advanced” -> Change DPI setting by selecting “Normal size (96 DPI)”-> Click on “Apply” -> Click “OK”

Once your DPI is where it needs to be, adjust your page setup and do the following:

Click “File”-> Click “Page Setup” -> Change the page size to “Letter” -> Change all margins to 0 (they automatically set to the minimum inches)–>Change all headers and footers to “Empty” -> Click “OK”

Printer setup

Once your settings are updated, you can load the printer with check stock. Print Check Online recommends you use Versacheck Form 1000 Prestige Checks.

After you enter your check information, adjust the print settings, and load your check stock, you can opt to preview your check. Click “Preview Your Check,” located at the bottom of the page, and you will see your check with a watermark indicating it’s for preview only. When you’re ready to print the check, select “Click to Print Your Check” at the bottom of the page, and the same check will populate without the watermark. Then, print to the printer you want to use.

Check preview

The first step is to visit the website and enter your name and email address. You’ll immediately be directed to CheckRobot’s dashboard once you log in.

Click the “Add Bank Account” button in the upper left corner of the dashboard and provide your bank account details, including your bank’s name, address, nickname, routing number, account number, and starting check number. Then, click the “Create a New Account” button at the bottom of the page.

Bank account creation dashboard

After creating your bank account, you can proceed in adding your payee’s name, address, and bank account, and click the “Create New Payee” button. After creating a new payee, you will be directed to another page that will allow you to create a check. You can also add another payee, delete, or add another bank using the buttons at the upper left of the page.

When you click the button to create a check, you will be directed once more to a page that will need the amount you will provide the payee. The date, check number, and memo (payee’s account number) are automatically filled out but you can still edit the information. Once you click “Create a Check,” you will then see a listing below the page of all the checks that you will issue. It also has a feature to convert it to PDF format or delete the check entry.

Create a check for your payee.

Be sure you have your magnetic ink cartridge or toner in the printer. After you load your check stock, click “Get PDF” to view the PDF with the check information. Double-check your entries, and then Save the PDF. Adjust your printer settings and print your personal check.

PDF version of the personal check

First, you’ll enter information about yourself and your company—name, address, number of employees, etc. You’ll set your password and declare whether or not you’ve run payroll in the current year. You’ll also tell the system if you offer health benefits and how you heard about Gusto. Then, you’ll create your account. Gusto will send you an email to confirm your email address. Once you click on the link, you can complete the setup and run your first payroll.

After you sign in, you will have to enter a bit of information to get started. Remember, with payroll software, you have to process payroll before printing checks. You’ll enter information regarding the following:

• Accounting software integrations
• Company addresses
• Employees
• Federal tax information
• State taxes
• Bank account information
• Pay schedule
• Previous payrolls, if applicable
• Unpaid tax liabilities

To pay your employees with payroll checks, you will need to specify this within the employee setup menu. Click on “People” on the left-hand side of the dashboard to enter information about each of your employees. This is where you will specify the preferred payment method is check.

Employee setup page

Gusto has a time-tracking system that allows you to track and approve your employees’ work hours. After you enter them into the system, they will receive their own login and can enter their hours each period. Pay for salaried employees will be consistent each month. Once you approve time for all employees, Gusto will calculate gross pay and deductions. You’ll need to verify that everything looks correct before proceeding to print your payroll checks.

Payroll processing page

After running payroll, click “Print Checks” on the Write Checks screen. You’ll need to choose your check type. You can print personalized checks on top paper or blank checks on bottom paper. Gusto recommends specific personalized check stock and blank check stock to ensure compatibility with the system.

If you choose the personalized top check option, you will need to select “Layout t10196,” and when you’re choosing the check style, toggle the tab from “by Software” to “by Layout.”

If you have blank check stock and need Gusto to populate your company and bank information, choose the blank bottom check option.

Paper check options

Be sure you have your magnetic ink cartridge or toner in the printer. After you load your check stock, click “Prepare Checks” to view the PDF with the check information and earnings statement. Save the PDF if you’re using the “Blank with Check on Bottom” option, because check numbers will change if you have to regenerate the batch at a later time for reprinting. To avoid printing issues, deselect the option for Fit to Page or Scale to Page.

Example of checks printed with Gusto

Then, all you have to do is print, sign, and deliver the checks to your employees. Pay stubs are included, so you don’t have to manually prepare.