Let’s set the record straight: The gig economy is not the creation of millennials delivering dinners with Postmates or hauling riders with Uber. It dates back to post-WWII America, when mammoth companies’ reshuffling opened the door to temporary, mostly administrative jobs. Fast-forward to 2019 and you have a resurgence of the on-demand employment that’s been…
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Home Equity Line of Credit: What It Is & How to Get One
A home equity line of credit (HELOC) is a revolving line of credit collateralized by your home. The maximum limit for a HELOC is based on the amount of equity in your home and typically will not exceed 85% of the home’s value. HELOCs have relatively low interest rates with current rates starting at 5.25%….
Azlo’s New CEO Explains the Rise of Business Digital Banking
Cameron Peake spent years launching digital financial products all around the world before starting the digital banking platform Azlo in 2017. Her work enabled small business owners and entrepreneurs to save and pay more securely, efficiently, and cheaply. Peake and Brian Hamilton co-founded Azlo with the goal of delivering small businesses and entrepreneurs the tools…
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How to Open a Business Bank Account in 5 Steps
Opening a business bank account is a five-step process that includes determining the right type of bank account, selecting the right bank, knowing what you have to pay, providing the required documentation, and depositing funds. Opening a business bank account makes it easier to keep your business and personal cash flow separate. If you’re searching…
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15 Best Free Business Checking Accounts 2019
Free business checking accounts either don’t charge monthly account fees or make it relatively easy to avoid them by, for example, meeting minimum deposit requirements. We examined banks nationwide to find the 15 best free business checking accounts. These accounts waive monthly fees, but they may charge customers for extra transactions and services. FitSmallBusiness Uses…
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Best States to Open a Cannabis Business in 2019
Looking to be the next marijuana millionaire? Getting an early piece of the rapidly growing pot pie is a smart move. According to Marijuana Business Daily, the booming industry saw retail sales hit $9.7 billion in 2018 from $6.6 billion in 2017, and that’s slated to double by 2022. New bars for cannabis revenue are…
Top 30 Mompreneur Business Ideas for 2019 & Beyond
A “mompreneur” is a woman who takes on two jobs ― as a mother and as a business owner. The list of successful mompreneurs is long and growing and consists of both full-time entrepreneurs as well as mothers with side businesses. We spoke with leading mompreneurs who shared the top mompreneur business ideas. Here are…
Best States for Female Entrepreneurs 2019—Definitive Ranking of All 50 States
While the old saying “It’s a man’s world” is passé, there’s still evidence men have the upper hand in business—particularly the startup world. Women-owned startups face significant social and economic challenges, resulting in a remarkable disparity between male and female-launched businesses. For example, a recent study by Biz2Credit revealed that women who apply for business…
How to Design an Open Office Layout & Alternative Ideas
An open office layout is a floor plan centered on a large, open space with minimal enclosed offices. Open office layouts are economical, flexible, and can be effective for highly collaborative teams. However, studies show that poorly planned spaces decrease productivity and employee satisfaction. Balancing openness with privacy options is key to a successful design….
Business Insurance for Startups: Cost, Coverage & Providers
Small business insurance protects startups’ assets when misfortune strikes. General liability, for instance, covers third-party lawsuits. Commercial property insures their business equipment and office space. Startups can usually combine this coverage in a business owner’s policy (BOP). Most BOPs include business interruption coverage too. BOPs cost between $500 and $3,500 a year. Business insurance is…
25 Best Startup Ideas for Businesses in 2018
In 2017, the business startup rate in the US was 9.4 percent, with as many as 95 percent of new startups expecting better business conditions as they grow. If you’re looking to launch your own venture, these 25 startup business ideas could be your perfect starting point. Here are the top 25 startup ideas for…
10 Best Fitness & Gym Franchises 2018
As fitness has become more of a lifestyle than a trend and people are conscious about getting fit, entrepreneurs are taking advantage of this by investing in gym and fitness franchises. Fortunately, there are different fitness franchises to choose from, with an average cost of around $319,688. We received data on the 10 best-performing gym…
