Debt financing is the most common form of small business financing. It involves borrowing funds from a lender and repaying the borrowed amount—plus interest—over a set period of time by means of regularly recurring payments. Common forms of debt financing include loans, lines of credit, and credit cards. What Is Debt Financing? Debt financing provides…
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How to Come Up With a Business Idea
Coming up with a business idea is the first step to starting a business. To begin, you can identify problems you or others are having. Some people take an unstructured approach to determining how to come up with a business idea. Others are more efficient when following a step-by-step process that guides their brainstorming sessions….
LLC Electing S-corp Status: What, Why & How
A limited liability company (LLC) electing S corporation status for tax purposes could lessen a business’ tax bill by thousands of dollars. An LLC pays a 15% self-employment tax on profits, while an S-corp only pays 15% on the owner’s salary, not the entire profit. You can file IRS Form 2553 to elect as an…
What Is an LLC & How to Register
An LLC stands for limited liability company. It protects a business owner’s personal assets in the event that legal action is taken against the business. LLCs have the tax advantages of partnerships combined with the limited protection of C-corporations. State fees to register an LLC vary, ranging from $40 in Kentucky to $520 in Massachusetts….
What Is a Convertible Note? Examples & How It Works
A convertible note is a short-term debt that has an interest or discount rate, a valuation cap, and a maturity date. Investors use convertible notes to invest in startups in the early stages of development. Investors can choose to convert convertible notes into preferred shares on a specific date or event. What Is a Convertible…
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40 Seth Godin Quotes for Entrepreneurs
Seth Godin is an American author, public speaker, and entrepreneur, considered to be one of the most influential minds in modern marketing and business. He wrote 18 international bestsellers, published in over 35 languages. Godin’s insights in leadership and innovation make him the perfect source of inspiration for professionals and entrepreneurs the world over. Here…
40 Dale Carnegie Quotes on Self-improvement for Entrepreneurs
Dale Carnegie’s quotes on salesmanship, public speaking, and communication skills are a source of timeless inspiration for people, in business and personally. He was a well-known writer and lecturer who designed numerous courses on self-improvement and entrepreneurship. He also published numerous books full of wisdom that many people still read today. Here are 40 Dale…
How To Open A Bar in Six Steps
When deciding how to open a bar, you should begin by researching different types of bar businesses (sports bar, pub, brewery). In general, bars can be expensive to start, with costs ranging from $150,000 to more than $1,000,000, depending on how much space and the type of liquor and food licenses required. To accept and…
Raising Money From Friends and Family: Loans Or Equity?
Turning to friends and family to fund a business venture is one of the most common forms of small business funding. Raising money from friends and family is less formal than other financing alternatives. Business owners can give away equity to fund their business or take on debt with a friends-and-family loan. What a Friends-and-Family…
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14 Tech Startup Ideas For Entrepreneurs
Tech startup ideas cover a wide range of businesses, from software or physical tech sales to businesses that completely rely on technology like independent livestream reporting. All tech businesses can be profitable, with the most successful ones earning millions of dollars per year. Some have an edge with proprietary information, while others are more innovative….
10 Surprising Startup Statistics
Starting a business can be a dream come true. As it turns out, you don’t need a degree from Harvard University to do it. If you’re curious about what it takes to have a successful startup, look no further, dear entrepreneur; we’ve compiled some startup statistics that may surprise you. I. Analysis Here are the…
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32 Easy Businesses to Start
Many people want to start their first business but struggle with deciding what type of business to start. Easy businesses to start usually have fewer licensing requirements, training certifications, flexibility, and a lower overall cost. Marketplace websites like Care.com make it easy for businesses in certain industries, like childcare, to connect with paying customers. Here…
