In a comparison between business internet service providers CenturyLink vs Spectrum, it can be difficult to choose based on price alone. Spectrum is available in more areas and delivers comparable and, sometimes, faster speeds than CenturyLink. However, CenturyLink offers flexible billing options and decent speeds, but it might not be available in your area. When…
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How to Raise Venture Capital Funding: The Ultimate Guide
Venture capital is a form of equity investment that involves newer, high-growth companies raising money from private individuals and firms. In exchange for their investment, venture capital investors receive a partial ownership stake in your company, some control over the company, and significant returns if the company is successful. What Is Venture Capital Funding? Venture…
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Convertible Debt: The Ultimate Guide
Convertible debt is a financing option that gives investors the right, but not the obligation, to exchange the value of their debt for equity on a set date or when certain events occur. Convertible debt offers investors and companies a high degree of flexibility, low ongoing costs, and a large source of funding. What Is…
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How to Open a Bakery in 6 Steps
To learn how to open a bakery, you should start by writing a business plan, researching equipment costs, and finding a location. A bakery can be operated at home, in a shared kitchen, food truck, or cafe. Costs range from $5,000 for an at-home bakery to over $500,000 for a bakery cafe. Every bakery that…
21 Startup Costs Every Business Owner Should Know
Startup costs are expenses for new businesses. Almost all new businesses will have at least a few expenses, such as legal entity registration (around $150), software, and marketing. Some businesses have costs that are not required but are helpful, such as business plan software ($20 per month), professional consultants, and a website ($20 monthly). Tips…
Startup Business Loans 2019: The 12 Best Ways to Fund Your Startup
Qualifying for a business loan as a startup can be difficult. Entrepreneurs often need to utilize multiple financing sources to get their new startup off the ground. Startup business loans can take many forms, including SBA loans, angel investment, or Rollovers for Business Startups (ROBS), and each is unique in what they offer to startups….
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How to Get a Loan to Buy a Business in 2019
Most people need a loan to buy a business. Borrowers should expect a down payment starting at 10%, interest between 5% and 10%, and terms between three and 25 years. Most loans have underwriting or closing costs, and borrowers should expect to pay on average 2% to 3% of the total loan amount at closing….
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How to Crowdfund Your Small Business
To successfully crowdfund your small business you will need to select the type of crowdfunding that best suits your needs as well as a platform to host your campaign. When you set up the campaign you will need to tell a compelling story and adequately describe how your product or business can benefit potential backers….
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8 Best Business Plan Software 2019
The best business plan software uses the latest technology to guide users through a simple step-by-step process to create a visually appealing plan. When determining the best business plan software, we looked for low costs, ease of use, and high-quality educational materials. On average, business plan software costs range from $10 to $50 per month….
Net Operating Loss: What It Is & Its Tax Implications
A net operating loss (NOL) occurs when a business’ tax deductions exceed income. Business owners need to learn what a net operating loss is and how it affects their taxes. Essentially, businesses can use an NOL to offset a future tax bill from $100 to $250,000 for up to 20 years. To determine if your…
Business Exit Strategy: 13 Ways To Exit
A business exit strategy is a strategic plan to sell or walk away from a business. You can sell a business with desirable assets for a profit and/or work as a manager. Typically, business owners plan their exit five years in advance, giving them time to maximize the business’s value for investors. Before selling your…
How to Write a Business Plan in 9 Steps
Whether you’re just starting your business or are already established, a business plan can help you plot your future. Additionally, a business plan is an opportunity to show why and how your business will become a success. Learning how to write a business plan successfully requires planning ahead and conducting financial and market research. Here…
