A business certificate of deposit (CD) ladder is a financial strategy that involves investing in multiple CDs of varying lengths at staggered maturity dates. Opening a CD ladder benefits your business by ensuring that you earn the maximum interest return on your business reserve funds while keeping some of those funds regularly available to cover…
Ultimate Guide
Foreclosure & REO Listings: Differences & How to Get Them
Foreclosure and real estate-owned (REO) properties mean owners are in unfortunate financial situations and can no longer afford their properties. This presents an opportunity for real estate agents to get new listings, help people in need, and improve their community by finding the right buyer or investor. To learn how to get foreclosure listings, you…
Are Service Dogs Allowed in Restaurants?
Service animals and service dogs in restaurants can be tricky situations. These are the laws you need to follow.
The first time you encounter a service dog or a service animal in your restaurant, your initial reaction is probably “that’s against health code.” You’re not wrong, but when it comes to service dogs, you also need to consider the Americans with Disabilities Act (ADA). Health code and the ADA sometimes come into conflict regarding…
What Is Invoice Factoring & How Does It Work?
Invoice factoring is a type of business financing that allows a company to receive advances on unpaid invoices. Those unpaid invoices are assigned to a factoring company, which then offers your business an advance of approximately 80% of the invoice upfront. The customer repays the factoring company. Once the invoice is satisfied, the remainder of…
Vacant Home Insurance: Providers, Cost & Coverage
Vacant home insurance covers homes that are unoccupied for an extended period. It typically costs 50% to 60% more than your traditional home insurance policy, or around $2,170 yearly. Vacant home insurance costs more than traditional home insurance because unoccupied properties have a higher risk of exposure to weather damage, theft, and vandalism. We evaluated…
Hiring Employees in China: What US Employers Need to Know
China has a fast-growing economy and hundreds of millions of highly skilled workers, which can help your organization grow at a fraction of the cost you’d pay your domestic workers. This makes it appealing for US employers when hiring employees in China. However, it’s illegal for foreign employers to hire in China, and to comply…
Customer Satisfaction Survey Templates & Top Questions to Ask
Businesses that regularly collect customer feedback outperform businesses that don’t. Using CSAT surveys is easy and can give you immediate, actionable feedback.
A customer satisfaction (CSAT) survey is a questionnaire that businesses send to shoppers after they have made a purchase or received a service from your business. It is designed to capture sentiment around a particular product or experience rather than overall loyalty to your business. We’ve included two downloadable survey templates just below. Our guide…
Cannabis Insurance: Cost & Coverage
Cannabis insurance is a policy or a combination of policies that protects marijuana businesses against their associated risks from liability or damage to their property. Dispensaries, cultivators, and testing labs need different levels of coverage—but all need at least a general liability policy and depending on the state, workers’ compensation. Cannabis insurance costs are higher…