Liquor liability insurance provides liability protection for businesses that sell and serve alcohol and helps with claims that come from intoxication. Whether the claim is for damage or injury, the business can be legally liable for providing alcohol to the intoxicated customer. Liquor liability can be expensive, with the cost potentially ranging from $200 to…
Ultimate Guide
Email Marketing for Small Business: Overview, Costs & Benefits
Email marketing isn’t just a buzzword or a passing trend. It’s a tried-and-true strategy known to help brands reach more people effectively, even for small businesses with limited resources. Below you’ll find an overview of email marketing for a small business, including some of the nuances of how campaigns work, where they fit in your…
How to Lease a Restaurant: The Ultimate Guide
Leasing a restaurant is the most common way most restaurants find a location. Restaurant leases give independent restaurants access to commercial real estate in desirable locations for a much lower upfront cost than purchasing a location. There are several types of restaurant leases to know, with varying levels of risk and cost for restaurant owners….
What Is SBA Form 159 & How to Fill It Out
If you or your lender hire a loan packager, referral agent, broker, accountant, attorney or consultant to help prepare or secure a Small Business Administration (SBA) loan, you are required to fill out SBA Form 159. This is a form that is used far less frequently than other SBA forms. Less than 40% of SBA…
Staffing Agency Insurance: Cost, Coverage & Companies
Staffing agencies need insurance that covers their assets and protects them from claims against the business. At a minimum, staffing agencies need commercial general liability (CGL) to cover third-party injuries and property damage—the premium for which can range from $250 to $1,000 annually. Professional liability is another important coverage for a staffing agency since it…
What Is Public Liability Insurance?
Public liability insurance protects a business if a third party, like a customer, claims they were injured or have property damage because of the insured business. In the U.S., public liability is an older form of liability that most insurance companies no longer offer, having rolled its coverage into the broader commercial general liability (CGL)…
How to Create a Bar Menu in 8 Steps (+ Expert Tips & Examples)
One often overlooked menu in the restaurant industry is the bar menu. While food is the main showcase for most restauranteurs, the menu that highlights your beverage program should be just as salient and intriguing to order from. The profit margin and overall sales volume from alcohol can be quite large for those in the…
Guide to Real Estate Community Pages: Why & How to Create Them
In order to generate real estate leads online, you need to show homebuyers and sellers that they can trust you. One of the best ways to display your local real estate expertise and build trust online is by creating real estate community pages. These pages provide details about local neighborhoods, including information about schools, local…