All Ultimate Guide Articles - Page 22

Workers’ compensation insurance pays for employees’ medical bills and lost wages when they suffer workplace injuries or occupational illnesses. Workers’ comp is required by law in most states, and Virginia employers must carry a policy once they regularly employ more than two employees. The average cost of workers’ compensation insurance in Virginia is 75 cents…

Workers’ compensation insurance is state-mandated coverage that pays employees’ medical bills and part of their lost wages if they suffer on-the-job injuries or occupational illness. In Washington, D.C., business owners with one or more employees must carry workers’ compensation insurance and cost an average of 51 cents per $100 of payroll. Top D.C. Workers’ Compensation…

Nanny insurance is a group of business policies designed for individuals who care for children. Whether they work out of their home or someone else’s, nannies’ policies like general liability and professional liability to protect their assets in case they are sued. Nanny insurance typically costs between $200 and $1,400 per year. Unfortunately, nannies can…

Insurance for veterinarians covers the risks of caring for animals, dealing with pet owners, and running a medical facility with expensive equipment and pharmaceuticals. Veterinarian insurance is more than one policy, combining general liability, business equipment, malpractice and often animal bailee policies. Costs for the proper coverage and mix of policies is about $6,000. If…

Colorado workers’ compensation insurance requires that any employer with one or more employees must maintain a policy that pays medical expenses and partial wage-replacement for injuries on the job. Colorado small businesses should expect to pay an average of 97 cents per $100 of payroll for workers’ comp. Rates vary extensively based on job duties…

New York workers’ compensation insurance pays for medical costs, medications, rehabilitation services, and lost wages when an employee is injured at work. Workers’ compensation insurance New York costs an average of $1.46 per $100 of payroll costs paid. Premium rates vary per business type, past claim history, and carrier. New York Workers’ Compensation Insurance Providers…

Drone insurance provides unmanned aerial vehicle and unmanned aircraft system operators protection against accidental injuries or damage inflicted by their drone. Drone insurance primarily covers third-party liability bodily injury and property damage claims for small business owners. Average drone liability insurance costs $750 annually. However, this doesn’t cover the drone itself. Drone Liability Insurance Providers…

Workers’ compensation insurance covers employees injured while on the job. Texas workers’ compensation laws are unique because they don’t require employers to have coverage. Those that do are covered for medical expenses, prescription medications, weekly wages, and other associated expenses when a worker gets injured on the job. Texas Workers’ Compensation Insurance Providers Texas workers’…