Washington, appropriately nicknamed the Evergreen State, is beautiful and one of the leading producers of apples and other fruits in the US. It’s famous for being the headquarters for Microsoft and Boeing, but nonetheless, small businesses make up a bulk of the state’s economy and employment. Small business insurance is an important part of helping…
Ultimate Guide
VoIP Phone Systems: A Guide for Small Businesses
Voice-over-internet-protocol (VoIP) phone systems go far beyond the capabilities of traditional telephony by providing a suite of calling features and collaboration capabilities with affordable pricing. Since they rely on the internet, users can make calls from anywhere, enjoy clear voice quality, and make flexible configurations. Read as we explain everything about VoIP phone systems and…
Employee Theft: 2024 Small Business Guide (+ Policy Template)
Employee theft is stealing an employer’s property or misuse of company assets for personal use. It includes the more traditional ideas of theft, such as stealing merchandise or money, as well as stealing confidential data and “time” (i.e., not working as many hours as recorded or performing personal tasks on company time). Our guide takes…
Food Vendor Insurance: Cost, Coverage & Best Companies 2024
Food vendor insurance is a policy or a combination of policies that protect businesses from the financial loss of a claim. This can be a liability claim alleging negligence by the food vendor or a loss to business property. The average annual cost for the most common policy, general liability, ranges from $350 to $1,000….
Dance Studio Insurance: Cost, Coverage & Providers 2024
Dance instructor insurance can either be a policy (or combination of policies) that protects your business against liability claims and first-party losses. Whether you’re an independent instructor offering classes or a business owner looking for dance studio insurance, make sure your business is protected. The best policy for dance studios is a business owner’s policy…
What Is DJ Insurance and How Much Does It Cost?
Disc jockey (DJ) insurance refers to any policy that protects professional DJs from business losses related to claims. Depending on the carrier, DJ liability insurance typically costs $180 to $740 annually for general liability. However, most DJs can expect to pay in the lower price range for the average for DJ insurance. How DJ Insurance…
Interior Designer Insurance: Cost, Coverage & Providers
Interior design insurance is any policy or combination of policies that protect your business from financial loss from a claim of negligence or other types of loss like a fire. The primary policy for an interior designer is professional liability, followed by general liability and first-property coverage, like inland marine and commercial property. Professional liability…
Payroll Outsourcing Services: An Ultimate Guide
Payroll outsourcing can be an easy way to save time and money. Rather than tracking and calculating employee payroll by hand or using spreadsheets, you can hire a professional employer organization (PEO), a national or local bookkeeper, or an accountant who will handle payroll for you. Many small business owners outsource their payroll and HR…