The best banks for real estate investors should provide both excellent business bank accounts and commercial real estate (CRE) lending. They should also offer business support services, including expense management systems and rent collection services. Banks with no lending products or limited lending offerings should have banking products and other services that can assist both landlords and fix-and-flip investors.
Here are my choices for the eight best banks for real estate investors (REI), with links directly to the bank’s websites:
- Baselane Provider is a financial technology (fintech) platform backed by and Federal Deposit Insurance Corp. (FDIC)-insured through a supporting bank partnership with Blue Ridge Bank, N.A.. : Best overall for all-in-one landlord and REI banking with CRE loan products
- Bank of America Member FDIC. : Best for outstanding business checking, business support, and CRE loans
- Chase Member FDIC. : Best for wide range of CRE loans, business checking, and credit cards
- Bluevine Member FDIC. : Best small business line of credit with interest-earning checking
- U.S. Bank Member FDIC. : Best for long-term owner-occupied CRE loans
- Stessa Provider is a fintech platform backed by and FDIC-insured through a supporting bank partnership with Blue Ridge Bank, N.A. : Best for online rent collection with banking product
- Live Oak Bank Member FDIC. : Best digital-only bank with SBA loans and high-yield savings
- Wells Fargo Member FDIC. : Best for CRE loans for multifamily properties
Earn up to 4.25% with Bluevine Business Checking |
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Best Banks for Real Estate Investors At a Glance
Baselane: Best Overall for All-in-One Landlord & REI Banking With CRE Loan Products
What We Like
- Competitive APY
- No monthly fees or automated clearing house (ACH) fees
- Up to 5% cash back debit rewards
Drawbacks
- No physical branches
- Doesn't offer savings, money market, or CDs
- Cash deposits at Allpoint ATMs only
Features
- No monthly fees or minimum balances
- Can create an account in less than a minute
- Unlimited virtual accounts to stay organized
- Up to 5% cash back debit rewards
- Virtual cards to control and manage spending
- Send ACH payments, pay invoices, make transfers, and deposit checks from any device
- Free incoming and outgoing wires and free unlimited ACH payments to third parties
- See all property finances in one place
- Integration with rent collection and bookkeeping for a true all-in-one system
- Free ATM withdrawals and cash deposits at over 55,000 Allpoint ATMs
- Single-click, smart categorization with Schedule E and property tags to help with tax preparation
Required Opening Deposit | None |
Required Balance Minimum | None |
Transaction Limit Before Fees | None |
Monthly Fees | None |
Domestic Wire Transfer Fees | Free |
International Wire Transfer Fees | Not indicated |
ATM Fees | Free withdrawals at more than 55,000 Allpoint ATMs; third-party fees apply at out-of-network ATMs |
Cash Deposited | Deposit at Allpoint ATMs only |
APY | Up to 4.19% |
Other Products Available | Expense management, rent collection, and analytics |
*Baselane is a business fintech platform backed by FDIC-insured Blue Ridge Bank, N.A. |
Loan Amounts | $100,000 to $3 million |
Interest Rates | Varies by provider |
Loan Terms | Up to 30 years |
Minimum Time in Business | Undisclosed |
Minimum Annual Revenue | No income verification |
Loan Types |
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When To Choose Baselane
- Landlords and real estate investors wanting an all-in-one banking and financial platform: Baselane offers a business checking product with no fees, including free incoming and outgoing wires and ACH payments to third parties. You get unlimited virtual accounts and virtual cards, allowing for better expense tracking and finance organization.
- Businesses seeking an excellent integrated rent collection and bookkeeping solution: The banking product ties directly into the company’s free online rent collection system, bookkeeping, and analytics software. Send ACH payments, pay invoices, make transfers, and deposit checks from any device, and see all your property finances in one location.
- Customers looking for a great sign-up bonus and excellent APY: You can earn a $150 bonus for opening a new account if you fund the account and collect rent. Baselane offers up to 4.19% APY on all deposits to your account.
- Those who need a CRE loan: Baselane has CRE loan products offered through a partnership with Simplist. Those loans range from $100,000 to $3 million for up to 30 years. It also provides planned unit development loans, long-term retinal loans, portfolio loans, and rehab loans. It even helps you with tax preparation with Schedule E assistance and property tags in the software. You will likely need a FICO score of at least 680 to qualify.
When To Choose an Alternative
- You need a physical location for banking: As it is digital-only, there are no physical locations, so you can go to its website to open an account. But of all the specialized banking products for landlords and real estate investors, this is the best option on the market and rivals traditional options Bank of America and Chase. So, if you need a physical location, Bank of America and Chase are your two best bets.
Bank of America: Best for Outstanding Business Checking, Business Support & CRE Loans
What We Like
- 200 free transactions per month
- Free digital tools to track business performance
- Ongoing rewards
Drawbacks
- Cash deposit fees charged per $100 over monthly allowance
- Doesn’t offer ATM fee reimbursements
- Requires a $100 opening deposit
Features
- Deposit checks, view accounts, make transfers, and pay bills with the mobile app
- Credit card processing and payroll services through ADP
- Cash Flow Monitor®, a cash management tool, lets you connect accounting, analytics, and payroll apps to help you make business decisions
- Allows you to check your business credit score through a partnership with Dun & Bradstreet
- Free debit card
- Integrations with QuickBooks, TurboTax, and Zelle®
- Customer service during business hours in branch and via phone or social media messages
- Merchant services available through Expensify
- Other products include business savings, certificates of deposits (CDs), lending products, and financial analysis through Merrill Financial Advisor
Required Opening Deposit | $100 |
Required Balance Minimum | None |
Transaction Limit Before Fees | 200 monthly, then 45 cents per item |
Monthly Fees | $16; waivable if conditions are met |
Domestic Wire Transfer Fees | Fees vary |
International Wire Transfer Fees | Fees vary |
ATM Fees | Free access to more than 16,000 ATMs nationwide; $2.50 per transaction on out-of-network ATMs |
Cash Deposited | Up to $7,500 per month free, then 30 cents per $100, per statement cycle |
APY | N/A |
Other Products Available | Business Advantage Relationship Banking, business savings, CDs, lending products, and financial analysis through Merrill financial advisor |
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Loan Amounts | $25,000 and up |
Interest Rates | As low as 6.25%; varies per loan product |
Loan Terms | Up to 15 years; varies per loan product |
Minimum Time In Business | 2 years |
Minimum Annual Revenue | $250,000 |
Loan Types |
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When To Choose Bank of America
- Real estate investors seeking excellent full-service banking from a traditional bank: Bank of America offers great business checking, outstanding business support products, and several CRE loan products. It has one of the best small business checking accounts available and is the leading bank for small business loans.
- Customers looking for scalable business checking products: Bank of America offers two business checking options with waivable monthly fees. Its basic business checking, Business Advantage Fundamentals Banking, allows for up to 200 free transactions and up to $7,500 in free cash deposits each month. The monthly fee is $16, but there are several easy ways to get the fee waived.
- Real estate investors needing loans and access to business credit score: Bank of America offers CRE loans, lines of credit, term loans, and Small Business Administration (SBA) loans. You can get your Dun & Bradstreet credit score for free if you have a business checking account, and there are several Bank of America business credit cards to choose from.
When To Choose an Alternative
- Customers who may be concerned with recent negative press: Bank of America was in the news in 2023, as it was forced to pay over $250 million in fines over junk fees and other issues. This has hurt the bank’s reputation. The bank has stated it has corrected these issues, but for those who might want an alternative, Chase is a great option.
Chase: Best for Wide Range of CRE loans, Business Checking & Credit Cards
What We Like
- Up to a $300 bonus when you open an account
- Easy-to-waive monthly fee
- Built-in card acceptance with QuickAccept℠ via the Chase MobileⓇ app
Drawbacks
- Limited number of free transactions
- ATM fees not reimbursed
- Fee for cash deposits of more than $5,000 per statement period
Features
- Manage debit, deposit, and ATM card settings for individual employees
- Deposit checks, view account balances, pay bills, and make transfers through the mobile app
- Integrates with QuickBooks and other leading accounting software
- Free debit card, mailed within 10 business days of application approval
- Physical checks’ costs, depending on type ordered
- Chase Merchant Services
- Live customer support online or in branch during business hours
- Other products include business savings, CDs, lending products, credit cards, merchant services, and collection services
Required Opening Deposit | None |
Required Balance Minimum | None |
Transaction Limit Before Fees | 20, then 40 cents per transaction |
ACH Fees | $25 for first 25 items per month, then 15 cents per item; $2.50 return fee |
Monthly Fees | $15; waivable if conditions are met |
Domestic Wire Transfer Fees | Up to $35 for outgoing wires; up to $15 for incoming wires |
International Wire Transfer Fees | Up to $50 for outgoing wires; up to $15 for incoming wires |
ATM Fees | No charge for out-of-network ATM usage; third-party ATM operator fees may apply |
Cash Deposited | $2.50 per $1,000 after you deposit $5,000 in a billing cycle |
Other Products Available | Business savings and CDs, lending products, credit cards, merchant services, and collection services |
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Loan Amounts |
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Interest Rates | Undisclosed; varies per loan product |
Loan Terms | Up to 25 years; varies per loan product |
Minimum Time In Business | Undisclosed; likely at least two years |
Minimum Annual Revenue | Undisclosed |
Loan Types |
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When To Choose Chase
- Real estate investors who require financing: Chase offers a wide range of lending options. It offers business and commercial lines of credit, term and draw loans, advised lines, CRE financing, and SBA loans. It also has a great selection of credit cards, which you can learn more about through our guide on the best Chase business credit cards.
- Businesses looking for multiple great checking options: Chase’s three checking options all have waivable monthly fees as long as you meet specific requirements. The basic checking account, Business Complete Banking, provides 20 free transactions and $5,000 in free cash deposits monthly. You can get a $300 bonus for signing up for a new account and meeting account requirements.
- Those who want merchant and collection services and other full-service banking products: Chase offers great merchant and collection services. You also get great software integrations, fraud protection, and additional perks when you pair business credit cards and savings accounts with its business checking. All of these services make Chase one of the best banks for small businesses and top-recommended banks in New York.
When To Choose an Alternative
- You need a bank account without monthly fees: Chase’s accounts all have waivable monthly fees, but if you want a bank that offers fee-free checking, you’ll need to consider an alternative. U.S. Bank is a great option for a traditional bank, while Baselane and Bluevine are both great online fintechs, all with no monthly fees.
Bluevine: Best Small Business Line of Credit With Interest-earning Checking
What We Like
- No monthly fees
- Excellent line of credit product
- High interest rate for qualified account holders
Drawbacks
- Fee for depositing cash
- No other business deposit accounts
- No physical branch locations
Features
- Free debit card, mailed within 10 business days of application approval
- Two free checkbook orders per year
- Integrates with QuickBooks and Xero
- Connects with business payment solutions, including Stripe, PayPal, and Expensify
- Live customer support from dedicated professionals
- Line of credit and credit card also available
Required Opening Deposit | None |
Required Balance Minimum | None |
Transaction Limit Before Fees | No limit |
ACH Fees | None |
Monthly Fees | None |
Domestic Wire Transfer Fees | $15 for outgoing; incoming are free |
International Wire Transfer Fees | $25 plus 1.5% of transaction for outgoing; incoming are free |
ATM Fees | Free at MoneyPass locations nationally; $2.50 plus operator fees for non-network ATM use |
Cash Deposited |
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APY | 2.0% on qualifying balances of $250,000 or less |
Other Products Available | Line of credit and credit card also available |
Review | |
Bluevine is a business fintech platform backed by FDIC-insured Coastal Community Bank. |
Loan Amounts | Up to $250,000 |
Interest Rates | As low as 6.2% |
Loan Terms | 6 or 12 months |
Minimum Time in Business | 24 months |
Minimum Annual Revenue | $480,000 ($40,000 monthly) |
Loan Types | Bluevine only offers a small business line of credit. However, it is our choice for the best small business line of credit on the market. A blanket uniform commercial code (UCC) filing is required, along with a personal guarantee, with funding available as soon as the same business day. |
When To Choose Bluevine
- You want to earn interest on your business checking: Bluevine’s checking allows you to earn 2.0% APY on all balances of $250,000 or less, so REI customers can draw interest on funds from a sold property while preparing to purchase their next project.
- Real estate investors who need a business line of credit: In addition to its excellent checking product, it provides a business line of credit of up to $250,000 at rates as low as 6.2%. Draws against the line of credit can be paid back in six- or 12-month terms, and you only pay interest on the amount of the line of credit used. That’s why Bluevine has the best small business line of credit on the market.
- You need an online bank with great software integrations: Bluevine has great software integrations with QuickBooks and Xero and connects with popular business payment solutions, such as Stripe, PayPal, and Expensify.
When To Choose an Alternative
- Business owners who cannot qualify for Bluevine’s line of credit: One drawback to Bluevine’s line of credit product is the company has tightened qualification requirements. Your business must be in operation for at least two years with a minimum monthly revenue of at least $40,000. You might check with a traditional bank like Chase and Bank of America to see if you can qualify with it.
U.S. Bank: Best for Long-term Owner-occupied CRE Loans
What We Like
- No monthly fee
- Free mobile check deposits
- Apply in person, online, or by phone
Drawbacks
- Opening deposit required
- Expensive wire fees
- Limited free transactions
Features
- Send and receive money through app
- Digital invoicing and payment systems integrated into your online dashboard
- Mobile app to monitor all of your accounts, transfer funds between accounts, and deposit checks online
- Easy integration with overdraft protection or credit card processing services for your business
- Free debit card and 50% discount on first check order up to $50
- Integrations with QuickBooks and U.S. Bank Payment Processing
- Customer service online, by phone, or in-branch during business hours
- Other products include lending and cash flow products, other checking options, and point-of-sale (POS) services
Required Opening Deposit | $100 |
Required Balance Minimum | None |
Transaction Limit Before Fees | 125 in a month, then 50 cents per transaction |
Monthly Fees | None |
Domestic Wire Transfer Fees | $40 for outgoing; $14 for incoming |
International Wire Transfer Fees | $75 for outgoing; $15 for incoming |
ATM Fees | No charge for out-of-network ATMs, although operator fees apply |
Cash Deposited | Up to $2,500 in free cash deposits |
APY | N/A |
Other Products Available | Lending products, cash flow products, Gold and Platinum business checking, and POS solutions |
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Loan Amounts |
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Interest Rates | As low as 5.99%; varies per loan product |
Loan Terms | Up to 25 years; varies per loan product |
Minimum Time in Business | Generally 2 years |
Minimum Annual Revenue | Undisclosed |
Loan Types |
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When To Choose U.S. Bank
- You seek long-term, larger CRE loans or other varied credit options: With loan terms of up to 25 years and SBA loans of up to $12.375 million, U.S. Bank is an excellent choice for long-term owner-occupied CRE loans. It has the most varied types of business loans on this list. In addition to traditional business and CRE loans, it offers healthcare practice and McDonald’s franchise financing. Also, you can choose from several U.S. Bank business credit cards.
- Real estate investors or landlords who want fee-free business checking: U.S. Bank offers a great business checking product that charges no monthly fees on its basic business checking product, known as Silver Business Checking. You get 125 free transactions and 25 free cash deposits per transaction cycle.
- You want to open a business checking account nationwide: Even if your business is located outside one of the 26 states with a physical location, you can open a U.S. Bank business checking account. U.S. Bank has more than 3,500 branches—and it even took the top spot in our list of the best banks for small businesses in California.
When To Choose an Alternative
- You need access to a physical branch outside of U.S. Bank’s operational footprint: If branch access is important for your business, you need to ensure your business operates in one of the 26 states where U.S. Bank has a physical location. Otherwise, you may want to consider Chase or Bank of America for more extensive branch access.
Stessa: Best for Online Rent Collection With Banking Product
What We Like
- High-yield APY and 1.1% cashback
- No monthly fees (Essentials plan)
- No minimum balance required
Drawbacks
- No cash deposits accepted
- No physical branch
- No loan products
Features
- All-in-one cash management system
- No fees for bounced checks
- No monthly maintenance fees
- No minimum balance requirements
- No inbound wire fees
- Benefits to help manage and grow rental portfolios
- Unlimited free accounts for each property or portfolio
- Unique virtual and physical debit card numbers for easier record-keeping
- Built-in expense management
- 1.1% cash back on debit card purchases
Required Opening Deposit | None |
Required Balance Minimum | None |
Transaction Limit Before Fees | None |
Monthly Fees | None for Essentials $20 per month Pro Plan |
Domestic Wire Transfer Fees | Outbound are $5; inbound are free |
International Wire Transfer Fees | Not supported |
ATM Fees | Stessa doesn’t charge ATM fees, but operator fees may apply |
Cash Deposited | Cash deposits not accepted |
APY | 3.12% Essentials (free) 5.08% Pro (paid plan) |
Other Products Available | Online rent collection and expense management |
*Stessa is a business fintech platform backed by FDIC-insured Blue Ridge Bank, N.A. |
Note: Stessa does not offer any loan products.
When To Choose Stessa
- You want an integrated cash management system and online rent collection product: Similar to Baselane, Stessa offers a built-in cash management system and online rent collection product make it a strong choice for real estate investors.
- Landlords and real estate investors who need fee-free, interest-earning banking: Stessa’s business banking product is largely fee-free, with only a $5 fee charged for outgoing domestic wires. Stessa’s free account earns up to 3.14% APY, and if you upgrade to the paid Stessa Pro, you can earn up to 5.09% APY.
- You seek additional banking perks to help grow your REI business: As part of its cash management system, Stessa charges no fees for bounced checks and offers benefits to help manage and grow rental portfolios. It even offers unlimited free accounts for each property or portfolio, and you will receive unique numbers for physical and virtual debit cards, allowing you to track expenditures easily.
When To Choose an Alternative
- You need lending products: Unlike the other options on this list, Stessa doesn’t offer lending products. You should choose Baselane, Bank of America, or Chase if you need lending products from the same provider as your business checking.
Live Oak Bank: Best Digital-only Bank With SBA Loans & High-yield Savings
What We Like
- No minimum balance requirements
- No monthly maintenance fees
- Solid interest yield
Drawbacks
- No cash deposits
- No free outgoing wires
- No debit card with savings product
Features
- High-yield CDs
- SBA and other loans available
- Free online and mobile banking
- Customer service available by phone or fax weekdays from 8 a.m. to 8 p.m. Eastern time or through its support page
- Other products include SBA loans, USDA loans, commercial lending
- No charge for debit card replacement, although one can be expedited for $25
Required Opening Deposit | None |
Required Balance Minimum | 1 cent to earn interest |
Transaction Limit Before Fees | Unlimited |
Automated Clearing House (ACH) Fees | None |
Monthly Fee | None |
Domestic Wire Transfer Fees | None for incoming; $19 for outgoing |
International Wire Transfer Fees | Unspecified |
ATM Fees | No debit card for savings product; must transfer cash to Live Oak business checking and then withdraw from ATM |
Cash Deposited | Cash deposits not accepted |
APY | 4.0% |
Customer Service | Phone: (866) 518-0286 from 8 a.m. to 8 p.m. Eastern time or through its support page |
Other Products | Business checking, CDs, SBA loans, United States Department of Agriculture (USDA) loans, and commercial lending |
Loan Amounts | Up to $5 million-plus |
Interest Rates | 7.5% and up |
Loan Terms | Up to 25 years |
Minimum Time in Business | 2 years |
Minimum Annual Revenue | Not stated |
Loan Types |
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When To Choose Live Oak Bank
- Businesses that want outstanding savings and lending products: With outstanding business savings and lending products, Live Oak Bank is a great option for real estate investors. Thanks to an excellent interest yield, Live Oak Bank provides the best business savings account on the market.
- Real estate investors seeking an SBA loan: Live Oak Bank is also one of the top SBA lenders, with SBA 7(a) and 504 loans available. Areas of expertise for SBA lending include accounting firms, automotive repair, franchise restaurants, veterinarians, and wine and craft beverages. The bank is also one of our leading self-storage loans, specifically for SBA 7(a) loans.
- Those who need a non-SBA commercial loan: Live Oak offers other commercial loans to go with its SBA lending options. You can secure loans of up to, and sometimes in excess of, $5 million. Your business will need to be in operation for at least two years, and you’ll need a personal credit score of at least 650.
When To Choose an Alternative
- You need to withdraw money from an ATM: Live Oak Bank doesn’t provide a debit card with its savings product—you will need to open a checking account with Live Oak and transfer money to that account before you can withdraw it with a debit card. Instead, you can consider Baselane, Bank of America, or Chase.
Wells Fargo: Best for CRE Loans for Multifamily Properties
What We Like
- Waivable monthly fees
- Strong branch presence with more than 4,500 bank locations
- Access to more than 12,000 ATMs
Drawbacks
- Requires a minimum opening deposit of $25
- Only 100 free transactions for basic Initiate account
- Charges monthly fees
Features
- Free debit card
- Customized cards and checks
- Deposit checks, pay bills, and view balances through the mobile app
- Online and mobile banking
- Earn interest with a Navigate Business Checking
- Fraud protection controls
- Features merchant services, including POS solutions
Required Opening Deposit | $25 |
Required Balance Minimum | None |
Transaction Limit Before Fees | 100, then 50 cents per transaction |
Monthly Fees | $10; waivable if conditions are met |
Domestic Wire Transfer Fees | Incoming: $15 Outgoing: $30 |
International Wire Fees | Incoming: $16 Outgoing: $45 |
ATM Fees | Free at 12,000-plus ATMs nationwide; $2.50 per transaction out-of-network |
Cash Deposited | Up to $5,000 free per month, then 30 cents per $100 per statement cycle |
APY | N/A |
Other Products Available | Business savings, CDs, lending, credit cards, and merchant services |
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Loan Amounts |
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Interest Rates | As low as prime plus 1.75%; varies per loan product |
Loan Terms | Up to 25 years; varies per loan product |
Minimum Time in Business | Undisclosed; likely 2 years |
Minimum Annual Revenue | Undisclosed |
Loan Types |
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When To Choose Wells Fargo
- Real estate investors who want CRE loans for multifamily properties: The Mortgage Bankers Association (MBA) named Wells Fargo the top lender of commercial/multifamily mortgage loans in 2022. You can get SBA loans up to $11.5 million for up to 25 years. Interest rates start as low as prime plus 1.75% but will vary depending on the loan product.
- Those seeking a variety of lending options and business products: Wells Fargo also offers lines of credit, standard CRE financing, and business credit cards. CRE loans start at $50,000 and go up from there. You can also access fraud protection, merchant services, and POS solutions with Wells Fargo. Visit a branch or the company’s website to open an account.
- Those who want to choose from multiple checking options: Wells Fargo offers three different business checking products. Its lowest-tier account, Initiate Business Checking, has a $10 monthly fee, which can be waived by having at least a $500 balance. You get 100 free transactions and $5,000 in free cash deposits monthly at this tier.
When To Choose an Alternative
- Businesses that need to visit a branch outside of Wells Fargo’s operational footprint: While you can open an account nationwide, you will need to open an account in one of 36 states with a physical location if you need branch access for your banking needs. While Wells Fargo’s physical locations are more available than U.S. Bank, they don’t quite measure up to Chase or Bank of America.
How We Evaluated the Best Real Estate Investor-friendly Banks
I considered more than 100 banks when compiling this list. When evaluating the best banks for real estate investors, I considered the following:
- Monthly fees, if any, and how easily they’re waived
- Required opening deposit and balance minimums
- Transaction limits before fees
- ACH and wire transfer fees
- ATM fees and availability
- Cash deposit fees and availability
- Interest yield, if applicable
- Software integrations
- Other business services provided
- Number of loan offerings
- Size of loans offered
- Loan qualifications required
- Time in business and minimum revenue requirements
- Loan rates and maximum terms
- How widely available the bank is
- Customer reviews
What You Need to Open a Business Bank Account
Each provider on this list may require different documents to open a business bank account. Generally, you’ll need:
- Employer identification number (EIN) or Social Security number if you’re a sole proprietor
- Fictitious business name certificate or doing-business-as (DBA) certificate
- Business formation documents
- Organization documents, including your ownership agreements
- Business licenses
- Government-issued photo ID, such as a passport or driver’s license
Frequently Asked Questions (FAQs)
Baselane tops our list of the best real estate investor-friendly banks thanks to integrated, all-in-one landlord and real estate banking combined with commercial real estate products.
When you open a bank account for real estate, you should consider an account that earns interest and has limited fees. While savings accounts earn the highest interest rate, finding an interest-earning checking account like Bluevine is best because you won’t be subject to monthly transaction limits that you might find in savings accounts.
When looking for a bank for your real estate investing business, you should choose a bank that has both an excellent business checking product and commercial real estate lending options. Other bank products and features that would benefit REI businesses include rent collection, fix-and-flip loans, and limited account fees.
Bottom Line
Real estate investors should choose a bank that provides outstanding business checking and great CRE lending. All but one of the providers in this guide offer both, but Stessa’s online rent collection and cash management products are strong enough to merit inclusion on this list. Decide which banking features are most important for your real estate investing business and choose the bank that best meets those needs.