Editor’s note: This is a recurring post with regularly updated card details.
Barclays offers three co-branded business credit cards designed for business owners who travel frequently. They come with $0 foreign transaction fees, low annual fees, and lucrative travel rewards. The best Barclays business credit card for you depends on whether you prefer to earn airline miles for free flights or hotel points for free nights. To qualify, you need to have a good to excellent credit score.
Here are the three best Barclays business credit cards for 2024:
- Hawaiian Airlines® World Elite Business Mastercard®: Best for premium miles on gas, dining, and office supply stores
- JetBlue Business Card: Best for 50% discount on in-flight food and beverages
- Wyndham Rewards Earner® Business Card: Best for earning free hotel stays at Wyndham properties
Overview of the Best Barclays Business Credit Cards 2024
Best For | Annual Fee | Ongoing Rewards | |||
|---|---|---|---|---|---|
 Hawaiian Airlines® World Elite Business Mastercard® | Premium miles on gas, dining, and office supply stores | $99 | 50,000 Bonus HawaiianMiles | Up to 3x miles per dollar | |
 JetBlue Business Card | 50% discount on in-flight food and beverages | $99 | Up to 60,000 bonus points | Up to 6x points per dollar | |
 Wyndham Rewards Earner® Business Card | Earning free hotel stays at Wyndham properties | $95 | Up to 100,000 bonus points | Up to 8x points per dollar |
To see how these credit cards stack up against others we reviewed on our site, click Add to Compare on a card below and select up to two additional cards for comparison.
All three Barclays business credit cards are co-branded cards, which means they are ideal for those who are loyal to a specific airline or hotel. The best Barclays credit card for you will depend on three major factors: preferred rewards, airline preference, and the value of the points/miles being offered.
1. Your Preferred Rewards
Do you want to earn rewards that can be redeemed for free flights or free hotel stays? If you prefer to earn rewards for free hotel stays, consider the Wyndham Rewards Earner® Business Card. However, if you want to use your rewards for free flights, consider either the JetBlue Business Credit Card or Hawaiian Airlines® World Elite Business Mastercard®.
2. Your Airline Preference
Barclays partners with JetBlue Airways and Hawaiian Airlines. Choose which airline you prefer to travel with to find the right card for you. Both cards have low annual fees, $0 transaction fees, and lucrative welcome offers. Hawaiian Airlines® World Elite Business Mastercard® offers 3x miles on Hawaiian Airlines purchases, while JetBlue Business Credit Card offers 6x points on JetBlue purchases. However, it’s important to note that Hawaiian Airlines has limited travel destinations.
3. How Much Miles & Points Are Worth
You need to consider how much each point or mile is worth when finding which of Barclays’ business credit cards is right for you:
- JetBlue Business Credit Card: Each JetBlue TrueBlue point has a value ranging from 1.3 to 1.6 cents.
- Hawaiian Airlines® World Elite Business Mastercard®: HawaiianMiles have a value of 1 cent each.
- Wyndham Rewards Earner® Business Card: Wyndham Rewards points have an average value of 1.1 cents each but, in some instances, the points may be worth more.
Hawaiian Airlines® World Elite Business Mastercard®: Best for Earning Premium Miles on Gas, Dining, and Office Supply Stores
Hawaiian Airlines® World Elite Business Mastercard®
BEST FOR:
Hawaiian Airlines loyalists
Intro APR
N/A
Regular APR
21.24% or 29.99% variable
Annual Fee
$99
Credit Needed
Good to Excellent
- Earn 50,000 bonus miles after spending $2,000 on purchases within the first 90 days, and earn an additional 10,000 miles after a purchase is made on an employee card in the first 90 days
- Earn a one-time 50% discount on one companion pass
- Earn 20,000 bonus miles with $50,000-$99,999 in annual purchases, OR 40,000 bonus miles with $100,000 or more in annual purchases
- Earn 3x miles on Hawaiian Airlines purchases
Pros
- Doesn’t charge foreign transaction fees
- Low spending requirement for welcome offer
- Can share miles with family and friends
Cons
- Has no 0% intro annual percentage rate (APR)
- No free checked bag benefit
- Companion discount is only good for flights between Hawaii and North America
- HawaiianMiles Share Miles: Allows cardholders to share earned miles with family and friends faster. You can send and receive HawaiianMiles transferred from friends and family up to a maximum of 10 times per calendar year.
- Complimentary employee cards: You can create employee cards that can help you earn rewards faster and control business spending at no cost.
- Companion ticket: Receive a one-time 50% off companion discount for round-trip coach travel between Hawaii and North America on Hawaiian Airlines
Intro APR
N/A
Regular APR
21.24% or 29.99% variable
Annual Fee
$99
Credit Needed
Good to Excellent
- Earn 50,000 bonus miles after spending $2,000 on purchases within the first 90 days, and earn an additional 10,000 miles after a purchase is made on an employee card in the first 90 days
- Earn a one-time 50% discount on one companion pass
- Earn 20,000 bonus miles with $50,000-$99,999 in annual purchases, OR 40,000 bonus miles with $100,000 or more in annual purchases
- Earn 3x miles on Hawaiian Airlines purchases
Pros
- Doesn’t charge foreign transaction fees
- Low spending requirement for welcome offer
- Can share miles with family and friends
Cons
- Has no 0% intro annual percentage rate (APR)
- No free checked bag benefit
- Companion discount is only good for flights between Hawaii and North America
- HawaiianMiles Share Miles: Allows cardholders to share earned miles with family and friends faster. You can send and receive HawaiianMiles transferred from friends and family up to a maximum of 10 times per calendar year.
- Complimentary employee cards: You can create employee cards that can help you earn rewards faster and control business spending at no cost.
- Companion ticket: Receive a one-time 50% off companion discount for round-trip coach travel between Hawaii and North America on Hawaiian Airlines
Best Features
It is recommended to those who fly with Hawaiian Airlines frequently because you can earn 3x miles on eligible Hawaiian Airlines purchases. You can also take advantage of a one-time 50% companion discount for round-trip coach travel between Hawaii and North America.
Ongoing Rewards
- 3x miles on eligible Hawaiian Airlines purchases
- 2x miles on gas, dining, and office supply expenses.
- 1x mile on all other purchases
- 50,000 bonus HawaiianMiles after spending $4,000 on purchases within the first 90 days
- Up to 40,000 anniversary bonus HawaiianMiles—20,000 bonus HawaiianMiles if you spend $50,000-$99,999 in annual purchases; or 40,000 bonus HawaiianMiles if you spend $100,000 or more in a year
- $0 foreign transaction fee
- Low annual fee of $99
- Share Miles allows you to send and receive miles from family and friends without a fee
JetBlue Business Card: Best for 50% Discount on In-flight Food & Beverages
JetBlue Business Card
BEST FOR:
JetBlue frequent flyers who want excellent rewards
Intro APR
N/A
Regular APR
21.24% to 29.99% variable
Annual Fee
$99
Credit Needed
Good - Excellent
- 50,000 TrueBlue bonus points after spending $4,000 on purchases within the first 90 days of card ownership and a maximum of 10,000 TrueBlue bonus points after at least one employee is added to the account
- 6x points per dollar spent on eligible JetBlue purchases
- 2x points per dollar spent at restaurants and office supply stores
- 1x points per dollar spent on all other purchases
Pros
- Welcome offer
- Premium travel rewards
- Does not charge foreign transaction fees
Cons
- Does not offer a 0% introductory period for purchases and balance transfers
- Premium rewards are only limited to JetBlue purchases
- Charges annual fee of $99
- Zero fraud liability protection: This card offers $0 fraud liability protection, making you not responsible for charges you did not authorize.
- In-flight savings on food and drink purchases: You can save 50% on in-flight purchases of food and drinks, including cocktails, beer, and wine, on JetBlue-operated flights. These savings don’t apply to other in-flight purchases like pillows, earphones, or upgraded seats and cabins.
- Free first checked bag: Get a free first checked bag for you and up to three companions on the same reservation after using your JetBlue Business Card to book JetBlue-operated flights.
Intro APR
N/A
Regular APR
21.24% to 29.99% variable
Annual Fee
$99
Credit Needed
Good - Excellent
- 50,000 TrueBlue bonus points after spending $4,000 on purchases within the first 90 days of card ownership and a maximum of 10,000 TrueBlue bonus points after at least one employee is added to the account
- 6x points per dollar spent on eligible JetBlue purchases
- 2x points per dollar spent at restaurants and office supply stores
- 1x points per dollar spent on all other purchases
Pros
- Welcome offer
- Premium travel rewards
- Does not charge foreign transaction fees
Cons
- Does not offer a 0% introductory period for purchases and balance transfers
- Premium rewards are only limited to JetBlue purchases
- Charges annual fee of $99
- Zero fraud liability protection: This card offers $0 fraud liability protection, making you not responsible for charges you did not authorize.
- In-flight savings on food and drink purchases: You can save 50% on in-flight purchases of food and drinks, including cocktails, beer, and wine, on JetBlue-operated flights. These savings don’t apply to other in-flight purchases like pillows, earphones, or upgraded seats and cabins.
- Free first checked bag: Get a free first checked bag for you and up to three companions on the same reservation after using your JetBlue Business Card to book JetBlue-operated flights.
Best Features
If you primarily fly with JetBlue Airways, you can benefit from this card because you will receive 6x points on eligible JetBlue purchases and enjoy discounts of up to 50% on in-flight food and beverages on JetBlue-operated flights. Plus, you can get 10% of your points back when redeemed for and travel on a JetBlue-operated award flight.
Ongoing Rewards
- 6x points on eligible JetBlue purchases
- 2x points at restaurants and office supply stores
- 1x point on all other purchases
- First checked bag free for you and up to three eligible travel companions on JetBlue-operated flights
- Up to 60,000 bonus points—50,000 bonus points after spending $4,000 on purchases in the first 90 days, plus 10,000 bonus points when a purchase is made on an employee card in the first 90 days
- 5,000 bonus points every account anniversary
- $100 statement credit per calendar year after you purchase a JetBlue Vacations package of $100 or more
- $0 foreign transaction fee
- Low annual fee of $99
- Points pooling lets you share points with family and friends
Wyndham Rewards Earner® Business Card: Best for Earning Free Hotel Stays at Wyndham Properties
Wyndham Rewards Earner® Business Card
BEST FOR:
Those who frequently stay at Wyndham hotels
Intro APR
0% APR for six billing cycles on all Wyndham Timeshare purchases
Regular APR
20.74% to 29.74% variable
Annual Fee
$95
Credit Needed
Good to Excellent
- Earn 75,000 bonus points after spending $3,000 on purchases in the first 90 days
- 8 points per dollar on eligible purchases made at Hotels by Wyndham and qualifying gas stations
- 5 points per dollar on eligible marketing, advertising, and utility purchases
- 15,000 annual bonus points each anniversary year
Pros
- Offers 0% introductory APR on qualifying Wyndham Timeshare Purchase
- With premium rewards and anniversary bonus
- Generous welcome offer
Cons
- Introductory APR does not apply to regular purchases and balance transfers
- Charges an annual fee
- Automatic Diamond level: Receive an automatic Wyndham Rewards Diamond level status with your Wyndham Rewards program membership, allowing you to enjoy perks like suite upgrades, welcome amenities at check-in, late checkout, and free Wi-Fi.
- go free® Faster: Use 10% less Wyndham Rewards points when you redeem for go free® awards.
- Cardmember booking discounts: Take advantage of exclusive cardmember discounts for stays at participating Hotels by Wyndham. For more information, visit www.WyndhamRewards.com/terms/cardmemberrate.
- Cellphone protection: This is supplemental coverage for damage to or theft of your cellphone. To be eligible, you must charge your monthly cellphone bill to this card. Note that restrictions, limitations, and exclusions will apply.
Intro APR
0% APR for six billing cycles on all Wyndham Timeshare purchases
Regular APR
20.74% to 29.74% variable
Annual Fee
$95
Credit Needed
Good to Excellent
- Earn 75,000 bonus points after spending $3,000 on purchases in the first 90 days
- 8 points per dollar on eligible purchases made at Hotels by Wyndham and qualifying gas stations
- 5 points per dollar on eligible marketing, advertising, and utility purchases
- 15,000 annual bonus points each anniversary year
Pros
- Offers 0% introductory APR on qualifying Wyndham Timeshare Purchase
- With premium rewards and anniversary bonus
- Generous welcome offer
Cons
- Introductory APR does not apply to regular purchases and balance transfers
- Charges an annual fee
- Automatic Diamond level: Receive an automatic Wyndham Rewards Diamond level status with your Wyndham Rewards program membership, allowing you to enjoy perks like suite upgrades, welcome amenities at check-in, late checkout, and free Wi-Fi.
- go free® Faster: Use 10% less Wyndham Rewards points when you redeem for go free® awards.
- Cardmember booking discounts: Take advantage of exclusive cardmember discounts for stays at participating Hotels by Wyndham. For more information, visit www.WyndhamRewards.com/terms/cardmemberrate.
- Cellphone protection: This is supplemental coverage for damage to or theft of your cellphone. To be eligible, you must charge your monthly cellphone bill to this card. Note that restrictions, limitations, and exclusions will apply.
Best Features
Those who stay at Wyndham hotels and resorts frequently will find this card valuable. You can earn 8x points per dollar spent on eligible purchases made at Wyndham hotels and enjoy cardmember discounts at participating Hotels by Wyndham. What’s more, you’ll receive an automatic Wyndham Rewards Diamond member level and enjoy perks like suite upgrades and welcome amenity at check-in.
Ongoing Rewards
- 8x points per dollar spent on eligible purchases made at Wyndham hotels
- 5x points per dollar spent on eligible marketing, advertising, and utility purchases
- 1x point per dollar spent on all other purchases (excluding Wyndham Timeshare resort down payments)
- Up to 100,000 bonus points—50,000 bonus points after spending $4,000 on purchases in the first 90 days and another 50,000 bonus points after spending $15,000 on purchases within the first 12 months
- 15,000 bonus points every year on your account anniversary
- go free® awards lets you redeem 10% fewer Wyndham Rewards points
- Visa SavingsEdge lets you save money on qualifying business purchases through rebates
Alternatives to Barclays Business Credit Cards
One limitation of Barclays business credit cards is that premium rewards are locked on purchases made on specific airlines and hotels. Consider the alternative business credit cards below if you are looking for a more flexible travel rewards business credit card.
Bank of America Business Advantage Travel Rewards World Mastercard®
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
BEST FOR:
Earning top rewards on travel purchases booked through Bank of America Travel Center
Intro APR
0%
9 billing cycles
9 billing cycles
Regular APR
18.49% - 28.49% Variable APR on purchases
Annual Fee
$0.00
Credit Needed
Excellent
- Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
- Earn unlimited 1.5 points for every $1 spent, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.
- No limit to the amount of points you can earn and points don't expire as long as your account remains open.
- No annual fee and no international transaction fees.
- Choose how to redeem points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America® Travel Center, for cash back or gift cards.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Pros
- Charges $0 annual and foreign transaction fees
- Offers fixed-rate cash back rewards
- Has no blackout dates
Cons
- Does not offer a 0% introductory period on balance transfers
- Requires excellent credit to qualify
- Bank of America doesn’t disclose details of its additional card features. To find out more about these additional features, review your guide to benefits when you receive your card in the mail.
Intro APR
0%
9 billing cycles
9 billing cycles
Regular APR
18.49% - 28.49% Variable APR on purchases
Annual Fee
$0.00
Credit Needed
Excellent
- Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
- Earn unlimited 1.5 points for every $1 spent, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.
- No limit to the amount of points you can earn and points don't expire as long as your account remains open.
- No annual fee and no international transaction fees.
- Choose how to redeem points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America® Travel Center, for cash back or gift cards.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Pros
- Charges $0 annual and foreign transaction fees
- Offers fixed-rate cash back rewards
- Has no blackout dates
Cons
- Does not offer a 0% introductory period on balance transfers
- Requires excellent credit to qualify
- Bank of America doesn’t disclose details of its additional card features. To find out more about these additional features, review your guide to benefits when you receive your card in the mail.
Consider this card if you have frequent travel expenses but don’t have an airline or hotel preference. You can earn 3x points per dollar on rental cars, hotel stays, or airfare booked through the Bank of America® Travel Center, and 1.5x points per dollar on all other purchases. It comes with $0 annual and foreign transaction fees, and you’ll enjoy 0% introductory APR Annual Percentage Rate on purchases for the first nine billing cycles. It is our leading business card with no foreign transaction fees.
American Express Business Platinum Card®
The Business Platinum Card® from American Express
BEST FOR:
Gaining access to unrivaled travel rewards and luxury travel perks like airport lounge access
Intro APR
N/A
Regular APR
18.74% - 27.74% Variable
Annual Fee
$695
Credit Needed
Excellent, Good
- Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,400 airport lounges worldwide
- $0 foreign transaction fee
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,400 lounges worldwide for you and two guests.
- Airport screening: Either a $120 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 1,000,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
Intro APR
N/A
Regular APR
18.74% - 27.74% Variable
Annual Fee
$695
Credit Needed
Excellent, Good
- Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,400 airport lounges worldwide
- $0 foreign transaction fee
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,400 lounges worldwide for you and two guests.
- Airport screening: Either a $120 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 1,000,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
This card is beneficial for those who travel frequently and want luxury travel perks. It offers access to more than 1,400 airport lounges worldwide, exclusive premium benefits, and over $1,000 in special discounts for selected business tools. What’s more, you’ll earn up to 5x points per dollar depending on the spending categories. Because of its generous perks, it is our best business card with airport lounge access.
Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card
BEST FOR:
Maximizing rewards on Hilton-related purchases
Intro APR
N/A
Regular APR
20.24% - 29.24% Variable
Annual Fee
$195
Credit Needed
Excellent, Good
- Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 1/8/2025.
- Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.
- Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
- Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
- Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay getting you to free nights faster.
- You may receive an upgrade to Hilton Honors Diamond status through the end of the calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
- As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
- Terms apply.
Pros
- Charges a low annual fee
- Doesn’t have foreign transaction fees
- Has a generous welcome offer
Cons
- Has poor redemption options outside of hotel stays
- Lacks an interest-free financing option
- Upgrade to Diamond status: Earn an upgrade to Hilton Honors Diamond Status through the end of the next calendar year after spending $40,000 on eligible purchases.
- Baggage insurance plan: Coverage is provided for cardholders for up to $1,250 for carry-on baggage and up to $500 for checked baggage, in excess of coverage provided by the covered carrier. For New York state residents, a $10,000 aggregate maximum limit is provided for all covered persons per covered trip.
- Extended warranty: Terms of the original manufacturer’s warranty can be extended up to one additional year. Applies to warranties of five years or less on covered purchases.
Intro APR
N/A
Regular APR
20.24% - 29.24% Variable
Annual Fee
$195
Credit Needed
Excellent, Good
- Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 1/8/2025.
- Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.
- Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
- Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
- Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay getting you to free nights faster.
- You may receive an upgrade to Hilton Honors Diamond status through the end of the calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
- As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
- Terms apply.
Pros
- Charges a low annual fee
- Doesn’t have foreign transaction fees
- Has a generous welcome offer
Cons
- Has poor redemption options outside of hotel stays
- Lacks an interest-free financing option
- Upgrade to Diamond status: Earn an upgrade to Hilton Honors Diamond Status through the end of the next calendar year after spending $40,000 on eligible purchases.
- Baggage insurance plan: Coverage is provided for cardholders for up to $1,250 for carry-on baggage and up to $500 for checked baggage, in excess of coverage provided by the covered carrier. For New York state residents, a $10,000 aggregate maximum limit is provided for all covered persons per covered trip.
- Extended warranty: Terms of the original manufacturer’s warranty can be extended up to one additional year. Applies to warranties of five years or less on covered purchases.
With a low annual fee of $195, this card is designed for those who prefer to stay at Hilton hotels and resorts. You can earn 12x points per dollar on purchases made directly with Hilton Hotels & Resorts, which you can turn into airline miles and use with its travel partners. It has a $0 foreign transaction fee, and you’ll receive a generous welcome offer when you meet the spending requirements. Due to these perks, it made our list of the top business cards for miles.
Frequently Asked Questions (FAQs)
The odds of your application being approved will largely depend on your credit score, income, and debt. Note that you need Good to Excellent credit scores to get approved.
You can apply online or by calling (800) 308-6008. Note that it will take up to 14 business days for Barclays to let you know the status of your application. Once approved, you’ll receive your card within 7–10 business days.
Bottom Line
Barclays offers co-branded business credit cards ideal for business owners who travel frequently. You can earn rewards that can be redeemed for either free flights or free hotel stays. They come with low annual fees, lucrative welcome offers, $0 foreign transaction fees, and different perks and benefits.
When choosing from the best Barclays business credit cards, consider your preferred airline, the type of rewards you want to earn, and how much miles and points are worth. Keep in mind that none of the cards offer zero-interest financing options.
