FitSmallBusiness

Ultimate Guide

Square Fees: Is Square Worth It? (+ Calculator)

With predictable fees and lots of free tools, Square offers excellent value for all kinds of small businesses.

By January 29, 2024 | Retail, Ultimate Guide

Square is a payments, point-of-sale (POS), and business management tool for small businesses. It has no contracts, minimum requirements, or upfront costs for its software or payment processing tools. The basic software is free, and any upgrades are billed monthly. Square deducts a flat fee on successful payment transactions, and you get low-cost hardware, with…

Identifying Toxic Employees and How to Deal With Them

By January 25, 2024 | Human Resources, Ultimate Guide

Toxic employees disrupt team dynamics, lower productivity, and destroy company culture by spreading negativity and discontent. Their negative attitude and disruptive behavior can create a ripple effect that lowers morale, decreases employee engagement, and ultimately hampers business success. Identifying and addressing toxic employees in the workplace is crucial to maintaining a healthy work environment where…

What Is Per Diem — A Small Business Guide

By January 24, 2024 | Human Resources, Ultimate Guide

The term “per diem” is derived from Latin and translates to “per day.” In the context of employment, it signifies a compensation structure where the employee is paid a fixed daily rate. Unlike traditional full-time or part-time employees who have ongoing employment relationships, per diem employees are hired to meet immediate and temporary demands. A…

SBA Express Loans: What They Are & How To Apply

By January 17, 2024 | Financing, Ultimate Guide

SBA Express loans are government-backed loans issued by individual lenders and can provide up to $500,000 in funding, usually with a 10-year repayment term. Funding speeds are much faster compared to other types of loans backed by the Small Business Administration (SBA), typically around one month, and this is because lenders often have reduced documentation…

Texas Workers Compensation: Laws, Costs & Providers

By January 17, 2024 | Insurance, Ultimate Guide

Texas workers’ compensation laws are unique because they don’t require employers to have coverage. Businesses that do buy policies are covered for their obligations after a worker is injured, including the workers’ medical expenses, prescriptions, and partial weekly wages. Texas employers can expect to pay an average of 55 cents for every $100 of payroll…

What Is a Unique Selling Proposition? Definition, Examples & Templates

By January 17, 2024 | Free Resources, Sales, Ultimate Guide

Your unique selling proposition (USP) explains why customers should choose your company, service, product, or brand over its competitors. Specifically, it’s a value, product, feature, or benefit of doing business with you that others don’t offer or can’t provide nearly as well as you. In this article, we explore different unique selling proposition examples, explain…