Return on equity (ROE) is an important metric used to evaluate the success of real estate investments and can be applied to commercial and residential properties. Whether you are a seasoned investor or just starting, understanding what return on equity is and using the return on equity formula are essential in gauging how well your…
Ultimate Guide
A Guide to Becoming an Accredited Investor
Becoming an accredited investor opens the door to a realm of exclusive investment opportunities. This status is coveted by many finance professionals, entrepreneurs, and business owners because it serves as a gateway to sophisticated investment vehicles, such as startups, hedge funds, and venture capital. Understanding the path to becoming an accredited investor is crucial because…
Restaurant Financing: The Ultimate Guide
If you want to know how to finance your restaurant, there are many ways—traditional loans from banks, loans or gifts from family and friends, lines of credit, crowdfunding, grants, or seeking investors. The best way to finance your restaurant will depend on the amount of money you need to raise, your restaurant type, and your…
SBA Express Loans: What They Are & How To Apply
SBA Express loans are government-backed loans issued by individual lenders and can provide up to $500,000 in funding, usually with a 10-year repayment term. Funding speeds are much faster compared to other types of loans backed by the Small Business Administration (SBA), typically around one month, and this is because lenders often have reduced documentation…
Texas Workers Compensation: Laws, Costs & Providers
Texas workers’ compensation laws are unique because they don’t require employers to have coverage. Businesses that do buy policies are covered for their obligations after a worker is injured, including the workers’ medical expenses, prescriptions, and partial weekly wages. Texas employers can expect to pay an average of 55 cents for every $100 of payroll…
What Is a Unique Selling Proposition? Definition, Examples & Templates
Your unique selling proposition (USP) explains why customers should choose your company, service, product, or brand over its competitors. Specifically, it’s a value, product, feature, or benefit of doing business with you that others don’t offer or can’t provide nearly as well as you. In this article, we explore different unique selling proposition examples, explain…
North Carolina Business Insurance: Types, Costs & Requirements
North Carolina has a strong economy, including a robust export economy, that consists primarily of small businesses with fewer than 19 employees. Business insurance in North Carolina plays a very important role in keeping its economy afloat by helping offset the financial loss a business faces when it has a claim. In North Carolina, workers’…
Ohio Small Business Insurance: Types, Cost & Requirements
The Buckeye State has a strong manufacturing and export sector that is comprised mostly of small business owners. Ohio small business insurance plays an important part in the state’s economy. Business owners are required to purchase workers’ compensation and commercial auto insurance, and the other important coverages to consider are general liability, professional liability, and…