Whether you’re a new or experienced real estate investor, you may have asked, “What is a short sale in real estate?” The simple answer is that a short sale is when a homeowner owes more for their home than its current market value and puts it up for sale. Their short sale mortgage is said…
Ultimate Guide
Do You Need a Business Bank Account? Benefits & Drawbacks
You should have a business bank account for your company’s finances, regardless of your business size. With one, you can keep your personal and business assets separated, which protects both your company and your personal finances. Having a business bank account also allows you to build a relationship with your business bank, which will help…
Restaurant Loyalty Programs: 7 Best Ideas & Examples
Loyalty programs are one fun aspect of restaurant marketing. They involve leveraging customer information to create incentive for repeat business, converting first-time diners into full-fledged regulars. And people love restaurant loyalty programs—nearly half of restaurant loyalty users use their memberships several times a month. The best restaurant loyalty program for your restaurant will depend on…
Security Guard Insurance: Cost, Coverage & Providers
Through a combination of first and third-party policies, security guard insurance helps protect against financial losses for your business. When you combine the different policies needed, like general liability and commercial property, they form what is called security guard insurance, and the estimated total minimum premium for all core policies can start at $7,300 annually….
What Is Business Banking?
Business banking, also known as commercial banking, refers to the products and services financial institutions provide to meet the unique needs of business clients. Examples of business banking products include business checking accounts, savings accounts, loans, and credit cards. Business banking can be used by companies with any organization entity, including sole proprietorships, partnerships, limited…
What is a Pay Card: How They Work, Regulations, & Pros & Cons
A pay card (also known as a payroll card) is a prepaid debit card employers use to pay employees who don’t have bank accounts. Although regulated by federal and state law, they’re similar to direct deposits in that money is sent electronically, and setup is sometimes free. Pay cards are available from dedicated providers, banks,…
How to Buy a Franchise Restaurant in 2024: The Ultimate Guide
Whether you’re a seasoned restaurateur or a first-time entrepreneur, the decision to venture into the food service industry demands careful consideration and strategic planning. Buying a franchise restaurant presents itself as a compelling option for restaurateurs in 2024. The allure of franchising has grown significantly among those who prefer structure and support when entering the…
Veterinary Practice Insurance: Cost, Coverage & Providers
Insurance for veterinarians covers the risks of caring for animals, dealing with pet owners, and running a medical facility. It also helps a veterinarian if their property is damaged and they need to file a claim. It is a combination of multiple policies, including veterinarian liability insurance, malpractice, commercial property, and animal bailee insurance. The…