Editorial and Partnership Disclosure
Fit Small Business has partnered with CardRatings for our coverage of credit card products. Fit Small Business and CardRatings may receive a commission from card issuers. This is a recurring post with regularly updated card details. Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any of these entities.
World of Hyatt Business Credit Card is designed for business owners who stay primarily at Hyatt hotels. You can earn premium points on purchases at all Hyatt hotels, get extra points from Hyatt for being a World of Hyatt member, receive an automatic Hyatt Discoverist status, and enjoy exclusive discounts on hotel stays. Plus, it comes with a reasonable annual fee and $0 foreign transaction fees. Note, however, that it doesn’t have 0% APR offers.
If you wish to compare one credit card over another, select a maximum of three cards on this page and click Add to Compare to view the details in a side-by-side comparison.
card_name
BEST FOR:
Those who primarily stay at Hyatt hotels
Intro APR
intro_apr_rate,intro_apr_duration
Regular APR
reg_apr,reg_apr_type
Annual Fee
annual_fees
Credit Needed
credit_score_needed
- 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Additionally, earn 15K Bonus Points after you spend $12,000 in the first 6 months.
- 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
- 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/24, then your top two categories each quarter.
- 2 Bonus Points per $1 spent on fitness club and gym memberships
- 1 Bonus Point per $1 spent on all other purchases.
- Up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
- 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
- World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees
- Member FDIC
Pros
- Welcome offer
- Doesn’t charge foreign transaction fees
- Premium features and rewards
Cons
- Charges annual fee
- Doesn’t have 0% introductory APR
- Discoverist status: You and up to five employees can enjoy Discoverist status with World of Hyatt Business Credit Card. This includes 10% Bonus Points when choosing to earn points on eligible purchases in Hyatt, access to premium in-room internet, 2 p.m. late checkout upon request and when available, and earn 5 tier-qualifying night credits after spending $10,000 within a calendar year.
- Hyatt leverage membership: Hyatt leverage program offers an average savings of up to $350 a year due to discounts on standard rate rooms at all participating Hyatt hotels.
- 10% redemption bonus: Get 10% of your points back for the rest of the year after spending $50,000 every calendar year — up to 200,000 points can be redeemed.
- Faster way of improving status and rewards: Earn 5 tier-qualifying points after spending $10,000 every calendar year.
- Up to $100 in Hyatt statement credits: Spend $50 or more at any Hyatt property and earn $50 statement credits twice each anniversary year.
Intro APR
intro_apr_rate,intro_apr_duration
Regular APR
reg_apr,reg_apr_type
Annual Fee
annual_fees
Credit Needed
credit_score_needed
- 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Additionally, earn 15K Bonus Points after you spend $12,000 in the first 6 months.
- 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
- 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/24, then your top two categories each quarter.
- 2 Bonus Points per $1 spent on fitness club and gym memberships
- 1 Bonus Point per $1 spent on all other purchases.
- Up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
- 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
- World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees
- Member FDIC
Pros
- Welcome offer
- Doesn’t charge foreign transaction fees
- Premium features and rewards
Cons
- Charges annual fee
- Doesn’t have 0% introductory APR
- Discoverist status: You and up to five employees can enjoy Discoverist status with World of Hyatt Business Credit Card. This includes 10% Bonus Points when choosing to earn points on eligible purchases in Hyatt, access to premium in-room internet, 2 p.m. late checkout upon request and when available, and earn 5 tier-qualifying night credits after spending $10,000 within a calendar year.
- Hyatt leverage membership: Hyatt leverage program offers an average savings of up to $350 a year due to discounts on standard rate rooms at all participating Hyatt hotels.
- 10% redemption bonus: Get 10% of your points back for the rest of the year after spending $50,000 every calendar year — up to 200,000 points can be redeemed.
- Faster way of improving status and rewards: Earn 5 tier-qualifying points after spending $10,000 every calendar year.
- Up to $100 in Hyatt statement credits: Spend $50 or more at any Hyatt property and earn $50 statement credits twice each anniversary year.
When evaluating travel rewards business credit cards like the World of Hyatt Business Credit Card, we first consider ongoing rewards, introductory rewards, and additional features. We also rate the annual fee, introductory no-interest period, and ongoing APRs.
Grading Criteria | Card Score | Highest Possible Score |
|---|---|---|
Ongoing Rewards | 25 | 25 |
Introductory Rewards | 25 | 25 |
Additional Features | 25 | 25 |
Annual Fee | 7 | 15 |
Introductory APR | 0 | 5 |
Ongoing APR | 3 | 5 |
Total Score | 85 | 100 |
Who the World of Hyatt Business Credit Card Is Best For
- Those who stay primarily at Hyatt hotels: You can earn up to 9x points per dollar spent on purchases at all Hyatt hotels and enjoy several perks, including annual Hyatt credit, 10% bonus points back, exclusive discounts, and Hyatt Discoverist status.
- Those who travel frequently: This card lets you convert your World of Hyatt points into miles with any of World of Hyatt’s airline partners. Plus, it charges $0 transaction fees on international purchases.
Check out our recommended alternatives below if this card doesn’t fit the bill.
World of Hyatt Business Credit Card Rewards
- 60,000 bonus points after spending $5,000 on purchases within the first three months of account opening
- Up to 9x total points per $1 spent at Hyatt Hotels
- 4x bonus points per $1 spent on qualifying purchases at Hyatt Hotels, and
- Up to 5x base points from Hyatt per eligible $1 spent for being a World of Hyatt member
- 2x points per $1 spent in your top three spend categories each quarter, including:
- Dining
- Shipping
- Airline tickets when purchased directly with the airline
- Local transit and commuting
- Social media and search engine advertising
- Car rental agencies
- Gas stations
- Internet, cable, and phone services
- 2x points per $1 spent on fitness club and gym memberships
- 1x point per $1 spent on all other purchases
- 10,000 referral bonus points for each business that gets approved when you make a referral for the World of Hyatt Business Credit Card, up to 50,000 bonus points per year
Rewards Calculator
Find out how much you can earn from the World of Hyatt Business Credit Card based on your estimated monthly expenses. Our rewards calculator will compute your potential rewards—just enter your expected monthly spending, and our calculator will do the rest.
Note that each World of Hyatt point is valued at about 2.3 cents.
You can redeem points for free nights, room upgrades, dining, spa, and more. You can also convert points to partner loyalty programs, like airlines, or do the Points + Cash award. Note that there are no caps or restrictions on how many points you can earn, and your rewards will not expire as long as your account remains active and in good standing.
World of Hyatt Business Credit Card Features
Travel Insurance & Protection
- Auto rental collision damage waiver: Decline the rental company’s collision insurance and charge the whole rental cost to your card, and get reimbursed up to the actual cash value of the vehicle for theft or collision damage for most rental cars in the United States and abroad.
- Travel and emergency assistance services: Contact the benefit administrator for legal and medical referrals or other travel and emergency assistance.
- Trip cancellation/interruption insurance: Get reimbursed for up to $1,500 per person and $6,000 per trip for your prepaid, nonrefundable passenger fares if your trip is canceled or cut short by sickness, severe weather, and other covered situations.
- Extend warranty protection: Extend the period of the US manufacturer’s warranty by an additional year on eligible warranties of three years or less.
- Purchase protection: Get your purchases covered for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
Travel Perks
- Discoverist status: Enjoy Discoverist status for you and up to five employees when using the World of Hyatt Business Credit Card, and receive five tier-qualifying night credits after spending $10,000 within a calendar year.
- Up to $100 in Hyatt statement credits: Spend $50 or more at any Hyatt property and earn $50 statement credits twice each anniversary year.
- Hyatt Leverage membership: Get discounts of up to 15% off standard rates on standard-rate rooms at all participating Hyatt hotels.
- 10% redemption bonus: Receive 10% of your points back for the rest of the year after spending $50,000 every calendar year—up to 200,000 points can be redeemed.
Other Benefits
- Complimentary DashPass When you activate the offer by 1/31/25. : Receive a one-year complimentary DashPass, a membership for both DoorDash and Caviar, which gives you unlimited deliveries with $0 delivery fees and lower service fees.
- Employee cards: Streamline finances and earn points on purchases made by you and your employees by adding employee cards, at no additional cost.
World of Hyatt Business Credit Card Fees
APRs
- Introductory: None
- Ongoing, balance transfer, and My Chase LoanSM: 21.49% to 28.49% variable—adjusts with the prime rate
- Cash advance: 29.99% variable—adjusts with the prime rate
- Penalty: Up to 29.99% variable—adjusts with the prime rate; this will be applied immediately to your account if you do one of the following:
- Fail to make a minimum payment by the date and time that it’s due
- Make a payment that’s returned unpaid
Fees
- Annual: $199
- My Chase PlanSM Fee (fixed finance charge): 1.72% of the amount of each eligible purchase transaction
- Balance transfer: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash advance: Either $15 or 5% of the amount of each transaction, whichever is greater
- Foreign transaction: $0
- Late and returned payments: $40
- Return check: $0
Your due date is at least 20 days after the close of each billing cycle.
- Online or Chase Mobile® app: Go to chase.com/paycard to make a payment online. You can also enroll in automatic payments through the website or mobile app. When you enroll, specify the deposit account from which your payment will be deducted and how much you’d like to pay, such as your statement balance, minimum payment due, or any fixed amount.
- Phone: Call the automated phone service at (800) 436-7958.
- Mail or money order: Include your name and full account number on your check or money order—don’t send cash. Mail your payment to the following address:
Cardmember Services
PO Box 6294
Carol Stream, IL 60197-6294
Alternatively, you can send your payment via overnight mail to the following address:
Chase Card Services
201 N. Walnut St.
Del-0153
Wilmington, DE 19801
- Western Union: Use the Code City WALNUT when paying via Western Union. It may take up to seven days for the payment to be reflected in your account.
- In-person: Go to the nearest Chase ATM or branch
World of Hyatt Business Credit Card Alternatives
Chase Ink Business Preferred® Credit Card
card_name
BEST FOR:
Maximizing travel rewards at a lower annual fee
Intro APR
intro_apr_rate,intro_apr_duration
Regular APR
reg_apr,reg_apr_type
Annual Fee
annual_fees
Credit Needed
credit_score_needed
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- $0 foreign transaction fees
Cons
- No interest-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the welcome offer
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the United States manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts―and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
Intro APR
intro_apr_rate,intro_apr_duration
Regular APR
reg_apr,reg_apr_type
Annual Fee
annual_fees
Credit Needed
credit_score_needed
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- $0 foreign transaction fees
Cons
- No interest-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the welcome offer
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the United States manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts―and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
The Chase Ink Business Preferred® Credit Card lets you earn a high introductory bonus of 90,000 points after you spend $8,000 on purchases in the first three months after account opening. On top of that, you’ll receive up to 5 points on your purchases, and enjoy 25% more points value when you redeem for travel. It charges a low annual fee of $95 only and $0 foreign transaction fees.
Check our guide to the best Chase business credit cards for more options from the same issuer.
The Business Platinum Card® from American Express
The Business Platinum Card® from American Express
BEST FOR:
Gaining access to unrivaled travel rewards and luxury travel perks like airport lounge access
Intro APR
N/A
Regular APR
18.49% - 27.49% Variable
Annual Fee
$695
Credit Needed
Excellent, Good
- Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required.
- Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- NEW! Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com. 1X points on other eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,400 airport lounges worldwide
- $0 foreign transaction fee
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,400 lounges worldwide for you and two guests. Enrollment required.
- Airport screening: Either a $120 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 1,000,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
(Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.)
Intro APR
N/A
Regular APR
18.49% - 27.49% Variable
Annual Fee
$695
Credit Needed
Excellent, Good
- Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required.
- Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- NEW! Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com. 1X points on other eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,400 airport lounges worldwide
- $0 foreign transaction fee
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,400 lounges worldwide for you and two guests. Enrollment required.
- Airport screening: Either a $120 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 1,000,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
(Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.)
The Business Platinum Card® from American Express offers access to The Global Lounge Collection®, letting you use more than 1,400 airport lounges worldwide when you travel. What’s more, you can enjoy several travel perks like $200 airline fee credit, $199 CLEAR® Plus credit, and a statement credit for Global Entry or TSA PreCheck® with two options to choose from. Keep in mind, however, that it comes with a high annual fee of $695.
For more options from the issuer, see our list of the best American Express business credit cards.
U.S. Bank Business Altitude™ Connect World Elite Visa®
U.S. Bank Business Altitude® Connect Visa Signature® Card
Intro APR
N/A
Regular APR
18.99% - 25.99% Variable
Annual Fee
$0 intro annual fee for the first year, $95 thereafter.
Credit Needed
Excellent, Good
- Limited Time Offer: Earn 60,000 bonus points, worth $600 if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
- Earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.
- Earn 4X points on travel, gas and EV charging stations* on the first $150,000 in combined annual spend (*excludes discount stores/supercenters and wholesale clubs).
- Earn 2X points on dining, takeout, restaurant delivery and cell service providers.
- Earn 1X points on all other eligible spend.
- Earn a $25 statement credit for every three consecutive monthly taxi or rideshare trips.
- $0 intro annual fee for the first year, $95 per year thereafter.
- Points transfer between business and consumer U.S. Bank Altitude products (excluding Reserve).
- Airport lounge access - Priority Pass™ Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
- Terms and conditions apply.
Pros
- Large welcome offer
- Priority Pass Digital annual membership with access to more than 1,300 VIP lounges worldwide and four complimentary visits per membership year
- ExtendPay® Plan feature lets you divide your large purchase into fixed monthly installments without interest—only a small monthly fee
Cons
- No 0% APR offers
- Premium rewards on travel and fuel have a maximum cap
- Charges annual fee
- Free employee cards
- ExtendPay® Plan
- Transfer points between your business and personal Altitude cards
Intro APR
N/A
Regular APR
18.99% - 25.99% Variable
Annual Fee
$0 intro annual fee for the first year, $95 thereafter.
Credit Needed
Excellent, Good
- Limited Time Offer: Earn 60,000 bonus points, worth $600 if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
- Earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.
- Earn 4X points on travel, gas and EV charging stations* on the first $150,000 in combined annual spend (*excludes discount stores/supercenters and wholesale clubs).
- Earn 2X points on dining, takeout, restaurant delivery and cell service providers.
- Earn 1X points on all other eligible spend.
- Earn a $25 statement credit for every three consecutive monthly taxi or rideshare trips.
- $0 intro annual fee for the first year, $95 per year thereafter.
- Points transfer between business and consumer U.S. Bank Altitude products (excluding Reserve).
- Airport lounge access - Priority Pass™ Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
- Terms and conditions apply.
Pros
- Large welcome offer
- Priority Pass Digital annual membership with access to more than 1,300 VIP lounges worldwide and four complimentary visits per membership year
- ExtendPay® Plan feature lets you divide your large purchase into fixed monthly installments without interest—only a small monthly fee
Cons
- No 0% APR offers
- Premium rewards on travel and fuel have a maximum cap
- Charges annual fee
- Free employee cards
- ExtendPay® Plan
- Transfer points between your business and personal Altitude cards
With the U.S. Bank Business Altitude™ Connect World Elite Visa®, you can earn up to 5x points on your purchases and a welcome offer of 60,000 points when you spend $6,000 on the Account Owner’s card in the first 180 days of opening your account. It comes with Priority PassTM Digital annual membership, offering access to over 1,300 VIP lounges worldwide, with four complimentary visits per year. Plus, it features the U.S. Bank ExtendPay® Plan, letting you pay off your eligible balance over time without interest You'll only need to pay a small monthly fee. For new cardmembers, enjoy $0 fee when you sign up for an ExtendPay Plan within the first 60 days after account opening. .
See our guide to the best U.S. Bank business credit cards for more options from U.S. Bank.
Frequently Asked Questions (FAQs)
You can apply for a World of Hyatt Business Credit Card online or in person at the nearest Chase branch. Note that Chase does not accept applications over the phone, by mail, or at any Hyatt hotels.
When applying, ensure to have the following on hand:
- Business name, address, structure, description, and annual revenue
- Number of employees
- Estimated monthly spending
- Employer’s identification number (EIN) and/or owner’s Social Security number
You should be able to receive the card within seven to 10 business days if your application is approved. In the event that your application is denied, Chase will be sending the letter within the same timeframe citing the reasons for the denial of your application. While waiting for your application to be processed, you can call Chase’s customer service at (800) 436-7941.
As members of this program, you may be eligible for specific services and benefits offered by World of Hyatt hotels. The following are some of the benefits that you’ll receive as a World of Hyatt member:
- Member
- Save up to 10% with Member Rate at participating hotels
- Receive exclusive member-only offers
- Earn points on stays, dining, spa services, and FIND experiences
- Use points for free nights with no blackout dates at any Hyatt hotels (starting at 5,000 points)
- Get a free night award after staying at five different Hyatt brands
- Discoverist
- Earn free nights faster with 10% Bonus Points on qualifying purchases
- Get a 2 p.m. late checkout (upon availability)
- Receive complimentary premium internet anytime, anywhere
- Explorist
- Earn free nights faster with 20% Bonus Points on qualifying purchases
- Get access to upgraded rooms on qualifying nights (based on availability at check-in)
- Avail a 2 p.m. late checkout (upon availability)
- Globalist
- Earn free nights faster with 30% Bonus Points on qualifying purchases
- Enjoy room upgrades (up to standard suites)
- Get Club lounge access or complimentary breakfast
- Get a 4 p.m. late checkout (upon availability)
Bottom Line
The World of Hyatt Business Credit Card is best for business owners who travel frequently and stay primarily at Hyatt hotels. It offers up to 9x bonus points on purchases made in eligible categories and charges a $0 foreign transaction fee. You can also enjoy several travel perks including exclusive offers, discounts, and free nights. Note that some travel business credit cards offer an interest-free financing option and don’t charge annual fees.
Fit Small Business has partnered with CardRatings for our coverage of credit card products. Fit Small Business and CardRatings may receive a commission from card issuers.
