World of Hyatt Business Credit Card is designed for business owners who stay primarily at Hyatt hotels. You can earn premium points on purchases at all Hyatt hotels, get extra points from Hyatt for being a World of Hyatt member, and enjoy perks, such as Hyatt Discoverist status, free night awards, and tier-qualifying night credits.
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BEST FOR:
Those who primarily stay at Hyatt hotels
- 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Additionally, earn 15K Bonus Points after you spend $12,000 in the first 6 months.
- 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
- 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/24, then your top two categories each quarter.
- 2 Bonus Points per $1 spent on fitness club and gym memberships
- 1 Bonus Point per $1 spent on all other purchases.
- Up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
- 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
- World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees
- Member FDIC
Pros
- Welcome offer
- Doesn’t charge foreign transaction fees
- Premium features and rewards
Cons
- Charges annual fee
- Doesn’t have 0% introductory APR
- Discoverist status: You and up to five employees can enjoy Discoverist status with World of Hyatt Business Credit Card. This includes 10% Bonus Points when choosing to earn points on eligible purchases in Hyatt, access to premium in-room internet, 2 p.m. late checkout upon request and when available, and earn 5 tier-qualifying night credits after spending $10,000 within a calendar year.
- Hyatt leverage membership: Hyatt leverage program offers an average savings of up to $350 a year due to discounts on standard rate rooms at all participating Hyatt hotels.
- 10% redemption bonus: Get 10% of your points back for the rest of the year after spending $50,000 every calendar year — up to 200,000 points can be redeemed.
- Faster way of improving status and rewards: Earn 5 tier-qualifying points after spending $10,000 every calendar year.
- Up to $100 in Hyatt statement credits: Spend $50 or more at any Hyatt property and earn $50 statement credits twice each anniversary year.
- 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Additionally, earn 15K Bonus Points after you spend $12,000 in the first 6 months.
- 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
- 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/24, then your top two categories each quarter.
- 2 Bonus Points per $1 spent on fitness club and gym memberships
- 1 Bonus Point per $1 spent on all other purchases.
- Up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
- 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
- World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees
- Member FDIC
Pros
- Welcome offer
- Doesn’t charge foreign transaction fees
- Premium features and rewards
Cons
- Charges annual fee
- Doesn’t have 0% introductory APR
- Discoverist status: You and up to five employees can enjoy Discoverist status with World of Hyatt Business Credit Card. This includes 10% Bonus Points when choosing to earn points on eligible purchases in Hyatt, access to premium in-room internet, 2 p.m. late checkout upon request and when available, and earn 5 tier-qualifying night credits after spending $10,000 within a calendar year.
- Hyatt leverage membership: Hyatt leverage program offers an average savings of up to $350 a year due to discounts on standard rate rooms at all participating Hyatt hotels.
- 10% redemption bonus: Get 10% of your points back for the rest of the year after spending $50,000 every calendar year — up to 200,000 points can be redeemed.
- Faster way of improving status and rewards: Earn 5 tier-qualifying points after spending $10,000 every calendar year.
- Up to $100 in Hyatt statement credits: Spend $50 or more at any Hyatt property and earn $50 statement credits twice each anniversary year.
When evaluating travel rewards business credit cards like the World of Hyatt Business Credit Card, we first consider ongoing rewards, introductory rewards, and additional features. We also rate the annual fee, introductory no-interest period, and ongoing APRs.
Grading Criteria | Card Score | Highest Possible Score |
|---|---|---|
Ongoing Rewards | 25 | 25 |
Introductory Rewards | 20 | 25 |
Additional Features | 25 | 25 |
Annual Fee | 7 | 15 |
Introductory APR | 0 | 5 |
Ongoing APR | 3 | 5 |
Total Score | 80 | 100 |
Who the World of Hyatt Business Credit Card Is Best For
- Those who stay primarily at Hyatt hotels: This card offers up to 9x points per dollar spent on purchases at all Hyatt hotels and several perks, including annual Hyatt credit, 10% bonus points back, and Hyatt Discoverist status.
- Those who travel frequently: This card lets you convert your World of Hyatt points into miles with any of World of Hyatt’s airline partners.
World of Hyatt Business Credit Card Rewards
Reward Points
- Up to 75,000 bonus points—-60,000 bonus points after you spend $5,000 on purchases in your first three months from account opening, and an additional 15,000 bonus points after spending $12,000 on purchases within the first 6 months from account opening; offer ends March 6, 2024
- Up to 9x total points per dollar spent at Hyatt—4 Bonus Points per $1 when you use your card at Hyatt hotels, participating Small Luxury Hotels of the World, and eligible Lindblad Expeditions; and 5 Base Points per $1 from Hyatt as a World of Hyatt member
- 2x points per dollar spent in your top three spend categories each quarter through Dec. 31, 2024, then your top two categories each quarter.
Eligible categories are as follows:
-
- Dining
- Shipping
- Airline tickets when purchased directly with the airline
- Local transit and commuting
- Social media and search engine advertising
- Car rental agencies
- Gas stations
- Internet, cable, and phone services
- 2x points per dollar spent on fitness club and gym memberships
- 1x points per dollar spent on all other purchases
There are no caps or restrictions on how many Bonus Points you can earn in your top three spend categories. You’ll see your Bonus Points within one to two billing statements after the quarter ends. Note that you can still expect to earn 2x Bonus Points in your top two categories past Dec. 31, 2024.
World of Hyatt Business Credit Card Calculator
Find out how much you can earn from the World of Hyatt Business Credit Card based on your estimated monthly expenses. Our rewards calculator will compute your potential rewards—just enter your expected monthly spending, and our calculator will do the rest.
Note that each World of Hyatt point is valued at about 2.3 cents.
How To Redeem World of Hyatt Business Credit Card Rewards
You can redeem points for free nights and room upgrades (starting at 3,000 points), convert miles with World of Hyatt’s airline partners, and more. You can also transfer a minimum of 5,000 points for 2,000 miles.
You can also do the Points + Cash award to get 50% of the points required for a free night and 50% to 70% off the Standard Rate. Note that points redeemed for this award will be taken out of your World of Hyatt account at the time of booking.
World of Hyatt Business Credit Card Features
Travel insurance & protection
- Auto rental collision damage waiver: Decline the rental company’s collision insurance and charge the whole rental cost to your World of Hyatt Business Credit Card. Note that coverage is primary and will provide reimbursement up to the actual cash value of the vehicle for theft or collision damage for most rental cars in the United States and abroad.
- Extend warranty protection: This lets you extend the period of the US manufacturer’s warranty by an additional year on eligible warranties of three years or less.
- Purchase protection: Be covered for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
- Travel and emergency assistance services: Contact the benefit administrator for legal and medical referrals or other travel and emergency assistance.
- Trip cancellation/interruption insurance: Get reimbursed for up to $1,500 per person and $6,000 per trip for your prepaid, nonrefundable passenger fares if your trip is canceled or cut short by sickness, severe weather, and other covered situations.
Travel perks
- Discoverist status: Enjoy Discoverist status with you and up to five employees when using the World of Hyatt Business Credit Card. This includes 10% Bonus Points when choosing to earn points on eligible purchases in Hyatt, access to premium in-room internet, 2 p.m. late checkout upon request when available, and five tier-qualifying night credits after spending $10,000 within a calendar year.
- Up to $100 in Hyatt statement credits: Spend $50 or more at any Hyatt property and earn $50 statement credits twice each anniversary year.
- Hyatt Leverage membership: Get discounts of up to $350 a year due to discounts on standard rate rooms at all participating Hyatt hotels.
- 10% redemption bonus: Secure 10% of your points back for the rest of the year after spending $50,000 every calendar year—up to 200,000 points can be redeemed.
- Complimentary DashPass: Receive a one-year complimentary DashPass, a membership for both DoorDash and Caviar, which gives you unlimited deliveries with $0 delivery fees and lower service fees. Note that you need to activate it by 12/31/24.
Account management
- Employee cards: Streamline finances and earn points on purchases made by you and your employees by adding employee cards, at no additional cost.
World of Hyatt Business Credit Card Fees
APRs
- Introductory: None
- Ongoing, balance transfer, and My Chase LoanSM: 21.49% to 28.49% variable—adjusts with the prime rate
- Cash advance: 29.99% variable—adjusts with the prime rate
- Penalty: Up to 29.99% variable—adjusts with the prime rate; this will be applied immediately to your account if you do one of the following:
- Fail to make a minimum payment by the date and time that it’s due
- Make an unpaid returned payment
Fees
- Annual: $199
- My Chase PlanSM Fee (fixed finance charge): 1.72% of the amount of each eligible purchase transaction
- Balance transfer: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash advance: Either $15 or 5% of the amount of each transaction, whichever is greater
- Foreign transaction: None
- Late and returned payments: $40
- Return check: None
Your due date is at least 20 days after the close of each billing cycle.
- Online or Chase Mobile® app: Go to chase.com/paycard to make a payment online. You can also enroll in automatic payments through the website or mobile app. When you enroll, specify the deposit account from which your payment will be deducted and how much you’d like to pay, such as your statement balance, minimum payment due, or any fixed amount.
- Phone: Call the automated phone service at (800) 436-7958.
- Mail or money order: Include your name and full account number on your check or money order—don’t send cash. Mail your payment to the following address:
Cardmember Services
PO Box 6294
Carol Stream, IL 60197-6294
Alternatively, you can send your payment via overnight mail to the following address:
Chase Card Services
201 N. Walnut St.
Del-0153
Wilmington, DE 19801
- Western Union: Use the Code City WALNUT when paying via Western Union. It may take up to seven days for the payment to be reflected in your account.
- In-person: Go to the nearest Chase ATM or branch
World of Hyatt Business Credit Card Alternatives
Chase Ink Business Preferred®
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BEST FOR:
Maximizing travel rewards at a lower annual fee
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- $0 foreign transaction fees
Cons
- No interest-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the welcome offer
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the United States manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts―and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- $0 foreign transaction fees
Cons
- No interest-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the welcome offer
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the United States manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts―and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
When To Consider Chase Ink Business Preferred®
- You need a card with a high introductory bonus: It offers 100,000 bonus points after spending $8,000 on purchases within the first three months from the date of account opening.
- You want an alternative Chase business credit card: It lets you earn 3X points on every dollar spent on selected spending categories for the first $150,000 in combined purchases.
Other Benefits
- Redeem for cash back, gift cards, travel experiences, and more through the Chase Ultimate Rewards
- Issue employee cards at no additional cost
- Enjoy $0 foreign transaction fees
Its high introductory bonus and high credit limit are why it is our top business card for travel and one of our leading limited liability company (LLC) credit cards. Check our guide to the best Chase business credit cards for more options from the same issuer.
American Express Business Platinum Card®
The Business Platinum Card® from American Express
BEST FOR:
Gaining access to unrivaled travel rewards and luxury travel perks like airport lounge access
- Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,400 airport lounges worldwide
- $0 foreign transaction fee
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,400 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
- Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
- $695 Annual Fee.
- Terms Apply.
Pros
- Premium travel rewards
- Free access to more than 1,400 airport lounges worldwide
- $0 foreign transaction fee
Cons
- Balance is due in full monthly
- High annual fee
- American Express lounges: Free access to American Express’ network of Centurion lounges located in slightly less than a dozen United States airports.
- Other airport lounges: Priority Pass Select membership, which gets you free access to more than 1,400 lounges worldwide for you and two guests.
- Airport screening: Either a $100 statement credit for Global Entry every four years or an $85 statement credit for TSA PreCheck® once every 4 1/2 years.
- Travel credit: Up to $200 annual statement credit toward air travel expenses like baggage fees and inflight food and drink.
- Rental status: Elite status at a number of car rental agencies.
- Free Wi-Fi: 10 annual free Gogo inflight Wi-Fi passes.
- Rebate for redeemed points: 35% points rebate if you book a business or first-class flight, up to 500,000 bonus points per calendar year.
- Dell statement credit: Up to $400 in statement credits annually for Dell purchases.
Who Should Consider the American Express Business Platinum Card®
- You seek access to luxury travel perks: It offers airport lounge access, airline free credits, and premium car rental privileges.
Other Benefits
- Secure 150,000 Membership Rewards® points after spending $20,000 on eligible purchases within the first 3 months from the date of account opening
- Earn up to 5X Membership Rewards® points on selected spending categories
- Get complimentary access to over 1,400 airport lounges through The Global Lounge Collection®
U.S. Bank Business Altitude Connect™ World Elite Mastercard®
U.S. Bank Business Altitude™ Connect World Elite Mastercard®
Pros
Cons
Pros
Cons
Who Should Consider the U.S. Bank Business Altitude Connect™ World Elite Mastercard®
- You want access to over 1,300 airport lounges: You get four complimentary visits per membership year through Priority PassTM Digital’s annual membership.
Other Benefits
- Receive 60,000 bonus points after spending at least $6,000 in purchases for the first 180 days from the date of account opening
- Earn the following points rewards:
- 5x points for every dollar spent on hotels and car rentals booked directly in the Rewards Center
- 4x points for every dollar spent on travel (including airfare, hotel, gas, and EV charging stations) on the first $150,000 in combined annual spend
- Enjoy $0 foreign transaction fees
Frequently Asked Questions (FAQs)
You can apply for a World of Hyatt Business Credit Card online or in person at the nearest Chase branch. Note that Chase does not accept applications over the phone, by mail, or at any Hyatt hotels.
When applying, ensure to have the following on hand:
- Business name, address, structure, description, and annual revenue
- Number of employees
- Estimated monthly spending
- Employer’s identification number (EIN) and/or owner’s Social Security number
You should be able to receive the card within seven to 10 business days if your application is approved. In the event that your application is denied, Chase will be sending the letter within the same timeframe citing the reasons for the denial of your application. While waiting for your application to be processed, you can call Chase’s customer service at (800) 436-7941.
As members of this program, you may be eligible for specific services and benefits offered by World of Hyatt hotels. The following are some of the benefits that you’ll receive as a World of Hyatt member:
- Member
- Save up to 10% with Member Rate at participating hotels
- Receive exclusive member-only offers
- Earn points on stays, dining, spa services, and FIND experiences
- Use points for free nights with no blackout dates at any Hyatt hotels (starting at 5,000 points)
- Get a free night award after staying at five different Hyatt brands
- Discoverist
- Earn free nights faster with 10% Bonus Points on qualifying purchases
- Get a 2 p.m. late checkout (upon availability)
- Receive complimentary premium internet anytime, anywhere
- Explorist
- Earn free nights faster with 20% Bonus Points on qualifying purchases
- Get access to upgraded rooms on qualifying nights (based on availability at check-in)
- Avail a 2 p.m. late checkout (upon availability)
- Globalist
- Earn free nights faster with 30% Bonus Points on qualifying purchases
- Enjoy room upgrades (up to standard suites)
- Get Club lounge access or complimentary breakfast
- Get a 4 p.m. late checkout (upon availability)
Bottom Line
World of Hyatt Business Credit Card is best for business owners who travel frequently and stay primarily at Hyatt hotels. You can earn up to 9x Bonus Points on purchases made in eligible categories. Note that other travel business credit cards offer an interest-free financing option and don’t charge annual fees.
