World of Hyatt Business Credit Card is designed for business owners who stay primarily at Hyatt hotels. You can earn premium points on purchases at all Hyatt hotels, get extra points from Hyatt for being a World of Hyatt member, and enjoy perks, such as Hyatt Discoverist status, free night awards, and tier-qualifying night credits.
If you wish to compare one card over another, select a maximum of three cards on this page and click Add to Compare to view the details in a side-by-side comparison.
World of Hyatt Business Credit Card
BEST FOR:
Those who primarily stay at Hyatt hotels
Intro APR
N/A
Regular APR
21.49% - 28.49% variable
Annual Fee
$199
Credit Needed
Good to Excellent
- 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Additionally, earn 15K Bonus Points after you spend $12,000 in the first 6 months.
- 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
- 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/24, then your top two categories each quarter.
- 2 Bonus Points per $1 spent on fitness club and gym memberships
- 1 Bonus Point per $1 spent on all other purchases.
- Up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
- 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
- World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees
- Member FDIC
Pros
- With sign-up bonus
- Doesn’t charge foreign transaction fees
- Premium features and rewards
Cons
- Charges annual fee
- Doesn’t have 0% introductory annual percentage rate (APR)
- Discoverist status: You and up to five employees can enjoy Discoverist status with World of Hyatt Business Credit Card. This includes 10% Bonus Points when choosing to earn points on eligible purchases in Hyatt, access to premium in-room internet, 2 p.m. late checkout upon request and when available, and earn 5 tier-qualifying night credits after spending $10,000 within a calendar year.
- Hyatt leverage membership: Hyatt leverage program offers an average savings of up to $350 a year due to discounts on standard rate rooms at all participating Hyatt hotels.
- 10% redemption bonus: Get 10% of your points back for the rest of the year after spending $50,000 every calendar year — up to 200,000 points can be redeemed.
- Faster way of improving status and rewards: Earn 5 tier-qualifying points after spending $10,000 every calendar year.
- Up to $100 in Hyatt statement credits: Spend $50 or more at any Hyatt property and earn $50 statement credits twice each anniversary year.
Intro APR
N/A
Regular APR
21.49% - 28.49% variable
Annual Fee
$199
Credit Needed
Good to Excellent
- 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Additionally, earn 15K Bonus Points after you spend $12,000 in the first 6 months.
- 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
- 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/24, then your top two categories each quarter.
- 2 Bonus Points per $1 spent on fitness club and gym memberships
- 1 Bonus Point per $1 spent on all other purchases.
- Up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
- 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
- World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees
- Member FDIC
Pros
- With sign-up bonus
- Doesn’t charge foreign transaction fees
- Premium features and rewards
Cons
- Charges annual fee
- Doesn’t have 0% introductory annual percentage rate (APR)
- Discoverist status: You and up to five employees can enjoy Discoverist status with World of Hyatt Business Credit Card. This includes 10% Bonus Points when choosing to earn points on eligible purchases in Hyatt, access to premium in-room internet, 2 p.m. late checkout upon request and when available, and earn 5 tier-qualifying night credits after spending $10,000 within a calendar year.
- Hyatt leverage membership: Hyatt leverage program offers an average savings of up to $350 a year due to discounts on standard rate rooms at all participating Hyatt hotels.
- 10% redemption bonus: Get 10% of your points back for the rest of the year after spending $50,000 every calendar year — up to 200,000 points can be redeemed.
- Faster way of improving status and rewards: Earn 5 tier-qualifying points after spending $10,000 every calendar year.
- Up to $100 in Hyatt statement credits: Spend $50 or more at any Hyatt property and earn $50 statement credits twice each anniversary year.
When evaluating travel rewards business credit cards like the World of Hyatt Business Credit Card, we first consider ongoing rewards, introductory rewards, and additional features. We also rate the annual fee, introductory no-interest period, and ongoing APRs.
Grading Criteria | Card Score | Highest Possible Score |
|---|---|---|
Ongoing Rewards | 25 | 25 |
Introductory Rewards | 20 | 25 |
Additional Features | 25 | 25 |
Annual Fee | 7 | 15 |
Introductory APR | 0 | 5 |
Ongoing APR | 3 | 5 |
Total Score | 80 | 100 |
Who the World of Hyatt Business Credit Card Is Best For
- Those who stay primarily at Hyatt hotels: This card offers up to 9x points per dollar spent on purchases at all Hyatt hotels and several perks, including annual Hyatt credit, 10% bonus points back, and Hyatt Discoverist status.
- Those who travel frequently: You can convert your World of Hyatt points into miles with any of World of Hyatt’s airline partners.
Check out our recommended alternatives below if this card doesn’t quite fit the bill. Alternatively, you can check our roundup of the best small business credit cards for more options.
World of Hyatt Business Credit Card Rewards
Reward Points
- 60,000 bonus points after you spend $5,000 on purchases in your first three months from account opening.
- Up to 9x total points per dollar spent at Hyatt: 4 Bonus Points per $1 when you use your card at Hyatt hotels, participating Small Luxury Hotels of the World, and eligible Lindblad Expeditions and 5 Base Points per $1 from Hyatt as a World of Hyatt member
- 2x total points per dollar spent in your top three spend categories each quarter through Dec. 31, 2024, then your top two categories each quarter.
Eligible categories are as follows:
-
- Dining
- Shipping
- Airline tickets when purchased directly with the airline
- Local transit and commuting
- Social media and search engine advertising
- Car rental agencies
- Gas stations
- Internet, cable, and phone services
- 2x points per dollar spent on fitness club and gym memberships
- 1x points per dollar spent on all other purchases
There are no caps or restrictions on how many Bonus Points you can earn in your top three spend categories. You’ll see your Bonus Points within one to two billing statements after the quarter ends. Note that you can still expect to earn 2x Bonus Points in your top two categories past Dec. 31, 2024.
World of Hyatt Business Credit Card Calculator
Find out how much you can earn from the World of Hyatt Business Credit Card based on your estimated monthly expenses. Our rewards calculator will compute your potential rewards—just enter your expected monthly spending, and our calculator will do the rest.
Note that each World of Hyatt point is valued at 2.3 cents.
How To Redeem World of Hyatt Business Credit Card Rewards
You can redeem points for free nights, room upgrades (starting at 3,000 points), convert miles with World of Hyatt’s airline partners, and more. You can also transfer a minimum of 5,000 points for 2,000 miles.
You can also do the Points + Cash award to get 50% of the points required for a free night and 50 to 70% off the Standard Rate. Note that points redeemed for this award will be taken out of your World of Hyatt account at the time of booking.
World of Hyatt Business Credit Card Features
Travel Insurance and Protection
- Auto rental collision damage waiver: You can decline the rental company’s collision insurance and charge the whole rental cost to your World of Hyatt Business Credit Card. Note that coverage is primary and will provide reimbursement up to the actual cash value of the vehicle for theft or collision damage for most rental cars in the United States and abroad.
- Extend warranty protection: This lets you extend the period of the US manufacturer’s warranty by an additional year on eligible warranties of three years or less.
- Purchase protection: This covers your new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
- Roadside dispatch: Call (800) 847-2869 anytime if you have a roadside emergency, such as towing, jumpstarting a battery, a tire change, lockout service, winching, and gas delivery. Note that roadside service fees will be provided when you call and will be billed to your card.
- Travel and emergency assistance services: You can call the benefit administrator for legal and medical referrals or other travel and emergency assistance.
- Trip cancellation/interruption insurance: You can be reimbursed for up to $1,500 per person and $6,000 per trip for your prepaid, nonrefundable passenger fares if your trip is canceled or cut short by sickness, severe weather, and other covered situations.
Other Benefits
- Discoverist status: You and up to five employees can enjoy Discoverist status with the World of Hyatt Business Credit Card. This includes 10% Bonus Points when choosing to earn points on eligible purchases in Hyatt, access to premium in-room internet, 2 p.m. late checkout upon request when available, and five tier-qualifying night credits after spending $10,000 within a calendar year.
- Employee cards: Streamline finances and earn points on purchases made by you and your employees by adding employee cards, at no additional cost.
- Up to $100 in Hyatt statement credits: Spend $50 or more at any Hyatt property and earn $50 statement credits twice each anniversary year.
- Hyatt Leverage membership: The Hyatt Leverage program offers an average savings of up to $350 a year due to discounts on standard rate rooms at all participating Hyatt hotels.
- 10% redemption bonus: Get 10% of your points back for the rest of the year after spending $50,000 every calendar year—up to 200,000 points can be redeemed.
World of Hyatt Business Credit Card Fees
APRs
- Introductory: None
- Ongoing, balance transfer, and My Chase LoanSM: 21.49% to 28.49% variable—adjusts with the prime rate
- Cash advance: 29.99% variable—adjusts with the prime rate
- Penalty: Up to 29.99% variable—adjusts with the prime rate; this will be applied immediately to your account if you do one of the following:
- Fail to make a minimum payment by the date and time that it’s due
- Make an unpaid returned payment
Fees
- Annual: $199
- My Chase PlanSM Fee (fixed finance charge): 1.72% of the amount of each eligible purchase transaction
- Balance transfer: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash advance: Either $15 or 5% of the amount of each transaction, whichever is greater
- Foreign transaction: None
- Late and returned payments: $40
- Return check: None
Your due date is at least 20 days after the close of each billing cycle.
- Online or Chase Mobile® app: Go to chase.com/paycard to make a payment online. You can also enroll in automatic payments through the website or mobile app. When you enroll, specify the deposit account from which your payment will be deducted and how much you’d like to pay, such as your statement balance, minimum payment due, or any fixed amount.
- Phone: Call the automated phone service at (800) 436-7958.
- Mail or money order: Include your name and full account number on your check or money order—don’t send cash. Mail your payment to the following address:
Cardmember Services
PO Box 6294
Carol Stream, IL 60197-6294
Alternatively, you can send your payment via overnight mail to the following address:
Chase Card Services
201 N. Walnut St.
Del-0153
Wilmington, DE 19801
- Western Union: Use the Code City WALNUT when paying via Western Union. It may take up to seven days for the payment to be reflected in your account.
- In-person: Go to the nearest Chase ATM or branch
World of Hyatt Business Credit Card Alternatives
Chase Ink Business Preferred®
Ink Business Preferred® Credit Card
BEST FOR:
Maximizing travel rewards at a lower annual fee
Intro APR
N/A
Regular APR
21.24%-26.24% Variable
Annual Fee
$95
Credit Needed
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- No foreign transaction fees
Cons
- No interest-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the sign-up bonus
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the United States manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts―and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
Intro APR
N/A
Regular APR
21.24%-26.24% Variable
Annual Fee
$95
Credit Needed
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Pros
- Reward points are worth 25% more when you redeem for travel through the Chase Ultimate Rewards® card
- Comprehensive travel and purchase protection
- No foreign transaction fees
Cons
- No interest-free financing option on both purchases and balance transfers
- With annual fee
- Need to make extremely large purchases to qualify for the sign-up bonus
- Cellphone protection: Get up to $1,000 per claim in cellphone protection against covered theft or damage for you and your employees listed on your monthly cellphone bill
- Purchase protection: Can cover your new purchases for 120 days against damage or theft of up to $10,000 per claim and $50,000 per account
- Extended warranty protection: You can extend the period of the United States manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
- Fraud monitoring: Chase will help keep your accounts safe with account alerts―and you can choose how you’d like to receive them
- Free employee cards: You can create employee cards at no additional cost, and lets you set individual spending limits―helping you earn rewards even faster
When To Consider Chase Ink Business Preferred®
- You prefer earning rewards on more than one spending category: It lets you earn 3x points per dollar spent on the first $150,000 in combined purchases on selected spending categories—particularly travel, shipping purchases, advertising on search engines and social media sites, and internet/cable/phone services
Other Benefits
- Offers 100,000 bonus points after spending $8,000 on purchases within the first three months of card ownership
- Lets you do 1:1 point transfer on participating travel and hotel travel partners through the Chase Ultimate Rewards program
- Covers new purchases for 120 days against damage or theft
Its high introductory bonus and premium rewards are our reasons for recommending it as our top business credit card for travel and one of our recommended high-limit business credit cards. See our roundup of the best Chase business credit cards for more options.
U.S. Bank Business Leverage® Visa Signature® Card
U.S. Bank Business Leverage® Visa Signature® Card
BEST FOR:
Expenses that shift from month to month
Intro APR
Regular APR
21.24% - 26.24% (Variable)
Annual Fee
$95
Credit Needed
Excellent/Good
- Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.
- Earn 2% back in the top two categories where you spend the most each month automatically.
- 1% cash per dollar spent on all other eligible purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
- No annual fee for the first year and $95 thereafter.
- No reward caps or limits on the total rewards your business can earn. Redeem for your choice of cash back, gift cards, merchandise and travel.
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
- Expense management tool VISA Spend Clarity is free to access and sync expenses, set employee card controls, generate reports, and more.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022
- Terms and conditions apply
Pros
- Personalized ongoing rewards
- Large sign-up bonus
- Unlimited points
Cons
- Requires excellent credit
- No introductory 0% APR
- Rewards have expiration
- Extended warranty protection: The issuer will double an original manufacturer’s warranty up to an additional one year for warranties of three years or less. The coverage is limited to $10,000 per item.
- Purchase protection: Protection for items that are damaged or stolen within 90 days of purchase. Coverage is limited to $500 per claim and up to $50,000 per cardholder, per year.
Intro APR
Regular APR
21.24% - 26.24% (Variable)
Annual Fee
$95
Credit Needed
Excellent/Good
- Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.
- Earn 2% back in the top two categories where you spend the most each month automatically.
- 1% cash per dollar spent on all other eligible purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
- No annual fee for the first year and $95 thereafter.
- No reward caps or limits on the total rewards your business can earn. Redeem for your choice of cash back, gift cards, merchandise and travel.
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
- Expense management tool VISA Spend Clarity is free to access and sync expenses, set employee card controls, generate reports, and more.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022
- Terms and conditions apply
Pros
- Personalized ongoing rewards
- Large sign-up bonus
- Unlimited points
Cons
- Requires excellent credit
- No introductory 0% APR
- Rewards have expiration
- Extended warranty protection: The issuer will double an original manufacturer’s warranty up to an additional one year for warranties of three years or less. The coverage is limited to $10,000 per item.
- Purchase protection: Protection for items that are damaged or stolen within 90 days of purchase. Coverage is limited to $500 per claim and up to $50,000 per cardholder, per year.
When To Consider U.S. Bank Business Leverage® Visa Signature® Card
- You have expenses in multiple categories: It lets you earn 2% cash back on every dollar spent in the top two categories where you spend the most each month automatically, and 1% cash back on all other eligible purchases. Note that these categories can change month over month, depending on your business spending habits.
Other Benefits
- Receive $750 in rewards after spending $7,500 in eligible purchases within the first 120 days of account opening
- Lets you divide your eligible purchases into equal monthly payments without interest through the U.S. Bank ExtendPay® Plan
- Charges $95 annual fee, waived for the first year
This card made our roundups of the best cash back business credit cards and leading business credit cards for travel due to its automatic 2% cash back on your top two spending categories. Read our review of the best U.S. Bank business credit cards for more options from the issuing bank.
Marriott Bonvoy Business® American Express® Card
Marriott Bonvoy Business® American Express® Card
BEST FOR:
Owners who choose to stay at Marriott Bonvoy hotels
Intro APR
N/A
Regular APR
20.99% - 29.99% Variable
Annual Fee
$125
Credit Needed
Good, Excellent
- Welcome Offer: Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Redemption level up to 50,000 Marriott Bonvoy® points for each bonus Free Night Award, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly through Marriott. Terms and Conditions Apply.
- 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
- Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Marriott Bonvoy Business® American Express® Card.
- Terms apply.
Pros
- Complimentary Marriott Bonvoy Gold Elite status
- No foreign transaction fees
- Premium rewards points
Cons
- Charges an annual fee
- No introductory 0% APR
- Balance transfers aren't allowed
- Baggage insurance: Covers the loss of any checked or carry-on baggage in direct transit from a common carrier or terminal; coverage is limited to $1,250
- Purchase protection: Covers purchased items from theft or damage for the first 120 days from purchase; coverage is limited to $10,000 per claim and $50,000 per year
- Extended warranty protection: Offers up to an additional two years of warranty coverage on United States manufacturers’ warranties of five years or less
- Gold Elite status: Enjoy complimentary Marriott Bonvoy Gold Elite status with your Card
Intro APR
N/A
Regular APR
20.99% - 29.99% Variable
Annual Fee
$125
Credit Needed
Good, Excellent
- Welcome Offer: Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Redemption level up to 50,000 Marriott Bonvoy® points for each bonus Free Night Award, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly through Marriott. Terms and Conditions Apply.
- 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
- Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Marriott Bonvoy Business® American Express® Card.
- Terms apply.
Pros
- Complimentary Marriott Bonvoy Gold Elite status
- No foreign transaction fees
- Premium rewards points
Cons
- Charges an annual fee
- No introductory 0% APR
- Balance transfers aren't allowed
- Baggage insurance: Covers the loss of any checked or carry-on baggage in direct transit from a common carrier or terminal; coverage is limited to $1,250
- Purchase protection: Covers purchased items from theft or damage for the first 120 days from purchase; coverage is limited to $10,000 per claim and $50,000 per year
- Extended warranty protection: Offers up to an additional two years of warranty coverage on United States manufacturers’ warranties of five years or less
- Gold Elite status: Enjoy complimentary Marriott Bonvoy Gold Elite status with your Card
When To Consider Marriott Bonvoy Business® American Express® Card
- You primarily stay at Marriott hotels: It lets you earn 6x Marriott Bonvoy points at participating hotels under the Marriott Bonvoy® program.
Other Benefits
- Earn 3 Free Night Awards (worth up to 150,000 Total Marriott Bonvoy Points) after spending $6,000 in eligible purchases within the first three months of card membership.
- Offers up to 6x Marriott Bonvoy points on selected spending categories
- Get a complimentary Gold Elite status—which includes priority late checkout when available and 25% bonus points on stays.
- Receive a 7% discount off of standard rates for reservations of standard guest rooms (excluding Premium rooms) at participating hotels. Note that terms and conditions apply.
This card is included in our roundups of the best business credit cards for travel and the best business credit cards with no foreign transaction fee. Check our list of the best American Express business credit cards for more options.
Frequently Asked Questions (FAQs)
You can apply for a World of Hyatt Business Credit Card online or in person at the nearest Chase branch. Note that Chase does not accept applications over the phone, by mail, or at any Hyatt hotels.
When applying, ensure to have the following on hand:
- Business name, address, structure, description, and annual revenue
- Number of employees
- Estimated monthly spending
- Employer’s identification number (EIN) and/or owner’s Social Security number
You should be able to receive the card within seven to 10 business days if your application is approved. In the event that your application is denied, Chase will be sending the letter within the same timeframe citing the reasons for the denial of your application. While waiting for your application to be processed, you can call Chase’s customer service at (800) 436-7941.
As members of this program, you may be eligible for specific services and benefits offered by World of Hyatt hotels. The following are some of the benefits that you’ll receive as a World of Hyatt member:
- Member
- Save up to 10% with Member Rate at participating hotels
- Exclusive member-only offers
- Earn points on stays, dining, spa services, and FIND experiences
- Use points for free nights with no blackout dates at any Hyatt hotels (starting at 5,000 points)
- Get a free night award after staying at five different Hyatt brands
- Discoverist
- Earn free nights faster with 10% Bonus Points on qualifying purchases
- Get a 2 p.m. late checkout (upon availability)
- Receive complimentary premium internet anytime, anywhere
- Explorist
- Earn free nights faster with 20% Bonus Points on qualifying purchases
- Get access to upgraded rooms on qualifying nights (based on availability at check-in)
- Avail a 2 p.m. late checkout (upon availability)
- Globalist
- Earn free nights faster with 30% Bonus Points on qualifying purchases
- Enjoy room upgrades (up to standard suites)
- Get Club lounge access or complimentary breakfast
- Get a 4 p.m. late checkout (upon availability)
Bottom Line
World of Hyatt Business Credit Card is best for business owners who travel frequently and stay primarily at Hyatt hotels. You can earn premium rewards when using it at Hyatt and earn 2x Bonus Points on purchases made in eligible categories. Note that other travel business credit cards offer an interest-free financing option and don’t charge annual fees.
