Commercial auto insurance covers accidents involving vehicles used or owned by your business. Third-party liability coverage for injuries and property damage is required in most states. Providers also offer first-party coverage for your vehicle like collision or comprehensive. Commercial auto insurance costs can range anywhere from $700 to $2,700 per car annually. Regardless of the…
Business owners that need insurance for a landscaping business typically look for a provider with high limits, responsive claim services, and fast turnarounds on certificates of insurance (COIs). Using our proprietary rubric focusing on financial stability, customer service, convenience, and the policies offered, we evaluated 18 providers to determine the six best landscaping insurance companies:…
Life coach insurance consists of several business insurance policies that protect your business from a variety of losses by helping provide defense and settlement of the claim. As a professional who offers advice as a service, professional liability insurance is the most important. A business owner’s policy (BOP) offers additional protection for your property and…
The Hartford offers personal auto, homeowners, and business insurance for any size of business in a wide range of industries. In our review of small business insurance companies, it scored the highest with a 4.5 out of 5 and is the best small business insurer. More than 1 million small businesses are insured through it,…
General liability and business owner’s policy (BOP) are insurance policies that offer protection by helping with the costs associated with a claim, and both policies can be customized with endorsements. The difference between a business owner’s policy and general liability is general liability covers the costs of third-party liability claims, while the BOP carries the…
Security guard insurance covers security companies and sole proprietors for general liability, professional liability, business property, and workers’ compensation. Multiple policies form what’s called security guard insurance, and the total minimum premium for all core policies can start at $7,300 annually. When looking for a provider, it’s important to find one that has high limits…
Dance studio insurance is a policy, or combination of policies, that protects your business against liability claims and first-party losses. Dance studios should consider a business owner’s policy (BOP), which combines liability and property. Dance instructor insurance policies for private dance instructors or independent contractors are general liability and professional liability. For a studio, policies…
Insurance for veterinarians covers the risks of caring for animals, dealing with pet owners, and running a medical facility. It is a combination of multiple policies, including general liability, malpractice, commercial property, and animal bailee insurance. The average cost for these policies can range from $4,300 to $8,300. The best veterinary insurance provider should offer…
