Taxi insurance is a type of commercial auto policy that protects for-hire livery operations by paying for accidents that cause damage to you, your vehicles, your passengers, or other people and their property. Pricing options vary for taxi insurance, but annual premiums typically range between $3,500 and $10,000. is a great choice for taxi insurance….
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Personal Trainer Insurance: Cost, Coverage & Providers
Personal trainer insurance usually refers to a group of business policies designed to protect a personal trainer’s assets. One common policy for trainers is commercial general liability, which covers third-party bodily injury, property damage, and reputational harm. However, most trainers need other types of insurance, so personal trainer insurance costs between $175 to $1,600 annually….
Daycare Insurance: Cost, Coverage & Top Providers
Daycare insurance is coverage for businesses in the childcare industry. Policies can cover business-owned property and liability risks that come with caring for children. Depending on coverage, annual costs of daycare insurance range from $750 to $1,350 for in-home childcare businesses to $1,000 to $2,000 for commercial daycare centers. To get your daycare insured quickly…
What Is Personal and Advertising Injury Coverage?
Personal and advertising injury coverage, included in commercial general liability insurance, protects your business against claims typically involving an infringement on a third party’s personal or intellectual rights. It can cover libel, slander, and copyright infringement. Coverage provides defense up to your personal and advertising injury coverage limits, in the event of a claim. What…
Missouri Workers’ Compensation Insurance: Top Providers, Rules & More
Missouri workers’ compensation requires employers with five or more employees to carry insurance for injured employees’ medical bills and lost wages unless they’re in construction. In that case, employers must have workers’ comp if they have even one employee. Workers’ comp premiums in Missouri range from 12 cents to more than $30 per $100 of…
15 Great Employee Wellness Program Ideas & Tips
Lifestyle plays an important role in our health, and one way employers can partner with employees in this endeavor is by creating an active employee wellness program. The fact is that there are many different approaches to wellness. We’ll help you narrow the list to what we view as best practices in this arena. Our…
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What Is a Surety Bond?
Surety bonds are contracts between three parties: the business owner performing the work, the client requesting the bond, and the business issuing the bond. If a client claims the business owner failed to deliver services as promised, the bond issuer pays the damages. Bond issuers typically require business owners to repay the claim costs. Surety…
Commercial Auto Insurance: Cost, Coverage & Providers
Commercial auto insurance covers accidents involving vehicles used or owned by your business. Third-party liability coverage for injuries and property damage is required in most states, but policies also can include first-party coverage such as medical payments and collision. For small business owners, annual commercial vehicle insurance costs $600 to $2,400 per vehicle. If you’re…
What Is Commercial Truck Insurance?
Commercial truck insurance refers to a group of policies designed to protect businesses that use trucks. The types of coverage you need and how much they cost is determined by how trucks fit into your operations. Someone using a single box truck for deliveries requires fewer policies than a trucker who drives a semi. Top…
Who Needs Professional Liability Insurance?
The people who need professional liability insurance are usually business owners who make a living by providing advice or services to others. Because these individuals have specialized knowledge and present themselves as authorities, they are exposed to accusations that their mistakes led to financial losses for their clients. Professional liability covers these claims. How Professional…
Landscaping Insurance: Definition, Cost, Features & Providers
Landscaping insurance is a group of policies that protect your business’s assets. The most common lawn care business insurance policy is general liability, which pays for nonemployees’ injuries and property damage. Most businesses need other policies like property insurance and auto coverage. Landscapers’ general liability insurance starts around $400 per year. The policies you need…
6 Cheapest Commercial Auto Insurance Companies
Small business owners who need auto insurance want it at a competitive rate. However, the cheapest commercial auto insurance doesn’t necessarily provide the best coverage, so we looked at costs as well as policy options, online features, claims processing, and customer reviews to arrive at the six best commercial auto providers for the money. Top…
