Insurance

Nanny insurance is a group of business policies, which can include general liability and professional liability, and are designed for individuals who care for children. Whether they work out of their home or someone else’s, nannies are protected by these policies in case of a lawsuit. General liability insurance for babysitters and nannies typically costs…

Landscaping insurance, or lawn care insurance, is a group of policies that protect a landscaping business’s assets. The most common lawn care business insurance policy is general liability, which pays for nonemployees’ injuries and property damage. Landscapers’ general liability insurance starts at around $2,200 per year. However, most landscapers need additional policies, and that increases…

Life coaches offer expert advice to individuals, so they need professional liability insurance in case they’re sued over their services. Policies typically cost between $300 and $5,000 annually, depending on the business size. Life coaches should also consider purchasing a business owner’s policy (BOP), which costs around $350 to $1,000 annually as well as commercial…

Semi truck insurance, also called owner-operator or commercial truck insurance, is a blanket term for a collection of policies for truck drivers. Many of these policies cover truckers’ legal liabilities in different situations like hauling cargo or nonbusiness driving. Owner-operators can expect to pay between $8,000 to $12,500 per year for truck insurance. Whatever commercial…

As a gym owner, you have more risk than many other businesses because your operations involve people who are engaged in strenuous exercise. Gym insurance covers the costs associated with injuries and lawsuits. Annual gym insurance costs depend on the specific policy you’re buying. For example, general liability insurance usually costs between $500 to $1,700…