A business liability waiver that outlines the risks and rights being waived and is in compliance with state law can help protect your business from lawsuits. While your business can still be sued, the waiver serves as part of your defense that the plaintiff waived their rights. However, there are cases where the waiver may…
The leading affordable general liability insurance companies offer appropriate limits for your business, custom options to tailor it to your industry, and claims and customer service. We evaluated more than 20 insurance providers on financial stability, policies offered, convenience, and customer satisfaction to find the seven best companies offering the cheapest general liability insurance for…
Photographers can capture a moment forever, and the best photography insurance lets you focus on your craft without worrying about liability claims or what happens if your equipment gets damaged. The best insurance for photographers is also affordable, can be purchased quickly, gives you access to your documents when needed, makes it easy to provide…
Photography insurance is a policy or combination of policies that protect your photography or videography business from claims of negligence or damage to your equipment and property. General liability insurance, the most common insurance type for a photographer, can range from $200 to $800 annually. Are you looking for quick and affordable photography liability insurance?…
The main difference between an insurance broker vs carrier is that an insurance carrier creates and services the insurance policy, whereas a broker helps a customer find the best policy among multiple carriers at the best possible rate. Carriers are responsible for maintaining the insurance contract, or policy, and responding appropriately and in a timely…
Personal and advertising injury coverage protects your business against claims, typically involving an infringement on a third party’s rights or intellectual property. It can cover libel, slander, and copyright infringement. Coverage is included in a commercial general liability (CGL) policy and, in the event of a claim, provides defense up to your coverage limits. How…
Small business owners need insurance to protect their businesses but also need to protect the bottom line. The good news is it’s possible to find quality coverage at an affordable price. Start by identifying the right policies for your business and bundling any of those coverages. Then, compare providers’ offerings and look for any discounts….
Church insurance is several policies that, when combined, help protect churches from financial loss as the result of a first- or third-party claim. Common insurance for churches is general liability, commercial property, and workers’ compensation. General liability for a church can range from $700 to over $3,000 annually. When it comes to religious institutions, insurance…
