Appropriately named the Garden State, New Jersey’s robust small business economy includes nearly 10,000 farms. Whether it is a farm or a transportation company, small businesses are a significant part of New Jersey’s growing economy—driving small business insurance in New Jersey as a key part of a successful business plan. While not every coverage is…
Insurance
6 Cheapest General Liability Insurance Companies for 2024
The leading cheapest general liability insurance (GLI) companies are affordable without compromising on customer service or the quality of coverage for your business. Every business is different, so it is important to find an insurer that not only offers cheap general liability insurance but also makes it customizable through endorsements to fit your specific industry….
6 Best Commercial Property Insurance Companies 2024
Commercial property insurers help businesses protect tools, equipment, and furniture and assist businesses with building repairs or property replacements. The best commercial property insurance companies offer high total insurable value, provide the option for actual cash value and replacement cost value on your property, and include business loss income in their policy. We researched 16…
Certificate of Liability Insurance: What It Is & How to Request One
A certificate of insurance (COI) is a document that provides proof of insurance. It includes policy details like your specific coverage, limits, and effective dates, but it is not an insurance contract. Companies often require businesses they partner with to carry liability insurance because they don’t want to risk being held solely responsible. In those…
Staffing Agency Insurance: Cost, Coverage & Companies
Staffing agency insurance is a policy (or policies) protecting a staffing agency from claims of negligence through investigation and defense. It also helps repair or replace damaged property. As a business in the service sector, professional liability will be the most important coverage for a staffing agency, and professional liability costs for a staffing agency…
Cannabis Insurance: Cost & Coverage in 2024
Cannabis insurance is a specialized business insurance policy that protects marijuana businesses from the common risks of liability or damage to their property. Its costs are higher than in other industries because of the risks associated with the product and its status as a Schedule I controlled substance. A liability policy, for instance, can range…
Commercial Auto Insurance: Cost & Coverage
Commercial auto insurance is an important policy for any business with vehicles and is required if your business owns a vehicle—covering damages and injuries from accidents. The damage can be to other vehicles or property and even the cost to clean up a crash scene. This type of insurance can include multiple coverages for first-…
5 Best Commercial Auto Insurance Companies in 2024
Small business owners looking for commercial auto insurance will want opportunities for discounts, responsive customer service, and a company with an appetite for risk and new businesses. Using our proprietary rubric, we evaluated 18 commercial auto insurers. These are the five best providers of commercial auto insurance: : Best overall for commercial auto insurance :…