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Merchant services, also referred to as payment processors, are a necessary but frustrating part of running a business. We list 10 providers that offer fair and transparent pricing

An employment background check is a process for verifying a candidate’s background and qualifications and screening for red flags by checking criminal records, credit reports, driving history, and more, when applicable. Before conducting one, it is important to implement a background check policy to ensure

Buddy Punch is a cloud-based time tracking software that lets you capture employee work hours and manage paid time off (PTO). It’s optimal for small to mid-sized businesses (SMBs) looking for multiple time clock options with flexible punch controls that support facial recognition scans and

An employment probation period, referred to as a probationary or employment training period, is a time frame used to determine if the new hire is the right fit for the position and the company is right for the employee. A typical time frame for a

Deputy is a scheduling and time clocking software that simplifies staff scheduling and employee attendance tracking. Its features include paid time off (PTO) and availability monitoring, auto-scheduling, and labor demand forecasting. Basic HR functionalities are also available, allowing small and midsized businesses (SMBs) to streamline

A balloon mortgage is a type of loan that requires low or no monthly payments and requires a lump-sum payment at the end of the loan term. It differs from fully amortized loans where equal installments of the total balance are repaid over a period

Payroll compliance refers to the legal obligation businesses have to adhere to local, state, and federal laws related to employee compensation. It’s not just about paying your employees on time, but also ensuring that you’re withholding the correct amounts for taxes, providing the right benefits,

An unlimited paid time off (PTO) policy allows employees to take as much time off as they need or want in a given year, without a limit. There is still generally a structured PTO request/approval process but just no hard cap on the number of

Trailing twelve months (TTM) refers to a company’s past 12 consecutive months of performance data used in financial reporting.

A business money market account (MMA) is a flexible, low-risk method of saving money while maintaining access to the funds you have on deposit. It functions like a savings account by offering an APY equal to or higher than most regular business savings accounts. It

Editorial and Partnership Disclosure Hawaiian Airlines® World Elite Business Mastercard®, issued by Barclays, is designed for business owners who travel primarily with Hawaiian Airlines and those who want to earn rewards on gas, dining, and office supplies. You can redeem your rewards for free flights

Editorial and Partnership Disclosure The card_name from Chase offers travel rewards that can be redeemed for free flights and travel perks like free checked bags, United Club passes, priority boarding, and travel credits. It has a low annual fee and $0 foreign transaction fee, and